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dalgett
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Posted - 2006.04.02 11:30:00 -
[1]
with all the complexity of the market in this game and the gigantic learning curve that some never have the time to work out, and the same goes for missions. Is it not about time that eve had some kind of bank for isk ie a savers account icer ect, that way u could put a bit in at a time and make some money back on the interest, or perhapse more avaliable investements to those who are not in large corps or who dont want to have to monitor them all the time or know exactly what they are doing.
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eLLioTT wave
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Posted - 2006.04.02 11:32:00 -
[2]
/SIGNED
please pleas please right now!
also we should have a savings account that gives intrest, a credit account and if you dont pay your credit off the bank mercs come hunting you and blow you up until you do! like a mini concord.
also there should be a system where you can say put x amount of income into account 1, y amount in account 2.
it would allow us to better budget for stuff also |
Nihn Lemai
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Posted - 2006.04.02 11:35:00 -
[3]
Of bad ideas, one shouldn't approve... 
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I want instas gone... now |
M3ta7h3ad
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Posted - 2006.04.02 11:37:00 -
[4]
Considering there are "bank of..." stations around and about. It would make sense.
I'm in favour of having NPC run banks :) Only accessible in "finance bureau"'s and "bank" type stations.
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If you kill all the wolves, your gonna end up with a crapload of bunnies, and by bunnies I mean stupid people |
eLLioTT wave
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Posted - 2006.04.02 11:40:00 -
[5]
 Originally by: Nihn Lemai
Of bad ideas, one shouldn't approve...
A troll, one should not be, this is the way of the dark side.
Trolling leads to greifing, greifing leads to scamming, scamming leads to scumbag status, scumbag status leads to ... |
M3ta7h3ad
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Posted - 2006.04.02 11:41:00 -
[6]
Originally by: eLLioTT wave
Originally by: Nihn Lemai
Of bad ideas, one shouldn't approve...
A troll, one should not be, this is the way of the dark side.
Trolling leads to greifing, greifing leads to scamming, scamming leads to scumbag status, scumbag status leads to ...
lol!!! :D Another Jenny Alt?
Damn, gotta love that lass :D
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If you kill all the wolves, your gonna end up with a crapload of bunnies, and by bunnies I mean stupid people |
eLLioTT wave
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Posted - 2006.04.02 11:45:00 -
[7]
Originally by: M3ta7h3ad
Originally by: eLLioTT wave
Originally by: Nihn Lemai
Of bad ideas, one shouldn't approve...
A troll, one should not be, this is the way of the dark side.
Trolling leads to greifing, greifing leads to scamming, scamming leads to scumbag status, scumbag status leads to ...
lol!!! :D Another Jenny Alt?
Damn, gotta love that lass :D
before you post, check you should, silly you appear if wrong you be |
M3ta7h3ad
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Posted - 2006.04.02 11:48:00 -
[8]
Originally by: eLLioTT wave
Originally by: M3ta7h3ad
Originally by: eLLioTT wave
Originally by: Nihn Lemai
Of bad ideas, one shouldn't approve...
A troll, one should not be, this is the way of the dark side.
Trolling leads to greifing, greifing leads to scamming, scamming leads to scumbag status, scumbag status leads to ...
lol!!! :D Another Jenny Alt?
Damn, gotta love that lass :D
before you post, check you should, silly you appear if wrong you be
lol ya got me then.
This week appears to be the week of the yoda.
the force use, you must.
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If you kill all the wolves, your gonna end up with a crapload of bunnies, and by bunnies I mean stupid people |
Jenny Spitfire
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Posted - 2006.04.02 11:54:00 -
[9]
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RecruitMe@NOINT! |
eLLioTT wave
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Posted - 2006.04.03 03:39:00 -
[10]
seriously CCP can we please have this?
5% per month intrest on savings account |
JamesTalon
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Posted - 2006.04.03 04:44:00 -
[11]
I can't really see too much in terms of bad points for this, but if the interest isn't done then its even better. A good place to stash some isk away incase you ever run into those scams that cost you 7mill for a shuttle 
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Eternal Fury
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Posted - 2006.04.03 04:48:00 -
[12]
Originally by: JamesTalon
I can't really see too much in terms of bad points for this, but if the interest isn't done then its even better. A good place to stash some isk away incase you ever run into those scams that cost you 7mill for a shuttle
hehe. I thought of the perfect way to get around this.
At EVERY station you go to, but a shuttle, and leave it there.
Hell, even if someone got all your ISK from a scam or something, you'd still have hundreds of shuttles to sell. :)
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Please don't attack me. My ship is defragging it's hard drive.
H.L. Mencken.
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JamesTalon
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Posted - 2006.04.03 04:55:00 -
[13]
Originally by: Eternal Fury
Originally by: JamesTalon
I can't really see too much in terms of bad points for this, but if the interest isn't done then its even better. A good place to stash some isk away incase you ever run into those scams that cost you 7mill for a shuttle
hehe. I thought of the perfect way to get around this.
At EVERY station you go to, but a shuttle, and leave it there.
Hell, even if someone got all your ISK from a scam or something, you'd still have hundreds of shuttles to sell. :)
And an asset list larger than anything else in game
And you would never need to buy another shuttle again either. Unless they get blown up, in which case you need to buy a replacement, or simply build one.
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Drizit
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Posted - 2006.04.03 05:08:00 -
[14]
Why buy another when you probably have one in the next station anyway.
Hmmm... Average 4 stations per system multiply by about 2k systems in Empire multiply by 7K. That's 56m isk on shuttles alone. Providing you don't get scammed for one or two of them
Back on topic. A bank would be great but I don't much like the interest idea. Imagine someone putting in a 10 billion isk. Even at a paltry rate of 3%, that's 300m per month interest. The isk farmers would have a ball.
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JamesTalon
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Posted - 2006.04.03 05:10:00 -
[15]
Originally by: Drizit
Back on topic. A bank would be great but I don't much like the interest idea. Imagine someone putting in a 10 billion isk. Even at a paltry rate of 3%, that's 300m per month interest. The isk farmers would have a ball.
That is the single reason why I didn't like the interest bit of it. It would make isk drop in value even more, since the rich would just get richer and prices would likely go up because of it...
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Kel Shek
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Posted - 2006.04.03 05:52:00 -
[16]
Originally by: JamesTalon
Originally by: Drizit
Back on topic. A bank would be great but I don't much like the interest idea. Imagine someone putting in a 10 billion isk. Even at a paltry rate of 3%, that's 300m per month interest. The isk farmers would have a ball.
That is the single reason why I didn't like the interest bit of it. It would make isk drop in value even more, since the rich would just get richer and prices would likely go up because of it...
lol, that or it'd provide for people with that kinda money to play multiple accounts indefinitely, without spending RL money...
~~~~~
To see a World in a Grain of Sand
And Heaven in a Wild Flower
Hold Infinity in the palm of your hand
And Eternity in an hour
~~William Blake |
Torg Jupiter
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Posted - 2006.04.03 06:24:00 -
[17]
Yes, but only including realistic side effects:
banks would go bankrupt from time to time, leaving you without any savings, pod-pirates would steal recordings of account data so your money gets stolen once in a while and all the money the bank has is used to overtake smaller markets, so i.e. prices for t2 BPOs would skyrocket occasionally (followed by the inevitably crash and mysterious vanishing of all assets, like said BPOs).
given this level of realism, i'd agreee to this bank proposal.
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Viceroy
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Posted - 2006.04.03 06:51:00 -
[18]
A way for players to operate banking systems would be good. Probably will be introduced with the contract system anyway.
NPC banking? No thanks.
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Nihn Lemai
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Posted - 2006.04.03 07:28:00 -
[19]
Originally by: eLLioTT wave
Originally by: Nihn Lemai
Of bad ideas, one shouldn't approve...
A troll, one should not be, this is the way of the dark side.
Trolling leads to greifing, greifing leads to scamming, scamming leads to scumbag status, scumbag status leads to ...
... scumbag status leads to ... me! 
---
I want instas gone... now |
Kastar
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Posted - 2006.04.03 07:35:00 -
[20]
NO, worst idea ever. You have a bank, its' called the wallet. The intrests would only make rich people richer.
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-IM- recruits for an adventureous experience...
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eLLioTT wave
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Posted - 2006.04.03 08:28:00 -
[21]
Originally by: Kastar
NO, worst idea ever. You have a bank, its' called the wallet. The intrests would only make rich people richer.
Sorry to be the one to tell you this but the rich will always get richer and the poor will always get poorer because that is the way they think.
A bank wouldnt change things such as these, only allow new possibilities like credit (for the poor people) and intrest (for the rich people) |
Niao Burgi
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Posted - 2006.04.03 10:16:00 -
[22]
This is a seriously bad idea. You could abuse the banking system so easily. Let me explain...
You can have 3 alts per account, each puts 1mill ISK into the bank then goes inactive all gaining interest. Risk free cash. If they do implement this you'll see the online sale of ISK sky rocket.
Niao |
HippoKing
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Posted - 2006.04.03 10:21:00 -
[23]
Edited by: HippoKing on 03/04/2006 10:21:11
you should have to work for your ISK IMO. and there should be NOTHING risk free.
investments should all be player based, like the ISS outposts. there should not be more NPCs stopping players from having to think
edit: and no loans, credit or overdraft. EVER!
sigs of the 23/24/25 hijack just as well -eris
yarrrr, i shall retake my sig -HippoKing
Not a chance, our 1337 sig haXx0r sk1llz are too powerful! - Wrangler
Ho-Ho-Hooooooo, Merry Saturday!11 - Immy
Yo ho ho and a bottle of BReeEEEEeee.... - Jacques ARRRRRRchambault
Stop spamming with "QFT" >:|. - Teblin
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Leilani Solaris
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Posted - 2006.04.03 10:38:00 -
[24]
yeh sounds like a good idea, except the interest bit, people would just stick a couple of billion in there, gain a shed load of interest and sell the isk on ebay. A savings account would be cool though.
I haven't got a new sig yet :)
http://triad.eve-killboard.net/
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Rikkard Strofeldt
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Posted - 2006.04.03 12:06:00 -
[25]
I'd be more interested in a proper stock exchange. That way there's risk in the investment, and corp can make a quick bit of cash by selling more shares.
Obviously more thought needs to go into it then what I just typed, but I reckon this could be rather sweet 
A devil I may be, but I am trying to help you. You just don't realise it yet. |
HippoKing
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Posted - 2006.04.03 12:11:00 -
[26]
Originally by: Rikkard Strofeldt
I'd be more interested in a proper stock exchange. That way there's risk in the investment, and corp can make a quick bit of cash by selling more shares.
Obviously more thought needs to go into it then what I just typed, but I reckon this could be rather sweet
that i like
sigs of the 23/24/25 hijack just as well -eris
yarrrr, i shall retake my sig -HippoKing
Not a chance, our 1337 sig haXx0r sk1llz are too powerful! - Wrangler
Ho-Ho-Hooooooo, Merry Saturday!11 - Immy
Yo ho ho and a bottle of BReeEEEEeee.... - Jacques ARRRRRRchambault
Stop spamming with "QFT" >:|. - Teblin
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Smagd
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Posted - 2006.04.03 12:56:00 -
[27]
Heck,
5% per month, I'd offer that, except I'm too small (or lazy) to make more than some 100m of investment return value each month, and you'd have to trust me.
What I would rather see is a player-owned bank, as opposed to a "safe", risk free NPC owned one.
There's already some stuff like that going on: You can buy ISS shares.
Don't know what their current return value is and what the minimum investment is, but it appears people are trusting these folks very much.
Smagd
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Chai N'Dorr
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Posted - 2006.04.03 12:57:00 -
[28]
I'd love to see a stock exchange as well. Interesting back room dealings and war dec's on Corps to lower revenue. Hmmm...
Banks might be possible in the future, it all depends on the limitations or options with the new contract system.
_
Short Story: Planetside |
Laythun
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Posted - 2006.04.03 13:11:00 -
[29]
Originally by: HippoKing
Edited by: HippoKing on 03/04/2006 10:21:11
you should have to work for your ISK IMO. and there should be NOTHING risk free.
investments should all be player based, like the ISS outposts. there should not be more NPCs stopping players from having to think
edit: and no loans, credit or overdraft. EVER!
No no
credit and loans YES!
but then u can default on your payments, and they take your ship
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If im flaming or not contributing im sorry, but im trying to get into th [23]
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k starwind
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Posted - 2006.04.03 13:42:00 -
[30]
i invest in battleships. when i get isk i will buy a ship at mieral price then store it if i need isk i can just sell the thing.
CCP have always had isk sinks to get rid of isk i dont think they will introduce a way to make people richer.
While they were saying among themselves it cannot be done, it was done |
eLLioTT wave
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Posted - 2006.04.03 13:56:00 -
[31]
yep okay, player owned banks and stock exchanges ftw.
idea for stock exchange - link it to the real life one!!! (except the isk of course) rename the stocks but that way youve got daily data and a fully operational market. (except with fake trading (paper trades))
also the basic idea of this was just to have accounts you could name in your wallet eg "Ship fund" "POS fund" ect |
DaemonBarber
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Posted - 2006.04.03 14:11:00 -
[32]
For those that think it'd be 'free money', take a look a the numbers - I'll agree if you go for 3% per month, it'd be insane, but that'd be 36% interest (per year). That 10 Billion would only make 25 Mill per month at 3% per year interest (which is much more appropriate).
With a large enough capital, players could provide offical loans to other players, with real interest. Make your outstanding loans public records to any lenders, let them know how many SP's you have, or some measure of the validity of your character. Don't pay back a loan? Never get get another one, or for the real cutthroats, give the lending corp kill rights, would certainly be interesting if a corp borrowed from another corp and never paid...
Could be done well. Could be done really poorly. I suspect if CCP considered it, it wouldn't be free money for anyone. Risks for lenders, long term costs for borrowers. Would only support it if it was 100% player driven.
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eLLioTT wave
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Posted - 2006.04.04 09:17:00 -
[33]
sorry i meant yearly intrest but payed monthly |
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