it's staggering how bad you are at self reflection


you are basically doing the exact same thing as erotica here only with some sort of superiority complex
what makes him illegitimate and you trustworthy?

for all the good either one of you are doing at least he is amusing and not nearly as long winded (aka you post to many words that say nothing and are boring)

If only EVE would allow you to take out a mortgage on your characters... then your bank could provide credit to bonus room customers allowing them to take full advantage of the opportunity (instead of being limited by the assets they have at hand).

Such a great potential for synergy ruined by CCP's inability to implement a proper mortgage & debt collection process.

Well I encourage any doubters to Google me. My motivations are not primarily isk, otherwise I wouldn't conduct bonus rounds that sometimes take 5-10 hours for so little possible gain. I'd be better off running missions.

The board would not include any sociopaths, I assure you. Look, this won't be for everyone, I understand. I'm looking for open-minded investors and clients who would like to have a front seat to an exciting ride of EVE content creation.

If you are afraid this is a scam, then I don't really want your isk as it would be clearly too much for you to risk.

*edit* If I got bored with it or was away from game, the board would either replace me or follow the predetermined rules for winding down the bank, paying back clients and investors.

I don't think you understand whom the board would consist of. Only the most trusted names in the game would be invited to the board, not random nobodies.

*edit 2* That came out wrong- I did not mean any offense if you are random and no one knows who you are.

Until it becomes impossible to biomass your char and start another one, move your assets to other character, etc. debt is irrelevant.

Find a way for CCP to keep you account tied to you, not your account, not your char, but you, and keep the game interesting enough for you not to quit, and maybe,.,..

It's Erotica 1.

How the hell did this thread gain traction

Its simple, there are several people in EVE sitting on huge amount of money, that want to leverage it in the market. As long as no bank is in existence, this is a job in itself. With a bank, the lever is in hands of that banker, you just can sit back and do other things in EVE.

It's Erotica 1. The people you're talking about have both the isk and know better. So my question stands.

2014.03.18 08:47
EVE Bank Board of Directors Indications of Interest

From: Erotica 1
To: The Mittani, Istvaan Shogaatsu, James 315

I didn't answer the trust part, since you were asking about the WHY of the thread interest, this is WHY. As long there is no decent lever in the game that makes it possible to work silent money, grendell and some others work hard for another mans isk, but when a bank would come it, it would make everyone work their own corner. It would be a far heather lever as the ones offered now.

In essence you will have created the most basic means that this game can cater to in terms of a bank.

Or just continue down this hard long path of nothing but discouragement - continue getting grilled by all naysayers & skeptical forum goers.

I feel you don't fully understand my thought process yet.

Imagine you had just sent ISK to Erotica and now she opens a conversation window with you, telling you that you are her 100th customer and have been invited into the bonus room. You quickly recap the bonus room rules (show faith by following all her instructions and receive back 5x your total assets, fail her and lose everything) and realize immediately that this is a once in a lifetime opportunity!
But oh no you are notoriously ill equipped for this singular opportunity as you are constantly broke and even five times nothing does still amount to nothing :(

Erotica Banking Services to the rescue! With just a few keystrokes you have arranged to take out a mortgage on your 5 year-old main character. At a reasonable interest rate and for a very modest processing fee you are flush with cash in an instant. Now you can take advantage of this splendid opportunity!

If you win you can easily pay back the loan and if you should lose Erotica Banking Services can initiate foreclosure on your character within the hour (having just lost all your assets you won't be able to repay the loan - unless you have been holding back in which case it is no wonder that you lost, you dirty cheater! people like you give this game a bad name!) , the character passes into the property of Erotica Banking Services and will then undergo Erotica's rigorous scientific testing procedures or find some other useful application.

As you see there is no need for anything fancy like linking accounts to rl identities or preventing you from biomassing to enable this wonderful win-win scenario. All that is required is for CCP to implement a simple mortgage contract that accepts characters for collateral.

I feel you don't fully understand my thought process yet.

Imagine you had just sent ISK to Erotica and now she opens a conversation window with you, telling you that you are her 100th customer and have been invited into the bonus room. You quickly recap the bonus room rules (show faith by following all her instructions and receive back 5x your total assets, fail her and lose everything) and realize immediately that this is a once in a lifetime opportunity!
But oh no you are notoriously ill equipped for this singular opportunity as you are constantly broke and even five times nothing does still amount to nothing :(

Erotica Banking Services to the rescue! With just a few keystrokes you have arranged to take out a mortgage on your 5 year-old main character. At a reasonable interest rate and for a very modest processing fee you are flush with cash in an instant. Now you can take advantage of this splendid opportunity!

If you win you can easily pay back the loan and if you should lose Erotica Banking Services can initiate foreclosure on your character within the hour (having just lost all your assets you won't be able to repay the loan - unless you have been holding back in which case it is no wonder that you lost, you dirty cheater! people like you give this game a bad name!) , the character passes into the property of Erotica Banking Services and will then undergo Erotica's rigorous scientific testing procedures or find some other useful application.

As you see there is no need for anything fancy like linking accounts to rl identities or preventing you from biomassing to enable this wonderful win-win scenario. All that is required is for CCP to implement a simple mortgage contract that accepts characters for collateral.

ANYONE ACTUALLY TAKING THIS SERIOUSLY ( other than Erotica )

STOP BEING DUMB.

Sometimes i do lose faith in the level of common sense of pilots in Eve.

my trusted escrow agents

Erotica 1, isn't that the one involved in cyberbullying?

http://jestertrek.blogspot.nl/2014/03/the-bonus-round.html
http://massively.joystiq.com/2014/03/25/heres-some-of-the-cyberbullying-that-happens-in-eve-online/

Erotica 1, isn't that the one involved in cyberbullying?

http://jestertrek.blogspot.nl/2014/03/the-bonus-round.html
http://massively.joystiq.com/2014/03/25/heres-some-of-the-cyberbullying-that-happens-in-eve-online/

I've always wanted to start an honest bank to exceed the huge scams. Imagine the shock when it's achieved and there's no scam.