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Thread Statistics | Show CCP posts - 7 post(s) |
cosmoray
Bella Vista Holdings Corp
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Posted - 2010.08.08 19:55:00 -
[1]
Questions/comments:
1. The customers have to trust the people running it that they won't steal or lose their money
2. The customer have to have good access to their funds. Whatever issues there are with EBANK their website and customer transactions were very good.
3. The bank has to be profitable. What if in your scenario you make money from withdrawal fees and lots of people put funds in and don't remove it. You will be wiped out in a hurry.
4. Loans only work if you take 105%+ collateral to guarantee bank isn't scammed.
5. Why would someone come to your unknown bank for a loan when they can go to well known players for collateral backed loans that have a higher degree of trust than they do with you.
6. Why should players trust you being so new.
7. Do you know who your competitors for loans are? Do you know the rates they charge? Amount of collateral needed? Their cost of capital?
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cosmoray
Bella Vista Holdings Corp
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Posted - 2010.08.08 20:27:00 -
[2]
Forget your RL stuff.
Anyone who invests will not care about photos or anything don't even post them.
If you like you can have a think about my comments and questsions above.
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cosmoray
Bella Vista Holdings Corp
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Posted - 2010.08.08 23:50:00 -
[3]
 Originally by: cosmoray
Questions/comments:
1. The customers have to trust the people running it that they won't steal or lose their money
2. The customer have to have good access to their funds. Whatever issues there are with EBANK their website and customer transactions were very good.
3. The bank has to be profitable. What if in your scenario you make money from withdrawal fees and lots of people put funds in and don't remove it. You will be wiped out in a hurry.
4. Loans only work if you take 105%+ collateral to guarantee bank isn't scammed.
5. Why would someone come to your unknown bank for a loan when they can go to well known players for collateral backed loans that have a higher degree of trust than they do with you.
6. Why should players trust you being so new.
7. Do you know who your competitors for loans are? Do you know the rates they charge? Amount of collateral needed? Their cost of capital?
You could start by answering some of my comments at least the bottoms ones about loan rates, competition etc..
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cosmoray
Bella Vista Holdings Corp
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Posted - 2010.08.09 16:25:00 -
[4]
So has the OP ran off without answering any more questions??
Or answer some of the questions he has been asked??
Or has he just given up?
For someone in the Army I would expect grit and determination to see a plan to the finish, not someone who back away from a challenge.
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cosmoray
Bella Vista Holdings Corp
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Posted - 2010.08.10 05:37:00 -
[5]
All it takes is lots of noobs opening accounts with 5M ISK for it to add up.
At the log in screen people see Chribba endorses a bank (I know he didn't, but!), so they throw a few ISk for the lol's. They get to say I invested in Chribba's bank.
I bet the bank is already sitting on multi B's in ISK.
A crappy situation made a 100 times worse because ISD doesn't bother to check their facts before posting.
The OP has already disappeared from the forum. He may of had grand ideas but once he got nailed for the silly idea it was easier to just steal the money.
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cosmoray
Bella Vista Holdings Corp
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Posted - 2010.08.12 20:31:00 -
[6]
I made a nice anti ISD post on General Discussion, For Your Enjoyment.
The really funny thing is that ISD made a post and was quietly removed, but captured on Chribba's site (ftw) in all its glory.
ISD Phantom Post
Note the comment above about ISD comments regurlarly appearing in forums and then disappearing, well that couldn't be more true!
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cosmoray
Bella Vista Holdings Corp
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Posted - 2010.08.13 03:54:00 -
[7]
Originally by: Megalift
I hope others are having better luck with these guys communicating with you cuz I have send evemail after evemail over a dispute and have not gotten a reply. I have even try to convo the teller TheBankofEve and get no response.
My issues is I sent 137,660,000.00 isk on the 10th at 04:14 to open an account per thier web site. This isk was send from my corp account and was to be for my corporation savings. Ive than sent an evemail stating that this was for opening my corp account. The replied with the log in for my account. This account to this day has a balance of 0.00 isk. I have sent evemail after evemail asking to have my balance updated. I am very disappointed in their manner of cx service.
I hope your trolling, as the bank is a scam
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cosmoray
Bella Vista Holdings Corp
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Posted - 2010.08.13 17:09:00 -
[8]
I am becoming appreciative of this scam as time goes by.
Although ISD does not endorse what they write, by placing on the logon screen it psychologically implies that it is endorsed by CCP/ISD. By quoting Chribba that is the cherry on the cake.
The real work of genius is to get ISD to report this story. If it had remained solely an MD launch it would have got the death it deserves, but the ISD report is a fantastic manipulation.
ISD interviewed one of the perps on July 28th, which is well before the official launch although there may have been a heads up MD thread (can't remember). I wonder who's idea it was to get Chribba input? The bank or ISD?
This is a great social manipulation, and ISD fell for it. Guerilla marketing at its finest.
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