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feihcsiM
Deep Core Mining Inc. Caldari State
14
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Posted - 2012.08.10 15:48:00 -
[1] - Quote
Back in the day there were a few high profile banks in EVE, offering loans, investment etc. After the EBank 'issues' with Ricdic a few years ago (even though it wasn't anywhere near the biggest bank heist) the banking sector seems to have disappeared.
Do banks in EVE still exist, nothing much comes up on a google search? Has anything changed within EVE that would make banks more viable and less risky nowadays? |
Goremageddon Box
Guerrilla Flotilla
466
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Posted - 2012.08.10 15:49:00 -
[2] - Quote
Yes, send all your isk to me, I will invest it into ships and modu.....
monetary funds.
edit: see upcomming player contracts maybe? |
Vincent Gaines
248
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Posted - 2012.08.10 15:49:00 -
[3] - Quote
I have one, I can open an account with you for a small 100 mil deposit. |
James 315
Caldari Provisions Caldari State
2273
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Posted - 2012.08.10 15:50:00 -
[4] - Quote
EVE banks still exist. And yes, they're still scams.
-+-+-+-+-+-+-+-+-+-+ MinerBumping.com -½-½-½-½-½-½-½-½-½-½The daily saga of one man's quest to bring civilization to highsec by bumping miners out of range. |
Blane Xero
The Firestorm Cartel
48
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Posted - 2012.08.10 15:57:00 -
[5] - Quote
I smell mischief. Resident Haruhiist since December 2008.
Laying claim to Out of Pod Experience since 2007, plain and simple. Keep the trash out of Out Of Pod Experience, If it's EVE Related or deserves a Lock, it does not belong here. |
Virgil Travis
Non Constructive Self Management Unified Church of the Unobligated
567
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Posted - 2012.08.10 16:15:00 -
[6] - Quote
My Dominix banks quite a lot when I change direction. Unified Church of the Unobligated - madness in the method Mamma didn't raise no victims. |
Bloodpetal
Mimidae Risk Solutions
774
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Posted - 2012.08.10 16:21:00 -
[7] - Quote
The issue with EVE Banks isn't actually the scamming, it's that the "investment" concept is impossible to actually implement.
A real bank works by giving you a percent based on the percent of income that they make off of giving money out to other people.
Any EVE Bank who seriously wants to pursue investments is going to very likely get scammed themselves in the long run, because there is no recourse to force a client to pay back on his interest.
Hence, any EVE Bank is most likely a scam because they have no way to guarantee revenue.
The age of EVE IPOs is gone because there is enough ISK floating around now adays, you really don't need appeal to a mass quantity of people to generate ISK. (And most turn into scams even if they weren't intended to be).
Mimidae Risk Solutions Recruiting |
No More Heroes
GoonWaffe Goonswarm Federation
1120
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Posted - 2012.08.10 16:42:00 -
[8] - Quote
Here stranger on ther internet: have my bitcoins.
I trust you will do nothing nefarious with them. . |
Ris Dnalor
Black Rebel Rifter Club The Devil's Tattoo
414
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Posted - 2012.08.10 17:16:00 -
[9] - Quote
feihcsiM wrote:Back in the day there were a few high profile banks in EVE, offering loans, investment etc. After the EBank 'issues' with Ricdic a few years ago (even though it wasn't anywhere near the biggest bank heist) the banking sector seems to have disappeared.
Do banks in EVE still exist, nothing much comes up on a google search? Has anything changed within EVE that would make banks more viable and less risky nowadays?
Lol, yea send me all your isk and I'll give you 5% interest for a month or two before going out of business :P
https://forums.eveonline.com/default.aspx?g=posts&t=118961
EvE = Everybody Vs. Everybody
- Qolde |
Ana Vyr
Vyral Technologies
332
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Posted - 2012.08.10 17:21:00 -
[10] - Quote
It turns out that you can't actually trust anyone in Eve....go figure.
EvE Rule # 1: Don't trust anyone. |
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Mindseamstress
Jovian Labs Jovian Enterprises
7
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Posted - 2012.08.10 23:32:00 -
[11] - Quote
Bloodpetal wrote: The issue with EVE Banks isn't actually the scamming, it's that the "investment" concept is impossible to actually implement.
A real bank works by giving you a percent based on the percent of income that they make off of giving money out to other people.
Any EVE Bank who seriously wants to pursue investments is going to very likely get scammed themselves in the long run, because there is no recourse to force a client to pay back on his interest.
Hence, any EVE Bank is most likely a scam because they have no way to guarantee revenue.
The age of EVE IPOs is gone because there is enough ISK floating around now adays, you really don't need appeal to a mass quantity of people to generate ISK. (And most turn into scams even if they weren't intended to be).
nae not quite right... you can still invest in BPOs and pump out BPCs pretty much risk free but granted, the yield is low these days.
And yes you can do recourse debt as a bank in Eve. You just ask for overcollateralization just like most real banks do for overnight lending. Problem is most Eve players run away when you ask for collateral :) |
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