No worries - I respect your privacy. I will withdraw the offer though if you don't mind as I will put the isk into something else. Best of luck

**** it, I'll do 1B.

EDIT: I suck at typing.

A 6 day bond or a typo?

Edit: I see your other bonds were also short, so probably not a typo. Seems to me you are paying a high rate for a short term, unless you are pro-rating the interest. Why so short? If you can get unsecured bonds filled then you can probably get them filled for 8% per month, not 8% for 6 days, and make much more use of the ISK before you have to give it back.

A 6 day bond or a typo?

Edit: I see your other bonds were also short, so probably not a typo. Seems to me you are paying a high rate for a short term, unless you are pro-rating the interest. Why so short? If you can get unsecured bonds filled then you can probably get them filled for 8% per month, not 8% for 6 days, and make much more use of the ISK before you have to give it back.

A suspicious mind might wonder whether the idea of being able to say 'Look! I have done 5 trouble free bonds!' without flagging up the fact that one had, in fact, only been involved in the investment market for 5 weeks might not be rather attractive to someone with nefarious goals. It provides a low effort way to build a 'history' of trustworthiness. In addition, the same suspicious mind might wonder whether very rapidly turning over bonds might allow someone to get away with increasing their bond size much more quickly than would be possible with the traditional 4-8 week length bonds. Further, if that suspicious mind went to sleep and another one came along our second suspicious mind might note that the branding of the bonds by reference to missile names appears to have been determined from the start, possibly suggesting that the bond issuer has always had the fixed intention of running a series of rapidly growing bonds. These possibilities might be thought all the more likely by a third suspicious mind who took into account the uneconomical interest rates being used to sell the bonds.

A suspicious mind might wonder whether the idea of being able to say 'Look! I have done 5 trouble free bonds!' without flagging up the fact that one had, in fact, only been involved in the investment market for 5 weeks might not be rather attractive to someone with nefarious goals. It provides a low effort way to build a 'history' of trustworthiness. In addition, the same suspicious mind might wonder whether very rapidly turning over bonds might allow someone to get away with increasing their bond size much more quickly than would be possible with the traditional 4-8 week length bonds. Further, if that suspicious mind went to sleep and another one came along our second suspicious mind might note that the branding of the bonds by reference to missile names appears to have been determined from the start, possibly suggesting that the bond issuer has always had the fixed intention of running a series of rapidly growing bonds. These possibilities might be thought all the more likely by a third suspicious mind who took into account the uneconomical interest rates being used to sell the bonds.

Even taking into account that my honor was being called into question the whole time, I did enjoy that.

Honestly, it had not occurred to me that I was doing something that out of the ordinary. I thought my interest rate was approaching the level of being rather modest though I did sometimes think I was running these too short. I've found that one to two weeks, depending on activity and market conditions, has afforded me the opportunity to make sufficient profit to repay investors and to earn myself a little extra on the side.

If you look at the history I've been running these just shy of four months so if my intent was to quickly turn them over to build reputation I've been doing a very poor job. In the end all I can really do is give my word (a thing of marginal value in New Eden) that my intent is not malicious. I would really very much appreciate any input on refining my future offers to be more in line with the standard interest rates/time frames.

A suspicious mind might wonder whether the idea of being able to say 'Look! I have done 5 trouble free bonds!' without flagging up the fact that one had, in fact, only been involved in the investment market for 5 weeks might not be rather attractive to someone with nefarious goals. It provides a low effort way to build a 'history' of trustworthiness. In addition, the same suspicious mind might wonder whether very rapidly turning over bonds might allow someone to get away with increasing their bond size much more quickly than would be possible with the traditional 4-8 week length bonds. Further, if that suspicious mind went to sleep and another one came along our second suspicious mind might note that the branding of the bonds by reference to missile names appears to have been determined from the start, possibly suggesting that the bond issuer has always had the fixed intention of running a series of rapidly growing bonds. These possibilities might be thought all the more likely by a third suspicious mind who took into account the uneconomical interest rates being used to sell the bonds.

I could not agree more with you. Moreover, it was extremely well articulated.

Instead of just repeating what you said, I would like to offer a possible explanation for why David thought to offer his bonds this way. At the lower amounts of 3 billion, it is relatively easy to make a 25% return in a week. So even quoting a 10% weekly interest rate offers you a nice 15% profit. Without really looking around to see if what you are doing is the standard, it might be easy to just start operating this way, because you are in fact making a good profit.

That said, Kara is completely right. Offering your bonds on a monthly basis at 5% - 10% is standard. Giving investors around 10% for a week is extraordinarily nice of you, but it is actually overly gracious, perhaps suspiciously so. Investors love 10% a month on a safe investment when they would not have done anything with the money anyway. You should take advantage of that and try to milk as much return on the ISK as you can during the time (i.e. a month) while you are borrowing it.

1 Billion Isk sent.

Assuming the 2.1 Bil that has been pledged in this thread is all you have, I will cover the remaining 900 million.