Grendell
Technologies Unlimited Superior Eve Engineering
947
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Posted - 2015.01.07 15:48:23 -
[1] - Quote
The best bit of advice I can give is to read up on literally every bank Eve has ever had. You will notice every single one ended up failing or scamming. If you can address the issues each one had then trust won't be an issue. If you do somehow end up fixing every loophole and security flaws then there still lies the problem of effort vs reward. When I ran my bank, it was more for the fun of it than anything else. Given the current rates and economy the effort required for the returns was far from worth it. A good read regarding rates/returns/investing is "Tornsoul" glass ceiling thread.
To this date I have run the only successful bank that did not fail or scam. I closed it about half a year ago as I no longer enjoyed running it. My recipe for success was controlling who my clients were, how much isk they deposited, and up to a month notice on any withdrawal. It was for lack of a better description, a sort of exclusive bank with very, few but big clients. At it's peak I had about 50 clients, with roughly 1.4 trillion isk to work with. Most in MD don't really consider my former bank as a real bank, as it wasn't public in the sense that anybody could deposit isk.
Previously I and a few other public figures wanted to start a bank. We spent 6 months developing it and even had a succesful beta launch right here in the MD forum. After the beta we decided to scrap the whole thing as it was not worth the monetary gains for the amount of work that would be involved. We would need a lot more automation in the entire setup that CCP would just not allow with the current game mechanics and tools. It was a tough pill to swallow after 6 months of development, but we pulled the plug.
So the point I'm getting at is, unless it for fun or role playing reasons, it's just not worth opening a bank in EVE unless CCP give us more tools and change a few game mechanics. This isn't me trying to discourage you, I'm more than happy to have a discussion here and try to help hammer out any questions or ideas you have. There are many others in this forum who would love the discussion and community brainstorming. This forum has been fairly quiet in that area for quite some time. Bank talks seem to really bring everyone out again hehe. (Including the trolls)
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