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Thread Statistics | Show CCP posts - 4 post(s) |
Xoduse
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Posted - 2005.11.03 02:30:00 -
[1]
Edited by: Xoduse on 03/11/2005 02:29:57
I'm training up to fly an enyo (small railgun specialization) and wanted to know exactly how well they insure and what kind of isk i should plan on spending if i lose one. I know tech II stuff tends to inflate so was wondering if the loss of an AF can really be compensated by insurance.
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jamesw
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Posted - 2005.11.03 02:39:00 -
[2]
the short answer is: no.
you might get a few mil back from insurance, but thats about it.
--
jamesw
Rubra Libertas Militia
NEW Vid: Bobbing for Xelas |
Antion
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Posted - 2005.11.03 04:17:00 -
[3]
bought my enyo for 20 mil, only got 3.5 mil or so back from insurance...
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hinta
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Posted - 2005.11.03 05:40:00 -
[4]
what kind of insurance did you get basic LOL
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Comanche II
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Posted - 2005.11.03 06:02:00 -
[5]
Nope, on my Wolf I get about that much at max insured.
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Pestillence
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Posted - 2005.11.03 06:37:00 -
[6]
 Originally by: hinta
what kind of insurance did you get basic LOL
No, thats full insurance.
Learn the game before you make yourself look like an idiot.
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Rana Arnov
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Posted - 2005.11.03 07:38:00 -
[7]
Originally by: Pestillence
Originally by: hinta
what kind of insurance did you get basic LOL
No, thats full insurance.
Learn the game before you make yourself look like an idiot.
Too bad some people make themselves look like idiots even when they know the game.
(Not a shot at you, just saying)
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Corovus
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Posted - 2005.11.03 10:49:00 -
[8]
Heading for an Enyo myself, is there any reason the insurance is so poor?
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Tsavong Lah
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Posted - 2005.11.03 10:53:00 -
[9]
Originally by: Corovus
Heading for an Enyo myself, is there any reason the insurance is so poor?
The calculation uses baseprices for minerals (1,4,8 etc), and doesn't factor in the t2 components afaik.
Death is the loss of hope, everything else is merely despair. |
Spaced Skunk
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Posted - 2005.11.03 11:07:00 -
[10]
Basically they insurance is 100% of what the ship is WORTH. However the BPOs are rare and it pushes the price up quite heavily.
I bet the profit on Assualt Frigates is really quite scary. Anyhow, pick a lvl3 agent that mainly deals with guristas and you should make ISK quite quickly with an enyo. And missions in assualty frigates is really quite fun too. :) On average I spend about 10M ISK on the setup, 17M ISK on the ship. So yes it is expensive, but hey, at least you have not trained for a heavily overpriced assualt frigate, known as the harpy :)
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Murton
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Posted - 2005.11.03 11:10:00 -
[11]
An Enyo can be build for about 4 - 4.5mil and thats if you buy the T2 components off the market and dont build them yourself.
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Rufus Roughneck
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Posted - 2005.11.03 11:18:00 -
[12]
Edited by: Rufus Roughneck on 03/11/2005 11:20:55
Originally by: Murton
An Enyo can be build for about 4 - 4.5mil and thats if you buy the T2 components off the market and dont build them yourself.
...which is the same actually, since everything you build has a value equal to the market value of the individual components no matter wether those were found, built, or given birth to by a demented poodle on crakk...
AF's are expensive, and the insurance does not even cover their base worth because that is the extra risk involved. You lose harder when you lose tech2, period. Loss is quantified by base ship value plus insurance cost minus insurance payout value. Everything you pay more then base ship value you pay for the fad of owning a rare ship. Which is good, rarity increases loss, which dampens the increased demand for these ships.
If insurance on tech2 would be 100% of what you paid for it (aside from how impossible that is), the price of tech2 ships would be alot higher again...etc. etc.
If a ship costs 1 billion but insurance gives me 1 billion back, what the hell do I care about losing it anyway ? Hell, in order to get one faster, I'll go and pay 2 billion for it, since that means I get two billion back anyway... eeerh.
Low insurance payout is therefore actually your friend !
/me rests his case
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Yarek Balear
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Posted - 2005.11.03 12:22:00 -
[13]
Agree with the last post, except for it should read "The low insurance pay out is your friend, provided you are richer than average". This means people with isk can afford them more than people without. Not necessarily a bad thing, but it is the case...
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Malthros Zenobia
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Posted - 2005.11.03 18:21:00 -
[14]
Originally by: Spaced Skunk
On average I spend about 10M ISK on the setup, 17M ISK on the ship. So yes it is expensive, but hey, at least you have not trained for a heavily overpriced assualt frigate, known as the harpy :)
From the setups people have been suggesting I use once I get a harpy, 10mil is really g'damn cheap.
I don't think you can buy a cap relay t2 for 10mil... 
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FalloutBoy
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Posted - 2005.11.03 18:25:00 -
[15]
Originally by: Malthros Zenobia
Originally by: Spaced Skunk
On average I spend about 10M ISK on the setup, 17M ISK on the ship. So yes it is expensive, but hey, at least you have not trained for a heavily overpriced assualt frigate, known as the harpy :)
From the setups people have been suggesting I use once I get a harpy, 10mil is really g'damn cheap.
I don't think you can buy a cap relay t2 for 10mil...
no such thing as a cap relay 2, and most of the stuff for the Enyo is dirt cheap. 10M is more than generous for a setup for it. now a Harpy gets expensive because of the temptation of getting a gisti booster
Watch out, Radioactive Man! |
Ras Blumin
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Posted - 2005.11.03 19:33:00 -
[16]
Originally by: Rufus Roughneck
If a ship costs 1 billion but insurance gives me 1 billion back, what the hell do I care about losing it anyway ?
Well, you'd lose the about 300m you spent on insuring the ship.
p - l - u - r |
Irashi
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Posted - 2005.11.03 19:45:00 -
[17]
It would be handy to be able to actually insure t2 ships to a reasonable level... I lost an Ishkur in a mission yesterday, I thought I could pop the webbing frigs faster  Oh yeah, and I blame lag, not my lack of skill in the ship I'd only started flying the previous day
Assault frigs are reletively cheap ships, My Ishkur was around 15mill to buy and fit. But if the same thing happened to me with a HAC I would really wish I could have insured the damn thing for something approaching it's origional cost.
__________________________________________________
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HippoKing
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Posted - 2005.11.03 22:42:00 -
[18]
Originally by: hinta
what kind of insurance did you get basic LOL
must... resist... urge... to... troll...
make me a sig! Now 75mil of prizes!
This Zig. For great justice! |
Rufus Roughneck
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Posted - 2005.11.03 23:35:00 -
[19]
Originally by: Ras Blumin
Originally by: Rufus Roughneck
If a ship costs 1 billion but insurance gives me 1 billion back, what the hell do I care about losing it anyway ?
Well, you'd lose the about 300m you spent on insuring the ship.
Rather besides the point isnt it ?
I meant that high insurance payout would result in higher ship prices, which would mean higher insurance payout....etc. etc. all the way up untill a new balance is reaached where that cost of insurance is equal to what a rick player is prepared to lose when he loses an AF.
Which probably would be more then right now, since there's little sign of af's going unsold now is there ?
AF's give you a reward: more efficiency at doing some things.
The penalty: higher financial risk.
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Ras Blumin
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Posted - 2005.11.04 05:46:00 -
[20]
Originally by: Rufus Roughneck
Rather besides the point isnt it ?
True 
p - l - u - r |
Flash Landsraad
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Posted - 2005.11.04 12:16:00 -
[21]
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vecdran
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Posted - 2005.11.04 15:15:00 -
[22]
Originally by: FalloutBoy
Originally by: Malthros Zenobia
Originally by: Spaced Skunk
On average I spend about 10M ISK on the setup, 17M ISK on the ship. So yes it is expensive, but hey, at least you have not trained for a heavily overpriced assualt frigate, known as the harpy :)
From the setups people have been suggesting I use once I get a harpy, 10mil is really g'damn cheap.
I don't think you can buy a cap relay t2 for 10mil...
no such thing as a cap relay 2, and most of the stuff for the Enyo is dirt cheap. 10M is more than generous for a setup for it. now a Harpy gets expensive because of the temptation of getting a gisti booster
There is such a thing as a CPR 2, a handful were handed out at an event.
Anyways, yeah, Enyos are pretty cheap compared to the other favorite, the Harpy. I personally fell face first into the gistii trap, paying 80mil for a shield booster and afterburner, but boy was it worth it :D Now I'm afraid to take it below 0.5 though :o
Insurance is pretty much worthless on T2 ships. I've spent a total of 120mil on my Harpy and it' setup, and I'm getting 3-4mil back in insurance if I lose it :/
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Joerd Toastius
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Posted - 2005.11.04 16:20:00 -
[23]
Unless you either repackage or outlive the policy, insurance is always free money.
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