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Thread Statistics | Show CCP posts - 0 post(s) |
bongsmoke
School of Applied Knowledge Caldari State
0
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Posted - 2012.05.15 00:25:00 -
[1] - Quote
Why does insurance not scale due to pricing of the market?
most T1 ships, unless you make them, insurance doesnt even cover but a little over half the value.
I believe the insurance should scale based off the price you pay for a ship, unless made by yourself which then should be a standard setup. |
Ptraci
3 R Corporation The Irukandji
508
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Posted - 2012.05.15 00:41:00 -
[2] - Quote
bongsmoke wrote:Why does insurance not scale due to pricing of the market?
most T1 ships, unless you make them, insurance doesnt even cover but a little over half the value.
I believe the insurance should scale based off the price you pay for a ship, unless made by yourself which then should be a standard setup.
Because insurance payouts are an isk faucet and there is already too much easy isk entering the economy. Yes new players have a hard time understanding that ship destruction actually adds isk to the economy, but it does. |
Selinate
864
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Posted - 2012.05.15 00:42:00 -
[3] - Quote
. |
Mr Epeen
It's All About Me
1436
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Posted - 2012.05.15 00:43:00 -
[4] - Quote
bongsmoke wrote:Why does insurance not scale due to pricing of the market?
most T1 ships, unless you make them, insurance doesnt even cover but a little over half the value.
I believe the insurance should scale based off the price you pay for a ship, unless made by yourself which then should be a standard setup.
Ganker tears?
Mr Epeen
There is no excuse beyond fatalistic self-indulgence and sheer laziness for doing nothing --á Iain Banks |
Roll Sizzle Beef
Space Mutiny
401
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Posted - 2012.05.15 00:58:00 -
[5] - Quote
Yet again seeing mining for yourself as "free" minerals... What makes the ship you built different than a market ship when it comes to time and effort? |
Serge Bastana
GWA Corp Unified Church of the Unobligated
476
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Posted - 2012.05.15 01:08:00 -
[6] - Quote
Oh look, someone else who thinks the minerals you mine are free. Carry on Doris. WoW holds your hand until end game, and gives you a cookie whether you win or lose. EVE not only takes your cookie, but laughs at you for bringing one in the first place... |
Grumpymunky
Super Monkey Tribe of Danger
170
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Posted - 2012.05.15 01:21:00 -
[7] - Quote
Mr Epeen wrote:Ganker tears? Gankers don't even get insurance. More likely gank victim.
Post with your monkey. |
Richard Desturned
GoonWaffe Goonswarm Federation
335
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Posted - 2012.05.15 01:21:00 -
[8] - Quote
bongsmoke wrote:I believe the insurance should scale based off the price you pay for a ship, unless made by yourself which then should be a standard setup.
yeah i want to sell myself a billion isk rifter and print isk by self-destructing it eh |
Pok Nibin
Viziam Amarr Empire
139
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Posted - 2012.05.15 01:29:00 -
[9] - Quote
It doesn't scale 'cause CCP said it would, so it doesn't. Why do you think? Geez.
Get with the program! Don't fight it.-á Rejoin your Amarrian patriarchs.-á You know you want to. |
Orlacc
Javalinas
150
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Posted - 2012.05.15 01:34:00 -
[10] - Quote
Insurance based on minerals to make said ship. |
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Mr Epeen
It's All About Me
1439
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Posted - 2012.05.15 02:02:00 -
[11] - Quote
Grumpymunky wrote:Mr Epeen wrote:Ganker tears? Gankers don't even get insurance. More likely gank victim.
LOL. You are right, of course.
All I'm really thinking about right now is that my Diablo 3 install is at 60% and Battle.net goes live in five hours. My posts are going to be as scatterbrained as Malcanis tonight.
Mr Epeen There is no excuse beyond fatalistic self-indulgence and sheer laziness for doing nothing --á Iain Banks |
Dar Saleem
Imperial Academy Amarr Empire
27
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Posted - 2012.05.15 02:22:00 -
[12] - Quote
Grumpymunky wrote:Mr Epeen wrote:Ganker tears? Gankers don't even get insurance. More likely gank victim.
Yep if they were to make it so that insurence paid to the ganked is paid by the gankee, just like insurence does in real life. Then boy would there be tears. Actually I think I might suggest this to devs for lulz |
Maxpie
Metaphysical Utopian Society Explorations
120
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Posted - 2012.05.15 02:25:00 -
[13] - Quote
I think the better question is why does insurance exist at all? Who the heck would insure combat ships? The Secure Commerce Commission must be the most unprofitable business ever . |
Richard Desturned
GoonWaffe Goonswarm Federation
336
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Posted - 2012.05.15 02:29:00 -
[14] - Quote
Dar Saleem wrote:Yep if they were to make it so that insurence paid to the ganked is paid by the gankee, just like insurence does in real life. Then boy would there be tears. Actually I think I might suggest this to devs for lulz
"ahaha you killed my hulk and I got your catalyst's 100k isk insurance, owned" eh |
ModeratedToSilence
Republic Military School Minmatar Republic
11
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Posted - 2012.05.15 02:38:00 -
[15] - Quote
Mr Epeen wrote:Grumpymunky wrote:Mr Epeen wrote:Ganker tears? Gankers don't even get insurance. More likely gank victim. LOL. You are right, of course. All I'm really thinking about right now is that my Diablo 3 install is at 60% and Battle.net goes live in five hours. My posts are going to be as scatterbrained as Malcanis tonight. Mr Epeen
How will being scatterbrained improve your posting? |
Dar Saleem
Imperial Academy Amarr Empire
27
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Posted - 2012.05.15 02:49:00 -
[16] - Quote
Richard Desturned wrote:
"ahaha you killed my hulk and I got your catalyst's 100k isk insurance, owned"
Think of that in reverse.
Misterdastardlypirate ganks my hulk
I get insurance payout of 200mil (never lost a hulk so no idea what the payout is) Insurance company then removes 200mil from Misterdastardlypirate's wallet
If he goes negative he get some form of nasty penalty to.
I as the miner dont get anything extra I still only get insurance, Misterdastardlypirate has to pick his targets even more carefully |
Richard Desturned
GoonWaffe Goonswarm Federation
339
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Posted - 2012.05.15 03:21:00 -
[17] - Quote
Dar Saleem wrote:Richard Desturned wrote:
"ahaha you killed my hulk and I got your catalyst's 100k isk insurance, owned"
Think of that in reverse. Misterdastardlypirate ganks my hulk I get insurance payout of 200mil (never lost a hulk so no idea what the payout is) Insurance company then removes 200mil from Misterdastardlypirate's wallet If he goes negative he get some form of nasty penalty to. I as the miner dont get anything extra I still only get insurance, Misterdastardlypirate has to pick his targets even more carefully
and why would this be a good idea eh |
Shian Yang
122
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Posted - 2012.05.15 03:31:00 -
[18] - Quote
Dar Saleem wrote:Insurance company then removes 200mil from Misterdastardlypirate's wallet
If he goes negative he get some form of nasty penalty to.
I as the miner dont get anything extra I still only get insurance, Misterdastardlypirate has to pick his targets even more carefully
Greetings capsuleer,
You are proposing a system that will lead to a massive increase in vat grown capsuleers, released into New Eden with only a few tattered shreds of the training they require.
Moreover, how will the Secure Commerce Commission reclaim their funds from a pirate? Knock on his door for a cup of tea, some crumpets and a cheque?
Regards,
Shian Yang
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Dar Saleem
Imperial Academy Amarr Empire
27
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Posted - 2012.05.15 03:36:00 -
[19] - Quote
Richard Desturned wrote:
and why would this be a good idea
Because there would be mass tears from the gankers on the forums and they are almost as good as goon tears |
Boomhaur
57
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Posted - 2012.05.15 05:51:00 -
[20] - Quote
Maxpie wrote:I think the better question is why does insurance exist at all? Who the heck would insure combat ships? The Secure Commerce Commission must be the most unprofitable business ever .
They get bailout money from CCP don't worry they planned ahead. Welcome to Eve. Everyone here is an Evil Sick Sadistic Bastard who is out to get you. Anyone who tells you otherwise is either trying to scam you or use you. |
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Vera Algaert
Republic University Minmatar Republic
123
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Posted - 2012.05.15 06:54:00 -
[21] - Quote
bongsmoke wrote:Why does insurance not scale due to pricing of the market?
it does.
as has been pointed out before insurance does scale with the price of the minerals used to produce the ship you bought from market.
you will never get rewarded for overpaying, sorry. |
Tor Gungnir
Agenda Industries
63
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Posted - 2012.05.15 07:29:00 -
[22] - Quote
Maxpie wrote:I think the better question is why does insurance exist at all? Who the heck would insure combat ships? The Secure Commerce Commission must be the most unprofitable business ever .
So you're saying that my idea to offer the army insurance for their tanks isn't such a great business plan after all...? |
Richard Desturned
GoonWaffe Goonswarm Federation
343
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Posted - 2012.05.15 07:30:00 -
[23] - Quote
Dar Saleem wrote:Richard Desturned wrote:
and why would this be a good idea
Because there would be mass tears from the gankers on the forums and they are almost as good as goon tears
yeah "tears" are a solid justification for game mechanics changes, you should apply to CCP pronto eh |
Tobiaz
Spacerats
412
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Posted - 2012.05.15 08:14:00 -
[24] - Quote
Mineral prices DO influence the insurance payout.
Unknown factors though are the rate with which these are updated and the scale of the much cheaper minerals in null keeping the payout below ship prices in empire. Operation WRITE DOWN ALL THE THINGS!!!-á Check out the list at http://bit.ly/wdatt Collecting and compiling all fixes and ideas for EVE. Looking for more editors! |
Tobiaz
Spacerats
412
|
Posted - 2012.05.15 08:16:00 -
[25] - Quote
doublepost Operation WRITE DOWN ALL THE THINGS!!!-á Check out the list at http://bit.ly/wdatt Collecting and compiling all fixes and ideas for EVE. Looking for more editors! |
Rico Minali
Sons Of 0din Fatal Ascension
632
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Posted - 2012.05.15 09:06:00 -
[26] - Quote
Mr Epeen wrote:bongsmoke wrote:Why does insurance not scale due to pricing of the market?
most T1 ships, unless you make them, insurance doesnt even cover but a little over half the value.
I believe the insurance should scale based off the price you pay for a ship, unless made by yourself which then should be a standard setup. Ganker tears? Mr Epeen
Wut? Trust me, I almost know what I'm doing. |
Tippia
Sunshine and Lollipops
6791
|
Posted - 2012.05.15 09:11:00 -
[27] - Quote
Welcome to two years ago. GÇ£If you're not willing to fight for what you have in GëívGëí you don't deserve it, and you will lose it.GÇ¥
Shift-click does nothing GÇö why the Unified Inventory isn't ready for primetime. |
bongsmoke
School of Applied Knowledge Caldari State
4
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Posted - 2012.05.15 21:40:00 -
[28] - Quote
Sigh
If mineral prices dictated what the insurance payouts are, then is CCP to blame for inflation on the market?
A lot of theories, none of them make sense.
Drake = ~50m
Drake insurance payout (Plat) = 32m
So WTF is with the market, either CCP does this to make more money selling plexes, or Goonswarn controls the market too.
I am just using the drake as an example. |
Ituhata Saken
Crimson Cross Destroyers
5
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Posted - 2012.05.15 21:45:00 -
[29] - Quote
Dar Saleem wrote:Richard Desturned wrote:
"ahaha you killed my hulk and I got your catalyst's 100k isk insurance, owned"
Think of that in reverse. Misterdastardlypirate ganks my hulk I get insurance payout of 200mil (never lost a hulk so no idea what the payout is) Insurance company then removes 200mil from Misterdastardlypirate's wallet If he goes negative he get some form of nasty penalty to. I as the miner dont get anything extra I still only get insurance, Misterdastardlypirate has to pick his targets even more carefully
If you want to make this more realistic there needs to be an agent who investigates the wreckage and determines who was at fault, not just directly but things like did the victim take proper precautions to prevent it. Then there needs to be months of legal posturing between both insurance companies before a settlement that will likely disappoint the victim is paid out and then both parties insurance premiums quadruple for the next 7 years. |
bongsmoke
School of Applied Knowledge Caldari State
4
|
Posted - 2012.05.15 21:47:00 -
[30] - Quote
Dar Saleem wrote:Richard Desturned wrote:
"ahaha you killed my hulk and I got your catalyst's 100k isk insurance, owned"
Think of that in reverse. Misterdastardlypirate ganks my hulk I get insurance payout of 200mil (never lost a hulk so no idea what the payout is) Insurance company then removes 200mil from Misterdastardlypirate's wallet If he goes negative he get some form of nasty penalty to. I as the miner dont get anything extra I still only get insurance, Misterdastardlypirate has to pick his targets even more carefully
Hey this is a awesome idea that should be pushed!!!!!!
Thanks! |
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