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LittleTerror
Infinitus Odium
Scum Alliance
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Posted - 2009.12.21 08:08:00 -
[1]
Op is a clueless moron... 
Removing insurance will only cause the market to collapse making prices plummet to a level which would eventually balance out to what people would be willing to pay/lose. It would ruin any chance of finding decent pvp because people would be too scare of losing their ships without insurance and as for titans and cap ships you could simple forget it. |
LittleTerror
Infinitus Odium
Scum Alliance
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Posted - 2009.12.21 09:01:00 -
[2]
Edited by: LittleTerror on 21/12/2009 09:03:46
Because high end players understand the effects it would have, hell most of the rookies or non pvpers would probably quit the game upon losing a battleship without insurance
If they had started this game without insurance it could have worked out but try and remove it now and it will be a disaster.
obviously you don't understand supply and demand and have never lost a fully T2 fitted ship which last time I checked can bring a loss of well over 100mill and that's with insurance. More grinding isk = less pvp = boring game. |
LittleTerror
Infinitus Odium
Scum Alliance
|
Posted - 2009.12.21 15:11:00 -
[3]
 Originally by: Malcanis
Originally by: Deb Dukar
insurance should just be paid if u get killed by a player (not corpmate :P)
Griefers! Join up to a fail corp and gank people in it - they wont even get insurance!
Jesus what the hell is wrong with you people? Do you not even think for 1 second about what the consequences of what you propose?
Make insurance dynamic so that it always only pays 5-20% (subject to debate) less than the mineral value of the ship, and hey presto, the problem is solved. Suicide ganking starts to become a lot more expensive but remains vialbe (as it needs to be), mass-production insurance fraud is no longer viable, PvP is still accessible to the poor and new players, while still retaining some sting for ship loss.
Yeah well you need to think too, because all that will do it cause the mineral prices to drift down, down, down until we are back to square one. Point is everything is at a balance with insurance and it works so it does not need fixing, suicide ganking however should not get an insurance payout because that is just stupid. |
LittleTerror
Infinitus Odium
Scum Alliance
|
Posted - 2009.12.21 20:11:00 -
[4]
Originally by: Malcanis
Originally by: LittleTerror
Yeah well you need to think too, because all that will do it cause the mineral prices to drift down, down, down until we are back to square one. Point is everything is at a balance with insurance and it works so it does not need fixing, suicide ganking however should not get an insurance payout because that is just stupid.
You dont know what dynamic insurance is, do you?
Allow me to explain: it means that the insurance vlaue of a ship type is continually recalculated against the mineral cost. So if, when you insure your ship, the mineral cost is 100 mill, you can insure it for 90 mill. If, 3 months later, the minerals would cost 92 mill, you can only reinsure your ship for 82.8M
By definition, when you insure your ship, it will always be worth more as minerals than the insurance value, thus it will never be profitable to self-destruct or suicide.
This has been a "NO U" post brought to you by Basic MathsÖ.
I think that actually happens already?
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