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Author |
Thread Statistics | Show CCP posts - 7 post(s) |
Cista2
Hydra Investment Fund
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Posted - 2010.08.08 18:04:00 -
[1]
Edited by: Cista2 on 08/08/2010 18:09:04
There was another thread a few days ago linking to this website - can't find it right now.
Edit (the ceo posted some info just before my post): I admire the determination in preparing this project and lauching it headon on MD.
Since I am interested in aspects of banking in general, I have sent 1 mil isk for a savings account.
To the guys behind the bank: you absolutely need to actively make a profit with the isk in the bank! The money from transfer fees will not be enough to finance the rates on the accounts, and if you plan to give loans to people without collateral, well, then you're dead. ----------------------- "Signatures" chatroom / Hydra Fund / LLSE Stock Market |
Cista2
Hydra Investment Fund
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Posted - 2010.08.08 19:51:00 -
[2]
Sorry guys, I am not handing you my email adress. ----------------------- "Signatures" chatroom / Hydra Fund / LLSE Stock Market |
Cista2
Hydra Investment Fund
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Posted - 2010.08.08 20:25:00 -
[3]
Please, enough with the military already. Only Curzon Dax would care.
----------------------- "Signatures" chatroom / Hydra Fund / LLSE Stock Market |
Cista2
Hydra Investment Fund
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Posted - 2010.08.09 19:41:00 -
[4]
Originally by: Estel Arador
It's been 24 hours since those posts were made, but so far the statistics page doesn't show any new accounts having been created.
My account is "live" - I can access it on the webpage and it says I have deposited 1 mil isk. I am happy panda! ----------------------- "Signatures" chatroom / Hydra Fund / LLSE Stock Market |
Cista2
Hydra Investment Fund
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Posted - 2010.08.10 10:07:00 -
[5]
Originally by: Julius Rigel
Edit 2: Oh hey, look what I found!
Lolwut I already haz dividends?! Sorry you guys all missed the boat. ----------------------- "Signatures" chatroom / Hydra Fund / LLSE Stock Market |
Cista2
Hydra Investment Fund
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Posted - 2010.08.10 12:14:00 -
[6]
I am not sure I understand what is the problem you guys see with security on the website? The accounts are on the internet, yes, but the website is not used for transfer of isk. Afaik you only log in to check your balance.
Same as with Hydra really, anyone can find those accounts as well. That's not a problem for us.
I find that the lack of a viable business plan is the main problem with this bank, and there's no need to pick at other details. ----------------------- "Signatures" chatroom / Hydra Fund / LLSE Stock Market |
Cista2
Hydra Investment Fund
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Posted - 2010.08.10 12:46:00 -
[7]
Originally by: Estel Arador Nowhere does the bank mention that my balance will be made public, in fact, I think it's reasonable to assume that a bank will make an effort to keep all clients' balances confidential.
This is an interesting point you are making. If anyone remembers Davramm's investment fund from December 2009, this was a very succesful fund which was given the full frontal treatment of MD hatred for about a month and then closed. One of the main accusation was that investments were anonymous, so the MD elite did not know who had invested. In my own investment fund (Hydra) I have published who the investors are, but not how much each investor has in the fund. However, any of the investors can see all the other accounts.
I am interested in knowing what MD thinks of the issue of anonymous and secret accounts. Is it a given as Estel says that accounts must be secret in an operating bank? The reason I am asking is also that Hydra is already functioning as a bank essentially, since investors can deposit and withdraw from their accounts at leisure.
----------------------- "Signatures" chatroom / Hydra Fund / LLSE Stock Market |
Cista2
Hydra Investment Fund
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Posted - 2010.08.10 13:26:00 -
[8]
Originally by: Estel Arador Banks on the other hand are not looking for a set amount of isk, but are providing a service. The amount of isk the bank handles changes daily, and all the bank has to do is ensure it makes enough money to cover interest, salaries and any promised dividends.
But here is the problem in Eve right? Because a bank in Eve cannot thrive exclusively on loaning out isk. A bank in Eve needs a hard business plan that provides isk to pay interest on the accounts, and that business plan must be investments *outside* the bank itself. Hydra gets its profits from trading bpos. Ebank got their profit from lol investments, and this new bank is incriminated because it does not have a business plan involved trade or investments.
In that sense, while I acknowledge your argument, there is typically more similarity/overlap between a bank business in Eve and an ipo in Eve. Put in another way, a bank in Eve should be defined by the service it provides (account types), and not so much by which other activities the bank is involved in, or whether accounts are public or not. What do you think? ----------------------- "Signatures" chatroom / Hydra Fund / LLSE Stock Market |
Cista2
Hydra Investment Fund
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Posted - 2010.08.10 14:18:00 -
[9]
Originally by: RAW23 Fixed that for you
By succesful I meant only that those that invested got phat profitz, it is not my goal to further endorse the fund, its methods or the person behind it My reason for mentioning it was the debate on anonymous investments. ----------------------- "Signatures" chatroom / Hydra Fund / LLSE Stock Market |
Cista2
Hydra Investment Fund
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Posted - 2010.08.11 09:17:00 -
[10]
Originally by: Hel O'Ween
2. Let ISD write a news article about it.
The point seems to be, now ISD can write news articles about another great Eve Bank scam! (which they nurtured themselves) ----------------------- "Signatures" chatroom / Hydra Fund / LLSE Stock Market |
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Cista2
Hydra Investment Fund
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Posted - 2010.08.11 12:02:00 -
[11]
Originally by: cuoredipietra famedoro Basically those who blame IC for reporting this or that event, as much as those who praise them, are only playing the "I win eve" game, on a different level than just shooting each other.
Here's the point: just about every month some bozo posts a thread that he is launching a new bank in Eve. One week later it is usually forgotten.
That someone is claiming to launch a bank is not really an "event" and in fact, it is not newsworthy. If a bank establishes itself and assembles a catalogue of customers and x billion isk for its business, that will be newsworthy. ----------------------- "Signatures" chatroom / Hydra Fund / LLSE Stock Market |
Cista2
Hydra Investment Fund
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Posted - 2010.08.11 22:13:00 -
[12]
Originally by: Shoot2kilI Lots of great advise
Dude, I think at this point it's safe to say that there is no bank to improve on. ----------------------- "Signatures" chatroom / Hydra Fund / LLSE Stock Market |
Cista2
Hydra Investment Fund
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Posted - 2010.08.12 10:45:00 -
[13]
I find it annoying that there's no "LULZ YOU GOT SCAMMED!!#W"!!!!!1111" post here. But maybe they are still reeking in isk. ----------------------- "Signatures" chatroom / Hydra Fund / LLSE Stock Market |
Cista2
Hydra Investment Fund
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Posted - 2010.08.18 07:34:00 -
[14]
Interestingly, Hydra Fund has been approached by TheBankofEve today.
This made me skim through this thread. A couple of things are standing out: 1) There has been no response here since the first few day, neither a triumphant post or a serious of post reporting "problems" 2) Given the number of pages that this scam discussion is covering, one thing is striking: where are the investors? In any scam every single one will line up their claims and how they feel about it. I can see only two people that have claimed they have frozen accounts, Ubi Dellmar and Megalift.
My guess is that there was never any real influx. I could have my one million isk returned, but I won't since people would just get wrong ideas. ----------------------- "Signatures" chatroom / Hydra Fund / LLSE Stock Market |
Cista2
Hydra Investment Fund
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Posted - 2010.08.21 11:43:00 -
[15]
Edited by: Cista2 on 21/08/2010 11:43:53
Originally by: Ubi Dellmar I have since received communication from the bank character and now have access to my account from the website.
Well that's bl**dy interesting. Despite all the publicity and drama there is currently only a single person (Megalift) with an ongoing problem now.
Edit: Sorry, I mean, we only *know* of a single person. ----------------------- "Signatures" chatroom / Hydra Fund / LLSE Stock Market |
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