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Zarch AlDain
Hematite Rose
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Posted - 2009.11.30 13:40:00 -
[1]
Edited by: Zarch AlDain on 30/11/2009 13:43:37
This week we bring you an EVE Bank special...
http://eve-tribune.com/
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Vikarion
Caldari
Chorus of Nephilim
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Posted - 2009.11.30 13:52:00 -
[2]
Awesome.
It's nice to get a viewpoint that isn't trying to score points with some or another faction in here. And frankly, I think the Trib's analysis is the most cogent and realistic to date.
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Omber Zombie
Gallente
Frontier Technologies
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Posted - 2009.11.30 14:16:00 -
[3]
interesting reading so far (i'm into part 3), but you may want to check out how the Australian Health System works before using that as the basis of why Ricdic took money - your misreading of how it works is incredibly funny :)
Aus public health only covers a portion of your medical bills, private health insurance covers another part of it, but sometimes there is a 'gap' between those 2 coverages and that comes out of your own pocket. Depending on what private health insurance he had (if any), he may still have had a large bill to pay depending on how sick his child was.
This is of course all hypothetical as I can't say I've ever had a meaningful conversation with Ric nor was I interested enough to find out exactly what happened when he decided to RMT.
Also, Ray is an ******* 
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My Blog |
Tamati Tama
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Posted - 2009.11.30 14:28:00 -
[4]
Interesting, shame that Ray still hasnt learned to be likable though.
I'd quite like to see Hexx's response to this.
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Dzil
Caldari
RED DESCENT
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Posted - 2009.11.30 17:01:00 -
[5]
Neat stuff. I definitely preferred the format of the first two, felt more like real interviews. The latter three pages read more like a giant editorial on the history and prospects of ebank, with those contacted's points of view only summarized, at best.
MD needed something like this though, many forum regulars haven't been around since ebank started, fewer still to see the events that lead up to ebank's inception.
Kudos for the contribution :)
Dzil's Corp Sales - 200m |
SencneS
Rebellion Against Big Irreversible Dinks
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Posted - 2009.11.30 17:08:00 -
[6]
That is an interesting read... A little outdated but interesting some things I agree with, others I don't. Most of the conclusions the journalist comes up with a little one sided, but then most journalists are "one sided" anyway :). Deep Pod sounds an awful lot like someone I know, and there are only a few "high-ranking KIA" people I know.
Amarr for Life |
Kushan
Caldari
Taggart Transdimensional
Virtue of Selfishness
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Posted - 2009.11.30 17:09:00 -
[7]
 Quote:
Interesting, shame that Ray still hasnt learned to be likable though.
You say that like it's a bad thing
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Feng Schui
Minmatar
Sebiestor tribe
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Posted - 2009.11.30 18:46:00 -
[8]
So I finally get back into the game after a year or so of being out of the loop due to, ironically, RL Bank issues with my bank and CCP's bank; and what do I find..
Heh, ironic indeed. Good read, looks like I have quite a bit to review on the forums, not too mention re-building my production empire.
Project:Gank
Pilgrim Guide
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Cerber
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Posted - 2009.11.30 19:23:00 -
[9]
if you haven't seen it, ricdic posted a comment in the first part explaining his side of the story |
Tyranus vonCarstein
Caldari
Eternal Night Industries
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Posted - 2009.11.30 20:20:00 -
[10]
Originally by: Tamati Tama
Interesting, shame that Ray still hasnt learned to be likable though.
Considering all the crap Ray is given and all the crap he has chosen to take on, I admire the brevity and straightforwardness of his posts. In my book, his style of posting adds a degree of confidence that I believe is backed up with experience and determination.
Basically, "likability" and respect are uneasy bedfellows.
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Sama's Minion
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Posted - 2009.11.30 20:21:00 -
[11]
I actually think ray did pretty well :D
I understand his frustration more, and he was honest all the way, and no bull****.
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Miyamoto Isoruku
Caldari
Noir.
Noir. Mercenary Group
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Posted - 2009.11.30 22:58:00 -
[12]
Originally by: Zarch AlDain
Edited by: Zarch AlDain on 30/11/2009 13:43:37
This week we bring you an EVE Bank special...
http://eve-tribune.com/
Now with more permalink.
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SetrakDark
Caldari
DarkCorp Technology and Finance
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Posted - 2009.12.01 00:24:00 -
[13]
Just gonna give praise where it's due. Even if you disagree with the approach taken, this is a solid take on a huge and complicated subject.
Looking forward to more articles.
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Taikun
Gallente
20th Legion
Sodalitas XX
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Posted - 2009.12.01 01:47:00 -
[14]
Edited by: Taikun on 01/12/2009 01:49:35
Originally by: Tyranus vonCarstein
Considering all the crap Ray is given and all the crap he has chosen to take on, I admire the brevity and straightforwardness of his posts. In my book, his style of posting adds a degree of confidence that I believe is backed up with experience and determination.
You may like his posts... but CCP doesn't and he is currently serving a suspension from this board.
His behaviour places the question of his leadership of EBank at a crossroad. If he is incapable of moderating his own behaviour to the point where his accounts is closed by CCP... what then for EBank assets?
Ray = Ricdic II
Just a thought.
Taikun
A criminal is a person with predatory instincts who has not sufficient capital to form a corporation. |
RAW23
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Posted - 2009.12.01 01:56:00 -
[15]
Originally by: Taikun
Edited by: Taikun on 01/12/2009 01:49:35
Originally by: Tyranus vonCarstein
Considering all the crap Ray is given and all the crap he has chosen to take on, I admire the brevity and straightforwardness of his posts. In my book, his style of posting adds a degree of confidence that I believe is backed up with experience and determination.
You may like his posts... but CCP doesn't and he is currently serving a suspension from this board.
His behaviour places the question of his leadership of EBank at a crossroad. If he is incapable of moderating his own behaviour to the point where his accounts is closed by CCP... what then for EBank assets?
Ray = Ricdic II
Just a thought.
Taikun
What on earth did Ray get a forum ban for? His posts may be frequently irritating and sometimes amusing but I didn't see anything in the ebank thread that would begin to warrant a ban. Unless ... is Ray really an alt of Ji Sama? That could explain a lot.
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SetrakDark
Caldari
DarkCorp Technology and Finance
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Posted - 2009.12.01 02:01:00 -
[16]
Originally by: RAW23
What on earth did Ray get a forum ban for? His posts may be frequently irritating and sometimes amusing but I didn't see anything in the ebank thread that would begin to warrant a ban. Unless ... is Ray really an alt of Ji Sama? That could explain a lot.
Taikun is an ultra-troll who does all kinds of weird sh.it, like pretending to be moderated for exposing cosmoray as a scammer. He's either a complete moron or an absolute genius, either way I wouldn't believe a word he says.
Oh, btw, we're all alts of Ji Sama.
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Brock Nelson
Caldari
Flux Technologies Inc
SRS.
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Posted - 2009.12.01 13:22:00 -
[17]
Quote:
CCP banned all of his accounts
No they didn't
Tools for Research Business
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Wack Attack
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Posted - 2009.12.01 13:33:00 -
[18]
What I find unsettleing is how CCP works in regards to banning.
When I agreed to the EULA, it was me, not my account, that was agreeing. So when "I" do something that is bannable, all of my accounts should be banned, as well as all my mac addresses and IP numbers.
But, CCP wants to keep as many paying subscribers as possible, so they only ban the accounts and not the user. So this way, they pretend to take a hardline, while at the same time, keeping more accounts active.
So to be honest, RMT doesnt sound like a death sentence, only an inconvience until you rearrange other accounts and new characters.
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LaVista Vista
Conservative Shenanigans Party
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Posted - 2009.12.01 14:14:00 -
[19]
Originally by: Brock Nelson
Quote:
CCP banned all of his accounts
No they didn't
They didn't initially. But trust me, all of Ricdic's accounts are banned
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Hoodat Bee
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Posted - 2009.12.01 14:38:00 -
[20]
Originally by: SetrakDark
Originally by: RAW23
What on earth did Ray get a forum ban for? His posts may be frequently irritating and sometimes amusing but I didn't see anything in the ebank thread that would begin to warrant a ban. Unless ... is Ray really an alt of Ji Sama? That could explain a lot.
Taikun is an ultra-troll who does all kinds of weird sh.it, like pretending to be moderated for exposing cosmoray as a scammer. He's either a complete moron or an absolute genius, either way I wouldn't believe a word he says.
Oh, btw, we're all alts of Ji Sama.
Can't thrust anyone on this forum!
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Taikun
Gallente
20th Legion
Sodalitas XX
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Posted - 2009.12.01 15:03:00 -
[21]
Originally by: SetrakDark
Taikun is an ultra-troll who does all kinds of weird sh.it, like pretending to be moderated for exposing cosmoray as a scammer. He's either a complete moron or an absolute genius, either way I wouldn't believe a word he says.
Don't believe me? I dont care. Although... check his post account since the 29th. Last one he made was edited for discussing moderation. EvE Search is your friend if you want to know why.
I on the other hand know more (Ray and I have a mutual... 'friend') but enough evidence is there to confirm my statement. 
Taikun
A criminal is a person with predatory instincts who has not sufficient capital to form a corporation. |
RAW23
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Posted - 2009.12.01 15:22:00 -
[22]
Edited by: RAW23 on 01/12/2009 15:22:13
Originally by: Taikun
Originally by: SetrakDark
Taikun is an ultra-troll who does all kinds of weird sh.it, like pretending to be moderated for exposing cosmoray as a scammer. He's either a complete moron or an absolute genius, either way I wouldn't believe a word he says.
Don't believe me? I dont care. Although... check his post account since the 29th. Last one he made was edited for discussing moderation. EvE Search is your friend if you want to know why.
I on the other hand know more (Ray and I have a mutual... 'friend') but enough evidence is there to confirm my statement.
Taikun
On looking at Ray's rather offensive post on eve-search this does seem quite plausible. Anyone from the bank care to let us know?
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Sapphire Dreams
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Posted - 2009.12.01 15:32:00 -
[23]
My search-fu is weak, for which I am ashamed.
Linky to eve-search?
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Dzil
Caldari
RED DESCENT
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Posted - 2009.12.01 15:49:00 -
[24]
Originally by: RAW23
[Edit - Link as requested below (post 45): DOIT LIKE THIS.
hmm... except this doesn't seem to work as a link.
Dzil's Corp Sales - 200m |
Sapphire Dreams
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Posted - 2009.12.01 16:16:00 -
[25]
Thank you kindly.
Too funny 
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SencneS
Rebellion Against Big Irreversible Dinks
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Posted - 2009.12.01 16:21:00 -
[26]
Don't worry everyone, there is more then enough EBANK Directors floating around to take up the void of a stiff attitude left by the absence of Ray, assuming he is banned. I'm sure one of us will gladly take the role assigned by MD of Elitist to continue the tradition all of MD love to talk about over the water cooler.
Amarr for Life |
Claire Voyant
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Posted - 2009.12.01 17:22:00 -
[27]
Not to change the subject or beat a dead horse, but this is what I posted in the comments thread on the eve-tribune page in reference to the commentary at the end of the article about the future of banks in Eve:
BPOs are the only in-game items that can be securely locked down (requiring a vote of multiple players to be released) and I think you underestimate the number and value of these BPOs in the game. Yes, there are only 4 types of Titans, but each titan BPO takes about 3 months produce on copy, so there is definitely a need for more than 4 Titan BPOs in the game, and no reason why a single entity couldn't hold more than four. Also, while tech2 BPOs are not what they used to be, there are still a tremendous number in the game and they are quite valuable. Add to that all the other cap ship BPOs and the enourmous number of cap ship component BPOs that those and the titans require and you begin to see the size of this potential resource.
The important note to realize about BPOs is they are also the only assets in the game that can be held as collateral while still producing income. (Think of the pointlessness of a house or car loan in real-life if the bank wouldn't let you live in your house or drive your car.)
Working BPOs are also a somewhat egalitarian asset class, in the sense that there is a limit to the number of BPOs that a character and account can use at one time. Also, the limitations on labs per tower and slots per station make it quite unlikely that a small group would ever even want to "monopolize" the pool of BPOs. At some point, owning twice as many BPOs and keeping them in production is just twice as much work.
I have suggested that bank managers should post their own collateral, and it should be held by third parties with at least a 5 member BoD lockdown, and that customers collateral should also be held by such third parties, and likewise the third parties should also post collateral.
Whether a bank could still be profitable under these restrictions or if it could ever grow to EBank size, I can't say. But it is clear to me that banks in Eve will always be subject to the problems of previous banks if their structure is not changed.
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Mme Pinkerton
Caldari
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Posted - 2009.12.01 19:01:00 -
[28]
Edited by: Mme Pinkerton on 01/12/2009 19:12:04
edit: realized this forum is not the right place for getting answers to questions on CCP policies
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SencneS
Rebellion Against Big Irreversible Dinks
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Posted - 2009.12.01 20:26:00 -
[29]
Originally by: Claire Voyant
Stuff
That's the part I didn't agree with on his "editorial" section as well. It's hard to come up with an idea or something that is out of the box but within the sandbox of EVE. Once you get the idea, you have to develop it to actually work within the limited tools CCP Provide. The clever will come up with a way to make it work, which immediate kicks a majority of kids and idiots from the box. I do believe bank's can work, even if every bank in EVE history has failed. Just the magical formula hasn't been found yet.
Amarr for Life |
Kushan
Caldari
Taggart Transdimensional
Virtue of Selfishness
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Posted - 2009.12.01 20:36:00 -
[30]
I think ebank initially had the right idea as far as how to make a successful bank. It completely failed in implementation though. Where the biggest failure was is auditing: HOW could so much isk simply disappear?
The other failure was getting too big. More work to make interest payments, more work everywhere period, and if something bad happens (like it did) you have a much bigger hole to dig yourself out of, and all that workload of making isk back will fall to a few people...
Hypothetically speaking, if ebank hadn't ****ed up some things it could have worked. Now it's up to Ray to oull the fat out of the fire, and I don't envy him. I am curious about what Ray said about Hexx in the trib article, that auditing basically never happened. If it's true, I pretty much have lost all respect for him :\
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