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EBANK: Question to the Public (Launch is next week by the way)

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Hexxx Minmatar	Posted - 2007.10.13 23:33:00 - [1] Edited by: Hexxx on 13/10/2007 23:35:08 Well...we've run a few days with no more issues on deposits. I'm pretty sure we won't have the same problem ever again. Thanks to the help of our testers I rewrote the XML reader and made it very strong. It took a hit on speed, but it makes up for it in strength. Also, as a side note, before I get any further, testing will end next week (I'm not going to cite a specific day, just in case we have a last minute issue). Anyway... So, I just turned transfers on today, deposits are working great, there are just a few small updates so far and I'm very happy with where everythings at...which brings us to account holders. Account Holders So, we put up a list of account holder reservations. They were all taken within an day(edited). Originally my plan was to simply close down all the "testing" accounts and only allow "reserved" account holders to remain. Then I got to thinking...is anyone interested in still using (and even keeping) money in EBANK in an "interest free" account. We can not afford right now to offer interest bearing accounts to everyone, I wish we could, but we can't...however, I'm not really sure what use the Bank is to people if it doesn't earn them interest. Is it of any use? So my question is this: is there any interest in people keeping their accounts active even if they aren't a "reserved" account which bears interest? All 60 reserved accounts will still bear interest of course, this is just a way to let people who didn't land an account to still use EBANK. Please let me know. Consulting, IPO Template, and Stock/Bond definitions.
Matalino Gallente Ki Tech Industries	Posted - 2007.10.13 23:43:00 - [2] Originally by: Hexxx Is it of any use? I haven't followed all of the features of the EBANK, but one potential use would be out-of-game ISK transfers. Another thought is that it would allow people to register in advance for when slots do become available for additional interest paying accounts. ************************** Datacore Harvesting IPO
Hexxx Minmatar	Posted - 2007.10.13 23:50:00 - [3] Originally by: Matalino Originally by: Hexxx Is it of any use? I haven't followed all of the features of the EBANK, but one potential use would be out-of-game ISK transfers. Another thought is that it would allow people to register in advance for when slots do become available for additional interest paying accounts. The isk transfers are something we plan on doing shortly after launch...it's a pretty big feature and we're trying to figure out how to do it properly. Do we allow people to search accounts by account holder names? If so, people could see who has an account and who doesn't. Then again...is that really a legitimate privacy concern? As for the idea of registering in advance for phase 2...I'm not sure I'm comfortable with that. It's not a bad idea, it's just that I want to leave the possibility open for people to register in the future. For example, if a new character is created after the pre-registration is complete...they have no chance at getting a "reserved" account. If I do it how I did it last time though, they would have a chance. Anyway, good questions so far, I know my question is a funny one since as of today, the interest rate is the key draw. Consulting, IPO Template, and Stock/Bond definitions.
Matalino Gallente Ki Tech Industries	Posted - 2007.10.14 00:01:00 - [4] I was thinking that you would continue to allow people to open and close interest fee accounts. That would remove the problem with late comers not being able to get in. It would also increase the usefulness of out-of-game ISK transfers. Anyone who needs that feature could sign up for an interest free account. It would also limit the concerns about being able to search for characters that have an account. Anyone can have an account. The search doesn't so much tell you that they have an account, as much as it tells people if they are accepting ISK transfers via EBANK. You might concider adding an option to allow people to hide their account so that they cannot be sent ISK, that would solve the privacy issue. On a different note: have you consulted with anyone in CCP regarding ISK transfers that are effectively documented out-side of the game. I would really hate to see anyone attempt to use that feature to launder dirty ISK. ************************** Datacore Harvesting IPO
Hexxx Minmatar	Posted - 2007.10.14 00:08:00 - [5] Edited by: Hexxx on 14/10/2007 00:13:43 Originally by: Matalino I was thinking that you would continue to allow people to open and close interest fee accounts. That would remove the problem with late comers not being able to get in. It would also increase the usefulness of out-of-game ISK transfers. Anyone who needs that feature could sign up for an interest free account. It would also limit the concerns about being able to search for characters that have an account. Anyone can have an account. The search doesn't so much tell you that they have an account, as much as it tells people if they are accepting ISK transfers via EBANK. You might concider adding an option to allow people to hide their account so that they cannot be sent ISK, that would solve the privacy issue. On a different note: have you consulted with anyone in CCP regarding ISK transfers that are effectively documented out-side of the game. I would really hate to see anyone attempt to use that feature to launder dirty ISK. We could definintly have a setting that would "hide" an account from recieving isk transfers. That should be relatively easy. The official word from CCP (we asked) is that out of game isk transfers are legitimate. They won't move against us on this one. Consulting, IPO Template, and Stock/Bond definitions.
Meleil	Posted - 2007.10.14 00:25:00 - [6] Originally by: Hexxx The official word from CCP (we asked) is that out of game isk transfers are legitimate. They won't move against us on this one. What if someone tries to transfer dirty isk around via your transfer service? Would this service be affected negatively if CCP takes action against someone for breaking the EULA after they've done multiple transfers to other people using this method? Especially if the isk transfer to the bank is reversed after the fact. If I think of other questions I'll post em :D ~Mel
Matalino Gallente Ki Tech Industries	Posted - 2007.10.14 00:28:00 - [7] Edited by: Matalino on 14/10/2007 00:29:26 Originally by: Hexxx The official word from CCP (we asked) is that out of game isk transfers are legitimate. They won't move against us on this one. Glad to hear this. I expect that you would co-operate with CCP if they requested your assistance with investigating any laundering schemes that might attempt to pass through your system by providing transaction logs so that GMs can hit the real crooks without affecting the bank itself? ************************** Datacore Harvesting IPO
Hexxx Minmatar	Posted - 2007.10.14 00:49:00 - [8] Edited by: Hexxx on 14/10/2007 00:50:25 Originally by: Meleil Originally by: Hexxx The official word from CCP (we asked) is that out of game isk transfers are legitimate. They won't move against us on this one. What if someone tries to transfer dirty isk around via your transfer service? Would this service be affected negatively if CCP takes action against someone for breaking the EULA after they've done multiple transfers to other people using this method? Especially if the isk transfer to the bank is reversed after the fact. If I think of other questions I'll post em :D ~Mel If the person in question who is transfering isk (isk sellers) for money than their EVE account will be frozen. If their EVE account is frozen, they can still request a withdraw, and we can still grant that request. But they won't be able to login to EVE to use it untill they are unbanned. CCP has said that our characters (EBANK Ricdic in paticular) can not be banned for this since when they give him isk they give it to him willingly. He does not give them money for it. Now, while I'm positive that EBANK can't be personally impacted by isk laundrying, it is a moral concern to us. To that end, we have debated on if we will be willing to voluntarily hand over transaction logs if CCP requests it. I'm not sure where we stand on that right now officially. Personally, I wouldn't mind handing over transaction logs to CCP if they ask for them but this is a Board decision, and that's just my one opinion on the topic. Consulting, IPO Template, and Stock/Bond definitions.
Matalino Gallente Ki Tech Industries	Posted - 2007.10.14 01:00:00 - [9] Originally by: Hexxx Now, while I'm positive that EBANK can't be personally impacted by isk laundrying, it is a moral concern to us. To that end, we have debated on if we will be willing to voluntarily hand over transaction logs if CCP requests it. I'm not sure where we stand on that right now officially. Personally, I wouldn't mind handing over transaction logs to CCP if they ask for them but this is a Board decision, and that's just my one opinion on the topic. I think that we have derailed your thread far enough with this line of questioning. I would recommend that you give this some thought, and then open another thread to discuss the policy that you think is best. Personally, I think that it would be reasonable to provide a GM with a list of account-to-account transfers of accounts that they are investigating, if they request it. I expect that any other information that they might need, they can get themselves from their systems. The biggest problem with this is the work load it might place on you. But enough with the derailing, I will let you think it over and post what you come up with. I don't see any need to worry about this until you have the transfer system in place and the bank grows to have a conciderable number of accounts. There is no reason for CCP to request logs on deposts and withdrawals as they already have this inforamtion. It would just be the transfers that would be a problem. Even still, it is problably best to form a policy before it becomes a problem. ************************** Datacore Harvesting IPO
Hexxx Minmatar	Posted - 2007.10.14 01:16:00 - [10] Back to the topic at hand...is there anyone interested in accounts that bear no interest? (pardon the pun) Consulting, IPO Template, and Stock/Bond definitions.
Hanoi Hana Mitsubishi Group	Posted - 2007.10.14 01:29:00 - [11] I can access http://www.eve-bank.net/admin/NewAuthorizeRequests.aspx without even logging in.
Hexxx Minmatar	Posted - 2007.10.14 01:47:00 - [12] Edited by: Hexxx on 14/10/2007 01:48:17 Originally by: Hanoi Hana I can access http://www.eve-bank.net/admin/NewAuthorizeRequests.aspx without even logging in. Oooo...good catch. Not sure how you found that since it's not linked to anyone except for admins, but I'll slap a guard on it right now. I'll update once it's in place so you can test again. update: it's locked now =) good catch though Consulting, IPO Template, and Stock/Bond definitions.
Letias Caldari Teikoku Trade Conglomerate Visions of Warfare	Posted - 2007.10.14 02:04:00 - [13] Completely off topic but make your ebank sigs link to the website :P
Meleil	Posted - 2007.10.14 02:14:00 - [14] Originally by: Hexxx Back to the topic at hand...is there anyone interested in accounts that bear no interest? (pardon the pun) Punny. I wouldn't mind such an account. There are times when I'm too lazy to log into game when I gotta make a transfer. :) ~Mel
Hanoi Hana Mitsubishi Group	Posted - 2007.10.14 02:17:00 - [15] Edited by: Hanoi Hana on 14/10/2007 02:21:52 Hexxx, default passwords need to be changed FOR the admins, and they should be told what their new passwords are. Not all admins have changed from their default password yet. That's it for me, and the limits of what I can suggest. :) By the way, the text boxes get so angry at you if you put letters in them that it spits out an ASP.Net error page. And that was me saying "Hello" to you in the Authorize Withdrawals page..... :D
Hexxx Minmatar	Posted - 2007.10.14 02:20:00 - [16] Originally by: Hanoi Hana Edited by: Hanoi Hana on 14/10/2007 02:18:29 Hexxx, default passwords need to be changed FOR the admins, and they should be told what their new passwords are. Not all admins have changed from their default password yet. That's it for me, and the limits of what I can suggest. :) Ahhh...very good point. I'll need to harp on them to do this. Also by launch, I'm going to incorporate the last two decimal places of a deposit into the default password. Should eliminate the guessing. Consulting, IPO Template, and Stock/Bond definitions.
Hexxx Minmatar	Posted - 2007.10.14 02:26:00 - [17] Originally by: Hanoi Hana Edited by: Hanoi Hana on 14/10/2007 02:21:52 Hexxx, default passwords need to be changed FOR the admins, and they should be told what their new passwords are. Not all admins have changed from their default password yet. That's it for me, and the limits of what I can suggest. :) By the way, the text boxes get so angry at you if you put letters in them that it spits out an ASP.Net error page. And that was me saying "Hello" to you in the Authorize Withdrawals page..... :D You notice I changed them to select boxes to restrict input? =) Consulting, IPO Template, and Stock/Bond definitions.
Treelox Amarr Frontier Technologies	Posted - 2007.10.14 02:30:00 - [18] Originally by: Hexxx Also by launch, I'm going to incorporate the last two decimal places of a deposit into the default password. Should eliminate the guessing. I would guess that those last two decimal places look like this(.00) 95% of the time. At least im guessing that most people will send you rounded numbers Might I suggest something like the middle 2digits of the time code from the intial deposit, as something that is a bit more random. You could go with the last 2 digits form the time code, but im betting that time doesnt always mesh up well, between the sender and the reciepant when comparing logs. Anyways just some random dribblings from my brain for ya. -- ] [orange]signature removed (change the zombie gagging sig) - please email us (with the signature URL) if you want to know why - Pirlouit([email protected]
Hexxx Minmatar	Posted - 2007.10.14 02:38:00 - [19] Originally by: Treelox Originally by: Hexxx Also by launch, I'm going to incorporate the last two decimal places of a deposit into the default password. Should eliminate the guessing. I would guess that those last two decimal places look like this(.00) 95% of the time. At least im guessing that most people will send you rounded numbers Might I suggest something like the middle 2digits of the time code from the intial deposit, as something that is a bit more random. You could go with the last 2 digits form the time code, but im betting that time doesnt always mesh up well, between the sender and the reciepant when comparing logs. Anyways just some random dribblings from my brain for ya. That's actually not a bad idea, I'll consider it. BACK on topic!!! Consulting, IPO Template, and Stock/Bond definitions.
Valator Uel Caldari Pax Minor Asylum Confederation of Independent Corporations	Posted - 2007.10.14 05:08:00 - [20] To answer your question, I personally don't see the point of having an account with no interest, it might as well stay in my wallet. That's probably because non of my alts have stolen from me yet and I trust them fully. Joke aside, the only way I can see accounts with no interest being used is for corp/alliance accounts. At the moment the ingame wallets are all accessable once you have the rights to one wallet division (correct me if I'm wrong). So perhaps a corp that wants to have some isk usable by people other than those who can currently access wallet devisions might use one of your accounts. Ugh, perhaps it's just me but how often do you really NEED to use an OOG isk transfer? Perhaps you could use these accounts for an EVE-Paypal type of application, which could be usefull for things that cannot be bought ingame: services. Lets say someone is offering to make forum signatures for isk. He makes a post in the forums advertising his service but with a link to his bank account. People can pay for his service simply by clicking on his link, fill in stuff and have the isk transfered. It could also be transfered by the person buying the service at a later date. I dunno, the point is being able to pay for things OOG and this is the only way I see it being used. It's late at night so I hope I'm making sense . -----------------------------------------------------
Ricdic Caldari Corporate Research And Production Pty Ltd Zzz	Posted - 2007.10.14 06:27:00 - [21] Originally by: Valator Uel so I guess there is a use for accounts without interest. Just how easy is it to open/close such an account? Send 10 isk to EBANK Ricdic and you have an EBANK Account Log into said account 1 hour later and change to your own personal password This thread has bounced off topic a little bit. But I don't see any real reason people would want an account without interest. With the reservations I thought it was carefully specified that people with accounts should only send small amounts of money until we go live (1m or so) but it seems some people added too many zero's and we have about 3 billion isk recieved in the past few days. I cannot stress enough that we are not yet open. Interest is not being paid on these accounts. Whilst the funds won't vanish the whole point is that it was easy (whilst security holes were open) for someone else to get your username and password (the default pass), and set their own pass, so when we open they withdraw all your isk. Anyway due to the large amounts passed through 'when I request it' I will need all these account holders to evemail me with a preferred password from the sending character so we can make sure no-one is attempting to scam the system. I guess the no-interest thing may be something people are interested in in the future once the system has been enhanced, fortified, and expanded upon, with enough affiliation etc to make people want their funds there. Need Empire Research Slots. Click here
Ricdic Caldari Corporate Research And Production Pty Ltd Zzz	Posted - 2007.10.14 06:29:00 - [22] Edited by: Ricdic on 14/10/2007 06:32:03 Originally by: Meleil Originally by: Hexxx Back to the topic at hand...is there anyone interested in accounts that bear no interest? (pardon the pun) Punny. I wouldn't mind such an account. There are times when I'm too lazy to log into game when I gotta make a transfer. :) ~Mel But whats the point of having funds in a full access without interest account, when you can have them in a full access with interest account? BTW: I work for the ISP in your sig . And with that IP address listed, I see far more about you than any online IP pool could do Need Empire Research Slots. Click here
Dr Slurm General Commodities	Posted - 2007.10.14 06:35:00 - [23] Originally by: Ricdic Originally by: Valator Uel so I guess there is a use for accounts without interest. Just how easy is it to open/close such an account? Send 10 isk to EBANK Ricdic and you have an EBANK Account Log into said account 1 hour later and change to your own personal password This thread has bounced off topic a little bit. But I don't see any real reason people would want an account without interest. With the reservations I thought it was carefully specified that people with accounts should only send small amounts of money until we go live (1m or so) but it seems some people added too many zero's and we have about 3 billion isk recieved in the past few days. I cannot stress enough that we are not yet open. Interest is not being paid on these accounts. Whilst the funds won't vanish the whole point is that it was easy (whilst security holes were open) for someone else to get your username and password (the default pass), and set their own pass, so when we open they withdraw all your isk. Anyway due to the large amounts passed through 'when I request it' I will need all these account holders to evemail me with a preferred password from the sending character so we can make sure no-one is attempting to scam the system. I guess the no-interest thing may be something people are interested in in the future once the system has been enhanced, fortified, and expanded upon, with enough affiliation etc to make people want their funds there. I'm not exactly sure why you aren't letting people register whatever password they want. I've been working on a site recently (eve-trader.com) that has a similar issue of registration. My method is a person signs up for an account. They give their eve character name and choose their own password. They are then given a string looks something like ET:/registration/20d8fjs8ds8dfs9f2jek2hkjhsdf7 They go ingame and transfer 1 ISK to my specified character with that string pasted in as the reason. Then my cron script checks the account transactions every hour to look for transfers. If it finds the string above it finalizes the registration. Sure someone else could sign up with someone elses name, but it's not going to do any good if the person doesn't also transfer that 1 ISK with the string in the reason. Perhaps you are just being too clever? <sig> Tired of the inane ramblings of the incompetent? Click here </sig>
Ricdic Caldari Corporate Research And Production Pty Ltd Zzz	Posted - 2007.10.14 07:48:00 - [24] Well we need to find something that follows the following rules: * Automated * Timely * Easy to understand (customer perspective) * East to action (customer perspective) If either of the last conditions aren't met, the automation becomes irrelevant as we recieve tons of evemails every day asking for clarification on how it works. With the current system, the customer has a default password that corresponds in some way (still in discussion here and elsewhere) to the initial transaction. On their first (or any) login to the system they are able to change the password to one of their choosing. In the end it comes down to us deciding the best way to have that default password. With the name "password" as default it opens up all kinds of ways to abuse the system (people forgetting to change etc. If we have it based on the final 2 digits, then a good handful of accounts will be created with .00, and even if not, there is only 100 different combinations for someone trying to break into a non-updated service. I prefer the intial deposit amount being the password set for the account, until changed. If someone invests 250m, his default password is 250000000. If by default he invests 1337.37 then his pass is 1337. (everything before the decimal) Other ways seem dangerous. Sure, we could set it up where intial deposit description has person's email contact address, to which we send random password, but a lot of people would do it wrong and it may cause a lot more issues. Need Empire Research Slots. Click here
Dr Slurm General Commodities	Posted - 2007.10.14 08:09:00 - [25] Originally by: Ricdic Well we need to find something that follows the following rules: * Automated * Timely * Easy to understand (customer perspective) * East to action (customer perspective) If either of the last conditions aren't met, the automation becomes irrelevant as we recieve tons of evemails every day asking for clarification on how it works. With the current system, the customer has a default password that corresponds in some way (still in discussion here and elsewhere) to the initial transaction. On their first (or any) login to the system they are able to change the password to one of their choosing. In the end it comes down to us deciding the best way to have that default password. With the name "password" as default it opens up all kinds of ways to abuse the system (people forgetting to change etc. If we have it based on the final 2 digits, then a good handful of accounts will be created with .00, and even if not, there is only 100 different combinations for someone trying to break into a non-updated service. I prefer the intial deposit amount being the password set for the account, until changed. If someone invests 250m, his default password is 250000000. If by default he invests 1337.37 then his pass is 1337. (everything before the decimal) Other ways seem dangerous. Sure, we could set it up where intial deposit description has person's email contact address, to which we send random password, but a lot of people would do it wrong and it may cause a lot more issues. In my opinion I think you are doing it the hard way. If you are able to get ingame for a minute I wouldn't mind chatting with you. <sig> Tired of the inane ramblings of the incompetent? Click here </sig>
Ricdic Caldari Corporate Research And Production Pty Ltd Zzz	Posted - 2007.10.14 08:28:00 - [26] Originally by: Dr Slurm In my opinion I think you are doing it the hard way. If you are able to get ingame for a minute I wouldn't mind chatting with you. Stuck at work unfortunately, but feel free to add me on msn if you have it ricdic at iinet.net.au or email to the same address Need Empire Research Slots. Click here
Sinar Applebite Stormsword Research Zzz	Posted - 2007.10.14 11:33:00 - [27] Well... I still have the testing account from the pre-phase-1, and I would like to have the option to use EBANK as a means to transfer isk while I'm not ingame. So yes, please add the "interest free" accounts. And as for the accounts that give interest... I'm a bit worried that if the expansion to phase 2 ends up the same way like the reservations for phase 1... only those reading the forums all time will be the ones having a chance to get an account... turning EBANK into a "shere-dumb-luck"-thing to get onto.
LaVista Vista Corporate Research And Production Pty Ltd Zzz	Posted - 2007.10.14 11:55:00 - [28] Edited by: LaVista Vista on 14/10/2007 11:55:25 Originally by: Sinar Applebite Well... I still have the testing account from the pre-phase-1, and I would like to have the option to use EBANK as a means to transfer isk while I'm not ingame. So yes, please add the "interest free" accounts. And as for the accounts that give interest... I'm a bit worried that if the expansion to phase 2 ends up the same way like the reservations for phase 1... only those reading the forums all time will be the ones having a chance to get an account... turning EBANK into a "shere-dumb-luck"-thing to get onto. My hope is that once we get the infrastructure fully worked out of bugs, we will be able to open the circus for everybody, but just sending isk to EBANK ricdic. Depending on if we have 15bill in the interest giving accounts, it would be in an interest free account, so that people can actually have the isk to use for third party services, without getting interest(This is the problem, because we need to pay interest, which is hard if people depoist several billions). But this is just what I hope. Proud nublet of more public ISK than * CAP4U - The Plan
Ricdic Caldari Corporate Research And Production Pty Ltd Zzz	Posted - 2007.10.14 12:52:00 - [29] Hmm, wonder if Hexxx could code the ability to simply have all funds initially in the interest free section, with an option to transfer funds to interest charged account, and some way for total amount the bank can recieve listed, so people can move funds in there as it becomes available. Can't imagine it would be hard to have a section showing "Total Remaining EBANK Capacity = 195m" or some such , so someone with an interest free account could move their 195 (or whatever amount they wanted =< that). Would save the requirements on us constantly having to send people's isk back that exceeds the amount, and means we don't need to restrict amounts deposited. Can increase that cap as phases advance. Obviously if people don't want to be in on the interest free account, they don't need to deposit their isk right away, but this won't stop their ability to use OOG for upcoming additions. Need Empire Research Slots. Click here
PuJu Orange Box Empire Research	Posted - 2007.10.14 14:18:00 - [30] My questions! With these "interest free" accounts would we have all the same services and features available to us? When EBANK is in a position to offer more interest paid accounts will these "interest free" accounts get any kind of priority on changing to interest paid ones? Lastly, with this type of account is there any differences to the min/max balances? Thanks, PuJu
Ricdic Caldari Corporate Research And Production Pty Ltd Zzz	Posted - 2007.10.14 15:14:00 - [31] Edited by: Ricdic on 14/10/2007 15:20:55 Originally by: PuJu My questions! I can only answer with hypotheticals as this particular topic hasn't been properly discussed within the board. Obviously it is a win/win situation for EBANK but I still want to chat to the guys about it. Before I answer your questions I will explain why it needs considerable thought. There were 2 main reasons the EBANK had the initial 15b cap on PHASE1. 1) To ensure EBANK was profitable with each checkpoint it reached, and to ensure interest and employee's could be paid as well as the EBANK making a suitable profit off capital to justify it's existence. 2) To assist the public in placing their trust in the EBANK, knowing it isn't a 1 man show, it isn't somewhere where my disapearance causes everyone to lose everything. Most notably to split risk between reputable characters, and to ensure in the event of a high profile scam/disapearance, that the loss would be minimal, and preferably one that could be covered by EBANK so operations could continue. So, with non-interest accounts, point 1 is a non-issue. If anything it allows faster PHASE advancement due to a higher capital:usage ratio (earn more money off more capital with lower repayments). But with point 2 those limitations cease to exist. Nothing stops the EBANK hitting 50b tomorrow, or 100b by the end of the week. We, as a board need to consider these variables before unleashing these accounts, and we need to determine security checkpoints in advance if things are done in this way. Initially the plan was to determine securities as they were required, but this isn't suitable if non-interest rates aren't allowed. Once the board have made their decision, I will advise on the "price" on my head so customers know how much of a hand I have in things (how much customer's isk I have access too). I expect this to be somewhere between 20-100b, but will refuse anything above 100b. In my opinion I believe 100b is the hard max that should be entrusted to any one character. Anyway, the Board will decide on this, and I will report on it 2 days from today if I can get a good response from them. Edit: Forgot to answer the questions Quote: With these "interest free" accounts would we have all the same services and features available to us? Other than the ability to transfer money into an interest paid account unless room is available I see no reason why you should be disallowed any functionality. Quote: When EBANK is in a position to offer more interest paid accounts will these "interest free" accounts get any kind of priority on changing to interest paid ones? I would like to see this functionality, kind of a queuing system of sorts, but that might be a little further behind in the coding process. Either way it is a non-issue for the next few weeks at least whilst no new phases are actioned Quote: Lastly, with this type of account is there any differences to the min/max balances? Number 2 above is the only reason I see to have maximum's on these accounts, but rather than restrict the customer I prefer to restrict the banker, so I would like EBANK security and risk management handled as a priority. Once this process is in place, I say go nuts, send as much or as little as you want Need Empire Research Slots. Click here
Ezoran DuBlaidd Rivers Enterprises Power Corrupts Industry's	Posted - 2007.10.14 15:45:00 - [32] Originally by: Ricdic Edited by: Ricdic on 14/10/2007 06:32:03 Originally by: Meleil Originally by: Hexxx Back to the topic at hand...is there anyone interested in accounts that bear no interest? (pardon the pun) Punny. I wouldn't mind such an account. There are times when I'm too lazy to log into game when I gotta make a transfer. :) ~Mel But whats the point of having funds in a full access without interest account, when you can have them in a full access with interest account? BTW: I work for the ISP in your sig . And with that IP address listed, I see far more about you than any online IP pool could do um, that's your ip dude.
Ricdic Caldari Corporate Research And Production Pty Ltd Zzz	Posted - 2007.10.14 15:56:00 - [33] Originally by: Ezoran DuBlaidd um, that's your ip dude. If that's the case I guess it kinda shows that I didn't do much checking huh Need Empire Research Slots. Click here
Jaarlax Ratty Corp PLC Confederation of Independent Corporations	Posted - 2007.10.14 18:57:00 - [34] Edited by: Jaarlax on 14/10/2007 18:57:38 /me points and giggles
bluejeansandpudding	Posted - 2007.10.15 14:30:00 - [35] Maybe people can depost in locked interest free accounts for their IPO? Do you take assets?
Ricdic Caldari Corporate Research And Production Pty Ltd Zzz	Posted - 2007.10.15 14:39:00 - [36] Originally by: bluejeansandpudding Maybe people can depost in locked interest free accounts for their IPO? Do you take assets? come again? Need Empire Research Slots. Click here
bluejeansandpudding	Posted - 2007.10.15 15:42:00 - [37] Originally by: Ricdic Originally by: bluejeansandpudding Maybe people can depost in locked interest free accounts for their IPO? Do you take assets? come again? Locking a blueprint or battleship in for security. Would you allow this?
Ricdic Caldari Corporate Research And Production Pty Ltd Zzz	Posted - 2007.10.15 16:20:00 - [38] Originally by: bluejeansandpudding Originally by: Ricdic Originally by: bluejeansandpudding Maybe people can depost in locked interest free accounts for their IPO? Do you take assets? come again? Locking a blueprint or battleship in for security. Would you allow this? Security against what? Need Empire Research Slots. Click here
bluejeansandpudding	Posted - 2007.10.15 16:49:00 - [39] Originally by: Ricdic Originally by: bluejeansandpudding Originally by: Ricdic Originally by: bluejeansandpudding Maybe people can depost in locked interest free accounts for their IPO? Do you take assets? come again? Locking a blueprint or battleship in for security. Would you allow this? Security against what? Security against scamming for an IPO much like your guaranteed 50% of the IPO price in case of scam for some IPOs.
Hexxx Minmatar	Posted - 2007.10.15 17:04:00 - [40] Typically a secured loan means that you secure 100% of the loan with collateral. If you need a 95 million isk loan and you have a battleship, the battleship could act as security. Recently, EBANK has been taking Shares as security. Consulting, IPO Template, and Stock/Bond definitions.
Atherin Gaius Caldari Domini Umbrus VENOM Alliance	Posted - 2007.10.16 13:56:00 - [41] I had posted in another EBANK post that I wanted to deposit but never heard from anyone and can't seem to find the other post. Can I still deposit? EveMail me please.... Atherin Gaius
Atherin Gaius Caldari Domini Umbrus VENOM Alliance	Posted - 2007.10.16 14:10:00 - [42] Never mind. :) I found the post and I am good. Let me know when I can send the isk to EBANK Ricdic. (That is who I need to send it to?) Looking forward to a long profitable relationship. Ath

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