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dardolalt
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Posted - 2010.02.26 17:27:00 -
[1]
I know I'm just another In a long line of Topics. But I feel that I'm looking at it in a different way than the several threads I have been reading. I think insurance should be simplified not complicated.
Insurance should only cover 50-80% what you Paid on market for the ship in question (IE what you specifically paid).
This Of course Doesn't cover Trading or manufacturing. I think it should simply be the average Regional price at the time it was traded or manufactured.
above I mentioned covering 50-80 % of what you paid. This can be split into the three options currently available.
1. regular 50% 2. gold 65% 3. Platinum 80%
from a programming point all of this information is readily available to grab and store.
I think that this would encourage people to use insurance, when ships are expensive, and prevent people for exploiting it when they are cheap.
I'm open to any constructive criticism, notice the constructive.
Cheers
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Drake Draconis
Minmatar Shadow Cadre Looney Toons.
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Posted - 2010.02.26 17:32:00 -
[2]
Not supported.
At this point its a waste of time to offer anything inbetween the minimum and the max.
I'd rather go with all or nothing.
And yes your repeating the same bloody idea for the Nth time... just different amounts. ========================= CEO of Shadow Cadre http://www.shadowcadre.com ========================= |
Mistress Servelan
Amarr Imperial Academy
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Posted - 2010.02.26 17:34:00 -
[3]
Proposal: Sticking random capital letters in threads should be mandatory.
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dardolalt
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Posted - 2010.02.26 18:52:00 -
[4]
Originally by: Mistress Servelan Proposal: Sticking random capital letters in threads should be mandatory.
LOL :)
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dardolalt
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Posted - 2010.02.26 18:57:00 -
[5]
Originally by: Drake Draconis Not supported.
At this point its a waste of time to offer anything inbetween the minimum and the max.
I'd rather go with all or nothing.
And yes your repeating the same bloody idea for the Nth time... just different amounts.
I must have missed some threads. All the ones I have seen, want some complex average of manufacturing minerals divided by x y z costs and taxes, add nosium.
I'm not apposed to putting insurance at 100%, but for me I feel that it defeats the purpose of a penalty, plus what insurance company ever gives you everything owed for something?
Cheers!
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Matalino
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Posted - 2010.02.26 19:49:00 -
[6]
Originally by: dardolalt Insurance should only cover 50-80% what you Paid on market for the ship in question (IE what you specifically paid).
So I should be able to insure a Shuttle for a billion ISK because that is what I bought it for? Originally by: dardolalt I think it should simply be the average Regional price at the time it was traded or manufactured.
You seem to think that this cannot be manipluted. Again, it is entirely possible to bring the average price up far beyond what is "reasonable". Stock pile shuttles, pump up the regional average for a few weeks, then go on a self-destruction spree.
Your idea would make things far worse than you can imagine.
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Ephemeron
Retribution Corp. Initiative Associates
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Posted - 2010.02.26 19:52:00 -
[7]
I'd settle for 1 of the 2 options:
either remove the insurance system completely from anyone but REAL newbie players. (no more than 4 months old)
Or adapt American Health Insurance system in EVE: Increase premiums 2x for starters, and by 10% every year no insurance for people with the pre-existing condition of negative security status or empire war insurance can deny coverage in cases such as CONCORD death, self destruct, or certain types of stupid deaths a minimum of 1 million deductible is applied premiums increase additional 20% after each ship death
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Red Raider
Caldari Airbourne Demons DeMoN's N AnGeL's
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Posted - 2010.02.26 19:56:00 -
[8]
Originally by: Ephemeron I'd settle for 1 of the 2 options:
either remove the insurance system completely from anyone but REAL newbie players. (no more than 4 months old)
Or adapt American Health Insurance system in EVE: Increase premiums 2x for starters, and by 10% every year no insurance for people with the pre-existing condition of negative security status or empire war insurance can deny coverage in cases such as CONCORD death, self destruct, or certain types of stupid deaths a minimum of 1 million deductible is applied premiums increase additional 20% after each ship death
You also have to wait for weeks for your insurance payout and only then after you contact a GM and chew there asses out royally about the delay.
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dardolalt
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Posted - 2010.02.27 00:19:00 -
[9]
Well I have learned alot just from the few posts you have put up. changing the thread name to canceled. I agree with your comments, the market can be manipulated and you either have to implement a harsh and/or sever system or none at all. which honestly, since i Don't cheat the insurance system in eve, i don't even use insurance, it doesn't even begin to cover the costs of the majority of the ships I fly.
Thanks everyone for the comments.
Cheers!
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Drake Draconis
Minmatar Shadow Cadre Looney Toons.
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Posted - 2010.02.27 00:51:00 -
[10]
Originally by: dardolalt Well I have learned alot just from the few posts you have put up. changing the thread name to canceled. I agree with your comments, the market can be manipulated and you either have to implement a harsh and/or sever system or none at all. which honestly, since i Don't cheat the insurance system in eve, i don't even use insurance, it doesn't even begin to cover the costs of the majority of the ships I fly.
Thanks everyone for the comments.
Cheers!
I can respect that. :)
Good luck on your ventures! ========================= CEO of Shadow Cadre http://www.shadowcadre.com ========================= |
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