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Nooma K'Larr
Minmatar
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Posted - 2009.05.27 15:05:00 -
[1]
Trying to find a place to invest some money with a little return, I found Ebank.
Boasting over 1 trillion is assets, I thought I'd try it out.
Suspicious I deposited small amounts and withdrew them to see just how smooth the process is.
My highest deposit was 500 mill and the withdrawal was smooth. All done in about a few hours.
The 1.5% interest on my checking account was a nice feature.
Now......a word of caution:
EBANK is quick to deposit your ISK...but sometimes the withdrawal can take some time. My first few "test" withdrawals where done within a few hours.
Recently I was tracking this auction for some nice BPOs. The night before I placed a withdrawal request. Well, the following day the funds where not in my EVE account.
Hmmm...
The auction was coming to a close and I had enough assets to cover.....but toward the end the bidding picked up. I kept hoping my withdrawal request would kick in...it didnt.
Well, I missed the auction by about 20 mill isk.
Now, I'm on day two of waiting for my withdrawal..still nothing. Ebank states that withdrawals may take up to 48 hrs. I guess my first few withdrawals gave me a false sense of security because they were done relatively quickly.
Anyway....just to let you know. Ebank is good for stashing isk, but don't rely on it for a quick withdrawal for whatever reason. It's not like having an Ebank bank card that you can run to the local ATM and withdraw cash anytime.
I'm closing my account...I need something more readily available.
I just hope CCP implements a functioning stock market in EVE. I would really like to invest, and the whole corp shares/dividends isn't secure enough for my tastes.
Just an FYI.
_________________________
NERF CLONES!!!
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JitaBum
Gallente
Center for Advanced Studies
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Posted - 2009.05.27 15:08:00 -
[2]
Ebank generally seems to have a good reputation
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Daminma2
Perkone
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Posted - 2009.05.27 15:11:00 -
[3]
Lol,
Screams ponzi to me.
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LaVista Vista
Conservative Shenanigans Party
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Posted - 2009.05.27 15:25:00 -
[4]
I'm sorry to hear that you had a bad experience with the withdrawal process at EBANK.
We aim to do all withdrawals within 12 hours. However, our tellers have lives too. So sometimes it might take slightly longer.
I see that there's currently a delay for the withdrawals. I'll try to see what the hold-up is.
 Quote:
EBANK is quick to deposit your ISK
Yes, we use the API for deposits. That takes 1 hour at max.
So again, I'm sorry to hear about your bad experience. Last time we ran the data, we have a very impressive turnover rate on withdrawals. But there do seem to be a problem as we speak. I'm very sorry about that.
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LaVista Vista
Conservative Shenanigans Party
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Posted - 2009.05.27 15:26:00 -
[5]
Originally by: Daminma2
Lol,
Screams ponzi to me.
Having paid over 300 billion worth of interest to our customers, I beg to differ.
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Athre
Minmatar
The Higher Standard
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Posted - 2009.05.27 15:27:00 -
[6]
Hello,
When you made your withdrawal request you were notified in colorful bold text telling you that it may take up to 48 hours. This is stated in our TOS. You are more than welcome to pull all your isk if you do not agree with the terms of service.
EBANK currently has 4 active tellers. 3 of which are USA and it was a holiday weekend. I'm sorry if your expectation of our tellers is that of robot vs human. EBANK is for idle isk. Please remember to use it as such.
Warm Regards,
EBANK Athre
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Armoured C
Gallente
Federation of Freedom Fighters
Aggression.
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Posted - 2009.05.27 15:28:00 -
[7]
<3 LVV
OFFLINE[ONLINE]
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Amarrlookindude
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Posted - 2009.05.27 15:33:00 -
[8]
EVEBank will end up being the biggest scam to hit EvE in it's history!
Good luck!
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Nooma K'Larr
Minmatar
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Posted - 2009.05.27 15:42:00 -
[9]
Originally by: Athre
Hello,
When you made your withdrawal request you were notified in colorful bold text telling you that it may take up to 48 hours. This is stated in our TOS. You are more than welcome to pull all your isk if you do not agree with the terms of service.
EBANK currently has 4 active tellers. 3 of which are USA and it was a holiday weekend. I'm sorry if your expectation of our tellers is that of robot vs human. EBANK is for idle isk. Please remember to use it as such.
Warm Regards,
EBANK Athre
Please don't take me wrong. I'm not saying your service is not reputable. I was just relaying my experience. Considering the amount of assets your organization handles, perhaps you should see about getting more tellers.
_________________________
NERF CLONES!!!
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Tera Harper
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Posted - 2009.05.27 15:47:00 -
[10]
Eve-Online API system is a wonderful tool that allows 3rd party programs and websites to gather information from a character or even a corporation. However the API system does not allow modifications to be preformed to the data so any company that is sending out ISK must always be done by an actually player in order to comply with the EULA.
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Nooma K'Larr
Minmatar
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Posted - 2009.05.27 15:48:00 -
[11]
Withdrawal completed...thank you Andre.
_________________________
NERF CLONES!!!
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mazzilliu
Caldari
Sniggerdly
Pandemic Legion
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Posted - 2009.05.27 15:51:00 -
[12]
im just waiting for the day that e-bank collapses due to either someone running off with all the money and running or else going under all the CCP penalties after ISK sellers start using it to launder their ISK.
VOTE FOR MAZZILLIU FOR '09. VOTE CHANGE. VOTE GIRRRL |
LaVista Vista
Conservative Shenanigans Party
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Posted - 2009.05.27 15:54:00 -
[13]
Originally by: mazzilliu
im just waiting for the day that e-bank collapses due to either someone running off with all the money and running or else going under all the CCP penalties after ISK sellers start using it to launder their ISK.
First of all, nobody can run away with all the ISK at all. We distribute risk. The most anybody can run away with, is like 30bill at best. That's 10 days worth of interest for us.
In regards to ISK sellers, we actively monitor for that. So that won't ever cause EBANK to collapse.
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Alex Raptos
Caldari
Phoenix Rising.
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Posted - 2009.05.27 15:56:00 -
[14]
Originally by: mazzilliu
im just waiting for the day that e-bank collapses due to either someone running off with all the money and running or else going under all the CCP penalties after ISK sellers start using it to launder their ISK.
AFAIK No one person has access to all the isk.
__________________
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Anubis Xian
Reavers
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Posted - 2009.05.27 16:06:00 -
[15]
My E-Bank account is sitting at over 2 BN ISK and I am not concerned about getting it out.
Originally by: CCP Oveur
The client handles no logic, it is simply a dumb terminal.
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Imertu Solientai
Gallente
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Posted - 2009.05.27 16:31:00 -
[16]
Nah, EBANK WILL end up being a scam. One day all the ISK holders will realise that together they have enough isk that it doesn't matter any more what people think, and they will simply all leave at once. It will be epic.
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northwesten
Amarr
Trinity Corporate Services
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Posted - 2009.05.27 16:43:00 -
[17]
I for one think this thread is worthless other than getting people worried about there assest. For one this problem could of been done on there forums. two the reason to make this post useless again.
I think there not having more tellers because of trust. I have isk with Ebank and I am very happy with there service. If u think you going to do some shopping soon then you should of had the money ready for you before u do anything. Other people has there own live today! They provide a serves but doesn't mean there there hand and foot to anyone. If this thread they scammed you then thats fine but because there what 2 days long to give you money just silly coming to EVE-O crying about it.
Also stock market doesn't remove risk. The way thing are atm I think works fine. Risks are there but it upto u to investigate it's worth the risk or not.
Trinity Corporate Services |
AkRoYeR
Amarr
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Posted - 2009.05.27 17:17:00 -
[18]
It will truly be sad when the big "steal" happens. After all this is a sandbox game and we have seen what happens to even the largest corporations because of "one" individual that was highly trusted.
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Marie Duvolle
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Posted - 2009.05.27 17:23:00 -
[19]
Just out of interest:
------------
Total interest paid last day: 1,516,002,252.91
Total Interest Paid: 367,071,881,630.61
Total Interest Paid last 7 days: 10,545,625,576.33
Total Interest Paid last 14 days: 20,864,164,036.27
Total Interest Paid last 30 days: 43,789,262,872.21
Total Loan Interest Earned: 347,345,298,783.30
Total Interest Earned last 7 days: 5,066,999,549.63
Total Interest Earned last 14 days: 10,126,426,247.91
Total Interest Earned last 30 days: 20,932,804,870.81
------------
You're paying out more than you earn, I'm going to assume you have alternate means if income? Apart from that; how can you ever convince people to send you their cash for a measly 1.5-3% a month, it's not like it's difficult to make that much in trading in uhm... 30 minutes?
Don't stir the hornet's nest |
Faife
Federation of Freedom Fighters
Aggression.
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Posted - 2009.05.27 17:24:00 -
[20]
EVE, unlike the real economy, has no concept of leverage for loans and no interbank transfers. it doesn't work like a real economy. watching the armchair people throw words around about the behavior of eve bank is a lot like complaining about the fact that our space ships don't have right inertial behaviors...
--
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Jacob Mei
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Posted - 2009.05.27 17:34:00 -
[21]
Edited by: Jacob Mei on 27/05/2009 17:37:17
EBANK states quite clearly that it can take up to 48 hours to process a withdraw request and really its your fault if you dont take that to heart, not theirs. Keep in mind EBANK is essentially ran by players who have other responsabilities aside from EBANK and RL to attend to, they are not all waiting at the screen, waiting for a withrdraw request to come in and pounce on it.
In short, read the fine print.
Originally by: AkRoYeR
It will truly be sad when the big "steal" happens. After all this is a sandbox game and we have seen what happens to even the largest corporations because of "one" individual that was highly trusted.
Their is no "one" person, go read their FAQ, Stats and so forth.
--------------------------------
To borrow a phrase:
Players who post are like stars, there are bright ones and those who are dim.
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Ms Delerium
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Posted - 2009.05.27 17:41:00 -
[22]
Originally by: Imertu Solientai
Nah, EBANK WILL end up being a scam. One day all the ISK holders will realise that together they have enough isk that it doesn't matter any more what people think, and they will simply all leave at once. It will be epic.
the lulz factor is, divide the total amount of e-bank deposits (in millions) by 40, then add a $/Ç mark...  .
now this will be seen in newspapers and TV...
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LaVista Vista
Conservative Shenanigans Party
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Posted - 2009.05.27 17:42:00 -
[23]
Originally by: Marie Duvolle
Just out of interest:
------------
Total interest paid last day: 1,516,002,252.91
Total Interest Paid: 367,071,881,630.61
Total Interest Paid last 7 days: 10,545,625,576.33
Total Interest Paid last 14 days: 20,864,164,036.27
Total Interest Paid last 30 days: 43,789,262,872.21
Total Loan Interest Earned: 347,345,298,783.30
Total Interest Earned last 7 days: 5,066,999,549.63
Total Interest Earned last 14 days: 10,126,426,247.91
Total Interest Earned last 30 days: 20,932,804,870.81
------------
You're paying out more than you earn, I'm going to assume you have alternate means if income? Apart from that; how can you ever convince people to send you their cash for a measly 1.5-3% a month, it's not like it's difficult to make that much in trading in uhm... 30 minutes?
We have other income sources, yes.
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Armoured C
Gallente
Federation of Freedom Fighters
Aggression.
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Posted - 2009.05.27 18:33:00 -
[24]
Originally by: Faife
EVE, unlike the real economy, has no concept of leverage for loans and no interbank transfers. it doesn't work like a real economy. watching the armchair people throw words around about the behavior of eve bank is a lot like complaining about the fact that our space ships don't have right inertial behaviors...
who let you out of your cage
make more movies :)
OFFLINE[ONLINE]
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Amarrlookindude
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Posted - 2009.05.27 19:57:00 -
[25]
Scams always appear innocent and legit at first.
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Alex Raptos
Caldari
Phoenix Rising.
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Posted - 2009.05.27 20:02:00 -
[26]
"At First"
EBANK has probably been in eve longer than you have.
__________________
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Rilwar
BlackStar Industrial
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Posted - 2009.05.27 20:04:00 -
[27]
I love how the only people screaming scam are using forum alts to do it.
Grow a pair if you wanna call people out.
Frankly I love the fact they may take some time to get your your ISK, I've relied on that to stop me from impulse buying all the super shiny crap on Jita contracts a few times over now.
Mitnal was here. |
Amarrlookindude
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Posted - 2009.05.27 20:06:00 -
[28]
Originally by: Alex Raptos
"At First"
EBANK has probably been in eve longer than you have.
True, but your ass U ming that by "at first" I am talking about from EVE banks point of view instead of a new player. Good try though.
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Shaun Klaroh
Caldari
The Report Syndicate
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Posted - 2009.05.27 20:15:00 -
[29]
I've been watching EBank, but frankly I don't trust any banking institution in EvE. It's just.. something that doesn't belong.
-----
Quote:
"Are these people prisoners?" Arkhan asked.
"Not at all," Melak replied. "They're free to run and get shot any time they like."
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Daminma2
Perkone
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Posted - 2009.05.27 20:21:00 -
[30]
Well, when you make ponzi schemes it is better to offer lower interest because then people will believe that it is real. It's how Madoff did it.
The fact that it is split or whatever makes absolutely no difference. Where is the FDIC here? Nowhere.
I am guessing that this whole post was a set up to advertise ebank a little more by showing a dispute and how well it was resolved with a person that appears to be a "skeptic".
Well good luck on this scam anyway.
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