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Earthan
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Posted - 2003.12.10 14:51:00 -
[1]
Its too high in my opinion.And best would be if it fluctated accordingly to prices of the bs at aech moment.
I think if the insurance prices would be little lower it would be more fun.
Stars, stars like dust, all around me.... |
Discorporation
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Posted - 2003.12.10 14:55:00 -
[2]
Ok, you get a bship. You make the cash to insure it (5 million for an apoc, ridiculously easy in a battleship).
Then, you get THREE WEEKS to make the SAME amount of money again.
Why does it need to cost less??
[Heterocephalus glaber]
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Kozak
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Posted - 2003.12.10 14:56:00 -
[3]
I agree, if people weren't so affraid of loosing their bs, we'd see a lot more PVP and there would be more people buying and selling, which would be good for the economy.
My $0.02
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Admiral IceBlock
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Posted - 2003.12.10 14:58:00 -
[4]
i think they should change the insurance from 3 weeks to 2-4 months?
"We brake for nobody"
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Adliger Krieger
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Posted - 2003.12.10 15:05:00 -
[5]
Yes, cost is just silly. Extend the term, or lower the cost. People are too afraid of losing ships for 2 reasons: Ins costs are high, and ship prices are sky rocketing. I have heard it costs over 30 mil to insure a Raven 100%.
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Earthan
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Posted - 2003.12.10 15:07:00 -
[6]
Edited by: Earthan on 10/12/2003 15:09:47
Edited by: Earthan on 10/12/2003 15:08:35
 Quote:
Ok, you get a bship. You make the cash to insure it (5 million for an apoc, ridiculously easy in a battleship).
Then, you get THREE WEEKS to make the SAME amount of money again.
Why does it need to cost less??
Are you jocking ??
for 5 milions you will get 50 % or less of the sum, to insure a Raven for 100 % its 31 milions, for 80% its 27 milions.
Now make it every other 3 weeks.And remember if you loose the bs , you will have also to buy new modules...
And also you would like to advance abit , to do some cash beside insuring the bs every 3 weeks..
Stars, stars like dust, all around me.... |
Torath
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Posted - 2003.12.10 15:11:00 -
[7]
If players would start to understand that BS are not the be all and end all of the game then maybe there would be more PvP.
Infact I have seen loads of PvP and not always BS's. So the fact you are not out there kicking some behind and not worrying about changing insurance and making Bs's cheaper just goes to show how much you lack belief in your own skill in either the BS you have or a cruiser!!!
You want it I got it....erm unless I sold it, then some one else has it!?! :/
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Earthan
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Posted - 2003.12.10 15:16:00 -
[8]
I understand all this and cruisers pvp and everything, but it still takes much time to organise enough cruisers to take out 2-3 bs.
So it limits pvp.
I dont wnat a drastic lowering , but a reasonable price
Stars, stars like dust, all around me.... |
toaster
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Posted - 2003.12.10 15:16:00 -
[9]
Edited by: toaster on 10/12/2003 15:17:38
Quote:
If players would start to understand that BS are not the be all and end all of the game then maybe there would be more PvP.
Infact I have seen loads of PvP and not always BS's. So the fact you are not out there kicking some behind and not worrying about changing insurance and making Bs's cheaper just goes to show how much you lack belief in your own skill in either the BS you have or a cruiser!!!
but they kinda are. I've had some PvP in cruisers, but of course a BS will kick my butt most of the time. This is why everyone wants BSs, they wanna become the wolf instead of the sheep.
This is a great post too, I just posted something about reducing the amount of time it takes to acquire a ship and this is why people are so afraid to fight and why EVE loses subscription all the time.
The insurance part is a great point though.
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Leitari
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Posted - 2003.12.10 15:20:00 -
[10]
This BS Vs Cruiser is all about to change, dont understand why you're posting this stuff if you know about the upcoming changes. Read ships and modules forums as well as the patch review forums, there you will see that it will again become viable to use cruisers and frigates against BS's.
Here, Only the silent survive.
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Earthan
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Posted - 2003.12.10 15:21:00 -
[11]
i have read it , we shalll see
Stars, stars like dust, all around me.... |
Racknan
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Posted - 2003.12.10 15:42:00 -
[12]
If you can't afford to lose it...
...why the hell are you flying it?
'nuff said.
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Earthan
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Posted - 2003.12.10 16:26:00 -
[13]
cause i want to have chances in pvp wich i love, smart guy and i can afford it, bu\ut its hard.
And yes cruisers are great but you must organise a group to take down a bs wich takes a lot of time.
Stars, stars like dust, all around me.... |
Thyro
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Posted - 2003.12.10 17:44:00 -
[14]
I would suggest not to lower the insurance prices but extent the time of insurance because atm its ridiculos...
For me the prices are quite right, however the number of days are questionable... I reckon that 1 month its more accetable and many players would then insure their ships from frigates to BS because 30m for someone on BS level its the same as 300k for someone that started EVE and is in frigate level :)
So 1 month coverage instead of lowring the prices...
The current EVE insurance system looks like... insuring your own car 100% with top insurance coverage but it just covers 1 month instead of full year :)
Take care
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Xtreme Wrath
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Posted - 2003.12.10 18:01:00 -
[15]
Hey here's a novel idea CCP....
Keep the price of insurance where it is but the ship is insured until it is lost... you do this now with clones dont you? I mean come on... why make players pay every 3 weeks (which is a far cry better than the old system I will admit of 1 week) for insurance? hell even make it 10% MORE isk... I'd pay it if I knew that it would be covered until I lost the ship.... and no it doesnt have to be transferrable if the ship is repackaged and sold...
Think a bit folks... the people here are right insurance is "F'd" up, if you made enough isk to replace it and you knew that you dont have to re-buy insurance every 3 weeks them maybe SOME people would PvP more... just a thought as i know having to re-up the insurance every 3 weeks kinda sucks IMHO. It doesnt keep me from PvPing but I know of people that non-expiring insurance like I have outlined that would PvP more if that were the case...
anyway just a thought.
XW
What we do in Life, echoes in eternity
Strength and honor |
Baldour Ngarr
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Posted - 2003.12.10 18:05:00 -
[16]
Quote:
Think a bit folks... the people here are right insurance is "F'd" up
That's the only bit you got right. You want to deliberately take your ship into a war zone and participate in battles with it, and still claim insurance when it goes bang? The insurance company would laugh at you. Except, for some reason, the one in EVE doesn't.... they seriously need to rejig the insurance system. It's absurdly cheap to insure your ship.
_______
"Soon" is an ancient Icelandic word meaning "some time before the next Ice Age." |
Xtreme Wrath
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Posted - 2003.12.10 18:05:00 -
[17]
Quote:
If you can't afford to lose it...
...why the hell are you flying it?
'nuff said.
Well said but maybe should be modified slightly to "If you cant afford to lose it ... ...why are you PvP ing in it?"... I know my first BS I bought it as soon as I could afford it and certainly couldnt afford full insurance on it so I bought basic for 5 mil... no enough to cover the replacement when I lost it to a gate pirate and a game glitch. but hey I wasnt ****ed I knew the risks and thats the name of the game right
What we do in Life, echoes in eternity
Strength and honor |
Rohann
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Posted - 2003.12.10 18:07:00 -
[18]
Quote:
Its too high in my opinion.And best would be if it fluctated accordingly to prices of the bs at aech moment.
I think if the insurance prices would be little lower it would be more fun.
Dood please dont whine about that or they might nerf it.
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cball
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Posted - 2003.12.10 18:43:00 -
[19]
Quote:
Quote:
Think a bit folks... the people here are right insurance is "F'd" up
That's the only bit you got right. You want to deliberately take your ship into a war zone and participate in battles with it, and still claim insurance when it goes bang? The insurance company would laugh at you. Except, for some reason, the one in EVE doesn't.... they seriously need to rejig the insurance system. It's absurdly cheap to insure your ship.
1) heh, what a twit, insurence is absurdly expensive. If i had to cover my car with full replacement value at 50% of the original cost, and pay that each month, knowing it would be months before I could lose it, I would be better off saving the cash and just buying more cars.
2) insurence should be based on the security rating, the lower it is the more it cost to insure the ship.
after all a pirate is at extreme risk of geting blown up.
the insurence should also take into account how it was blown up. if a pirate blows your ship after starting the fight/attack, the rate is unchanged. if the player starts the fight and the ship is blown, then the rate increases.
3) the time should last longer, but not be unlimited.
...fear the evil monkey in your hanger...
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Negotiator
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Posted - 2003.12.10 18:45:00 -
[20]
not all pirates have low sec rating...
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Fred0
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Posted - 2003.12.10 18:53:00 -
[21]
It's fine as it is imho. This universe is printing money as it is I suspect. No need for it to do so at an even greater speed.
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Serin Reik
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Posted - 2003.12.10 19:21:00 -
[22]
Quote:
1) heh, what a twit, insurence is absurdly expensive. If i had to cover my car with full replacement value at 50% of the original cost, and pay that each month, knowing it would be months before I could lose it, I would be better off saving the cash and just buying more cars.
2) insurence should be based on the security rating, the lower it is the more it cost to insure the ship.
after all a pirate is at extreme risk of geting blown up.
the insurence should also take into account how it was blown up. if a pirate blows your ship after starting the fight/attack, the rate is unchanged. if the player starts the fight and the ship is blown, then the rate increases.
3) the time should last longer, but not be unlimited.
1) How often do you go destroying other cars in your car? You're talking about a destruction derby, not city driving. The reason insurance prices are so low when compared to real life is because damage to cars is so infrequent, otherwise we'd see prices like these. The pricing for insurance some of these posters are suggesting would more likely be the cost of insuring an industrial in high security empire space (could only run into trouble NPC belt pirates).
2) Insurance based on security rating isn't a fair assessment of how often a player puts their ship at risk. Dedicated PvP corps would only have a negative security rating if they pirate or podkill, yet they may engage in more combat than many pirates and will often use more direct, and less 5 on 1 tactics (BS/cruisers camping gates or hitting belts at low risk breaking apart indies).
3) I don't agree that insurance time should be longer but I do agree that it shouldn't be unlimited :D.
The point is, no sane person would pay you for losing your ship, and from what it sounds like many of you are proposing, that's exactly what will happen. I think the current insurance system is fair, and above all, realistic. I completely agree with the point made earlier, don't fly it into combat unless you can fly it into combat.
Having insurance scale with market BS price isn't a bad idea though, how that would be done is unclear (maybe take an interregional market price average for each ship...?)
P.S.
Hey cball.
Chief Executive Officer
Draconis Industries |
Jael
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Posted - 2003.12.10 19:28:00 -
[23]
Don't fly anything you can't afford to replace immediately.
------------=o0O+O0o=------------
Peg Wench
Hazara Khan's Haphazard Bazaar
The Finest Camels in all EVE!
Come into my tent...
O0o=------------+------------=o0O |
dalman
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Posted - 2003.12.10 19:33:00 -
[24]
CCP, can you please consider removing insurance from this game???
Carebears and whiners...
M.I.A. since 2004-07-30 |
Mon Palae
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Posted - 2003.12.10 19:45:00 -
[25]
Edited by: Mon Palae on 10/12/2003 19:47:31
News Flash: Battleships are supposed to be expensive. You're not playing Command & Conquer here people. If anything battleships are too easy and too cheap to acquire (as expensive as they are). For all their supposed hideous cost there sure a helluva lot of them about.
And those suggesting their car insurance as a comparison are off their nut. Do you think battleships in WWII were insured for 100% of their cost? No way. If you look at history you will find that many battleships (such as Germany's) stayed at anchor more than they were at sea because they were simply too valuable to lose. Battleships were very protected assets reflecting their incredible cost and you NEVER sent one out into the field alone.
Insurance should last forever but with the following modifications:
1) If you initiate hostilities insurance does not pay (i.e. if I take my car and intentionally ram another car my insurance will not cover my car's replacement costs).
2) Insurance does not pay if your ship is destroyed by somone your corp is officially at war with (this puts pressure on a corp losing a war to sue for peace).
3) If your ship is destroyed in a fashion that doesn't have insurance pay you can apply the 'old' policy to a new, identical ship at no charge (so you do not have to re-buy a 30 mil policy along with your new ship).
3) Each time insurance does pay your next insurance payment will be increased by some percentage. The more you lose ships the more expensive it becomes. Over time the cost will slowly drop back to market price (so if you wish to sail in dangerous space you have an added risk...if you stay in hi-sec space you ahve no worries).
As it is with insurance players can PvP with little risk to themselves. want to fly a battleship? Fine but it SHOULD cost you and arm and a leg and you SHOULD feel the pain if it is lost.
I think the above ideas would push more people to PvP in cruisers and maybe frigates (assuming they get a buff in the next patch) and pull out the BS only when some serious rock-and-roll action calls for it.
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Mon Palae
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Posted - 2003.12.10 20:20:00 -
[26]
Oh yeah...
4) Insurance is non-transferrable (whether the ship is sold or given) to avoid people with high insurance costs just creating ALTs to insure their ships. Either that or the cost difference, if more money is needed, must be paid by the new 'owner'. If it isn't paid the insurance is void till the difference is paid in full.
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Baldour Ngarr
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Posted - 2003.12.10 20:32:00 -
[27]
Quote:
1) heh, what a twit, insurence is absurdly expensive. If i had to cover my car with full replacement value at 50% of the original cost, and pay that each month, knowing it would be months before I could lose it, I would be better off saving the cash and just buying more cars.
If you knew it would be months before you'd lose it, you wouldn't buy the insurance. If you were taking your car into a Smash-The-Cars fest in a country which had no laws and no police, no insurer would touch you with a 10AU pole no matter how good a Nissan Bluebird pilot you were.
_______
"Soon" is an ancient Icelandic word meaning "some time before the next Ice Age." |
Ariell Lucinwind
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Posted - 2003.12.10 21:39:00 -
[28]
Quote:
If you knew it would be months before you'd lose it, you wouldn't buy the insurance. If you were taking your car into a Smash-The-Cars fest in a country which had no laws and no police, no insurer would touch you with a 10AU pole no matter how good a Nissan Bluebird pilot you were.
Funny you said that, the things is I have some ships insured right now and some arent insured. Because I do know when I 'might' lose them. The ones that are insured, are the ones that I fly through 0.0 space and 0.0 roid fields while rat farming, the others are in high end space that I use for couriering stuff around.
So whats stopping you from not insuring it and only insuring it when your in 0.0 space and then once its about to expire.... leave there and don't come back till your insured again.
Seems like a good insurance company in my opinion as I lost ships already and turns out the ones I lost were the ones in the Smash-The-Cars fest 0.0 space. I enjoyed my insurance agent paying me out for that.
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Came back cause I love you guys :P |
Mon Palae
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Posted - 2003.12.10 21:49:00 -
[29]
Quote:
So whats stopping you from not insuring it and only insuring it when your in 0.0 space and then once its about to expire.... leave there and don't come back till your insured again.
Nothing. That's fine. Of course, if you are at war with another corp then you are fair game anywhere to the enemy corp. Also, if a corpmate needs help in 0.0 space and wants reinforcements you may not be able to go unless you have the cash on-hand for the insurance or you are willing to risk your ship.
All your call though and that's fine.
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Arkazon
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Posted - 2003.12.10 22:40:00 -
[30]
Quote:
3) Each time insurance does pay your next insurance payment will be increased by some percentage. The more you lose ships the more expensive it becomes. Over time the cost will slowly drop back to market price (so if you wish to sail in dangerous space you have an added risk...if you stay in hi-sec space you ahve no worries).
Thats exactly what i was going to say
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I'm not stupid, i'm just confused |
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