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Thread Statistics | Show CCP posts - 1 post(s) |
EBANK Amarr155
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Posted - 2010.07.29 07:16:00 -
[1]
I'll skip any sort of introduction or opening and get right to the "meat" of this announcement. There will be another update in the next 1-2 weeks regarding the opening of % withdraws.
Support Site The EBANK support site is online and should be utilized to alert EBANK staff of any account related issues. You can access the support site by going to the following link. http://support.eve-bank.net. As a reminder, if you do not specify the character name that owns the account (the character that sent the initial deposit to create the account) it is very difficult to provide support. The support site is great for handling issues such as forgotten passwords.
One last point regarding the support site, due to issues with the database all old tickets were lost so if you had a ticket and the issue has not been resolved you need to create a new one.
Pre Account Freeze Withdrawals The pre account freeze withdrawals will be explained in the next announcement. Please do not request a withdrawal if your isk was deposited before the accounts were frozen, it will only be canceled. /me waves his hand This is not the announcement section you are looking for.
Post Account Freeze Withdrawals If you deposited isk AFTER the account freeze (8/25/2009) and wish to withdraw your isk (you are not obligated to), please submit a support ticket with the pertinent details of the deposit. If you wait to request a withdrawal during the pre account freeze withdrawal period you will forfeit all but the current account %. Basically, if you deposited isk after the freeze you need to either go through the procedure of withdrawing it now or wait until after the pre account freeze withdrawal period ends.
EBANK Loan Requests If you wish to request a loan please create an account and submit your request using the EBANK account management page. Details on creating an account and requesting a loan can be found in the "Frequently Asked Questions" section of the EBANK website.
EBANK Website, Terms & Conditions, FAQ, etc. Please keep in mind that certain parts of the EBANK website are WAY out of date. We are in the process of updating some of the sections as time permits but currently it is impossible for us to update the site as a whole and continue with the more important EBANK operations. Sorry for the inconvenience but at the same time, this isn't exactly new news.
Errors and Omissions Any spelling/grammar errors found within were put there on purpose and should not be mentioned henceforth. I'm human and make mistakes but I'm also Amarrian and will crush those that point out my flaws.
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Ji Sama
Caldari Tash-Murkon Prime Industries manufacturing disaster
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Posted - 2010.07.29 07:17:00 -
[2]
First!
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EBANK Amarr155
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Posted - 2010.07.29 07:18:00 -
[3]
Reserved for whatever reason, and because I've seen others do this so it must be important. |
Shar Tegral
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Posted - 2010.07.29 07:31:00 -
[4]
Originally by: Ji Sama First!
Reported. Congrats on a real announcement AC. Is there any more information on this? (I.e. some forward progress?)
Wealth, howsoever got, in Eve makes Lords of morons and gentlemen of thieves; Aptitude and intellect are needless here; 'Tis impudence and money that grants fame. |
enterprisePSI
Gallente Unimatrix 0.1
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Posted - 2010.07.29 07:56:00 -
[5]
tl;dr Tears, or the titan dies!
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Patri Andari
Caldari Thukker Tribe Antiquities Importer
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Posted - 2010.07.29 08:08:00 -
[6]
Originally by: Shar Tegral [justify] Originally by: Ji Sama First!
Reported.
Patri
I'll Roshambo You For That Titan! |
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CCP Applebabe
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Posted - 2010.07.29 09:06:00 -
[7]
Thread has been cleaned up.
Please refrain from spamming the forums.
Applebabe Community Representative CCP Hf, EVE Online Contact us |
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Sugar Jugs
Juggalicious
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Posted - 2010.07.29 15:14:00 -
[8]
Sorry for being the dumbarse out of the loop nub, but someones gotta do it.
What does this mean?
Is Ebank solvent? I thought they said they weren't going to pay out isk until they were, so either thats changed, or they made a crapload of money in record time.
What % is expected to be paid out?
I only read MD semi regularly so if this is all in another thread, please direct me. :)
Can we get a recap of whats happened at Ebank in the last say, 6 months, and what plans are going forward? Even ballpark is fine, we don't need the specifics.
Regards, Sugar
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Thrasymachus TheSophist
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Posted - 2010.07.29 15:55:00 -
[9]
Edited by: Thrasymachus TheSophist on 29/07/2010 15:57:54
I don't think it even implies that Eve Bank is now solvent.
My guess (emphasize: Guess) is that Eve Bank just got a 225 billion line of credit that it intends to use to retire some existing post-freeze obligations (deposits) and to make new loans to hopefully make some money off of.
Why do I think they got a 225Bill LOC? Because the timing of this thread and the parties involved just screams at me ... Anonymous party seeking (and obtaining) 225Bill Line of Credit ... .
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EBANK Amarr155
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Posted - 2010.07.29 17:02:00 -
[10]
Originally by: Thrasymachus TheSophist Edited by: Thrasymachus TheSophist on 29/07/2010 15:57:54
I don't think it even implies that Eve Bank is now solvent.
My guess (emphasize: Guess) is that Eve Bank just got a 225 billion line of credit that it intends to use to retire some existing post-freeze obligations (deposits) and to make new loans to hopefully make some money off of.
Why do I think they got a 225Bill LOC? Because the timing of this thread and the parties involved just screams at me ... Anonymous party seeking (and obtaining) 225Bill Line of Credit ... .
Actually we've done well lately getting rid of Titan stuff and have the isk available. But to be honest we weren't sitting around waiting for isk to become available, we've been busy working on other things.
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Lecherito
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Posted - 2010.07.29 19:02:00 -
[11]
erm, so what's the announcement, exactly?
-L
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Varo Jan
Caravanserai Consulting
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Posted - 2010.07.29 19:28:00 -
[12]
Originally by: Lecherito erm, so what's the announcement, exactly?
-L
1. They're confirming that depositors have lost at least 70% of their deposits.
2. They're announcing that they don't like having their devoid-of-any-substance posts locked by CCP.
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Vahdrok Nyrus
OX Syndicate Shipyards
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Posted - 2010.07.29 21:22:00 -
[13]
Edited by: Vahdrok Nyrus on 29/07/2010 21:23:09
Originally by: Lecherito erm, so what's the announcement, exactly?
If you deposited money after the accounts were frozen you are dumb but EBANK rewards stupidity and will return this ISK. Previous depositers? Thanks for the donations. We now offer loans with said money and you can apply to pay interest on using the money you gave us if you wish. ----------------------------- Phey OnatSaehta |
Amarr Citizen 155
Nordar Innovations.
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Posted - 2010.07.30 00:17:00 -
[14]
Originally by: Varo Jan
Originally by: Lecherito erm, so what's the announcement, exactly?
-L
1. They're confirming that depositors have lost at least 70% of their deposits.
2. They're announcing that they don't like having their devoid-of-any-substance posts locked by CCP.
I just love your 'greater than thou' attitude, probably why I can't stand you or your posts and try to avoid your threads or talking to you in general(the whole if you don't have anything nice to say don't say anything at all concept). Too bad you can't put your big boy hat on and stop trolling.
Also, I reported my last thread for lacking any content as it was about 90% a joke on Hexxx's behalf. If you would like to engage in mature conversations please feel free, but stooping to the levels that you so often have a problem with makes you nothing more than a hypocrite.
-----------------/finger I only post on MD when I'm too drunk too give a ****. |
Breaker77
Gallente Reclamation Industries
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Posted - 2010.07.30 00:34:00 -
[15]
Originally by: Amarr Citizen 155 Too bad you can't put your big boy hat on and stop trolling.
So AC, but since you did mention
Quote: regarding the opening of % withdraws.
One can only say that you will begin allowing withdrawls based on a percentage of the ISK they have in their accounts.
Which, as much as I hate giving Vero credit, does sounds like you are acknowledging the majority of depositors ISK is gone forever.
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Taram Caldar
Royal Black Watch Highlanders Warped Aggression
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Posted - 2010.07.30 00:41:00 -
[16]
/me posts long post /me deletes long post
Nevermind, my views on e-bank are well known. It's not a bank as long as you aren't giving all depositors the ability to withdraw the same % of their money that ebank has remaining of total deposits.
Market Alerts Mailing List
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Amarr Citizen 155
Nordar Innovations.
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Posted - 2010.07.30 01:16:00 -
[17]
Originally by: Breaker77
One can only say that you will begin allowing withdrawls based on a percentage of the ISK they have in their accounts.
Which, as much as I hate giving Vero credit, does sounds like you are acknowledging the majority of depositors ISK is gone forever.
IF people want to get some isk out now. This is not a liquidation and forced withdrawal process. This is in response to those individuals that say they want the % of their isk now versus having to wait until some date in the future to get it all.
So no, Varo is wrong. The only small way in which he is right is if people choose to withdrawal their isk at the current % and forfeit the rest. That is a choice they have to make and one that people have been *****ing about wanting to be given to them.
-----------------/finger I only post on MD when I'm too drunk too give a ****. |
Varo Jan
Caravanserai Consulting
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Posted - 2010.07.30 02:41:00 -
[18]
Originally by: Amarr Citizen 155
Originally by: Varo Jan
1. They're confirming that depositors have lost at least 70% of their deposits.
2. They're announcing that they don't like having their devoid-of-any-substance posts locked by CCP.
Whine, whinge, bleat.
Originally by: Amarr Citizen 155 So no, Varo is wrong. The only small way in which he is right is if people choose to withdrawal their isk at the current % and forfeit the rest. That is a choice they have to make and one that people have been *****ing about wanting to be given to them.
Damn, I laughed so hard at your two posts. Congratulations. You took the bait and reacted exactly as I expected. Thank you for confirming that absolutely nothing has changed at EBank.
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Amarr Citizen 155
Nordar Innovations.
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Posted - 2010.07.30 02:45:00 -
[19]
Originally by: Varo Jan
Damn, I laughed so hard at your two posts. Congratulations. You took the bait and reacted exactly as I expected. Thank you for confirming that absolutely nothing has changed at EBank.
Thank you for confirming that you are a troll and nothing more and for showing your maturity level with your last post.
-----------------/finger I only post on MD when I'm too drunk too give a ****. |
Menkaure
Amarr LEM0N
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Posted - 2010.07.30 03:10:00 -
[20]
\o/
I can finally stop *****ing about this and getting annoyed by a lack of response. I will be intrigued as to how you go about it % and rate wise... could probably plug it into the spreadsheet I linked onto your forums months ago. I wonder if any of you ever looked at it. :/
Don't stuff this up and maybe you can start clawing back at your reputation. I wish you luck.
Ofc, Ebank time is much like valve-time. 1-2 weeks I'm estimating at 1-2 months.
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Varo Jan
Caravanserai Consulting
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Posted - 2010.07.30 03:17:00 -
[21]
And you continue to amuse me. You're the last person on earth who should be talking about trolling and maturity levels.
Here's the thing. Your two threads are devoid of any substance. They say absolutely nothing new. They continue the tradition of smokescreens and delaying tactics. The bank had already said people wanting to withdraw would only get x on the ISK - sometime. The bank had already said it intended to "work towards full solvency" - sometime.
So nothing has changed. Now why don't you bugger off, make some real money for the bank for a change, and only open a new EBank thread when you are ready to take action, and not just jaw about taking action at some point in the future.
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Sugar Jugs
Juggalicious
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Posted - 2010.07.30 03:39:00 -
[22]
Were my questions trollish? Illigitimate? Not worth adressing?
Sorry to harp but I see you replying to other questions, just not mine. :(
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Amarr Citizen 155
Nordar Innovations.
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Posted - 2010.07.30 04:36:00 -
[23]
Originally by: Varo Jan And you continue to amuse me. You're the last person on earth who should be talking about trolling and maturity levels.
The difference between you and I is that I publicly admit to being an ***-hole whereas you act as though you are without flaws and point fingers in all directions.
Originally by: Varo Jan
Here's the thing. Your two threads are devoid of any substance. They say absolutely nothing new. They continue the tradition of smokescreens and delaying tactics. The bank had already said people wanting to withdraw would only get x on the ISK - sometime. The bank had already said it intended to "work towards full solvency" - sometime.
If you have a specific question, please feel free to ask rather than troll.
Originally by: Varo Jan
So nothing has changed. Now why don't you bugger off, make some real money for the bank for a change, and only open a new EBank thread when you are ready to take action, and not just jaw about taking action at some point in the future.
So making threads about intent to do something or to provide updates is wrong?
I apologize to everyone else for giving you this much attention and overlooking their comments. I'd be more than happy to answer legitimate questions but I don't think anyone else cares to watch us go back and forth.
Originally by: Sugar Jugs Were my questions trollish? Illigitimate? Not worth adressing?
Sorry to harp but I see you replying to other questions, just not mine. :(
My apologies Sugar, I went to bed when you posted then got sidetracked. No EBANK is not solvent, we are simply moving through our plan to the next phase. I don't know the exact % that will be offered to those that wish to cut and run but I believe it to be in the neighborhood of 40%. As far as the past 6 months of activity, there will be more information provided in the % withdrawals update but to summarize: -some people have left -we continue to wade through the accounting mess and automate the reporting process -we've also had to deal with some website/forum issues -people asked to be able to withdraw their isk at the current account value % so we've decided to let them using some idle isk. -some people continue to tell us what we should do then when we go along with it they ***** about it, but they suck and don't matter
I know I've missed something but as always, I'm drinking and posting so there's likely to be omissions. I'm sure someone is likely to "set a trap" for me!
-----------------/finger I only post on MD when I'm too drunk too give a ****. |
Lecherito
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Posted - 2010.07.30 04:59:00 -
[24]
Originally by: Amarr Citizen 155
Originally by: Varo Jan
Originally by: Lecherito erm, so what's the announcement, exactly?
-L
1. They're confirming that depositors have lost at least 70% of their deposits.
2. They're announcing that they don't like having their devoid-of-any-substance posts locked by CCP.
I just love your 'greater than thou' attitude, probably why I can't stand you or your posts and try to avoid your threads or talking to you in general(the whole if you don't have anything nice to say don't say anything at all concept). Too bad you can't put your big boy hat on and stop trolling.
Also, I reported my last thread for lacking any content as it was about 90% a joke on Hexxx's behalf. If you would like to engage in mature conversations please feel free, but stooping to the levels that you so often have a problem with makes you nothing more than a hypocrite.
Don't see anything in V's post that could be described as "greater than thou," much less as one that instills such hostility as is expressed towards him by yourself. You're losing your edge mate, shape the **** up.
-L
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Ray McCormack
Nordar Innovations.
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Posted - 2010.07.30 05:42:00 -
[25]
VJ, you're being disingenuous and you know it, stop it.
An update has been requested multiple times by multiple parties over the past few months, this is it. And while minimal in content it is what has been requested of us to abate the fears of those that feel we have disappeared.
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Varo Jan
Caravanserai Consulting
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Posted - 2010.07.30 06:10:00 -
[26]
Originally by: Ray McCormack VJ, you're being disingenuous and you know it, stop it.
An update has been requested multiple times by multiple parties over the past few months, this is it. And while minimal in content it is what has been requested of us to abate the fears of those that feel we have disappeared.
You're right, Ray. I was being disingenuous - for a purpose.
But honestly, you guys suck so bad at PR it's... amazing. I am honestly delighted to hear that you expect to be able to repay 40%, not 30%. But AC just slipped that in as an aside! You'd have made far more impact if you'd just waited a bit longer until you were in a position to actually pay the 40%. Here's the difference:
"We're announcing that we intend to make an announcement about stuff soon."
"With immediate effect all depositors can draw 40% of their deposits."
See what I mean?
You guys are not going to disappear. I have my differences with you and AC especially, but I don't see either of you as runners. Misguided, certainly, but not runners. And that is probably a commonly held view. So I don't agree with you about the need for an announcement about an announcement now. Keep your gunpowder dry, don't draw your dirk unless you intend to use it, yadeyade.
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Cista2
Hydra Investment Fund
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Posted - 2010.07.30 06:56:00 -
[27]
Edited by: Cista2 on 30/07/2010 07:01:14
Since everyone are now commenting on VJ it made me want to chip in:
Varo, I used to read your comments with interest when you started out and had ideas, actually you were one of the more inspiring persons here. But now it seems you only strived to achieve elite status so you could have the status to cut anyone else down and be a true b****. Or to be more lenient, you don't wear succes well. It's not a pretty sight either way.
Example from my own LLSE idea thread (since I generally don't read your posts anymore): "In-game shares are useless for all purposes, barring a few exceptions. This isn't one of them." Not exactly constructive criticism, more the comment from someone who wants to be the #1 troll on the board. Well good luck with that although you have some competitors.
And in general, to all the trollers out there I raise my finger: if you want to be critical there are more constructive ways. Cosmoray is a person that has attempted to run several of my ventures into the ground, but I always read what Cosmoray writes in any thread I see. Because he has good points, eve constructive ideas, as well as a tough attitude. Watch, and learn! ----------------------- "Signatures" chatroom for traders / Hydra Investment Fund |
Cobalt Sixty
Caldari Genos Occidere
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Posted - 2010.07.30 07:05:00 -
[28]
Originally by: EBANK Amarr155 Post Account Freeze Withdrawals If you deposited isk AFTER the account freeze (8/25/2009) and wish to withdraw your isk (you are not obligated to), please submit a support ticket with the pertinent details of the deposit. If you wait to request a withdrawal during the pre account freeze withdrawal period you will forfeit all but the current account %. Basically, if you deposited isk after the freeze you need to either go through the procedure of withdrawing it now or wait until after the pre account freeze withdrawal period ends.
Wasn't this always the case? I've been under the impression that anyone who deposited after the freeze (often by accident) could request withdrawal of their funds without a penalty.
If my perception is indeed the case, then this part of your announcement appears to read: "Hi, (in maybe as soon as two weeks time) we're keeping most of your money if you deposited it after EBANK failed - for another indeterminate period, the current one approaching a year.". If I'm wrong, then ... well, pretty much the same statement again anyway.
It feels like you're trying to excuse yourselves for keeping more money in whatever is left of EBANK. Is it unfeasible to action withdrawals on all post-freeze deposits? If so, why?
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Amarr Citizen 155
Nordar Innovations.
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Posted - 2010.07.30 07:17:00 -
[29]
Originally by: Cobalt Sixty
Originally by: EBANK Amarr155 Post Account Freeze Withdrawals If you deposited isk AFTER the account freeze (8/25/2009) and wish to withdraw your isk (you are not obligated to), please submit a support ticket with the pertinent details of the deposit. If you wait to request a withdrawal during the pre account freeze withdrawal period you will forfeit all but the current account %. Basically, if you deposited isk after the freeze you need to either go through the procedure of withdrawing it now or wait until after the pre account freeze withdrawal period ends.
Wasn't this always the case? I've been under the impression that anyone who deposited after the freeze (often by accident) could request withdrawal of their funds without a penalty.
If my perception is indeed the case, then this part of your announcement appears to read: "Hi, (in maybe as soon as two weeks time) we're keeping most of your money if you deposited it after EBANK failed - for another indeterminate period, the current one approaching a year.". If I'm wrong, then ... well, pretty much the same statement again anyway.
It feels like you're trying to excuse yourselves for keeping more money in whatever is left of EBANK. Is it unfeasible to action withdrawals on all post-freeze deposits? If so, why?
You are both correct and incorrect. Isk deposited after the freeze has always been available to be withdrawn. The point I was trying to make is that if you deposited isk AFTER the freeze and you wait to request a withdraw DURING the % withdraw period, you will forfeit all but the % that pre-freeze withdraws are going to get. It sounds confusing and is confusing. I'm not saying we are keeping your isk if you don't withdraw it, I'm saying either withdraw it before the % withdraw period or after the % withdraw period but not during.
The most important part of this whole announcement was to notify post-freeze depositors about the coming change so they could decide if they want 100% of their isk out now, or that they have to wait until after the % withdraw period to get 100%. I just don't want them requesting withdrawals during the % withdraw period and not getting the 100% that we have always agreed to pay them. Clear as mud or?
-----------------/finger I only post on MD when I'm too drunk too give a ****. |
Shar Tegral
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Posted - 2010.07.30 07:25:00 -
[30]
Originally by: Ray McCormack An update has been requested multiple times by multiple parties over the past few months, this is it. And while minimal in content it is what has been requested of us to abate the fears of those that feel we have disappeared.
I disagree with your statement Ray. This announcement contains quite a major bit of content and Varo is only partially right: Saying it is minor is a bad PR move.
This is a major shift in eBank policy. Especially after many months of stubborness and "black box" appearance, you guys are bending to the needs of your customers and doing so in an open forum. There should be kudos and gratitude expressed and instead you have people continuing their habit of hate.
Only a fool goes on and on about devaluation and isk run off. Of course isk ran off, Ricdic admitted it. Ran around making sure there was enough stink about it to make the news, with Hexxx's help I might add. If someone wants to continue the lynch mobbing on this issue I'd suggest flying to Australia and looking for Ric as a more effective use of their personal animus.
As I see it there are three (3) general kinds of eBank customers:
- Confident: Supportive and willing to continue with their deposits in eBank's hands.
- Annoyed: They no longer have any confidence in eBank and what as much of their isk back as they can get.
- Disgusted: Many are hostile as well but essentially have given up on receiving any isk back thinking that eBank has robbed them.
This action by eBank is the start of satisfying all three customer types. Those who are annoyed can start getting their what they can back, those who say eBank are thieves can get some isk back. As for those who are supportive, this actually makes it so that eBank can take in deposits from supporters and cash out non-supporters.
Most importantly, it returns choice to the customer. Not a perfect solution but then perfection went bye bye when Ricdic decided to be a complete waste of space.
So, in all honesty, thank you Ray, thank you AC. This action restores some of my confidence in eBank.
PS: Might I suggest the "exchange rate" be proportionally tied to the ratio of liquid isk to institutional debt. This would allow those who say, "I want even a small portion of my isk back now", the chance to prove their words. Equally, as debt decreases in relation to available isk, the increasing ratio of exchange rewards those who "stick it out" the longest.
Wealth, howsoever got, in Eve makes Lords of morons and gentlemen of thieves; Aptitude and intellect are needless here; 'Tis impudence and money that grants fame. |
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