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Author |
Thread Statistics | Show CCP posts - 1 post(s) |
Gallion
Outer Sector IDENTITY UNKN0WN
537
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Posted - 2012.05.15 05:45:00 -
[1] - Quote
Well its not something ive seen much debate about so I figured Id make the topic.
Insurances for Faction, T2, T3 Just isnt worth dealing with. Its better to Insure to PLATINUM but for the price in most cases of doing so could go to Quick replacing during a large fight(for example). Id like to see some sort of average % off the market value put into the Insurances. since getting concordokened is no longer a way to get the claim of it, I can't see their being a reason to not change it.
T3 bing a major hit on 3 fronts, (subsystem SP hit, Insurances, Isk) they dont come cheap, and losing them can be a pain and the isk for its platinum is like 1-2% of actual marketed hard-worked value. This is a Signature, It makes people Stare. (Man I gotta Make one , or Find one to steal) |
Gallion
Outer Sector IDENTITY UNKN0WN
539
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Posted - 2012.05.15 07:16:00 -
[2] - Quote
true, but the amount you get back, to get into the fight that you lost your ship in, which if its a mission would mean you'd have to ask for isk or cancel the mission or sell something you really wanted to keep. Non-T1 ships need a lil more then whats is provided from their Platinum. 13mill insurance from a loss of a T3 lost in battle would only give enough to get a ship with Poorest of fittings *(if u consider only having a low Wallet att) it wouldnt be enough to return to battle of mission and would only Marginally be effective in a large scale pvp. This is a Signature, It makes people Stare. (Man I gotta Make one , or Find one to steal) |
Gallion
Outer Sector IDENTITY UNKN0WN
539
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Posted - 2012.05.15 07:27:00 -
[3] - Quote
perhaps, but it should still be higher, T1 included. Otherwise Insuring Anything but T1 is just utterly pointless. This is a Signature, It makes people Stare. (Man I gotta Make one , or Find one to steal) |
Gallion
Outer Sector IDENTITY UNKN0WN
539
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Posted - 2012.05.15 07:49:00 -
[4] - Quote
then, why not make the payout automaticly the default.and remove the insurance purposes. and of course FIXED got abused, this aint a thread for Fixed. its for Market Adjusted % based on the Entirety of Eve's Average percentage used as a stick to give better payout to Non-T1 ships. to actually Give INSURANCE its purpose that it was implemented for. This is a Signature, It makes people Stare. (Man I gotta Make one , or Find one to steal) |
Gallion
Outer Sector IDENTITY UNKN0WN
540
|
Posted - 2012.05.15 16:11:00 -
[5] - Quote
No, It really isnt. This is a Signature, It makes people Stare. (Man I gotta Make one , or Find one to steal) |
Gallion
Outer Sector IDENTITY UNKN0WN
540
|
Posted - 2012.05.15 22:02:00 -
[6] - Quote
wow is that the only thing you have to say? you think i dont know that. the Insurance is a Broken Function. like CSPA. This is a Signature, It makes people Stare. (Man I gotta Make one , or Find one to steal) |
Gallion
Outer Sector IDENTITY UNKN0WN
540
|
Posted - 2012.05.20 23:59:00 -
[7] - Quote
based on minerals? lol, not it isnt. Thats why Its broken. This is a Signature, It makes people Stare. (Man I gotta Make one , or Find one to steal) |
Gallion
Outer Sector IDENTITY UNKN0WN
541
|
Posted - 2012.05.21 07:42:00 -
[8] - Quote
T2 requires in most cases their T1 Counter part, T3 Requires Materials are mostly in wormholes dropped or found via sleepers and their salvage and materials arent cheap, Faction sometimes requires other sources of Items (T2 also in that reguard), and when actually building them they Use MORE minerals then their T1 counterparts. Therfore is still far out of their Insurance Value. So I say again how is it based on mineral? T1 Is a Cushion on insurance, but thats mostly Crusier -to- Some Capitolships. Faction,T2,T3 Dont have a Effecient use of Insurance to do so. So we go back to my point that it is broken. The Funciton should be removed set loses of T1 Ship to Default a Platinum pay out. instead of sinking further isk just to get a slightly higher amount back. when your default of non-T1 ships cant even Pay a proper portion of its Counterpart towards it Actual Platinum payout.
@ Drake Draconis, apparently neither are you - atleast I know what im talking about.
This is a Signature, It makes people Stare. (Man I gotta Make one , or Find one to steal) |
Gallion
Outer Sector IDENTITY UNKN0WN
541
|
Posted - 2012.05.21 16:10:00 -
[9] - Quote
my data comes from Experiance as I can & Do produce T1, T2, T3 & Faction Ships.
& Rico thats what ive been trying to say man. This is a Signature, It makes people Stare. (Man I gotta Make one , or Find one to steal) |
Gallion
Outer Sector IDENTITY UNKN0WN
541
|
Posted - 2012.05.21 18:31:00 -
[10] - Quote
Kusum could you possible further Elaborate?
@Draco- My ego? who keeps coming back to the topic with out any Information.
This is a Signature, It makes people Stare. (Man I gotta Make one , or Find one to steal) |
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Gallion
Outer Sector IDENTITY UNKN0WN
541
|
Posted - 2012.05.21 22:41:00 -
[11] - Quote
thanks to those whom Understand that Insurance is indeed broken. for those that continue to come back and "Lack of explain" how it is not. Let me point that Unless you can break the Process down on to how it aint, just stop.
Ive already broken it down to "How to understand Loses to Dummies" degree of reading. and Draco stop you dont know enough to complain.
if T1 platinum payout cannot be included into a loss of T2/faction ship then it is "Broken", infact Newbies tend to get into T3 Hulls pretty Early (it only takes 4 months @ best) to fly and fit minimal t2 on them.
@Anitic-ist, See X on top Right most of Browser, hit that -thank you.
@ CSM & CCP, Please Lock this thread if it continues to heat-up and Fall from topic, -thank you. This is a Signature, It makes people Stare. (Man I gotta Make one , or Find one to steal) |
Gallion
Outer Sector IDENTITY UNKN0WN
541
|
Posted - 2012.05.22 04:41:00 -
[12] - Quote
simple yes, broken yes. your point also makes mine. This is a Signature, It makes people Stare. (Man I gotta Make one , or Find one to steal) |
Gallion
Outer Sector IDENTITY UNKN0WN
541
|
Posted - 2012.05.22 21:32:00 -
[13] - Quote
lol, I am. Im here, i made the topic, on it cause for the years that ive been playing and in the industry I know its broken. you say it refutes but obviously you typed something in that also makes mine. This is a Signature, It makes people Stare. (Man I gotta Make one , or Find one to steal) |
Gallion
Outer Sector IDENTITY UNKN0WN
541
|
Posted - 2012.05.22 21:36:00 -
[14] - Quote
yeh, that not my problem. I fully understand. This is a Signature, It makes people Stare. (Man I gotta Make one , or Find one to steal) |
Gallion
Outer Sector IDENTITY UNKN0WN
541
|
Posted - 2012.05.23 00:40:00 -
[15] - Quote
go back to page 1. Btw you do Production Often? This is a Signature, It makes people Stare. (Man I gotta Make one , or Find one to steal) |
Gallion
Outer Sector IDENTITY UNKN0WN
542
|
Posted - 2012.05.23 17:09:00 -
[16] - Quote
T2 is Produced with T1 Ship hulls. Faction uses the T1 Hull as Trade with the LP store T3 has Subsystems that should be accounted for into the Insurance of the hull (its not), Cause it cant be flown with out them.
few others seem to be understanding just fine Corin, @ l0rd carlos- nothing is broken with T1 insurance just Insurance in general.
Buy an omen of the market you pay for insurance, you get platinum. now you spent more isk to get around 70% of it back. so you paid total of 12mill, for an 8 mill ship to get only 70% of that 8 mill? and if you instead of selling it later, Put it into T2 version of it that Insurance becomes Null. ^-> i do this often. This is a Signature, It makes people Stare. (Man I gotta Make one , or Find one to steal) |
Gallion
Outer Sector IDENTITY UNKN0WN
544
|
Posted - 2012.05.23 23:40:00 -
[17] - Quote
im sorry you dont understand what ive said on the breakdown of it. But I remain correct that it is broken. T2 SHOULD reflect the T1's Insurance payout. This is a Signature, It makes people Stare. (Man I gotta Make one , or Find one to steal) |
Gallion
Outer Sector IDENTITY UNKN0WN
544
|
Posted - 2012.05.24 02:41:00 -
[18] - Quote
Ive not seen anything convincing me otherwise.
the fact is that ccp has made it the way they currantly intend it? Can you prove that? This is a Signature, It makes people Stare. (Man I gotta Make one , or Find one to steal) |
Gallion
Outer Sector IDENTITY UNKN0WN
544
|
Posted - 2012.05.24 02:47:00 -
[19] - Quote
From Evelopedia.
Quote: What this means is that after every set insurance period, an index will be created calculating the trimmed average values for all building materials that are used in the building of ships (minerals, T2 and T3 components) and when a ship is destroyed, this index will be used to calculate the full replacement value of that ship based on the materials required to build it. The player will then receive an amount of ISK that is defined by the:
(value of the ship according to the index) * (percentage of insurance coverage) * (ship type multiplyer)
The ship type multiplier is used to make some ships more expensive to lose then others. For example; a Tier 1 battleship will have a multiplier of 1, therefore receiving the full benefit of the type of insurance bought, but a Titan may have a multiplier of 0.01, thus only granting a fraction of the insurance value. This change will allow insurance to scale along with changes in the market and is meant (among other things) to minimize the risk of insurance fraud.
This is a Signature, It makes people Stare. (Man I gotta Make one , or Find one to steal) |
Gallion
Outer Sector IDENTITY UNKN0WN
544
|
Posted - 2012.05.24 02:52:00 -
[20] - Quote
So the T2 Component, the T1 Hull IS NOT being calculated into the T2 Insurance.
Someone tell me where this Ship multiplier they speak of can be found? This is a Signature, It makes people Stare. (Man I gotta Make one , or Find one to steal) |
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Gallion
Outer Sector IDENTITY UNKN0WN
544
|
Posted - 2012.05.24 03:15:00 -
[21] - Quote
is it? I think it hardens my case. This is a Signature, It makes people Stare. (Man I gotta Make one , or Find one to steal) |
Gallion
Outer Sector IDENTITY UNKN0WN
544
|
Posted - 2012.05.24 05:58:00 -
[22] - Quote
I still dont see how it can be so usefull at the rates it gives. by denying its not broken your aware that their is no point to ever really Insure anything outside of T1? And that Capitolships as they are are getting the proper amounts even tho their process of production is the same as T2, T3 & Faction?
This is a Signature, It makes people Stare. (Man I gotta Make one , or Find one to steal) |
Gallion
Outer Sector IDENTITY UNKN0WN
544
|
Posted - 2012.05.24 06:51:00 -
[23] - Quote
Hmm, I see. Kusum thanks for actually Breaking things down, But it is still broken. Insurance system should be removed In general. and just make the Default Payouts Platinum.
This is a Signature, It makes people Stare. (Man I gotta Make one , or Find one to steal) |
Gallion
Outer Sector IDENTITY UNKN0WN
544
|
Posted - 2012.05.24 07:01:00 -
[24] - Quote
it removes a isk sink for one. This is a Signature, It makes people Stare. (Man I gotta Make one , or Find one to steal) |
Gallion
Outer Sector IDENTITY UNKN0WN
544
|
Posted - 2012.05.24 07:04:00 -
[25] - Quote
why wouldnt it be?
This is a Signature, It makes people Stare. (Man I gotta Make one , or Find one to steal) |
Gallion
Outer Sector IDENTITY UNKN0WN
544
|
Posted - 2012.05.24 07:30:00 -
[26] - Quote
Alright, I submit Kusum. Thanks at least your made an Effort to making sense of things instead of trolling on.
This is a Signature, It makes people Stare. (Man I gotta Make one , or Find one to steal) |
Gallion
Outer Sector IDENTITY UNKN0WN
544
|
Posted - 2012.05.24 07:58:00 -
[27] - Quote
Jack Carrigan wrote:Simple economics mate. Too much money in an economy creates inflation, or in the case of how Incursionbears were blitzing Vanguard sites, hyperinflation, which is bad for EVERYONE.
ISK sinks are good, as they provide stability and balance to the economy. Anyone who would disagree with this is foolish. Furthermore, a ship being destroyed is simply an opportunity for an industrialist to put their skills to work, and keep themselves gainfully employed. If you make the decision not to insure your ship, that's your problem. If you make the decision to insure a T2, T3 or Faction ship, also your problem.
Because if you think about it in the following terms:
Tech 2 ships: - Produced from T1 Hulls - Research and advanced technology implemented in them
Tech 3 ships: - Produced from technology gleaned from Sleepers - Research and advanced technology implemented in them
Naval Faction Ships: - Produced by Naval Factions to be acquired through Loyalty Points gained by working for said faction - Not really meant for the general populous consumption
Pirate Faction Ships: - Produced by Pirate Factions to be acquired through Loyalty Points gained by working for said faction - Not really meant for the general populous consumption
All of those above listed ships are not meant to be easily acquired or built. And they for the most part are still built from basic materials which have set values. And for T2 and T3 especially, you can't put a price on research or development going into the production of said equipment, only tangible goods. Modern day insurance companies will only insure tangible (physical) goods, not research (conceptual goods or intellectual properties).
Therefore, as everyone has been trying to tell you:
Insurance is clearly working as intended, implemented, and designed by CCP, which is the final decision in anything that occurs within the EVE universe.
I complete disagree to everything YOU just said cause you came out like a troll. But Reguardless I still call it broken. This is a Signature, It makes people Stare. (Man I gotta Make one , or Find one to steal) |
Gallion
Outer Sector IDENTITY UNKN0WN
544
|
Posted - 2012.05.24 08:53:00 -
[28] - Quote
Touche'. This is a Signature, It makes people Stare. (Man I gotta Make one , or Find one to steal) |
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