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Fiona2009
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Posted - 2009.09.12 00:56:00 -
[1]
i have idea of setup a banking system in eve where ppl can get loans for like adding a loan isk option in contracts tab
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Paul Clavet
Suddenly Ninjas Tear Extraction And Reclamation Service
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Posted - 2009.09.12 06:58:00 -
[2]
This completely original idea is brilliantly conceived and explained in perfect detail. I don't see how anything could possibly go wrong. CCP would be fools not to hire Fiona2009 and pay to move her entire family to Iceland so that she can join the R&D team to come up with more brilliant flashes of insight.
(No, seriously, the point of contracts is that they are rigidly enforced and there's precious few ways to make them behave in unexpected ways. How does your system deal with, say, my getting a loan of 200M ISK, transferring it to another character, then biomassing the character with the debt? How does the system deal with a business venture gone pear-shaped that cannot pay back the loan?) ---- Suddenly Ninjas Blog: My Loot, Your Tears
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Fiona2009
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Posted - 2009.09.13 02:08:00 -
[3]
well u could have character with so much sp get so much isk. and character with really low sp can't get isk. and if a person can't pay it back have there account go into -isk.
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ServantOfMask
Minmatar Foundation Sons of Tangra
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Posted - 2009.09.13 06:37:00 -
[4]
ah so it becomes totally useless to the people who need a loan (low sp toons). but me with my 42mil sp and a dozen bil isk in my wallet already get access to even more isk... sweet, thx great idea.
not to mention i could quite easily dig up some old, high sp toons , borrow some cash, xfer it and biomass the ****er for good or let sub run out.
depending on the amount of loanable isk / sp it may even be more attractive to train a toon to x mil sp, get a loan, biomass instead of selling it on the forums.
speaking of people selling toons on the forums, just how long do you think your service is up before most of those toons being sold are sold with negative balances?
in the face of almost guaranteed abuse, how will your loan business stay afloat let alone make YOU any money?
last but not least: if you need a game mechanic to return lent isk to you, you shouldn't have lent it out in the first place.
"Misina Arlath
GIRL = Guy In Real Life MMORPG = Many Men Online Role Playing Girls." |
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