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Sukhavati
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Posted - 2006.06.19 19:30:00 -
[1]
I keep hearing that it can be "devestating" to loose a ship early in your EO career (I am at a whopping 30K skills with a caldari Frigate), but if it is insured for the max, doesn't that mean you basically have no liability or loss? Am I missing something?
Thanks,
--Suk
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Sonlatur
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Posted - 2006.06.19 19:41:00 -
[2]
You're right.
As long as you dont stock it up with expensive modules, of course.
--
"Greetings fellow pod pilot. I am Sonlatur of the Sebiestor tribe and you have become a target in my war against the Evil Amarr Empire. Ransom negotiations are possible." |
BootStrap
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Posted - 2006.06.19 19:42:00 -
[3]
If its insured you are ok, however insurance only covers the base cost of the ship, no modules. What often happens is someone gets the skill to fly a cruiser, say, and then spends every last isk buying and fitting out his new ship. When he loses his ship because he doesn't have the support skills to use it effectively he's stuck because the insurance money will buy a new ship but he won't be able to fit it or re-insure it.
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Sukhavati
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Posted - 2006.06.19 20:21:00 -
[4]
Thanks for the responses. That clarifies things. :)
--Suk
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Kurlieu
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Posted - 2006.06.19 20:59:00 -
[5]
Be very careful down the road when you buy a T2 Frigate or Cruiser. These ships still only insure for the basic material cost of the ship, so even if fully insured you'd loose millions on the loss of an AF.
As stated, don't fit advanced/named weapons/modules at first since you probably won't have skills to use them anyway. Even if you get a good module as loot I'd suggest selling it and buying the cheaper module - exception is if you really must save on the energy/cpu fitting requirement.
Also try to avoid being forced to buy a T1 ship out in the middle of nowhere. It's not unusual to see T1 ships selling for far above insurance costs. Oft times it's best to flyback a shuttle closer to home to save a bundle.
You're always out the insurance cost of course, which is about 30% of base price.
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Zaphoniggan
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Posted - 2006.06.19 21:05:00 -
[6]
Also, a good rule to live by, especially early, is don't buy what you can't afford to lose.
What I do is considering any ship I buy as a loss as soon as I buy it. That way I don't feel like I've lost too much when the ship does blow up.
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Zaphoniggan
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Posted - 2006.06.19 21:05:00 -
[7]
Also, a good rule to live by, especially early, is don't buy what you can't afford to lose.
What I do is considering any ship I buy as a loss as soon as I buy it. That way I don't feel like I've lost too much when the ship does blow up.
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