I never tire of seeing people unironically complain that getting insurance is "unfair" or "imbalanced" when they get an infinite supply of omnipotent NPC buddies who will absolutely 100% kill anyone who fucks with them.

You see people in hi-sec are entitled to be safe because

what do supersonic jets have to do with anything

Just make it so that outlaws can't activate any gates inside high sec and make concord spawn and pod outlaws.

There is no reason why outlaws can travel through lowsec in pod or in fast aligning ship.

I don't have any problem with suicide ganking when ganker has positive sec status. But being able to do continous ganks without any real penalty is just bad for the game.

Hey y'all. Easy fixed.

If Concord is called in, an attendance fee is charged to the ganker/s account and the gankee get's the cash.

THAT would make ganking fun, for BOTH parties.

Bah. Forget it. Can't have Win/Win in Eve.

When my cricket team beat your cricket team we should have to pay you so you have some fun?

I'd like to see the Ganker automatically relocated to the nearest low security system.

gay broken post

Ganking = good game mechanic
Ganking with free ship replacement = bad game mechanic.

Mr Epeen

yeah i'm completely comfortable with removing insurance from concord losses, it will only make our victims more confused because people in hisec can literally only conceive of motivations relating to isk

You do realize they take a big standing hit for doing this and it takes a bit of time ratting in low sec to even be able to fly in high sec again right.... Not to mention that EVE is a game based on Risk / Reward. So if you are flying something you aren't willing to lose. I suggest you don't fly it.

I never tire of seeing people unironically complain that getting insurance is "unfair" or "imbalanced" when they get an infinite supply of omnipotent NPC buddies who will absolutely 100% kill anyone who fucks with them.

You see people in hi-sec are entitled to be safe because

If you want to pay for 100,000 Battleships and blow 'em up thats your business. The insurance company though, should laugh at your requests for reimbursement.

P.S. also would be a very good isk sink which EVE is sorely lacking enough of at present. Must get rid of that botted nullsec isk somehow if CCP aren't going to bring out the mass ban/confiscation wagon.

If you think about who an insurance companies customers are in eve, I'll give you a hint - it's not hisec. I'd venture a guess that perusing the record books of the insurance company would find that miners etc don't insure their ships, because they don't expect to lose them. No isk for insurance companies.

So insurance companies will most definitely pay out claims to their favourite customers, especially because they are brining new business by encouraging more people to use their services and insure their ships. Win win!

FYI, actual insurance companies refuse to insure those who are constantly claiming - they actually want to make a profit, not a loss. If the only people requesting insurance are guaranteed to be claiming, the insurers would be better cleaning toilets for a living.

If you cannot understand how accepting (hypothetically) a 10m insurance premium knowing they are going to be guaranteed in 10 minutes of paying out 100m is a bad business model, then all hope is lost Real insurance companies simply get around this by refusing to pay out in case of criminal action.

Summary: Insurers don't want customers who are going to claim, they want those who do not so they can munch on those nice premiums year in, year out.

I think you missed the part where most of hisec doesn't insure their ships, so most of hisec aren't even their customers. Those that do insure their ships (RvB I'm lookin at you) do it because they know they're gonna die. Insuring and paying out their nullsec customers is simply good business.

I think you missed the part of the opening post that indicated this referred to high sec. And of course, completely missed the point of the whole OP.

Well done I guess.

[quote=Vastek Non][quote=Epsilon Artiste][quote=Vastek Non][quote=Epsilon Artiste]
Missed nothing I have. Into the mirror you should look, hmmmm?

You're whining about insurance companies that have few customers in hisec paying out insurance claims to their paying customers when they gank non-paying customers. In your zeal to punish the bad men that make you mad, you're making dumb connections and can't understand any arguments to the contrary.

Cognitive Dissonance is bad ok

I would also like reality to be different but its not.
This is a thread on how to deal with, using real world examples, what is basically an abuse of a strange game mechanic without breaking the 'sandbox' for more serious players (and I view ganking as a legitimite gameplay strategy), NOT how 1000 years in the future insurance companies want to make a loss because ships exploding is pretty and flashy.

In your scenario insurance companies wouldn't exists as HS would be 'the mog' revisited. There is already low and null, understand?

CONCORD is overpowered. IRL, most criminals get away with their act so it makes sense that insurances are also overpowered to balance things.

If CONCORD was nerfed however..