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Lisa HInta
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Posted - 2011.08.26 08:31:00 -
[1]
This is a formal request to establish a loan in the amount of 2bil isk over the term of 60days at the rate of 15% (7.5% a month) with option to payback at 30days at 10%. I would prefer this loan filled by one person to make things easier.
Purpose of this loan: 1. Increase current tech 2 production by outfitting and fueling a 2nd POS (2nd POS anchored on moon in highsec)
2. Buy all tech 2 related science books for 3 builders/invetion alts
3. Seed money to start production of items from expansion (building materials)
4. Re-activate 1 account that should bring in another 19 build slots between 2 alts
Background: My current output is sold to a 0.0 entity or to the Jita market. Its spread over 10 items and sold to market after roughly 200 of each item is built. My profits go toward paying for accounts (PLEX), buying PVP ships and to re-invested. Realistically I feel I can payback the loan within 30 days but the extra 30day is insurance for me since I do pay for all my accounts by plex. Since each account is tied to this production any of them going down means a portion of income not coming in.
Exit Plan: In the case that I'm not able to pay back the loan after 60 days we will evaluated the situation to discuss what route will benefit both parties. First option can be an extension of the loan for a agreed on time frame and rate. Second option is to liquidate as much assets to pay back the loan. Most notable are a Charon, the 2nd POS itself (tower and mods) and worse case I will auction off one of the build/invention alts.
Risk: I'm sure your well aware of the risk in the market but anyways. CCP screwing something up (tech 2 re-re-vamp) Market becomes un-profitable I die.
If you have any question they can be directed here or to me in-game.
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Tom Hagen
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Posted - 2011.08.26 08:41:00 -
[2]
Hello Lisa,
I think you will struggle to fill this loan without collateral of some kind as the current investment climate in MD is uncertain..
If you can come up with a collateral I would be willing to fill the loan with the remaining terms as per your proposal.
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Lisa HInta
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Posted - 2011.08.26 08:55:00 -
[3]
If any assets could be used as collateral I would be more than happy to put them up, but at this current time all assets are tied up in production or being used to fight a war with my mains.
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trance atlas
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Posted - 2011.08.26 17:11:00 -
[4]
so how many chars do you have how many are your main pvpers. what are the names
how many invention/prod chars do you have
how many will you have after you get the isk
how many prod slots will you have
how many invention slots
will it be 1 inventor or more if more do they all have atleast lvl 4 in all science or will it be the 3 new guys
will the pos be used for prod only invention only or both
why do you need 2 pos are they s/m/l? will your other corp members use it will they help pay for it
does your corp have the ability to anchor a second one (i guess you can no longer see standings )
are all of your corp members able to use it. can they steal from it
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trance atlas
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Posted - 2011.08.26 17:21:00 -
[5]
Edited by: trance atlas on 26/08/2011 17:23:13 Also 7.5% for 2 months is not 15% interest it's 2 payments of 7.5.
15% for 2 bil would be 300 a month not 150.
Edit unless you are not doing a monthly term( the norm) but instead a 60 day term
With monthly installments
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Lisa HInta
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Posted - 2011.08.26 19:51:00 -
[6]
Currently I run 7 accounts (8 with the extra re-activated account). 5 PVP Mains and the rest are either production, logistic or trading alts.
My current plans is to have 14 Equipment arrays (84 slots) and 68 invention slots. I will have to tweak the numbers as necessary.
I currently have 4 invention alts, 3 of which can invent anything the other one is still finishing all lvl 4's. With the addition of the reactivated account I "might" get more right away but I'm unsure if I have any of the science books trained past lvl 2.
This will be the addition of a 2nd large POS to my production line.
They are both in high-sec and I do still have the ability to launch new ones. The corp is entirely run by me.
Never asked for a loan outside of friends so wasn't sure of the rate. So I guess it would be 7.5% a month for a total of 2.3bil after 60days or with my option of repaying back at 30days for 2.2bil (10%).
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trance atlas
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Posted - 2011.08.26 20:53:00 -
[7]
Originally by: Lisa HInta Currently I run 7 accounts (8 with the extra re-activated account). 5 PVP Mains and the rest are either production, logistic or trading alts.
My current plans is to have 14 Equipment arrays (84 slots) and 68 invention slots. I will have to tweak the numbers as necessary.
I currently have 4 invention alts, 3 of which can invent anything the other one is still finishing all lvl 4's. With the addition of the reactivated account I "might" get more right away but I'm unsure if I have any of the science books trained past lvl 2.
This will be the addition of a 2nd large POS to my production line.
They are both in high-sec and I do still have the ability to launch new ones. The corp is entirely run by me.
Never asked for a loan outside of friends so wasn't sure of the rate. So I guess it would be 7.5% a month for a total of 2.3bil after 60days or with my option of repaying back at 30days for 2.2bil (10%).
so 5 of your 21 slots used are for pvp and the other 16 are for production logistics or trading correct?
if correct how many will be used to produce t2 items
how many are traders how many are logistics
This will be the addition of a 2nd large POS to my production line. <quote> is this to say with the second pos you will have 84 slots, or you have 84 and need more hence the 2nd pos?
what is your plan for a higsec wardec since you used a char linked to your corp
do you play every day mostly, or never on tuesday/sunday
do you do pi to reduce the cost of the fuel
do you use mimaf
will you release the names of all of your chars
will you get a fact check/audit done (little to no cost to you )
thanks for the answers so far
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Lisa HInta
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Posted - 2011.08.26 23:44:00 -
[8]
5 pvp 11 production 3 traders 1 ceo alt 1 trash alt
Currently I run 8 arrays (48 slots) but the copy to invention ratio isn't quite right atm but I'm getting by. The 2nd pos will mostly be all labs but will free up cpu needed to put on more equipment arrays on the first pos.
In case of war-dec I will drop one of the alts out to run transport.
I play pretty much every day for at least 2hrs
I do not produce any PI atm all the training has been working toward tech 2 production.
I assume mimaf is for "mineral i mine are free"? I HATE THESE PEOPLE.
ATM I do wish to keep my alts name unreleased. If I was to do a bigger venture or expansion I would be more willing to do so.
If your interested we can talk in-game that way you can ask all your question in one sitting instead of the delay with the forum. I can then report back here addressing all your concerns.
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trance atlas
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Posted - 2011.08.27 00:06:00 -
[9]
Originally by: Lisa HInta 5 pvp 11 production 3 traders 1 ceo alt 1 trash alt
Currently I run 8 arrays (48 slots) but the copy to invention ratio isn't quite right atm but I'm getting by. The 2nd pos will mostly be all labs but will free up cpu needed to put on more equipment arrays on the first pos.
In case of war-dec I will drop one of the alts out to run transport.
I play pretty much every day for at least 2hrs
I do not produce any PI atm all the training has been working toward tech 2 production.
I assume mimaf is for "mineral i mine are free"? I HATE THESE PEOPLE.
ATM I do wish to keep my alts name unreleased. If I was to do a bigger venture or expansion I would be more willing to do so.
If your interested we can talk in-game that way you can ask all your question in one sitting instead of the delay with the forum. I can then report back here addressing all your concerns.
i ask questions here so everyone can see the answers in case i find something i do not like with your offering( i do not yet) someone else can go
0 hai anszorz
plus answer pop into my head and i can ask them here instead of re-convoing you
as for the war dec answer i was referring to how you have your pos's setup because well you know
i do not expect you to post your pos set up as it would hinder your defense against any would be highsec leet pvpers, but just a little weary aboot the exit strategy.
thanks for the answers again
what has become of my bosom buddys? the 3 amigos that troll maybe 5 of us the 5 amigos!
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