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Blue Magma Gallente LEAP Corp	Posted - 2007.11.28 02:30:00 - [1] I wish that there was some way that you could invest your money ingame. Imagine putting isk into a bank and then getting interest on it! It doesn't even have to be that much...maybe 5% every quarter on what you have put in..that way everyone is gaining isk but those with lots of money aren't getting too much. What do others think of it?
Astorothe Aperture Science Industries	Posted - 2007.11.28 02:32:00 - [2] There are player-run Banks. Check out the Market Discussion threads. Link in my sig. Eve Web Design \| PerthChat \| GD for grown-ups
Tortun Nahme Minmatar Heimatar Services Conglomerate	Posted - 2007.11.28 02:33:00 - [3] why? Yes it would be nice to have a passive income but it would really only benefit the players that DID have alot of isk real banks offer intrest growth to rope you into buying their services, as such a player run bank would do the same, but there is no accountability so its impossible to enforce or gain the trust needed Originally by: Cecil Montague They should change that warning on entering low sec to: "Go read Crime and Punishment for a few days then come back."
Surfin's PlunderBunny Minmatar mUfFiN fAcToRy	Posted - 2007.11.28 02:34:00 - [4] Didn't someone already do that? Then made off with 720b isk? Originally by: ISD Valorem The Devs have stated multiple times that they are looking at the Amarr issues. Weekly quote: "Villains always have antidotes... They're funny that way." ~The Tick
Kenneth McCoy Vale Heavy Industries Molotov Coalition	Posted - 2007.11.28 02:34:00 - [5] I'd settle on having a system for my own wallet that would take out a certain amount of money every time I get a sum of isk and put it into a 'savings account'. I have SUCH trouble saving up for stuff :( Too many shiny things to buy :) My opinions and views are not the official views of my Corp.
Astorothe Aperture Science Industries	Posted - 2007.11.28 02:36:00 - [6] Originally by: Surfin's PlunderBunny Didn't someone already do that? Then made off with 720b isk? Yup, as always with investing in Eve Online - there are very few in game mechanics to prevent scamming. However, there are some reputable players active in the Market Discussion threads where you can earn a lot of passive ISK. You don't need billions to invest with either. Eve Web Design \| PerthChat \| GD for grown-ups
Tortun Nahme Minmatar Heimatar Services Conglomerate	Posted - 2007.11.28 02:36:00 - [7] Originally by: Kenneth McCoy I'd settle on having a system for my own wallet that would take out a certain amount of money every time I get a sum of isk and put it into a 'savings account'. I have SUCH trouble saving up for stuff :( Too many shiny things to buy :) I've actually considered setting up an alt w/corp to use the alts corp wallet for that Originally by: Cecil Montague They should change that warning on entering low sec to: "Go read Crime and Punishment for a few days then come back."
Blue Magma Gallente LEAP Corp	Posted - 2007.11.28 02:37:00 - [8] Originally by: Kenneth McCoy I'd settle on having a system for my own wallet that would take out a certain amount of money every time I get a sum of isk and put it into a 'savings account'. I have SUCH trouble saving up for stuff :( Too many shiny things to buy :) thats kinda what i meant...i need a savings account..i just end up spending all my money (typical woman i guess you could say) so a bank for me - not necessarily a player owned one - would help me save up some of that cash..maybe the devs could control it instead of us 'normal' players?
Astorothe Aperture Science Industries	Posted - 2007.11.28 02:39:00 - [9] CCP doesn't ever plan on setting up secure banks. They are leaving it to the players. They already have a tonne of things on their TO DO list and setting up a secure banking system just isnt as important as fixing the plethora of other more "important" things in the game (by important, I mean things that will sell more player accounts). Eve Web Design \| PerthChat \| GD for grown-ups
Blue Magma Gallente LEAP Corp	Posted - 2007.11.28 02:43:00 - [10] Originally by: Astorothe They already have a tonne of things on their TO DO list. yea thats a fair point.i just think it would be useful to have..or even incorporate a savings account within the wallet of each player which means you can't touch the stuff in there for say a month or two and then you have the chance to withdraw some cash into your own account.
Silver Night Caldari Intergalactic Combined Technologies THE INTERSTELLAR FOUNDRY	Posted - 2007.11.28 02:51:00 - [11] Yeah, if you look in market discussions, there are at least 2 banks. EBANK, which seems to be the more trusted one, has a limited number of interest generating accounts. It doe offer accounts where you can just put your money, and they plan (I believe) on expanding the number of interest accounts later. Fury Bank is another, and it has 2 different types of interest accounts. Theres a basic one and a High Interest Account. The basic one I don't think has many limitations, the HIA requires a minimum deposit and you have to give a week warning for withdraws, so more for parking money you won't need in the short term. -------------- Director. GLS Mr. State Caldari Patriot. Murderer of (his own) Frigates.
sableye principle of motion Interstellar Alcohol Conglomerate	Posted - 2007.11.28 02:57:00 - [12] I agree weneed a real bank not some player run scam although they wuld have to work on more isk sinks first or get rid of a few isk faucets. cought insurance can go for a start Join The Fight With Promo Today
Mr Horizontal Gallente KIA Corp KIA Alliance	Posted - 2007.11.28 10:29:00 - [13] CCP won't be providing banking services. Dr.EyjoG has said in his presentation at FanFest that he wants to work with player-run banks instead. As someone with significant accounts in both banks, I can give you details impartially, though I have helped with some of EBANK's site development as well. Originally by: Silver Night Yeah, if you look in market discussions, there are at least 2 banks. There was mbank as well, but it was necro'd, so currently only EBANK and FuryBank. Originally by: Silver Night EBANK, which seems to be the more trusted one, has a limited number of interest generating accounts. It doe offer accounts where you can just put your money, and they plan (I believe) on expanding the number of interest accounts later. EBANK is the newer bank, governed by a Board of Directors - a group of 7 of some of the most highly trusted public players in EVE - that have a say in the direction of EBANK. It also has it's own site here and has it's statistics here. It offers various banking facilities: - 3 accounts (1.5% return Checking, 3% return Savings, 0% Sweep) - Loans (including the possibility of using it as a credit account) - Player to Player out-of-game transfers. To find out how to use EBANK, see their FAQ here. Originally by: Silver Night Fury Bank is another, and it has 2 different types of interest accounts. Theres a basic one and a High Interest Account. The basic one I don't think has many limitations, the HIA requires a minimum deposit and you have to give a week warning for withdraws, so more for parking money you won't need in the short term. FuryBank launched first, and is part of FuryHoldings, a public stock with just over 100b in it. It's significantly higher-risk being only 1 person (FastLearner and his alt FuryBanker), but also offers extremely high (share-beating) returns. FuryBank has no site and its stats are here (see Liabilities as part of the FuryHoldings report) All banking is done via ingame convo. FuryBank provides a HIA with 7% interest and 1 weeks notice period, plus a lower interest current account. To find out how to open a FuryBank account, follow instructions here. --- meh.
Steve Hawkings	Posted - 2007.11.28 10:32:00 - [14] Hey, I run a bank, Send your ISK to me, I give a 25% increase to you each month, with investments over a billion, i can pay out 30% interest every 6 months.
Sergeant Spot Black Eclipse Corp Band of Brothers	Posted - 2007.11.28 11:57:00 - [15] Banking in Eve involves picking the right reputable banker. Pick a really bad banker, and he will pocket your money and there is NOTHING you can do to stop him. Pick a bad banker, and he will lose your money, and there is NOTHING you can do about it after he loses it. Having said that, there are some serious bankers in game. But banking in Eve is like banking in real life in centuries past. Even if you get an honest banker, the bank can STILL fail, and you can STILL lose your money. Play nice while you butcher each other.
Moghydin Confederation of Red Moon Red Moon Federation	Posted - 2007.11.28 12:06:00 - [16] Passive income FTW I would be very careful with Eve investments as there's absolutely NOTHING you can do to prevent the banker to close the business, transfer ISK to an alt and disappear forever. Press alt+F4 to reduce lag
Hexxx Minmatar	Posted - 2007.11.28 12:49:00 - [17] Edited by: Hexxx on 28/11/2007 12:51:11 Originally by: Tortun Nahme why? Yes it would be nice to have a passive income but it would really only benefit the players that DID have alot of isk real banks offer intrest growth to rope you into buying their services, as such a player run bank would do the same, but there is no accountability so its impossible to enforce or gain the trust needed I'd advise you to check out EBANK @ http://www.eve-bank.net/ which is run by some of the most highly trusted players in EVE. It currently has 244 players signed-up with active accounts and for the month of November should be ending with around 65k or 70k of views. It's also pretty powerful, shows you daily interest payments, let's you transfer money between other users, vouchers (similiar to checks), and a host of other features. Also check out the Terms and Conditions for details on operations and planned growth. Total deposits right now are only at 35 billion; this amount will be expanding once we release another round of interest bearing accounts. In the future we'll be implementing role based accounts which will allow for Corporate accounts with variable levels of access. Consulting, IPO Template, and Stock/Bond definitions.

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