Originally by: Yendor Widdershins

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(1) They explicitly hired someone to act as a whistleblower who explicitly blew the whistle. The BoD manged to convince everyone it was a personality conflict, or a conflict over policy & procedures. Which it was actually, the whistleblower objected to the "policy and procedure" of allowing Riddic to do anything with no reporting or oversight.

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The current BoD is not chaired entirely by the same people as were around then. There are few old timers who need to slink away as fast as they can (while they can) but truth be told it is a very different board.

Let me also add: I'm no saint but I've never let personality clashes or spite influence my statements or judgments. This is not to say I don't sometimes want to curse people out. I just do it away from Eve. I point this out because it was not just eBank BoD who said it was "personality conflicts". A fair number of drama bombers and trolls did a far better job of discrediting me.

Of course now the same tards are bombing and trolling now.

Originally by: Yendor Widdershins

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(3) Riddic left 2 1/2 months ago. I haven't seen their answer to why it takes 2 1/2 months to notice that EBank has less than 1/2 of the cash it should, or to realize that massive massive projects are entirely gone, or that if the ballance sheets are to be believed, then EBank has never ever made a profit on anything.

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Two part question here so two separate answers to be given:

First, the total confusion in the records made it damn near impossible for a fast auditing to take place. Add in that much of what had been going on had been run through or by Ricdic alone... hard to figure out where what was what. At this time the report(ing) only accounts for what assets, isk, and resources that eBank can physically get their hands on. These resources account for what equity has been reported.

As has been stated elsewhere, by someone who really should just crawl into a corner and shut up, the reports that we are working with is a assets and liabilities report. It is not a cash flow report. A proper cash flow report is nigh to impossible to generate for any time prior to Ric's leaving since most of the data requires information that Ric may, or may not, have in his possession.

Secondly, there is good reason for it taking so long for this decision to be made: The people who could've made it are cowards. Look at how shamelessly they dumped eBank CEO on the "nice person" in eBank so that they duck out of the line of fire.

Even before Ray joined eBank to assist them I had been recommending this action. I thought that it was only just and proper for all transactions to be on hold until a full and proper accounting of the bank was completed. The enormity of that choice required more backbone than most at eBank have so they dithered around avoiding any real decisions.

Even when Ray became chairman I'm not sure what the internal discussions were. I just know that one day Ray contacted me (via MSN) asked me my thoughts (without any coaching from him). I told him what I said above.

I'm glad eBank is run by someone with the strength of character to do the right unpopular thing. For too long eBank has been run by "celebrities" instead of "professionals". Now that there's a professional at the top things can get back on track.

Yes, that last part is opinion based and not objective in the least.

I should also point out, to avoid confusion, that I'm not a member of eBank. I am however a founder and as such people still contact me for spot advice here and there. I also enjoy forum privileges that allow me access to areas reserved for staff members (though I rarely read there).

So I have a bad habit of blurring the lines on my position when I say "we" when referring to eBank. Regardless of what's happened I still helped make eBank. I'll always be available to them no matter what happens simply because I don't want it to fail any more than most.

The sad thing is that "character" is something that people here either can't recognize or can't refrain from trying to destroy. Loyalty and honesty does exist regardless of how many of you simply don't have it in you. I guess the real reason it is so hard to find good qualities in people is that so many losers muddy the waters with trolling and character assassinations.

To me it's like: "I can't be good so I'll make sure no one else has a chance or motivation to be good either."

If you ******s, the public at large, didn't vilify good people and praise bad ones perhaps things would be different. Of course if yall weren't so ******ed the thought wouldn't have to be said in the first place so I guess there will be no change.

Hmmm... I think it is time for another self imposed vacation as my ability to stomach mass ignorance is being sorely taxed yet again.

Originally by: Vaerah Vahrokha

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Shar does the above text mean you have been called in, to figure out WTF is going on in the bank? If so, and if you are left doing what needs to be done, there's still hope.

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No. That is Ray's job and from where I sit he's done a bang up job in the short time he's been at eBank. (Why this is a surprise given Ray's history totally stumps me!)

Originally by: HawkBlade

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As has been stated elsewhere, by someone who really should just crawl into a corner and shut up, the reports that we are working with is a assets and liabilities report.

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Originally by: Proton Power

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Or you could just threaten to EMO quit again and have Athre fight yoru battles with block again right?

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Well tbh I was talking about Hexxx.

I'd honestly like to ask you what is it with the trolling? I mean it's bad enough you do it via MSN to people. Since I have you blocked I guess you have to come here and start your drivel.

But since you asked, it's not EMO quitting. MD can get along fine without me and I most assuredly can get along fine without it. So sometimes I choose that option. See, believe it or not, the MD is not the end all of Eve. Unlike yourself I was "someone" prior to these forums and I intend to be worthwhile, in and of myself, without them.

Of course another fringe benefit of not reading these boards is not seeing you demean yourself with these cheap shots. Sad when the only thing you can say about a person is that they are someone else's dingleberry. Tragic to see someone fall so far, even if self inflicted.

PS: Are you sure you are not Ricdic in disguise? The compulsive but self destructive need to troll unwarranted is so like him. Guess that's why you two got along so well.

Originally by: Bryg Philomena

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This allows current customers who want their isk immediately are satiated currently, but ultimately get all their isk back. They write it off at a lost and get a pleasent surprise nearly 2 years down the line.

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Such ideas sound good in theory but the truth is that someone, alot of someones, will ***** and moan regardless. With the above, everyone will swear it's a scam outright and drama drama drama. Oh wait... still have the same damn thing anyway.

The positive to this particular decision: down the line everyone gets out with as much as possible. Not just a beggared buy out.

PS: Since you can't make everyone happy (and you can't) might as well go with the option that goes inline with your beliefs and integrity.

Originally by: GentryD

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370 million may not seem like a lot to you thieves. But it's a lot to me.

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Actually that was my first thought. Specifically that 370m would be enough to quit Eve over. But you are exactly correct, it doesn't make a difference what someone else thinks. It's your isk, you should have access to it. Would you be happy with 30% (or less) of that? Sadly that's the situation the guys at eBank are trying to avoid.

Now, all that being said I've got two things to add:

1 - I did warn people about eBank so personally I don't care.

2 - If you are hurt so bad that you are going to quit the game... join the SCC Lounge channel and we can get together for some gang/fleet operations of some sort.

Rather help you with a solution that is possible instead of raging pointless at one that will not be solved any time soon.

Originally by: Rada Ionesco

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I guess I should have learned more about the fine art of Eve banking before I made my arguements, or not been such a dumb ass and trusted you thieves with my money.

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I could not have characterized you any better. Thank you. In fact you've accomplished the dumb thing twice over.

eBank has no war declarable assets. You can try going after individual employees but truth be told some of them would welcome that given their corporations and alliances. Other than that, truly eBank was designed to remain unassailable by war dec's. Seems that they kept that part while letting everything else go to pot.

Originally by: Rada Ionesco

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The premise is that you guys are not to be trusted, so it all comes down to that doesn't it. How am I shooting my self in the leg if I don't trust you to begin with?

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A little late for this kind of thinking eh? At this point you, the public, have only one option. Ride it out. I'd point out that you can also ***** and moan on the forums while riding it out but I see that you've already discovered that.

Well, at the least you are doing something. Not an intelligent something but something none the less.

I don't mind your attempting to troll me mate however could we please keep such things as "local" politics and real life idealogical opinions off the Eve Forums?

It's as if we don't have to wade through enough vitriol.

I can field this one since the answer is the same now as it was two years ago.

Originally by: cosmoray

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7) Talk to your customers and see what they want

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Talking here, at the EO forums, is pretty much a waste of time. Too much trolling and drama bombing for there to be any constructive results. Add in: discussing strategic or tactical details (especially here) is suicidal.

You could try the eBank forums directly. At least there trolling is kept to a minimum so that discussion can occur.

And yes, that's the old answer to the same old question. In this case, nothing changes. The date, the bank, whatever your concerns really is: EO forums are useless where "signal to noise" ration is concerned.

Let's see how far we can take this bit of silliness.

Originally by: SetrakDark

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To be fair, the burden of proof isn't on cosmo. Someone made a direct quantifiable statement, which he demanded proof for. There's no onus on him to prove the opposite.

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He was called a "minority". Cosmo is one (1) of thousands thus, ergo, and qed he is a minority. To assert that his opinion is the majority (which I'll explain why I doubt it soon) requires proof.

Why I doubt that any of Cosmo's opinions are shared by the majority? Cosmo's opinions are always well thought out seeking balanced solutions. The majority of people, yeah you reading this, are not so intelligent or reasonable. Mind you just because I have high respect for Cosmo's opinions does not mean I think his is ever the only one available in any given situation.

PS: Cosmo, simply I think you should honestly get together with the eBank guys and add your unique bit of thunder to their brainstorming. I can tell you, the answers you seek will not be forthcoming from this venue. Trust me.

(Spare me the trolling on those last words - I'm not culpable in this disaster.)

Originally by: cosmoray

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Problem is I don't want to join a board of directors for EBANk or any corporation.

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Who said join? I know for a fact that the eBank guys will take ideas and comments from any rational person regardless of affiliation. If I remember correctly, there's a few people who are not staff/managers who get to kibitz on various meetings and what not. By invitation mostly but I'm sure if you dropped by their forums you'd get one fairly quick.

i.e. I'm not in eBank in any official capacity of any kind yet I still occasionally get my opinion asked. The only reason it doesn't happen more often is due to my own self imposed isolation from eBank. (Or at least I like to think so!)

With rational people, there are always solutions to any problem. Only requirement, an open mind.

Originally by: FlameWarrior

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drivel

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If 1.5% monthly on 1 billion isk is going to destroy that lottery you provided the link the for... then it needs to be destroyed. 15m per month is not a back breaker by no means. Especially when you are tossing around prizes like a dreadnought.

Imho, you are just trying to live up to your name.
Shame you set the bar so low.

Originally by: cosmoray

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Sorry, no democracy here!

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Hmmm... I see a lively conversation that just started today. Sorry if people expressing concerns or differing opinions upset you. I had not thought it would but I guess perhaps I over estimated you.

Please don't let me interrupt you, continue with the drama bombing.

PS: Waving your hands in the air screaming about a lack of democracy only makes me wonder if you understand what a democracy is or if you better understand marketing.

Originally by: KaarBaak

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Which makes me wonder if you understand this.

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LOL, at least you understood what I was doing. Now wrap your head around the fact that was exactly what I intended. It's called "holding up a mirror" or "pot calling the kettle"...

Cosmo is a big enough boy to know that he was being teased. Or, at the least, he's been around long enough to know that if I want to flame... I flame.

Originally by: Ray McCormack

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But please appreciate we're players as well, resolved to sorting out a nasty mess. Take that into account when you throw your lofty arguments about.

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A nasty mess that each depositor helped to make.
All of you were warned.

Man up and stop your whining. (like that'll happen)

Originally by: Mme Pinkerton

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but perhaps i am simply too narrow-minded to see how this reaction is in the best interest of EBANK.

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I agree.


You are too narrow minded.