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Valixithor
Caldari The Eidolon Synergy
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Posted - 2010.10.18 20:52:00 -
[1]
OK here goes. I know the risk of being laughed out of the forum is highly likely to very highly likely but I had to try.
Request : 5b Type : Unsecured Loan Interest : 10% Total Repayable 5.5b Length : 3 months 1.5b 30 days after loan, 2b per month thereafter
Backstory: For the last few months I've been afk from EVE, been working out of the country and not had reliable access to internet and therefore EVE. I've been dwindling my ISK amount slowly but surely on plex and skills and had a few mishaps along the way, mainly taking a freighter into 1.0 system with bad sec status and losing a lot (had just returned to game at the time and forgot my indy alt had been partaking in piracy :P), had a couple of deaths in wormholes and the like. Anyway, since I haven't been able to play properly I haven't had the chance to accrue the ISK required to continue in a manner to which I'm accustomed. I sold practically everything I own and bought a couple more plex and gambled the last 500m or so on poker as a last gasp attempt at salvaging my ailing EVE career. Unfortunately that didn't quite pan out :p Now I'm back in the UK for the next 8 months and back with EVE. I was ready for giving up until a friend mentioned I should try MD so here I am.
Reason for request: I am a hardcore PVE'er. I can mission run with the best of them and indulge in a few plexs from time to time (managed to pull a Pith C Medium Booster out of high sec once - happy days). Since I have no ISK or assets to speak of, I need to get back on my feet. This would involve a high-spec CNR, probing ship, and quite possibly a Strategic Cruiser. Of course, I could start running with a cruiser from the ground up but that would take forever. So am looking for a cash injection to get me up and running and bringing in the cash.
So what guarantees are there?: Unfortunately there are none. As you can see from my skill sheet Valixithor I am skilled for PVE. I have relatively decent standings with a variety of corps although Cal Nav used to be 9.9 before I let things slide. I have the ability and the time to pull in 100m a day every day. I've been around a while and know the ins and outs.
As for the actual loan, that's where the "unsecured" part comes in. I have no collateral, no prior loans/bonds (never needed them), and no one to vouch for me. All you have is my word and the promise of a 10% return on what you invest. I have put my alt up for sale which should bring in a stack of ISK when sold. Of course, if and when my alt sells, the proceeds would go straight to investors. If it doesn't sell for whatever reason, it is a skilled industrialist and can make me some relatively passive ISK through T2 production and/or freightering.
I don't really know what else to say or do to convince you I'm good for this. If my alt sells this will be my only character and although I'm in a corp for just myself and my alts, my name is important to me after having been around for quite some time. I would not like it to be dragged through the mud and tarnished and even posting here is putting a serious dent in my pride =S
I guess that's all from me until the laughing / questions start.
Originally by: Yoravian
If by 'you guys are pretty nasty' you mean 'you guys are sure good at explaining game mechanics to guys like me', then yes. Yes we are.
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egola
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Posted - 2010.10.18 20:56:00 -
[2]
Edited by: egola on 18/10/2010 20:58:15 ....or you can wait like any sensible person and wait till the check clears. it'll take quite a bit more then just "need isk to buy ships" to honestly get isk from MD. you're better off with a private loan from a friend and/or alliance/corp mates
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Estel Arador
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Posted - 2010.10.18 20:57:00 -
[3]
If you want to get back into PvE, there's no need for 5B. A tenth of that will get you a decent enough ship which you can use to earn more money.
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Valixithor
Caldari The Eidolon Synergy
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Posted - 2010.10.18 20:58:00 -
[4]
Aye true, but that's 4-5 days I will lose out on presuming someone invested tonight and if that character doesn't sell, I'm still nowhere. I like options =)
Originally by: Yoravian
If by 'you guys are pretty nasty' you mean 'you guys are sure good at explaining game mechanics to guys like me', then yes. Yes we are.
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Valixithor
Caldari The Eidolon Synergy
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Posted - 2010.10.18 21:02:00 -
[5]
The difference in ISK/per hour between a standard ship and a well fitted CNR is pretty big over time. Been doing missions for quite some time and you get a feel for it as well as having hard numbers to back it up. I don't want to spend time doing anything half arsed. If I'm going to do it, it's going to be full on and proper, maximising my potential profit.
I work for myself as a property developer and I know full well the difference between cheap and cheerful and high quality. It pays off in the long term.
Originally by: Yoravian
If by 'you guys are pretty nasty' you mean 'you guys are sure good at explaining game mechanics to guys like me', then yes. Yes we are.
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egola
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Posted - 2010.10.18 21:03:00 -
[6]
Originally by: Valixithor Aye true, but that's 4-5 days I will lose out on presuming someone invested tonight and if that character doesn't sell, I'm still nowhere. I like options =)
well in either case like i said, you are better off getting in touch with old contacts and hope that you get some form of private loan from them instead of asking for MD.
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Netheranthem
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Posted - 2010.10.18 21:03:00 -
[7]
A well fitted CNR goes for 2B, no need for officer mods.
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Valixithor
Caldari The Eidolon Synergy
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Posted - 2010.10.18 21:10:00 -
[8]
I'm not going to tit for tat with you all night so this will be my last post on the pricing of ships.
I used to run with CNR, 4xCN BCU, XL pith-x, 7CN launchers, 2CN Invulns, CN SBA, TP and few other mods. That would be pushing 3b. I am also looking to grab a solidly fitted Tengu as well as some PVE related implants. A small slush fund on top of that rounds it out to around 5b.
Originally by: Yoravian
If by 'you guys are pretty nasty' you mean 'you guys are sure good at explaining game mechanics to guys like me', then yes. Yes we are.
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Scott McClellan
Forum Posters Anonymous
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Posted - 2010.10.18 21:12:00 -
[9]
Buy a drake or raven and T2 fit it, 50-150m there. Mission Buy Navy Raven or Golem. Profit.
Seriously that's a faster route. Asking here certainly won't get you a loan tonight with an offer like that, and probably won't get you a loan period. Also 5B for a mission ship is a hell of a lot. Someone is liable to snipe you out of it and grab all those officer mods.
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Machete Visor
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Posted - 2010.10.18 21:13:00 -
[10]
buy a regular old ship, run what you can while you wait for your character to sell then buy your CNR.
No one is going to drop 6B on you in 24hrs any way. Just price your character to sell.
24M sp, should bring in 5B easy. Start the low bid at 4.5B and get it going.
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egola
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Posted - 2010.10.18 21:15:00 -
[11]
oh one thing i forgot, go ahead and confirm with your alt so MD knows its not just some random post you dragged out but rather you do indeed have said alt
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V Mining
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Posted - 2010.10.18 21:21:00 -
[12]
Confirming.
As I said before, this was a pretty last ditch effort and the sale of this toon is the real last last ditch :p
I didn't expect anyone to bite but I had to try =) Ty for taking the time to read and reply regardless.
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Netheranthem
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Posted - 2010.10.18 21:43:00 -
[13]
Originally by: Scott McClellan Buy a drake or raven and T2 fit it, 50-150m there. Mission Buy Navy Raven or Golem. Profit.
Seriously that's a faster route. Asking here certainly won't get you a loan tonight with an offer like that, and probably won't get you a loan period. Also 5B for a mission ship is a hell of a lot. Someone is liable to snipe you out of it and grab all those officer mods.
A freighter with 1 Billion is a target. Imagine a 3B ship. I guess you got the point :)
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Noun Verber
Gallente
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Posted - 2010.10.19 00:45:00 -
[14]
What happens if your 5 bil raven gets targeted?
If this loan goes through there is a record of it and you have stated the main that it will go on.
You can get yourself started on 100mil if you really needed to (Tier 1 or 2 BS) and then use profits to reinvest in yourself.
Hell, do the Sisters epic arc in a cruiser and you can get nearly enough for a BC.
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Ash Donai
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Posted - 2010.10.19 02:38:00 -
[15]
Originally by: Valixithor I work for myself as a property developer ...
... in which case you can take a fraction of your disposable income, like what you'd spend on a night out on the town, buy some PLEX/GTC and sell them for ISK. That will easily get you a couple bil to get started and you don't have to subject yourself to ridicule on the forums ... unless of course the whole "I am oh-so-good at life" is made up. |
Spectre Wraith
Darwin Inc.
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Posted - 2010.10.19 03:39:00 -
[16]
If it was that important you shouldn't have gambled what you couldn't afford to lose.
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Berikath
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Posted - 2010.10.19 03:49:00 -
[17]
Completely apart from your "plan" being... questionable at best, as illustrated by previous posters... your interest rate works out to 5% per month calculated in the most favorable fashion to you I can think of (ie, try and make the interest rate as high as possible). You're trying to borrow 5 bil for 1 month, 3.5 for 1 month, and 1.5 for 1 month, for a total of 10 bil isk-months. 500m / 10b = 5% per month. That is a reasonable rate for a well-known lendee or a fully-collateralized loan; it's VERY low for an uncollateralized loan to someone unknown on the MD forums.
Also, the generally accepted way of stating returns seems to be monthly. Stating them in other terms gives the IMPRESSION you're trying to pull a fast one (I'm not saying you are, I'm just saying it comes across as questionable). *** Wish list for PI:
*One-click input routing *Copy product, inputs & outputs in factories *Launchpad upgrades: twice the space, twice the cost, half the hassle! |
Synthis md
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Posted - 2010.10.19 04:52:00 -
[18]
Who in their right mind would mission 5billion worth knowing they have to pay it back after getting the ship, i know i couldn't physically do it. i'd just keep the money
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Minerva Vulcan
Caldari Perkone
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Posted - 2010.10.19 05:07:00 -
[19]
More than one something doesn't smell right with this at all.
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Companion Trollin
You are going too fast
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Posted - 2010.10.19 06:40:00 -
[20]
If this fills I know who I'm running a locator agent on
♥
Originally by: CCP Shadow Off-topic posts dealing with sexual orientation have been removed. Please keep this discussion on-topic.
Thanks.
-- Shadow
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Chainsaw Plankton
IDLE GUNS IDLE EMPIRE
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Posted - 2010.10.19 11:38:00 -
[21]
Originally by: Valixithor I'm not going to tit for tat with you all night so this will be my last post on the pricing of ships.
I used to run with CNR, 4xCN BCU, XL pith-x, 7CN launchers, 2CN Invulns, CN SBA, TP and few other mods. That would be pushing 3b. I am also looking to grab a solidly fitted Tengu as well as some PVE related implants. A small slush fund on top of that rounds it out to around 5b.
3b cnr....
I just hope this gets filled and I'm the first one to the locator agent
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Minmatiger
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Posted - 2010.10.19 12:24:00 -
[22]
Yeah, I foresee bad things happening one way or another.
1. Stupid to ask for an unsecured loan for that large amount. 2. Stupider to invest almost all of it in one ship; admitting that you "need" it to make money 3. Stupidest to admit that you are going to buy said ship on this character.
Gentleman start your tacklers.
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Roguehalo
Caldari Resonance Laboratories
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Posted - 2010.10.19 12:37:00 -
[23]
Do you write begging letters to lottery winners too?
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