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Shalamar Bladesinger
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Posted - 2010.07.10 02:13:00 -
[1]
I went to insure my hulk, crow, and hawk, and noticed that the insureence payout doesn't match the price i payed for the ships. for the hulk, it was 10 mill for 35 mill coverage and the ships base price is 160 mill. crow was not even a mil coverage and it costed me 13 mill. and lastly the hawk. bought it for 21 mill and went to insure it and there was a discrenpency. it was close to a mill pay out. i thought the ships insurence was to cover the full cost of the ship?
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Kaemper
Gallente
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Posted - 2010.07.10 21:50:00 -
[2]
Edited by: Kaemper on 10/07/2010 21:53:04 You thought wrong. Its a common misconception among 'newer' players.
In practice insurance only applies to tech 1 since these prices are steady and always close to production costs. This is not the case of tech 2, and consequently insurance is not worth the payout on tech 2, tech 3 and faction.
This has given birth to the universal rule of eve - dont fly anything you cant afford to loose :) So tech 2 is deffo worth getting, however take into account that if you loose it, you loose it for good. Welcome to the fantastic world of eve online :)
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Oni Triad
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Posted - 2010.07.11 01:11:00 -
[3]
lose lose lose lose lose lose lose lose lose lose lose lose lose lose lose lose lose
>_<
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Renix Xerar
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Posted - 2010.07.25 04:05:00 -
[4]
Imo, look at it this way
Insurance payouts cover the cost of the hull as said above, correcto? Well, t2 ships use t1 ship hulls, so the insurance payout is for the hull of the ship. What makes a t2 ship a t2 would be electronics, engines, fitting arrangements etc... realistically speaking. So the insurance is a full payout for the hull of the ship.
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Ospie
Core Impulse
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Posted - 2010.07.25 05:16:00 -
[5]
That's the risk you take when using a t2 ship, it does cost more and the loss is greater.
At least now they're near 30% insurance as opposed to what it was before tyranis
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Da Death
Relentless Enterprises
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Posted - 2010.07.25 09:42:00 -
[6]
You should be glad to have an insurance option. Other MMORPG's don't have it.
Space is evil by nature =) á Curse Absolution Prorator Impel T2 Mods/Drones/Ammo Manufacturer
Since 2003. |
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