Ok here is the deal, I'll break it down so any f*****g idiot can understand it.

There are 22 different clones, displaying sp/isk and total cost.
The clone grade Omega protects 3 sp per Isk. Clone cost 150 000 000
The clone grade Psi protects 2,86 sp per Isk. Clone cost 120 000 000
The clone grade Chi protects 2,93 sp per Isk. Clone cost 90 000 000
The clone grade Phi protects 3,12 sp per Isk. Clone cost 65 000 000
The clone grade Upsilon protects 3,47 sp per Isk. Clone cost 45 000 000
The clone grade Tau protects 4 sp per Isk. Clone cost 30 000 000
The clone grade Sigma protects 4,63 sp per Isk. Clone cost 20 000 000
The clone grade Rho protects 5,46 sp per Isk. Clone cost 13 000 000
The clone grade Pi protects 7 sp per Isk. Clone cost 7 800 000
The clone grade Omicron protects 8,98 sp per Isk. Clone cost 4 700 000
The clone grade Xi protects 10,97 sp per Isk. Clone cost 2 990 000
The clone grade Nu protects 12,93 sp per Isk. Clone cost 1 980 000
The clone grade Mu protects 14,93 sp per Isk. Clone cost 1 340 000
The clone grade Lambda protects 16,88 sp per Isk. Clone cost 930 000
The clone grade Kappa protects 19,08 sp per Isk. Clone cost 650 000
The clone grade Iota protects 20,85 sp per Isk. Clone cost 470 000
The clone grade Theta protects 23,13 sp per Isk. Clone cost 335 000
The clone grade Eta protects 24,4 sp per Isk. Clone cost 250 000
The clone grade Zeta protects 26,67 sp per Isk. Clone cost 180 000
The clone grade Epsilon protects 28,85 sp per Isk. Clone cost 130 000
The clone grade Delta protects 29,47 sp per Isk. Clone cost 95 000
The clone grade Gamma protects 31,54 sp per Isk. Clone cost 65 000

So if we would FOR EXAMPLE give cheaper clones to newbies (as is today) and then use a balanced ratio of the Iota SP/Isk ratio. Eg; price increases SP/Isk untill you reach Iota, where it will settle and remain 20.85 SP / Isk thru out the rest of the board.

The prices for clones would then be something like this. Keeping current for lowbie clones and then using 20.85 SP / Isk from Iota clone and up.
65000 for the Gamma clone.
95 000 for the Delta clone.
130 000 for the Epsilon clone.
180 000 for the Zeta clone.
250 000 for the Eta clone.
335 000 for the Theta clone.
470 000 for the Iota clone.
595 000 for the Kappa clone.
753 000 for the Lambda clone.
959 000 for the Mu clone.
1 228 000 for the Nu clone.
1 573 000 for the Xi clone.
2 024 000 for the Omicron clone.
2 619 000 for the Pi clone.
3 405 000 for the Rho clone.
4 436 000 for the Sigma clone.
5 755 000 for the Tau clone.
7 482 000 for the Upsilon clone.
9 736 000 for the Phi clone.
12 662 000 for the Chi clone.
16 475 000 for the Psi clone.
21 583 000 for the Omega clone.

Current pricing model is not a Risk vs Reward situation, because the increased price per level is nothing but a penalty.

Look at it from another perspective if we bring all the clones in line with the 3SP / Isk ratio that CCP seems to let the clones land on in the end, it would show a pricing range of something liket this:

Displaying price at 3SP / Isk.
683 000 for the Gamma clone.
933 000 for the Delta clone.
1 250 000 for the Epsilon clone.
1 600 000 for the Zeta clone.
2 033 000 for the Eta clone.
2 583 000 for the Theta clone.
3 267 000 for the Iota clone.
4 133 000 for the Kappa clone.
5 233 000 for the Lambda clone.
6 667 000 for the Mu clone.
8 533 000 for the Nu clone.
10 933 000 for the Xi clone.
14 067 000 for the Omicron clone.
18 200 000 for the Pi clone.
23 667 000 for the Rho clone.
30 833 000 for the Sigma clone.
40 000 000 for the Tau clone.
52 000 000 for the Upsilon clone.
67 667 000 for the Phi clone.
88 000 000 for the Chi clone.
114 500 000 for the Psi clone.
150 000 000 for the Omega clone.

We want things brought in line, pref also reduced compared todays pricing model because todays model is a penalty against experienced players. This is a move towards small ship combat and away from the capital fights of today.

The risk involved in combat should be Ships, Equipment, Implants, Boosters. This grants a reward to the pilot.
The risk involved in Skillpoints is the time invested in the game. This grants a reward to the pilot.