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Thread Statistics | Show CCP posts - 1 post(s) |
Kwint Sommer
Caldari XERCORE No Apology
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Posted - 2009.04.12 22:24:00 -
[151]
Originally by: Ray McCormack Considering you haven't taken the time to answer a single pertinent question in this thread I request it be locked for the troll post it is. You've had your fifteen, go back to Jita.
I agree with Ray, the OP seems more interested in insulting the members of this forum than trying to salvage this smoldering wreck of a public offering. Please just lock the thread.
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Estel Arador
Minmatar Estel Arador Corp Services
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Posted - 2009.04.12 22:30:00 -
[152]
Originally by: IGBank Alec I didnt know about DBANK - we do want to be compeitive, but we cant quite yet, due to our very small state we are under 0.1% of ebanks capital, its that bad, i can admit it though
One of the things you might have learned on this forum is that it is easier to get good returns on smaller amounts of isk.
FREE! jumpclone service - NOW 192 locations! |
IGBANK ucntkilme
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Posted - 2009.04.12 22:49:00 -
[153]
Hello everyone,
I am the new public relations manager for the IGB. Any and all questions can be directed toward me, and I will get you an answer in a timely manner.
I have read through some of these pages, though with all of the quotes, was a little hard to follow. So we'll get this ball rolling right here, if you have any questions for me about the IGB feel free to ask.
Questions about our qualifications or ourselves will not be answered, this is not about us it is about the bank. So please limit your questions to those about the IGB itself.
Thank You.
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Estel Arador
Minmatar Estel Arador Corp Services
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Posted - 2009.04.12 22:51:00 -
[154]
Originally by: IGBANK ucntkilme Questions about our qualifications or ourselves will not be answered,
Considering this comment, I have some doubts regarding your qualifications as a PR manager.
FREE! jumpclone service - NOW 192 locations! |
IGBANK ucntkilme
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Posted - 2009.04.12 22:56:00 -
[155]
As with all corporations and companies, there is a certain level of anonanimity that we need to uphold.
However, as a PR Manager I assure you that I have more than adequite experience to handle all forms of criticism, and questions regarding the IGB, it's policies, and protocol.
Thank You.
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Frenden Dax
Dax Acquisitions
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Posted - 2009.04.12 23:01:00 -
[156]
Originally by: IGBANK ucntkilme As with all corporations and companies, there is a certain level of anonanimity that we need to uphold.
However, as a PR Manager I assure you that I have more than adequite experience to handle all forms of criticism, and questions regarding the IGB, it's policies, and protocol.
Thank You.
Hello again Alec.
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JitaBum
Gallente Center for Advanced Studies
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Posted - 2009.04.12 23:03:00 -
[157]
Originally by: IGBANK ucntkilme As with all corporations and companies, there is a certain level of anonanimity that we need to uphold.
However, as a PR Manager I assure you that I have more than adequite experience to handle all forms of criticism, and questions regarding the IGB, it's policies, and protocol.
Thank You.
Same guy
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IGBANK ucntkilme
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Posted - 2009.04.12 23:06:00 -
[158]
IGBank Alec, and myself are in fact two seperate people. If you have any questions for me about the IGB, please do post them here so that I can answer them for you in a timely fashion.
Thank You.
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Viktor Raybach
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Posted - 2009.04.12 23:07:00 -
[159]
Edited by: Viktor Raybach on 12/04/2009 23:10:45 Edited by: Viktor Raybach on 12/04/2009 23:09:52 Le Sigh
You could have salvaged your reputation but using a sockpuppet pretty much put paid to that idea.
Edit: So, given you're insisting you're a different person. Who's your main? When were you hired to IG-Bank? Where were you hired from? Why did you decide to do it? What do you know about the MD forum? What do you know about banking?
I know you've made this very poor claim that you're not going to answer questions about yourself (which you have to understand simply raises criticism that might not have been there if you hadn't made it an issue) but I figured I'd ask the questions anyway so I could see your response.
PS What interest rate would IGBank charge on a 1.5 billion isk loan over 3 months secured by a Gisti XL Shield Booster?
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IGBANK ucntkilme
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Posted - 2009.04.12 23:26:00 -
[160]
Originally by: Viktor Raybach Edited by: Viktor Raybach on 12/04/2009 23:10:45 Edited by: Viktor Raybach on 12/04/2009 23:09:52 Le Sigh
You could have salvaged your reputation but using a sockpuppet pretty much put paid to that idea.
Edit: So, given you're insisting you're a different person. Who's your main? When were you hired to IG-Bank? Where were you hired from? Why did you decide to do it? What do you know about the MD forum? What do you know about banking?
PS What interest rate would IGBank charge on a 1.5 billion isk loan over 3 months secured by a Gisti XL Shield Booster?
I will answer some of these questions no problem. My main is the same as this character, only without the IGBANK.
I was hired to the IGB earlier today.
I was hired by Alec, through a private convo between the two of us, as we've flown together for a while being that we both live in/around the providence region.
As for the whole MD forum, the answer to this would depend on your translation of that acronym as it could stand for a number of things.
My knowledge of banking is limited in the information i've got comes directly from my wife who is a branch manager of a wells fargo bank.
As for the interest charges on the loan, I will need to gather that information for you and I will reply back here with that information as soon as I have it.
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Ricdic
Caldari
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Posted - 2009.04.12 23:39:00 -
[161]
Of guy. Can you start at beginning of thread and answer the questions presented on pages 1 to 5 please? |
The ChurchWarden
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Posted - 2009.04.12 23:42:00 -
[162]
I can confirm that ucntkilme was a resident of CVA's bit of Providence and that he can spell, I knew him during my few months of living there over a year ago. Whether or not ucntkilme is Alec I can't comment on. I'd say let the new PR guy give it a go.
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IGBANK ucntkilme
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Posted - 2009.04.12 23:52:00 -
[163]
The exact interest rate for loans at this point and time are: .0035% per hour, however with the current level of resources that the IGB has we will not be making any loans that are this sizeable for some time.
As for the questions in pages 1-5, as I stated earlier I read through some of them, but it was difficult to follow. So I will not go back and answer them, however I do not mind the questions being re-posted in a format that will be easy for people to follow.
Thank You.
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Selene D'Celeste
Caldari The D'Celeste Trading Company
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Posted - 2009.04.13 01:01:00 -
[164]
Originally by: IGBank Alec
Homework on DBANK - ill follow my nose with regards to competition, as it is I have caused a fuss - you and Ricdic here, and Selyne earlier - I am honoured that a 2 trillion isk bank even looked at the thread for my meagre 1.25 billion isk bank (ATM)
My post was just a random comment on the forum since most of the regulars have been circling this thread. I rarely post here, and usually just for a general and/or witty comment here or there.
If you haven't figured it out yet, MD is a forum where people post business proposals and everyone both new and old rip them apart. Anyone left standing alive has a chance at a business, successful or otherwise. After skimming this thread again for amusing posts, I say you still have a lot of work to do. No offense, but I don't think you really "get" what you're doing, and probably nothing will change that (though I do love to be proven wrong with such assessments -- always better than being proven wrong with the opposite assessment). But if nothing else this is just another thread in the parade of entertainment that MD continues to descend into.
So carry on. And thanks for misspelling my name. When the rest of you get bored of this thread come by and play some cards.
P.S. My MD posts have become fairly useless lately, so my apologies to the rest of you =D
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Selene D'Celeste
Caldari The D'Celeste Trading Company
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Posted - 2009.04.13 01:06:00 -
[165]
And just to be useful.
Originally by: IGBANK ucntkilme
As for the questions in pages 1-5, as I stated earlier I read through some of them, but it was difficult to follow. So I will not go back and answer them, however I do not mind the questions being re-posted in a format that will be easy for people to follow.
So you're too lazy to read this thread, and respond? If you can't sort out the flow of conversation in a forum thread, how are you supposed to be a PR manager?
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Sir Elliot
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Posted - 2009.04.13 01:34:00 -
[166]
Obvious troll is obvious. Obvious scam is obvious.
Let this thread die please.
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Manalapan
Dynasty Banking
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Posted - 2009.04.13 06:38:00 -
[167]
Originally by: IGBank Alec
I didnt know about DBANK - we do want to be compeitive, but we cant quite yet, due to our very small state we are under 0.1% of ebanks capital, its that bad, i can admit it though
I probs relesed this too early i see that now, but rather then request it be locked, please let me see what i can do
Do not let this fact deter you. DBANK started little over a year ago with 1.3B and was definitely shadowed by EBANK in much the same way you are now. However, determination and listening to a ton of advice (lots of changes were made that first month) helped us to stay competitive and survive into the almost 600B we have in deposits today.
Also, good job on getting a PR he seems very polite so far. I hope he does look through the entire thread and answer each question one at a time.
Dynasty Banking |
Dagda Morr
Seppuku Warriors
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Posted - 2009.04.13 07:14:00 -
[168]
Glad to see yo have a PR manager now, perhaps we can get some answers to the pertinent questions:
1)Id like to get an idea how you are planning to generate enough return on the (hoped for) sudden influx of business. Both Ebank and Dbank generate a significant amount of the interest payments through trade and market manipulations meaning they are not over exposed to loan defaults.
2)If (for the sake of argument) everyone ignored all the crap that's already gone on in this thread and you got deposits of 100+ billion, are you capable of generating the 210M per hour that would be required to make the payments. If you were ill or out of the game for a week or two, do you have the team in place that could continue to generate sufficient funds? You need to demonstrate that you and your colleagues are capable of generating these returns - if not people will be assuming this is a ponzi scam.
Saying that this thread is not about the people is not a good enough answer - if you are accepting public money you must be open to public scrutiny. Equally, saying that you don't want these kinds of deposits is a waste of time, otherwise why have you posted here?
2)How much of a cash reserve (not player deposits) do you have that could be used to cover any bad debts or sudden withdrawals - in effect if you get 100 billion in deposits and they are sunk into whatever money-making venture you operate, do you have the reserves to cover several large deposits coming close togethier.
3)What internal security and audit procedures do you have to prevent fraud - what sort of reports will you be publishing for the MD community to inspect, and what arrangements have you made/ will make for external auditing?
4)Can I ask why you and your colleagues have had so little involvement with the MD community before deciding to start a bank. I would have expected you to have successfully run a few smaller bonds before launching an enterprise of this magnitude. Player trust is the most valuable commodity in EVE, and you are launching your business with almost none. It's true that the other banks were both new once, but they had people which were already trusted members of the MD community
This is just a repost of my earlier questions but they went unanswered.
Please resize sig to a maximum of 400 x 120 - Mitnal
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Ji Sama
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Posted - 2009.04.13 07:29:00 -
[169]
Originally by: Ray McCormack Considering you haven't taken the time to answer a single pertinent question in this thread I request it be locked for the troll post it is. You've had your fifteen, go back to Jita.
this This is a signature not related to EVE |
Ji Sama
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Posted - 2009.04.13 07:33:00 -
[170]
Originally by: IGBANK ucntkilme As with all corporations and companies, there is a certain level of anonanimity that we need to uphold.
However, as a PR Manager I assure you that I have more than adequite experience to handle all forms of criticism, and questions regarding the IGB, it's policies, and protocol.
Thank You.
hahahahhahahahaah..
now this thread actually delivers! This is a signature not related to EVE |
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Ji Sama
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Posted - 2009.04.13 07:38:00 -
[171]
Originally by: Selene D'Celeste And just to be useful.
Originally by: IGBANK ucntkilme
As for the questions in pages 1-5, as I stated earlier I read through some of them, but it was difficult to follow. So I will not go back and answer them, however I do not mind the questions being re-posted in a format that will be easy for people to follow.
So you're too lazy to read this thread, and respond? If you can't sort out the flow of conversation in a forum thread, how are you supposed to be a PR manager?
so why should we repost out questions again? we have asked alot of questions, you havent answered 1... This is a signature not related to EVE |
cyno here
Caldari School of Applied Knowledge
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Posted - 2009.04.13 07:54:00 -
[172]
Since your site was finaly up, i've decided to do some snooping what kind of hardware backbone you got there (i already knew that you are programming failure). And it revelead me even more funzies, your "server" is most likely just your daily eve-pc on crappy 10$ worth connection on which you don't even have static ip address. This wouldn't be totaly terrible if you'd have used some resonable paid service, but you've went for free and failurish hopto.
Oh well, obvious scam is obvious, nothing like "reliable server" which is my daily pc.
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LaVista Vista
Conservative Shenanigans Party
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Posted - 2009.04.13 08:16:00 -
[173]
Originally by: cyno here Since your site was finaly up, i've decided to do some snooping what kind of hardware backbone you got there (i already knew that you are programming failure). And it revelead me even more funzies, your "server" is most likely just your daily eve-pc on crappy 10$ worth connection on which you don't even have static ip address. This wouldn't be totaly terrible if you'd have used some resonable paid service, but you've went for free and failurish hopto.
Oh well, obvious scam is obvious, nothing like "reliable server" which is my daily pc.
Yeah, it took about 4 minuets for me to load the page.
And the site made my eyes bleed.
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Manalapan
Dynasty Banking
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Posted - 2009.04.13 08:44:00 -
[174]
Edited by: Manalapan on 13/04/2009 08:45:38 I agree with these guys you need a Web Designer and a better connection. The 8mb connection is not going to cut it for hosting a site, sorry.
I do appreciate your dedication to the idea it just needs a lot of work and at the very least I hope you do take some of our advice with you to either make this bank work or in a new business concept.
EDIT: Spelling (Do this alot)
Dynasty Banking |
Kitchie
Gallente Kitchie's Logistics and Marketing Corp
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Posted - 2009.04.13 09:03:00 -
[175]
Originally by: IGBank Alec Ill post this later, my router is playing up and I am using my phone (consequently the site is down, this is not a regular occurrence, sorry guys)
I picked up on this as I was catching up on the thread and I now see that cyno here has also pointed it out above.
Is your whole bank/database run and accessed through your home PC? If that really is the case, then you've opened a whole new can of worms.
Can we add "Disaster recovery" to the outstanding list of unanswered questions?
Personally, I don't believe you are trying a deliberate scam but it looks like you've dived into setting up a bank without thinking through how you will run it.
My boss at DBANK, Manalapan, has been very polite in this thread but I know, from being with the bank, how many pitfalls, problems and the hard work that is involved in running it.
You're winging it and apart from that being scary, it's the reason that I believe burnout is the highest risk here. I don't think you've grasped how much hard work it actually is and thus why you need a support team with you.
As most people found DBANK through Google, nobody has actually bothered to post a link but to make life easier for you:
Dynasty Banking (DBANK)
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Kitchie
Gallente Kitchie's Logistics and Marketing Corp
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Posted - 2009.04.13 09:38:00 -
[176]
If I'd had signatures enabled, I would have noticed that the Boss has a link in her sig.
Don't know about others but I'm turning them off again - they really clutter up the pages even more than they already are!
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IGBANK ucntkilme
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Posted - 2009.04.13 10:02:00 -
[177]
I appreciate all of the posts here, and I assure you that I will be addressing each and every one.
The first one I will start with, before heading off to bed as it is 4:00AM here where I live, is the one dealing with the server.
We are well aware of the limits of our server, and while it is not an every-day machine, it is definately not even close to being acceptable for our operations.
With this being said, We have been talking and yes we are moving servers. The new server will have a static IP address and will be available 24 hours a day. The website will also load a lot quicker once the move has been made final.
Sometime during the month of May, we will also be purchasing a domain for the bank, which will then be the single and only website for the IGB.
We decided to do the server move after reviewing the abnormally high server load, so for a faster load time and for higher security are moving to the professional server.
Thank You.
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cyno here
Caldari School of Applied Knowledge
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Posted - 2009.04.13 10:09:00 -
[178]
So it's not daily-use pc, but 20 ppl/hour + my sneaknig and peaking ends in abnormal server load ? lol
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Estel Arador
Minmatar Estel Arador Corp Services
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Posted - 2009.04.13 10:13:00 -
[179]
Originally by: IGBANK ucntkilme We decided to do the server move after reviewing the abnormally high server load,
Surely it's not abnormally high for what you're trying to do?
FREE! jumpclone service - NOW 192 locations! |
cyno here
Caldari School of Applied Knowledge
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Posted - 2009.04.13 10:15:00 -
[180]
Originally by: Estel Arador
Originally by: IGBANK ucntkilme We decided to do the server move after reviewing the abnormally high server load,
Surely it's not abnormally high for what you're trying to do?
Shhhh, they got advanced calculations database on mysql ;p
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