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Leneerra
Minmatar
Sebiestor tribe
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Posted - 2009.12.25 08:54:00 -
[1]
No LVV,
Some people simply are not accepting anymore the way ebank has been screwing us over for months already, without getting any clarity on duration, nor any publisized plans for the recovery of the bank that do not involve selective scamming (be honest, that is exactly what writong off the inactive accounts is).
ebank does not have a deficit, it is bankrupt, and it has been for months. They just refuse to admit it and there is no legislation nor a game mechanic to force them to admit it.
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Leneerra
Minmatar
Sebiestor tribe
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Posted - 2009.12.26 00:18:00 -
[2]
I will give you my opinion since you are now asking us how you should pay intrests, and you seem to accept that ebank is bankrupt in its current state.
Currently you seem to be able to cover roughly 35% of deposits
If you could pay 1.5% on all deposits if they were valued at 35% of their current listed amount and still make a profit as a bank then it might still be viable and you could do the following:
Transfer all is into the sweep acount.
Revalue them at 35% of their listed amount.
Allow people to put the money into the savings account (at 1.5% intrest)
Allow new deposits
Allow withdrawals as long as the bank has the liquidity it needs (that 700B limit you mentioned before)
Rewrite your TOS and stick with it (even if it is inconvenient).
However, if you cannot affordt to pay 1.5% over the currently covered deposits, then the bank is truly lost
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Leneerra
Minmatar
Sebiestor tribe
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Posted - 2009.12.27 09:25:00 -
[3]
Sencnes,
I think you missed the whole pont kwint was trying to make.
He did not care about his personal isk invested in ebank, nor the difference in intrest owed. He was taking issue with the principal of the whole thing.
Which you could have read in his posts in this thread.
More intresting i find, some of the people siding with kwint controlling publicly funded operations that ebank owns shares in. I wonder if they will take action too.
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Leneerra
Minmatar
Sebiestor tribe
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Posted - 2009.12.27 22:37:00 -
[4]
LVV
for starters, ebank has no unailienable right to continue to exsist
Seccondly when ebank was set up it was set up in a way to propagate the institute while allowing individual boardmembers and employees to be swapped out.
So to me as a customer the bank that allowed so much to be stolen is the same bank that was unable to manage its internal finances to a level where it could be internally audited in a reasonable time if at all.
The same bank that has already admitted that, while they can calculate they are in deficit for roughly 1.2 trillion, they are missing much more from their balance (at least another 800bil is a number that was mentioned by ray).
Oh and after the ricdic theft, probebly based on those internal financial reccords you proclaimed all would be well and the bank would not only be able to weather the torrent of withdrawals, but function as a bank afterwards.
It is also the same bank that as an emergency measure froze all deposits (sadly nesseceairy) for 3 months already (unaccepteble) without being able to provide any information on when (in time, not on some arbitrairely determinened externally unveryfiable condition) the money might become availeble.
It is also the istitute that cannot pay its dues and therefore simply declared those dues void.
It is also the same institute that tries to ignore those voided intrests and wants to proclaim victory if they manage to repay principals.
In addition to that they have publicly proclaimed they want to write off the majority on the remaining deposits that originate from currently inactive eve accounts, this policy was only changed somewhat after lots of public outcry.
It is also the same organisation that states their own tos is void (oh and they advice publicly run corporations to keep their word, lol sencnes)
Basically their statements and actions have shown them to be a bunch of hippocrites in my eyes, not an institute I would trust with my isk if I had any choice on the matter.
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Leneerra
Minmatar
Sebiestor tribe
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Posted - 2009.12.28 22:39:00 -
[5]
Katiana Swan,
I am flattered, but in all honesty I have been behaving as bad as ray at times with regards to trolling. Not realy befitting for such a public function.
Also, I am not sure my chosen path is the right one.
Much like Raw seems to think as well as many other have also posted, some of the choices ebank is making may be right fom their viewpoint, they are just terrebly badly presented to the public.
If I look at some of the bitter bile that has been thrown in their direction while they may see themselves as hero's cleaning up after someone-elses muck, I am not sure I would have persevered in my choises even if I believed them to be right. I might have given up and liquidated the bank just to silence the people complaining.
Considering the policies ebank has tried to propose I think they also suspect quite a large amount of the remaining accounts are not sleeping, but in fact dead.
Liquidating would probably have ment selling the assets, setting a percentage for liquidation and honering every request made within a reasonable timeframe (say 1 year), but then What to do with the possebly sizeble ramains?
Setting up a liquidation proces where everyone has to register for liquidation within a reasoneble period and then deviding the loot between registered parties may be a better option, but it is also much more work.
What would be a reasonable fee for liquidating ebank, it is a lot of work with no lasting potential to the people doing that work, and whatever figure they pick it will be highly critizized and probably be in no relation to the workload required anyway.
All this makes liquidating the bank not that simple.
And in a response to ray's posting my posts may (occationally) seem rational, but I am not so sure you would have thought me right had I been the one to post my plans to be invoked unilatiraly over your accounts
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Leneerra
Minmatar
Sebiestor tribe
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Posted - 2009.12.30 08:10:00 -
[6]
Gabriel,
If you are going to accuse ebank of scaming at least get the reason why right.
The way you posted here you are nothing more than a troll and ac155 is even right (though not smart) responding the way he does.
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Leneerra
Minmatar
Sebiestor tribe
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Posted - 2009.12.30 08:31:00 -
[7]
The stupid forum ate my post .. twice..
Gabriel, if you are going to accuse ebank of scamming, at least get the reason right.
you are now leveling invalid accusations at them demanding they defend themselves, just because you are too lazy to scan a thread. Not a productive enviroment.
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