EVE Search - Ideas for the "loan" contract and a possible debt system

All Channels

Test Server Feedback

Ideas for the "loan" contract and a possible debt system

» Click here to find additional results for this topic using Google

Monitor this thread via RSS [?]

Pages: [1] :: one page
Author	Thread Statistics \| Show CCP posts - 0 post(s)
Ezri Filth Minmatar Cradle of Freedom Inc.	Posted - 2006.09.05 10:54:00 - [1] For the loan contract: 1. Add a field "maximum duration" and a field "grace period" 2. After the maximum duration of the loan CONCORD or another (debt enforcement agency) will send the debitor a mail 3. After the grace period is over the loaned item will be given back to the original owner. If the item is in space for a certain amount of time, the (debt enforcement agency) will take the value of the items from the wallet of the debitor and transfer it to the original owner For debt system: Make that analog to the loan contract, but easier to setup: 1. Right click on character 2. Select "Loan money" 3. Enter amount, duration, interest and grace period The system is surely able to track payments and so it can be handled automatically
Scetrov Gallente	Posted - 2006.09.05 17:22:00 - [2] I think that would cause a possible exploit. 1) Create two characters: Alice and Bob 2) Alice has 5m ISK, Bob has no ISK 3) Alice loans Bob 5m ISK (Alice = 0 ISK, Bob = 5m ISK) 4) Bob gives alice 5m ISK (Alice = 5m ISK, Bob = 0m ISK) 5) Loan due to come into repayment, CONCORD takes 5m ISK from Bob's account and pays to Alice (Alice 10m ISK, Bob = -5m ISK) 6) Delete Bob's character You have just invented 5m ISK You could add a process that paid Alice back slowly as Bob made money, however this could be a mechanism for scamming people by using alts, so players would have to use their discression to decide who to give loans to. In general though nice Idea :) --
Lord WarATron Amarr Out Siders Ascendant Frontier	Posted - 2006.09.06 11:53:00 - [3] It could work if the debetor gets a automatic tax which slowly goes to the creditor. But then again, A alt could claim 100mil loan and never do anything to refund the creditor. --- Slot 10 Akemons Modified 'Noble'Zet 5000 implant +8% Armour FREE
Zarch AlDain Friends of Everyone	Posted - 2006.09.06 13:14:00 - [4] In fact it's worse than that - cos you could do it with a hell of a lot more money than 5 million. You could also repeat the process with alt after alt doubling your money each time. Zarch AlDain
Jaketh Ivanes Amarr 1st Praetorian Guard	Posted - 2006.09.07 08:25:00 - [5] Originally by: Scetrov You could add a process that paid Alice back slowly as Bob made money, however this could be a mechanism for scamming people by using alts, so players would have to use their discression to decide who to give loans to. Thats pretty much how it works in real life, except in EvE, the character can be deleted and noone can be punished or otherwise held reliable. So its actually well within the spiit of EvE.
Claska Lemming	Posted - 2006.09.07 08:59:00 - [6] i don't get it, if it takes the money from the wallet of the alt, if the alt has no money in his wallet, how will the crediter get paid?
Lord WarATron Amarr Out Siders Ascendant Frontier	Posted - 2006.09.07 10:09:00 - [7] Originally by: Claska Lemming i don't get it, if it takes the money from the wallet of the alt, if the alt has no money in his wallet, how will the crediter get paid? Originally by: Claska Lemming i don't get it, if it takes the money from the wallet of the alt, if the alt has no money in his wallet, how will the crediter get paid? Thats the problem :) 1. Person Setups loans for 100mil 2. Scammer makes noob alt 3. Noob alt claims money 4. Scammer transfers cash and deletes noobalt. Hence no loan baised system can ever work without collateral. E.g Loan out 100mil, Security is a Raven If the debitor does not pay, he loses his battleship --- Slot 10 Akemons Modified 'Noble'Zet 5000 implant +8% Armour FREE
pooh man	Posted - 2006.09.07 14:49:00 - [8] Originally by: Lord WarATron Originally by: Claska Lemming i don't get it, if it takes the money from the wallet of the alt, if the alt has no money in his wallet, how will the crediter get paid? Originally by: Claska Lemming i don't get it, if it takes the money from the wallet of the alt, if the alt has no money in his wallet, how will the crediter get paid? Thats the problem :) 1. Person Setups loans for 100mil 2. Scammer makes noob alt 3. Noob alt claims money 4. Scammer transfers cash and deletes noobalt. Hence no loan baised system can ever work without collateral. E.g Loan out 100mil, Security is a Raven If the debitor does not pay, he loses his battleship Change the way delete works. Delete is not allowed if ISK < 0. Just an idea.
Lord WarATron Amarr Out Siders Ascendant Frontier	Posted - 2006.09.08 11:33:00 - [9] Originally by: pooh man Originally by: Lord WarATron Originally by: Claska Lemming i don't get it, if it takes the money from the wallet of the alt, if the alt has no money in his wallet, how will the crediter get paid? Originally by: Claska Lemming i don't get it, if it takes the money from the wallet of the alt, if the alt has no money in his wallet, how will the crediter get paid? Thats the problem :) 1. Person Setups loans for 100mil 2. Scammer makes noob alt 3. Noob alt claims money 4. Scammer transfers cash and deletes noobalt. Hence no loan baised system can ever work without collateral. E.g Loan out 100mil, Security is a Raven If the debitor does not pay, he loses his battleship Change the way delete works. Delete is not allowed if ISK < 0. Just an idea. 1. Scammer makes 2 dead end alts 2. dead end alts keep taking out all loans and transfer to main 3. When dead end alts are left with negative balance - the scammer can either ignore those alts forever, or transfer the main to another account. --- Slot 10 Akemons Modified 'Noble'Zet 5000 implant +8% Armour FREE
Shiraz Merlot Octavian Vanguard RAZOR Alliance	Posted - 2006.09.10 22:12:00 - [10] There should be no loan system without risk, and CONCORD should not be a debt collection agency. We don't need game mechanics for this. Just lend them the money. Worried about loan default? In the real world, this is the risk and is really mitigated by credit rating agencies, not by the police (it's not criminal to default on a loan, it's just a breach of contract).

Pages: [1] :: one page
First page \| Previous page \| Next page \| Last page

COPYRIGHT NOTICE
EVE Online, the EVE logo, EVE and all associated logos and designs are the intellectual property of CCP hf. All artwork, screenshots, characters, vehicles, storylines, world facts or other recognizable features of the intellectual property relating to these trademarks are likewise the intellectual property of CCP hf. EVE Online and the EVE logo are the registered trademarks of CCP hf. All rights are reserved worldwide. All other trademarks are the property of their respective owners. CCP hf. has granted permission to EVE-Search.com to use EVE Online and all associated logos and designs for promotional and information purposes on its website but does not endorse, and is not in any way affiliated with, EVE-Search.com. CCP is in no way responsible for the content on or functioning of this website, nor can it be liable for any damage arising from the use of this website.