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Miles Uppercut
Tash-Murkon Collective Shadow Empire Alliance
0
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Posted - 2013.10.13 08:35:00 -
[1] - Quote
Hi, i'm looking for someone that could help me with a loan please. the loan price is 600mill. if you can help that would be awesome. i will pay it back plus 8% intreast. The ISK is for a plex. the colleral is two retervers that are fully fitted out with strip miner I's and drones, sheilds and mining upgrades. so thanx again and fly safe. |
flakeys
Antwerpse Kerels Fidelas Constans
1521
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Posted - 2013.10.13 08:45:00 -
[2] - Quote
You need somebody? Just not anybody? You know you neeed someone? Help?
We are all born ignorant, but one must work hard to remain stupid.
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Miles Uppercut
Tash-Murkon Collective Shadow Empire Alliance
0
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Posted - 2013.10.13 08:48:00 -
[3] - Quote
yes i need help
fly safe.
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I Was There
Scorpion Invest
89
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Posted - 2013.10.13 10:55:00 -
[4] - Quote
Miles Uppercut wrote: "i'm" "please. the" the loan price is 600mill. "600mill. if you" "awesome. i will" "intreast." "plex. the colleral" "retervers" "sheilds"
That thread must've been written in less than 2 minutes. Please, if correcting misspellings is too much effort, maybe considering loaning you money is too much effort. |
Velicitia
Emergent Avionics
1683
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Posted - 2013.10.13 11:32:00 -
[5] - Quote
I Was There wrote:Miles Uppercut wrote: "i'm" "please. the" the loan price is 600mill. "600mill. if you" "awesome. i will" "intreast." "plex. the colleral" "retervers" "sheilds" That thread must've been written in less than 2 minutes. Please, if correcting misspellings is too much effort, maybe considering loaning you money is too much effort.
or he's not a native English speaker.
I'd be willing to give you the loan, provided that you get an audit and had full collateral (loan amount +10%). One of the bitter points of a good bittervet is the realisation that all those SP don't really do much, and that the newbie is having much more fun with what little he has. - Tippia |
Miles Uppercut
Tash-Murkon Collective Shadow Empire Alliance
0
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Posted - 2013.10.13 20:40:00 -
[6] - Quote
Hi, sorry about the misspelled words i was kinda in a rush. Velicitia if your realy wanting to help send me a EVEmail on your terms and we could come to a deal.
Fly safe. |
Elizabeth Norn
Nornir Research
90
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Posted - 2013.10.13 21:20:00 -
[7] - Quote
How do you intend to pay back this loan? .
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LittleTerror
Illuminated Foundation Trust
106
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Posted - 2013.10.13 21:23:00 -
[8] - Quote
I Was There wrote:Miles Uppercut wrote: "i'm" "please. the" the loan price is 600mill. "600mill. if you" "awesome. i will" "intreast." "plex. the colleral" "retervers" "sheilds" That thread must've been written in less than 2 minutes. Please, if correcting misspellings is too much effort, maybe considering loaning you money is too much effort.
who cares? I understood it perfectly. |
Miles Uppercut
Tash-Murkon Collective Shadow Empire Alliance
0
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Posted - 2013.10.13 23:04:00 -
[9] - Quote
hey, i will pay back this loan by randsom or mining what ever skill trains first.
Fly safe.
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Elizabeth Norn
Nornir Research
90
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Posted - 2013.10.14 02:09:00 -
[10] - Quote
Miles Uppercut wrote:hey, i will pay back this loan by randsom or mining what ever skill trains first.
Fly safe.
What do you mean by "randsom"? What other mining ships do you have? What are you training right now? What are your current skills? I have so many questions... .
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Miles Uppercut
Tash-Murkon Collective Shadow Empire Alliance
0
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Posted - 2013.10.14 21:10:00 -
[11] - Quote
Hi, im training towards a mining bardge right now so i will pay you beack by mining. also i with change the intrest rate to 15% and if you want you can loan 1 billion isk and my intreast rate will go up to 50%.
fly safe. |
I Was There
Scorpion Invest
94
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Posted - 2013.10.14 21:24:00 -
[12] - Quote
50% interest rate? |
Logical Chaos
Mind Games. Suddenly Spaceships.
63
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Posted - 2013.10.14 21:26:00 -
[13] - Quote
jeeeez |
Miles Uppercut
Tash-Murkon Collective Shadow Empire Alliance
0
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Posted - 2013.10.15 05:50:00 -
[14] - Quote
Hi, yes i will pay 50% intrest if you loan me 1 billion isk, so if i dont pay you back in 20 days it goes from 1 billion isk to 1.5 billion isk... etc. if you can i would like it if i got the isk soon due to my time frame.
Thank you and fly safe. |
Velicitia
Emergent Avionics
1694
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Posted - 2013.10.15 10:08:00 -
[15] - Quote
Miles Uppercut wrote:Hi, yes i will pay 50% intrest if you loan me 1 billion isk, so if i dont pay you back in 20 days it goes from 1 billion isk to 1.5 billion isk... etc. if you can i would like it if i got the isk soon due to my time frame.
Thank you and fly safe.
No, the way it works is you give me (or whoever takes this) your collateral (BPO, blinged ship, whatever), worth the amount of money you want to get plus 10-15% (e.g. "I would like a loan for 1bn @ 15% interest; I have this BPO, it's NPC value is 1.1 billion").
In 30 days (or whatever the terms for the loan are), you send the person their 1.15 billion ISK, they send you back your BPO.
If you bail, they keep your BPO and get their ISK back. One of the bitter points of a good bittervet is the realisation that all those SP don't really do much, and that the newbie is having much more fun with what little he has. - Tippia |
Tavi Baldocchi
Blue Sun Industry The Explicit Alliance
1
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Posted - 2013.10.15 11:52:00 -
[16] - Quote
So really you guys are like a pawn shop? |
Velicitia
Emergent Avionics
1694
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Posted - 2013.10.15 13:16:00 -
[17] - Quote
yup, pretty much. There's no other "good" way to mitigate the borrower from running off with the money.
For larger things, generally a trusted third party (e.g. chribba) holds the collateral in escrow.
Now, there are other people who can get loans without collateral (e.g. VV, Grendel, RAW, etc) but that's because they've done the work to get the reputation for being trustworthy with stupidly large sums of money and are not as likely to run off with it (still might, but then their reputation is probably worth more than the ISK they could steal).
One of the bitter points of a good bittervet is the realisation that all those SP don't really do much, and that the newbie is having much more fun with what little he has. - Tippia |
flakeys
Antwerpse Kerels Fidelas Constans
1526
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Posted - 2013.10.15 14:24:00 -
[18] - Quote
Tavi Baldocchi wrote:So really you guys are like a pawn shop?
You where expecting government benefits ?
We are all born ignorant, but one must work hard to remain stupid.
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Lucas Kell
JSR1 AND GOLDEN GUARDIAN PRODUCTIONS SpaceMonkey's Alliance
1218
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Posted - 2013.10.15 15:12:00 -
[19] - Quote
Tavi Baldocchi wrote:So really you guys are like a pawn shop? Well it's more like a bank. If you want to borrow like 20m, most people will do that with no collateral, like a small loan from a bank. If you want larger sums, you either need to secure it, or blindingly pass a credit check and pay a higher interest rate. So for example to borrow -ú50000 from a bank, you'd likely have to secure it on your house, so if you default, they sell your house and take their money from that. The difference here is a pawn shop you sell your stuff to it, and would generally need to buy it back at a pretty high rate. With these loans, you agree the interest rate, which can drastically reduce with full collateral, and once you pay the loan off, you get your stuff back with no hassle.
You really confuse me though. Most people want a loan to put as capital on an isk making venture, so buying a ratting ship, or setting up a T2 production line. You want to buy a plex, so once you receive the isk, it's gone, it's not making you isk. Then you think that you are going to make 50% on a billion in 20 days, which says to me you can make 1.5b in 20 days (not actually too hard to do).
So explain to me this: 1. If you are able to make this isk, why do you need a loan? You should be able to make a plex in 6 days or less. 2. Why does a 5 day old character suddenly need to plex? If this is your main, then you account should either have 10 days of trial or 25 days of account time remaining. If it's not your main, why are you hiding your main, and requesting a loan on an alt? And does your main not have 600m in collateral? 3. What do you actually plan to do to make the isk. Are you mining in high sec, null sec, etc? You list your mining barges as collateral, so are we to assume you already have a 3rd barge ready to go?
Honestly, this comes across as a really lazy attempt to scam. The Indecisive Noob - A new EVE Fan Blog for news and stuff. |
Jax Zaden
Prometheus Deep Core Mining
9
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Posted - 2013.10.15 15:51:00 -
[20] - Quote
Tavi Baldocchi wrote:So really you guys are like a pawn shop?
Ultimately it's risk mitigation. In real life, a loan like this would be secured by collateral that could be collected and liquidated as a form of repayment. Since Eve has no mechanism to force someone to pay back the proceeds or surrender the collateral, the collateral must be in the possession of the person issuing the loan prior to funding to ensure a form of repayment. Once the loan is repaid in full, the collateral is released back to the player.
With all that said, someone who jumps to a 50% interest rate committment from 8.5% screams of either extreme desperation or a scam.
If a player needs 550M for a Plex that they could not earn in the previous month, how are they going to possibly earn 1.6B isk in a month's time (550M for the next month's plex + repayment of 1.5B isk - 450M in possible initial funding balance) given the somewhat limited skillset? |
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Miles Uppercut
Tash-Murkon Collective Shadow Empire Alliance
0
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Posted - 2013.10.15 19:29:00 -
[21] - Quote
Jax Zaden wrote:Tavi Baldocchi wrote:So really you guys are like a pawn shop? Ultimately it's risk mitigation. In real life, a loan like this would be secured by collateral that could be collected and liquidated as a form of repayment. Since Eve has no mechanism to force someone to pay back the proceeds or surrender the collateral, the collateral must be in the possession of the person issuing the loan prior to funding to ensure a form of repayment. Once the loan is repaid in full, the collateral is released back to the player. With all that said, someone who jumps to a 50% interest rate committment from 8.5% screams of either extreme desperation or a scam. If a player needs 550M for a Plex that they could not earn in the previous month, how are they going to possibly earn 1.6B isk in a month's time (550M for the next month's plex + repayment of 1.5B isk - 450M in possible initial funding balance) given the somewhat limited skillset? Hi, Im in desperation becuase i only have 8 days left on my trial so please help me out here just loan me 600mill and EVEmail me with your terms ill accsept all labor jobs ecsept low or null pvp. So please help me.
Fly safe |
Eaphod
Interstellar Hitchhiker's Holding Corp
5
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Posted - 2013.10.15 20:43:00 -
[22] - Quote
Miles Uppercut wrote:Jax Zaden wrote:Tavi Baldocchi wrote:So really you guys are like a pawn shop? Ultimately it's risk mitigation. In real life, a loan like this would be secured by collateral that could be collected and liquidated as a form of repayment. Since Eve has no mechanism to force someone to pay back the proceeds or surrender the collateral, the collateral must be in the possession of the person issuing the loan prior to funding to ensure a form of repayment. Once the loan is repaid in full, the collateral is released back to the player. With all that said, someone who jumps to a 50% interest rate committment from 8.5% screams of either extreme desperation or a scam. If a player needs 550M for a Plex that they could not earn in the previous month, how are they going to possibly earn 1.6B isk in a month's time (550M for the next month's plex + repayment of 1.5B isk - 450M in possible initial funding balance) given the somewhat limited skillset? Hi, Im in desperation becuase i only have 8 days left on my trial so please help me out here just loan me 600mill and EVEmail me with your terms ill accsept all labor jobs ecsept low or null pvp. So please help me. Fly safe
8 days left on your TRIAL? You are on a trial account and are wanting to get a 1 billion ISK loan with 50% interest over 20 days?
Can't tell if this is a fail scam or just a delusional request. |
Miles Uppercut
Tash-Murkon Collective Shadow Empire Alliance
0
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Posted - 2013.10.15 21:32:00 -
[23] - Quote
Hi, LITSEN im in some deep **** i can pay you back in labor or a full fitted mining bardge of your liking. mining barge or labor. every penny i make will go to pay you back in full. IN FULL! this isn't a friken scam this is a desperation call i need help and i will mine or pve your choice. Or i could be your persenal butler that gets everything you buy out of system for you or someone who refines your ore ore mines while your away. PLEASE i need this loan. if you want to send anytihng above 600 million ISK you name your intrest rate. EVEmail me your ideas or my labors. I need this loan so please help me out here. also if your gonna ask me to change my collateral NAME YOUR OWN. i will pay it i hate having to change my collaterl just to suit one person then they back out so i have to change it again. if you are woundering what im trained in. im a mining player and a small PvE pilot NOTHING MORE. if you want me to PvP you have to supplie me with the skills to get into a good fighting position. AGAIN i will labor in mining or PvE, if you want me to PVP you must supply me with the skills. also if you are a PVP corp that is tired of buying ships, set me up with soem blueprintes then i can build you your ****. FREE OF CHARGE.
Sorry if i have affended some of you but im pretty desprest here So please help me out.
Fly safe. |
Claire Voyant
142
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Posted - 2013.10.16 00:28:00 -
[24] - Quote
I read through this thread to find out why a 600M loan request with only 60M in offered collateral ever made it do a second page. I still don't know why. Must just be a slow day on MD. |
Tavi Baldocchi
Blue Sun Industry The Explicit Alliance
1
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Posted - 2013.10.16 01:26:00 -
[25] - Quote
Bro I think you are a little delusional how can someone given you the same? And what the he'll do you mean change the collateral? Your going to buy new things to give for coveralls? If you can buy something to cover the collateral then you can buy a plex. I don't think you understand how this game works yet |
Lucas Kell
JSR1 AND GOLDEN GUARDIAN PRODUCTIONS SpaceMonkey's Alliance
1281
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Posted - 2013.10.16 09:09:00 -
[26] - Quote
Miles Uppercut wrote:Hi, LITSEN im in some deep **** i can pay you back in labor or a full fitted mining bardge of your liking. mining barge or labor. every penny i make will go to pay you back in full. IN FULL! this isn't a friken scam this is a desperation call i need help and i will mine or pve your choice. Or i could be your persenal butler that gets everything you buy out of system for you or someone who refines your ore ore mines while your away. PLEASE i need this loan. if you want to send anytihng above 600 million ISK you name your intrest rate. EVEmail me your ideas or my labors. I need this loan so please help me out here. also if your gonna ask me to change my collateral NAME YOUR OWN. i will pay it i hate having to change my collaterl just to suit one person then they back out so i have to change it again. if you are woundering what im trained in. im a mining player and a small PvE pilot NOTHING MORE. if you want me to PvP you have to supplie me with the skills to get into a good fighting position. AGAIN i will labor in mining or PvE, if you want me to PVP you must supply me with the skills. also if you are a PVP corp that is tired of buying ships, set me up with soem blueprintes then i can build you your ****. FREE OF CHARGE.
Sorry if i have affended some of you but im pretty desprest here So please help me out.
Fly safe. OK, if you are serious I'll name collateral and rates. As you are a new character with no reputation, collateral must be full. I'll accept the following as collateral [3x Hulk]
Or
[Any collection of standard* items located in continuous high sec valued at 600m+]
*Standard items are T1, T2, or meta items. Faction, officer or unique modules/ships are not accepted. Rigs fitted to ships are not counted towards total value.
I'll provide 600m isk at 2%/week non-compounded interest paid weekly. So if you keep this for 21 days, you pay back 12m every week, then the final interest payment + the 600m on the 3rd week, for a total of 636m. So payments would be: Week 1: 12m Week 2: 12m Week 3: 612m
The length of the loan will not be fixed. As long as you continue paying the interest, the loan can continue indefinitely (though if you were going to take longer than 50 weeks to repay, it would be in your best interest to default).
Please contract me the collateral with a "you will receive" value of 600m. Once I verify the value of the collateral, I'll accept and the loan will begin on that day with the first interest payment being due in 7 days from acceptance of the contract.
Interest will only be charged on full weeks. For example, if you return the loan 5 days into week 3, you will not be required to pay interest on the third week (so total repayment will be 624m). Days are counted starting from the downtime prior to accepting the loan.
Failure to pay interest with no prior contact with me 3 days after the interest payment is due will result in a default, where collateral will be sold off and the loan terms terminated.
Details of the loan status plus interest paid will be posted in this thread.
So there, that's a serious offer, and a pretty fair one (even if I do say so myself). The Indecisive Noob - A new EVE Fan Blog for news and stuff. |
Velicitia
Emergent Avionics
1701
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Posted - 2013.10.16 11:01:00 -
[27] - Quote
confirming this is a good deal. Trouble is the dude is on a trial (according to him) and can't set up a contract, so you would likely need a trusted third party.
to the OP -> you're probably better off just going to CCP's store (or Shattered Crystal, or Battleclinic, or whoever else) and just purchasing a GTC --> 60 day time card you can split into 2 PLEX.
you'll get nearly all of that 600m you're looking for, and also have 30 days to play (or just sub up with a CC and sell both PLEX).
One of the bitter points of a good bittervet is the realisation that all those SP don't really do much, and that the newbie is having much more fun with what little he has. - Tippia |
Elizabeth Norn
Nornir Research
91
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Posted - 2013.10.16 12:06:00 -
[28] - Quote
I'm sure a trial who cannot afford a PLEX has three Hulks lying around . .
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Nanatoa
333
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Posted - 2013.10.16 12:35:00 -
[29] - Quote
I'm very sorry Miles Uppercut, I wanted to send you 600M but I accidentally a bounty instead! Oh dear, who placed those buttons so close to each other?
Edit: perhaps you can arrange for a friend of yours to pod you to claim the bounty, so you can get the money? "Stay the course, we have done this many times before." - (CCP) Hilmar, June 2011
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Lucas Kell
JSR1 AND GOLDEN GUARDIAN PRODUCTIONS SpaceMonkey's Alliance
1284
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Posted - 2013.10.16 12:40:00 -
[30] - Quote
Elizabeth Norn wrote:I'm sure a trial who cannot afford a PLEX has three Hulks lying around . Probably not, but he same name the collateral, and you'd have to be mental to go for this loan with less than full collateral. Besides, I don't believe for a moment that this is really a trial account :p I mean for starters I don't think trial characters can post on the forums. Secondly he has fitted retrievers, but his character would not be old enough to fly them, suggesting he has at least one alt more than 8 days old. The Indecisive Noob - A new EVE Fan Blog for news and stuff. |
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