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buzzy
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Posted - 2004.01.19 13:51:00 -
[1]
I think it would be a good idea to introduce the concept of banking in EVE
=> money left on deposit gets interest
=> bank uses money to give loans to players.
The players give ownership of colateral to the bank (e.g. a ship) and then get to use the ship while paying off the loan - e.g. think mortage !! Insurance would cover the loan if the ship was destroyed ...
I think it would be great - Corps could be issued with credit ratings and players could get involved with some advanced market concepts - trading debts, high risk depts ... using loans to fund wars ... All based on real world finances.
It would not take much to implement !
It would also allow intermediate players (like me) to borrow money to get their first cruiser - I know that once I have it I will be able to earn more money ... its just that I can't afford to get one yet - real chicken and egg situation ...
If one of the larger corps were interested they could run a bank right now - however credit ratings would be difficult to manage (a lot of time + effort to avoid fraud)
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Darrin Tobruk
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Posted - 2004.01.19 14:36:00 -
[2]
I like it if it's done well 
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Eris Discordia: On the scale of funny and constructive it scores low, real low. |
chris2746
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Posted - 2004.01.19 16:41:00 -
[3]
i agree this would be great if done right, also i feel sec status should be what determines the rate of the loan
In the beginning the Universe was created.
This has made alot of people very angry and been widely reguarded as a bad move. |
Lord Azraiel
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Posted - 2004.01.19 17:38:00 -
[4]
This is easily exploitable with an alt. Take out a loan with a throwaway, the largest amount you can get, transfer to main, then deleted alt and repeat in a few hours.
"I'm comin' for ya, and Hell's comin' with me!" |
Laughter
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Posted - 2004.01.19 19:40:00 -
[5]
If a corporation/bank will only loan money to people who have a good 'credit' rating then the alt scam shouldn't be too easy.
Someone must be able to get at least X corps to say that they would trust this guy. These corps could be the one the player is with and/or ones that they have got a high standing with.
Maybe for large amounts the corps have to agree to act as security for that loan and so would become liable for a share of the debt if the player defaults.
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Katya Detia
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Posted - 2004.01.19 20:59:00 -
[6]
It would be intresting to see this idea, but my question is, how real do you want eve to get? I know its an rpg, but you still want fun while playing. Dont you think it may effect the "fun" aspect of the game?
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CEO: Black Sea Industries
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