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A modest proposal for EVE Bank

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Alanar Regnal	Posted - 2010.01.31 11:00:00 - [1] Edited by: Alanar Regnal on 31/01/2010 10:59:54 We all know EVE Bank is never going to be solvent again anyway, and the amount of work y'all are spending on this lost cause has to be driving you guys crazy. That said they've still got loads of assets. So why not put all that stuff to good use? Liquidate the bank, and donate all of the proceeds to Haiti. I'm pretty sure you guys would win this contest, too. Do it for the children.
Ray McCormack Nordar Innovations.	Posted - 2010.01.31 11:03:00 - [2] 700b / 270m = ~2600 PLEX * $15 = $39,000. Titan BPC For Sale \| Some people call me the space cowboy, yeah
Alanar Regnal	Posted - 2010.01.31 11:05:00 - [3] Originally by: Ray McCormack 700b / 270m = ~2600 PLEX * $15 = $39,000. My thoughts exactly--that much cash would do a lot of good. Plus, it'd be a really fitting end to the whole Ricdic story
Karanth Gallente Independent Fleet	Posted - 2010.01.31 11:06:00 - [4] Not sure it's modest by any means but yes do this. Originally by: CCP t0rfifrans Sorry, no. You have to go into wormholes and get farmed by the new AI NPCs like everyone else...
Cobalt Sixty Caldari Neh'bu Kau Beh'Hude	Posted - 2010.01.31 13:05:00 - [5] Originally by: Alanar Regnal Edited by: Alanar Regnal on 31/01/2010 10:59:54 We all know EVE Bank is never going to be solvent again anyway, and the amount of work y'all are spending on this lost cause has to be driving you guys crazy. That said they've still got loads of assets. So why not put all that stuff to good use? Liquidate the bank, and donate all of the proceeds to Haiti. I'm pretty sure you guys would win this contest, too. Do it for the children. If the EVE Bank board can admit defeat and liquidate in favor of Haiti then they can just as easily admit defeat and liquidate in favor of returning a percentage of what is owed to their account holders.
Ray McCormack Nordar Innovations.	Posted - 2010.01.31 13:09:00 - [6] Haiti > You. Titan BPC For Sale \| Some people call me the space cowboy, yeah
ChiTrade	Posted - 2010.01.31 13:20:00 - [7] Originally by: Ray McCormack Haiti > You. Haiti > Ray McCormack? If so - then just do that idea
Cobalt Sixty Caldari Neh'bu Kau Beh'Hude	Posted - 2010.01.31 13:37:00 - [8] Originally by: Ray McCormack Haiti > You. lol
Jordon Spikes Gallente Mineral Traders of Eve Korp LLC.	Posted - 2010.01.31 13:50:00 - [9] Edited by: Jordon Spikes on 31/01/2010 13:51:22 I rather see ebank succeed even if it takes 2 years, because the concept of a responsible bank in eve would add some trust to out of game investing. not to say haiti aint a worthy cause.
Varo Jan Caravanserai Consulting	Posted - 2010.01.31 16:12:00 - [10] Originally by: Jordon Spikes I rather see ebank succeed even if it takes 2 years, because the concept of a responsible bank in eve would add some trust to out of game investing. There is a responsible bank in EO - BMBE. And there will be more. It is just a matter of time. EBank is an irresponsible ex-bank which will never recover legitimately. It simply does not have the necessary asset base, a simple fact that seems to escape people.
Ray McCormack Nordar Innovations.	Posted - 2010.01.31 16:39:00 - [11] Originally by: Varo Jan There is a responsible bank in EO - BMBE. And there will be more. It is just a matter of time. Rewind two and a half years and you'll find people were saying the exact opposite. You're quite green to the EVE market Varo, you're yet realise we don't operate in such absolutes. Fortunes come and go quickly, but recoveries are possible - history has proven that. What was once vogue will be the next worst thing possible in the mind's eye of whatever the current MD clique may be, and vice versa. You cannot apply established financial principles to our virtual market, time and time again it has just shrugged them off and continued it's mindless, dogged march. Titan BPC For Sale \| Some people call me the space cowboy, yeah
Capt Nightmare Gallente The Moongoat Company	Posted - 2010.01.31 17:08:00 - [12] yea guys donate to Haiti... You'll be helping the CEO's get a new car and throw around some bonusses; but hey SOME of it will go to helping Haiti - Join the channel "SCC-Lounge" if you like talking about business and trade :) --
Joe Stalin	Posted - 2010.02.10 02:04:00 - [13] I'm not against helping Haiti and all, but shouldn't the people with iskies in Eve Bank have some say before their assets are given away, even to a good cause?
Amarr Citizen 155 Nordar Innovations.	Posted - 2010.02.10 02:13:00 - [14] Originally by: Joe Stalin I'm not against helping Haiti and all, but shouldn't the people with iskies in Eve Bank have some say before their assets are given away, even to a good cause? LOL, you're cute. And welcome to MD. If the customers got more of a say they would say "give me 100% of my isk back right now". Which is the very reason they don't have that much say. This does not apply to all customers, just those that want all their isk back right now even though 100% of the isk isn't there. Anyways.
Tiberizzle	Posted - 2010.02.10 02:20:00 - [15] Originally by: Ray McCormack You cannot apply established financial principles to our virtual market lol, quoting for confidence inspiration your ISK is totally safe with EBank, because established financial principles don't apply to them
SetrakDark Caldari DarkCorp Holdings	Posted - 2010.02.10 02:22:00 - [16] We haven't had a good EBank thread in ages. Let's start a ****storm in this one.
Packtu'sa Nabaal Construction and Industrials Corp Nabaal Syndicate	Posted - 2010.02.10 02:33:00 - [17] Originally by: Amarr Citizen 155 This does not apply to all customers, just those that want all their isk back right now even though 100% of the isk isn't there. Man, isn't it so unreasonable that people want their ISK back? Shucks, who would've thought! Packtu'sa Founder/CEO, Nabaal Construction and Industrials Corp [NCIC]
Amarr Citizen 155 Nordar Innovations.	Posted - 2010.02.10 02:50:00 - [18] Edited by: Amarr Citizen 155 on 10/02/2010 02:51:54 Originally by: Packtu'sa Originally by: Amarr Citizen 155 This does not apply to all customers, just those that want all their isk back right now even though 100% of the isk isn't there. Man, isn't it so unreasonable that people want their ISK back? Shucks, who would've thought! You missed the point. its not that they want it back, its that they want 100% back right now and don't understand why they cant have it. Its about being realistic. Edit: And BTW Pack, don't get lippy. You know it's not possible right now.
cosmoray Bella Vista Holdings Corp	Posted - 2010.02.10 03:14:00 - [19] Even though it a good charitable cause, its not really EBANK's decision to donate customers money to charity. Charitable contributions should be individual decision.
Kalrand Charles Ponzi School of Business	Posted - 2010.02.10 03:16:00 - [20] Originally by: cosmoray its not really EBANK's decision to donate customers money to charity. In all honesty, it would be a pretty consistent way to end all this drama.
Packtu'sa Nabaal Construction and Industrials Corp Nabaal Syndicate	Posted - 2010.02.10 03:23:00 - [21] Originally by: Amarr Citizen 155 its not that they want it back, its that they want 100% back right now and don't understand why they cant have it. Its about being realistic. I know, I'm just poking. And for what it's worth, if EBANK just tossed all the money at Haiti, yes, EBANK would be "done" once and for all, but that's not the point of the exercise, now is it? Packtu'sa Founder/CEO, Nabaal Construction and Industrials Corp [NCIC]
Taua Roqa Minmatar Vast Castle	Posted - 2010.02.10 12:36:00 - [22] Originally by: cosmoray Even though it a good charitable cause, its not really EBANK's decision to donate customers money to charity. Charitable contributions should be individual decision. it's the best possible way to end this, and such an act will be saving lives with the sum of computer game money were talking about. opportunities to end computer-game ****ups like this don't come long very often, show some initiative. [
Dzil Caldari Greyhound investments	Posted - 2010.02.10 12:45:00 - [23] What about giving individual customers the option? IE pretend I have 1 bil in ebank isk evolved. NAV / liability ratio makes this about equal to 300 mil. Could ebank write in a policy that says I can just have them buy a PLEX, donate to haiti, and close out the account? -This would whittle down the debt. -This might solve for those customers unable to provide API keys. -This might give ebank some sense of public goodwill again, which is currently about as absent as water in death valley. Dzil's Corp Sales - 200m
Cyaxares II	Posted - 2010.02.10 13:26:00 - [24] Originally by: Dzil -This would whittle down the debt. -This might solve for those customers unable to provide API keys. -This might give ebank some sense of public goodwill again, which is currently about as absent as water in death valley. -It's the ratio of assets/debt that counts. I can't see how your proposal would alter this ratio in any way favorable to EBANK. -The point of the "provide API key"-exercise is to appropriate the funds and speed up recovery, not just to deny them to scammers -What good would public goodwill do EBANK at the present point? They only have to care about goodwill once they allow free withdrawals or want to get additional deposits. For the foreseeable future EBANK could hardly care less about goodwill.
Taua Roqa Minmatar Vast Castle	Posted - 2010.02.10 13:35:00 - [25] ebank has been f**ked since i was banned forums the forums AGES ago, and it's still going on and nothing has gotten better. wise up [
Omber Zombie Gallente Frontier Technologies	Posted - 2010.02.10 15:40:00 - [26] Originally by: Dzil What about giving individual customers the option? IE pretend I have 1 bil in ebank isk evolved. NAV / liability ratio makes this about equal to 300 mil. Could ebank write in a policy that says I can just have them buy a PLEX, donate to haiti, and close out the account? -This would whittle down the debt. -This might solve for those customers unable to provide API keys. -This might give ebank some sense of public goodwill again, which is currently about as absent as water in death valley. this is (and probably still is) under discussion. The problem is limiting just how much we can pay out in liquid isk without destroying our ability to recover. ---------------------- My Blog
Ray McCormack Nordar Innovations.	Posted - 2010.02.10 16:03:00 - [27] We're not saying this is good to go yet, we'll judge from the response if this is worthwhile, but this is the intended process. Send an EVEMail to "EBANK Ray" from the character who's account balance you want to donate with the subject "Account to PLEX". Your entire adjusted balance will be donated at our assets over liability ratio of 36 odd percent. PLEX will be purchased in Jita and contracted to the CCP character, screen shots will be provided. Any shortfall will be made up by the bank. Titan BPC For Sale \| Some people call me the space cowboy, yeah

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