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LadyOfWrath
Caldari One Stop Mining Shop One Stop Research
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Posted - 2009.11.04 23:53:00 -
[1]
Below is something I devised a very long time ago, however I honestly doubt CCP would ever entertain the thought of doing this.
Lien Protocol V2.1.7
Items required to initiate a Lien:
PLEX - 2 Lien Amount Open character slot on the lending account - 1
A lien would work like a contract in EvE however the interface would be through account managment. Two parties would agree on a lien amount and repayment timeframe. This contract is accepted out of game under the account managment screen. Here the information can be verified and the person taking the lein will be required to enter his/her account password to confirm. Once accepted the PLEX is locked to the lender's account for the course of the lein. Should the requester default the PLEX will be consumed during the auto transfer. In this case the PLEX is consumed as the transfer fee. Should the person pay all monies back as per the contract the PLEX will be returned to the lender. During the course of the contract one unused character slot will be unavailable to the lender.
Repayment of the lein would work in the same fashion as redeeming a 60D GTC today using the secure system. The player with the lein would simply click a "pay lien" button and the ISK would be debited from his EvE account. The contract would close and both players would received a in game mail as notification.
This process helps CCP with consuming the overabundance of PLEX on the open market, gives players a more unique system for extending loans, and creates a new depth to the game previously unknown.
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Herschel Yamamoto
Agent-Orange
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Posted - 2009.11.05 01:15:00 -
[2]
So let me see if I understand this right. I create an account off the buddy program and activate it with a PLEX, which costs me exactly nothing. I then hand it two more PLEX, and forget about it for the rest of time, and have a four-slot account. Or hand it six PLEX and have a six-slot account. In other words, any worthwhile industry/research operation is now going to take exactly one account, no matter how many lines I want to have, and doing this will pay for itself in six months(assuming I don't want to train).
Or I can do it the other way. Say I have three characters to train up for industry. I get three accounts off the buddy system(again, these are free), hive off one of my permanent account's character slots to each of the two temporary accounts, train all three in parallel, and a month later put them all back on the permanent account and let the others expire. Bang, character transfers with no $20 fee. I can do the same thing as a business, too - "I'll train you a Hulk alt for your main account Mister Pirate, and it'll be cheaper than market too because I don't have to price in a $20 fee!".
Why would you want to do this? And more importantly, why would CCP ever want do this? I don't see what problem this solves(there's no "overabundance of PLEX", they wouldn't cost north of a quarter bil each if there was a true overabundance. Also, why would CCP mind an abundance? It's an interest-free loan for them.), it just seems like a mass of coding and a bunch of headaches to no good purpose. You're allowing a bunch of things that shouldn't be allowed, and I can virtually guarantee that this will be a long-term nerf to CCP's income.
Either I'm totally missing the point, or this is a very crazy idea with very few redeeming qualities.
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Grunanca
Beyond Divinity Inc Beyond Virginity
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Posted - 2009.11.05 05:52:00 -
[3]
Does lien mean loan in that post? Dont have a clue what the OP is talking about....
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Scerolikk Teromni
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Posted - 2009.11.05 09:02:00 -
[4]
This makes no sense and seems to mix up the definitions of several words. A lien is something that you would claim if somebody were to default on a loan payment to you. Are you talking about loans?
what?
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LadyOfWrath
Caldari One Stop Mining Shop One Stop Research
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Posted - 2009.11.05 12:24:00 -
[5]
This is a lien on a character just like a lien on a car or home. Failure to pay the lien back results in the loss of the character which the lend could then sell to recoup loss.
Lien ûnoun Law. The legal claim of one person upon the property of another person to secure the payment of a debt or the satisfaction of an obligation.
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LadyOfWrath
Caldari One Stop Mining Shop One Stop Research
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Posted - 2009.11.05 12:31:00 -
[6]
No by using a contract via this method you would lose an open character slot on the account until the contract is finished.
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Midge Mo'yb
Antares Shipyards Phalanx Alliance
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Posted - 2009.11.05 12:38:00 -
[7]
Silly and Unneeded imo... -----------------------------------------------
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De'Veldrin
Minmatar Special Projects Executive
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Posted - 2009.11.05 13:59:00 -
[8]
And unenforceable.
Me: Takes out loan, accepts lein for 60 days. Lender: Gleefully claps hands at expected repayment. Me: Transfers cash to main account, cancels secondary account. Lender:
Also, CCP is going to give you some very funny looks because you hae this working through an out of game interface. --Vel
In the world of emoticons, I was colon capital d. |
LadyOfWrath
Caldari One Stop Mining Shop One Stop Research
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Posted - 2009.11.05 16:00:00 -
[9]
Edited by: LadyOfWrath on 05/11/2009 16:02:01 It uses the same interface as the current 60D GTC system. Obviously if someone accepted a lien contract their account MUST be pre paid for the length of time of the lein contract AND they will be unable to cancel their account for the time of the lien.
Looking for constructive posts here.
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Scerolikk Teromni
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Posted - 2009.11.05 17:33:00 -
[10]
You still haven't said what the lien is. You still seem to be confused as to WHAT a lien is. A lien isn't something that two people can make a contract about, unless it is something written in a contract for a loan or other instance where a regular payment schedule is required.
Looking for a well-thought-out proposal here.
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