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Albert Wittmann
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Posted - 2007.11.26 19:30:00 -
[1]
Why the Insurance pay the money to the player, if he punished by the concord?
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The Ubernomicon
Eight year old girls GoonSwarm
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Posted - 2007.11.26 21:05:00 -
[2]
Why is insurance paid out to losses in 0.0?
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VJ Maverick
Caldari Maverick Specialized Services
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Posted - 2007.11.26 21:14:00 -
[3]
Originally by: Albert Wittmann Why the Insurance pay the money to the player, if he punished by the concord?
Because insurance and punishment are two completely different and separate aspects of the game.
Originally by: Bodhisattvas
by the way you keep on missing the "a" from pwn, do you need any help with its pl |
The Ubernomicon
Eight year old girls GoonSwarm
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Posted - 2007.11.26 21:17:00 -
[4]
Edited by: The Ubernomicon on 26/11/2007 21:17:39 Like real insurance companies emirite? I don't know about your insurance company but if I get drunk and run in to a van full of kids coming back from a soccer game I am pretty sure my full coverage is not going to help me replace my car.
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Albert Wittmann
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Posted - 2007.11.26 21:32:00 -
[5]
Edited by: Albert Wittmann on 26/11/2007 21:33:38
Originally by: VJ Maverick
Originally by: Albert Wittmann Why the Insurance pay the money to the player, if he punished by the concord?
Because insurance and punishment are two completely different and separate aspects of the game.
An example: I kill an industrial in highsec and concord punished me for destroying a ship without empire war ... so i get my money for the ship insurance, but lose a little standing, but i need only 1 or 2 hours npc-hunting to bring my standing back to the old rank ...
The pilot of the industrial lose his ship, the fitting and the cargo ... and some few hours time for producing the items/ships ...
Its looking a little unfair, i have only my destroyed fitting as real lose and my sidekick in his industrial can loot and salvage the wrecks ...
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Rooky2001
Black-Wing Te-Ka
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Posted - 2007.11.27 09:41:00 -
[6]
Originally by: Albert Wittmann Edited by: Albert Wittmann on 26/11/2007 21:33:38
Originally by: VJ Maverick
Originally by: Albert Wittmann Why the Insurance pay the money to the player, if he punished by the concord?
Because insurance and punishment are two completely different and separate aspects of the game.
An example: I kill an industrial in highsec and concord punished me for destroying a ship without empire war ... so i get my money for the ship insurance, but lose a little standing, but i need only 1 or 2 hours npc-hunting to bring my standing back to the old rank ...
The pilot of the industrial lose his ship, the fitting and the cargo ... and some few hours time for producing the items/ships ...
Its looking a little unfair, i have only my destroyed fitting as real lose and my sidekick in his industrial can loot and salvage the wrecks ...
/signed
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Gordon Red
SteelVipers YouWhat
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Posted - 2007.11.27 13:04:00 -
[7]
Insurance should only be paid, if someone agressed you in the way of the law (and that would only happen in high+low sec). 0.0 = no law if you make a criminal action like high sec suicide attack = no insurance
I am not getting paid, if I burn down my own house willingly.
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Maxpie
Cross Roads
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Posted - 2007.11.27 15:01:00 -
[8]
There should be no insurance for ships, particularly for combat ships. Insurance companies look at risk. The risk is simply too high in the Eve galaxy to justify insuring any ship except perhaps shuttles. Real insurance companies will refuse to underwrite policies that are too risky and all policies contain exclusions for acts of war and for criminal acts - which account for pretty much all ship destructions in Eve. From a logic point of view, there is no way there should be insurance in Eve.
He put... creatures... in our bodies... to control our minds. He made us... say lies... do things. |
Adam Coyle
Caldari Vesa Supply Corp
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Posted - 2007.11.27 18:21:00 -
[9]
There should not be any insurance paid if you brake the law. But since there are no law in 0.0, the insurance should still be valid out there.
Also the price to renew an insurance should be significant lower than to take a new insurance. The price should also reflect on how many ships you have lost lets say for the last year.
On the other side, to make this fair, CONCORD should not shoot to kill rather scramble/web etc unless you actually have killed or podded another player. This would balance the fact that accidents can happen, so for a fine you should be able to keep your ship. But if you do not pay the fine you will still be killed by the CONCORD.
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Kaya Divine
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Posted - 2007.11.27 18:25:00 -
[10]
First of all don`t forget that insurance company in EVE is part of CONCORD.
To make people less suicidal insurance not need to be payed when ship is destroyed by CONCORD..If people insured theirs ships, and get pew pew by CONCORD they can get insurance fee that they payed, and that is all.
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Ellaine TashMurkon
CBC Interstellar
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Posted - 2007.11.27 19:26:00 -
[11]
Insurance in Eve does not make any ingame sense anyway. They give you 50% base ship value for nothing, just because they love you and feel deep compassion for your loss. So why would they act logically in other aspects?
Insurance is for; 1)allowing people pvp more 2)making people stay in game if they loose a ship in a stupid way and feel bad about it.
For case 2 - many newbies are unaware of how security system works and shoot people, gangmates or people who lock them - and die. They'd loose their first cruiser and leave the game if they got no insurance.
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Echanid Marrian
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Posted - 2007.11.27 20:02:00 -
[12]
Originally by: Albert Wittmann Edited by: Albert Wittmann on 26/11/2007 21:33:38
Originally by: VJ Maverick
Originally by: Albert Wittmann Why the Insurance pay the money to the player, if he punished by the concord?
Because insurance and punishment are two completely different and separate aspects of the game.
An example: I kill an industrial in highsec and concord punished me for destroying a ship without empire war ... so i get my money for the ship insurance, but lose a little standing, but i need only 1 or 2 hours npc-hunting to bring my standing back to the old rank ...
The pilot of the industrial lose his ship, the fitting and the cargo ... and some few hours time for producing the items/ships ...
Its looking a little unfair, i have only my destroyed fitting as real lose and my sidekick in his industrial can loot and salvage the wrecks ...
You're taking two completely different aspects of the game and meshing them into one big perceived imbalance.
Either discuss insurance, or suicide ganking. Don't try to make them the same issue, or somehow linked.
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Kaito Rei
Gallente TAWD Research and Building Corporation TALIONIS ALLIANCE
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Posted - 2007.12.03 03:24:00 -
[13]
Edited by: Kaito Rei on 03/12/2007 03:26:16
Originally by: Adam Coyle There should not be any insurance paid if you brake the law. But since there are no law in 0.0, the insurance should still be valid out there.
Also the price to renew an insurance should be significant lower than to take a new insurance. The price should also reflect on how many ships you have lost lets say for the last year.
On the other side, to make this fair, CONCORD should not shoot to kill rather scramble/web etc unless you actually have killed or podded another player. This would balance the fact that accidents can happen, so for a fine you should be able to keep your ship. But if you do not pay the fine you will still be killed by the CONCORD.
The problem is, you try to compare a fictual reality with logic and reason,
As already said here, insurance is not about fairness, it is simply a part of the game mechanics for mor comfort and against frustration, and have you ever calculated the insurance pay fee and the payout platinum is like 25% of the ship cost, and that for what 4 weeks of insurance would you like to pay 90k $ a year for a car that cost you 30k? you see its not logical its practical, and using an insurance to gank people in high sec is logical, cause high-sec does not mean its safe, or why would there be npc-pirates in belts or whatever there is. eve is not supposed to be a pure economy-simulation its supposed to be a science-fiction universe to expierience stories and such. Guys eve is supposed to be fun, and the only persons i know who have fun looking at their wallet seeing dozens of green numbers and not thinking about how to spend those isk are really no-fun people. As in the words "no risk no fun" dont be griefers do something with the isk, instead of jus wanting more isk and more and more. And yeah, im in an industry corp, and yeah we make money too, and we mine and build and research. point is i will never forget the 20 secs i allmost had a heart attack as i ran into a gate camp with 5 bs and 2 bcs in my iteron mark III ... i survived, i had implants and flew my indy trough the gate-camp with 10% structure left and safely arrived in konora^^ you can allways hire some mercs who hunt down those who shot you, if everyone of you does that they will think twice if they gank in high sec^^ at this point i stop, too far away from the main topic, but..
Fly safe, and dont fly AFK. fit some extenders on the meds and all is gona be fine^^
So far Kaito Rei
btw i think my sig is too big.. o.O whats the max? 120x400? -_-
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Kaito Rei
Gallente TAWD Research and Building Corporation TALIONIS ALLIANCE
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Posted - 2007.12.03 07:51:00 -
[14]
additionally to regain the standing loss you have to shoot rats at least a day or two.
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Russel Forbes
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Posted - 2007.12.03 11:51:00 -
[15]
(do you know you can edit your post instead of making a new one?) ^^
I think as well there shouldnt be insurance for piracy attacks... This way perhaps there will be less suicide attacks on gates if the guy knows he will loose his command ship with no insurance on it...
The insurance says it will be void if ship is repackaged or fly by someone else, I think it should be void for piracy attacks as well ^^
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VJ Maverick
Caldari Maverick Specialized Services
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Posted - 2007.12.03 13:44:00 -
[16]
Originally by: Russel Forbes
I think as well there shouldnt be insurance for piracy attacks...
I don't.
Originally by: Russel Forbes
This way perhaps there will be less suicide attacks on gates if the guy knows he will loose his command ship with no insurance on it...
Insured command ships used in suicide ganking? It is clear that you are either lying or have absolutely no idea what you're talking about. If you show me just ONE instance of someone using a COMMAND ship for suicide ganking and then getting an insurance payout even remotely close to the cost of their ship, I will buy you a command ship of your choice.
Originally by: Bodhisattvas
by the way you keep on missing the "a" from pwn, do you need any help with its pl |
Lothros Andastar
Gallente Imperium Forces United Freemen Alliance
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Posted - 2007.12.03 15:56:00 -
[17]
Originally by: VJ Maverick
Insured command ships used in suicide ganking? It is clear that you are either lying or have absolutely no idea what you're talking about. If you show me just ONE instance of someone using a COMMAND ship for suicide ganking and then getting an insurance payout even remotely close to the cost of their ship, I will buy you a command ship of your choice.
I WANT THE SHINY ONE!
(P.S. I agree with VJ ;p)
Originally by: CCP Sharkbait i'm using vista 3bit business and i have no problems at all with most things really, including Eve.
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Russel Forbes
Amarr Phantom Positronique Industries L ecume QuantiQue
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Posted - 2007.12.03 15:59:00 -
[18]
Mmm yes I spoke too fast when I talked about command ships :) But I guess the ships used in suicide attacks are quite expensive though, because they should have good firepower to kill someone before beeing killed by concord, no?
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Ellaine TashMurkon
CBC Interstellar
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Posted - 2007.12.03 16:27:00 -
[19]
Plated domis and BCs in general.
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AZUL ROJA
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Posted - 2007.12.03 23:50:00 -
[20]
instead of worring about pirates getting paid isurance how about being able to insure t2 ships for what you actually paid for them?
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Ellaine TashMurkon
CBC Interstellar
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Posted - 2007.12.04 00:37:00 -
[21]
Great idea, I'll buy a taranis from my alt for 20 billion :)
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AZUL ROJA
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Posted - 2007.12.04 01:30:00 -
[22]
what i mean is they could implement something that bases isurance on the average market value of the ship at the time you insured it.
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Kell Braugh
Caldari letter of marque Plunder-Bears
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Posted - 2007.12.04 01:51:00 -
[23]
Edited by: Kell Braugh on 04/12/2007 01:52:19 Before we all get off topic talking about t2 Ship insurance (/signed btw ;P )
Most (granted not all) indys *can* survive a suicide gank if you tank it well, therefore, the real issue is two fold.
1) Industrial players have conned themselves into thinking that they are safe. This is false. No one is safe (unless you are docked in an NPC station, or logged off [if you don't have a pvp timer on you ])
2) Industrial players are greedy little people who (99% of the time) fit 5x Expanded Cargohold IIs across the lows instead of 1-2 Plates and a bunch of hardeners - "To maximize efficiency"
Next time you undock with your mega hauler with its 20k+ m3 of cargo space ready to transport you millions and millions of isk of goods, just recite, ad-nausium: "risk equals reward"
evil prevails when good men do nothing. |
Mitz Pufos
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Posted - 2007.12.04 07:45:00 -
[24]
-Have insurance pay out if you accidentally attack somebody in highsec...
-Have insurance NOT pay out if the person you attacked got his ship destroyed with you on the killmail
simple. efficient. suicide gankers will still be able to make a buck, this just cuts into their profit margins
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Lagar
Caldari Core Domination
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Posted - 2007.12.04 07:51:00 -
[25]
Originally by: Albert Wittmann Why the Insurance pay the money to the player, if he punished by the concord?
no society is not complete without some form of corporate corruption
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Edelhonk
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Posted - 2007.12.09 11:13:00 -
[26]
the mainproblem is that Insurance pay for a ship destroyed by CONCORDE
This way the risk for suizide gankers is arround 0 and (the security status loss is a joke...1 hour of killing rats and it back to the old standing) and a target with cargo worth more then 50 mill ISK = enough profite for the ganker.
Isurance shouldnt pay for ships destroyed by CONCORDE
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