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Thread Statistics | Show CCP posts - 1 post(s) |
Mr Crowley
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Posted - 2006.05.09 03:05:00 -
[1]
It is a outrage that insurance is paid to people who commit concord suicide. If you have life insurance and you commit suicide nobody gets paid. Why are people getting paid insurance payouts when they use concord to suicide themselves?
No discussion of moderation in signatures please - email us if you have any questions - Jacques([email protected]) |
Dnol Arendale
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Posted - 2006.05.09 03:08:00 -
[2]
Does it matter? sure the ship costs get covered, but combined with the few million you pay for insurance + the cost of all the gear, you're still playing at a loss unless you hit a really profitable hauler.
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trimdonite
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Posted - 2006.05.09 03:11:00 -
[3]
why not? Its the ship thats covered. My car is fully comprehensive cover, if i'm stupid enough to wrap it round a tree i still get the money.
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Jhonen Senraedi
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Posted - 2006.05.09 03:13:00 -
[4]
 Originally by: trimdonite
why not? Its the ship thats covered. My car is fully comprehensive cover, if i'm stupid enough to wrap it round a tree i still get the money.
Love to see your insurance pay out if you commited a criminal act in it though....as insurers tend to look for any excuse not to pay.
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Mr Crowley
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Posted - 2006.05.09 03:16:00 -
[5]
Originally by: Jhonen Senraedi
Originally by: trimdonite
why not? Its the ship thats covered. My car is fully comprehensive cover, if i'm stupid enough to wrap it round a tree i still get the money.
Love to see your insurance pay out if you commited a criminal act in it though....as insurers tend to look for any excuse not to pay.
Exactly. No payout, sorry for what you have paid. People killed by concord because of breaking the law should not be paid insurance.
No discussion of moderation in signatures please - email us if you have any questions - Jacques([email protected]) |
Cipher7
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Posted - 2006.05.09 03:23:00 -
[6]
Try not being such a juicy target.
I'm not a big fan of piracy but its an important part of the game, and the fact that it happens in highsec is sexy.
They're like mafia, operating in civilized society while the authorities turn away.
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CaptainButts
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Posted - 2006.05.09 03:29:00 -
[7]
Edited by: CaptainButts on 09/05/2006 03:29:11
Edit: Nevermind I'm dumb
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Malthros Zenobia
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Posted - 2006.05.09 03:57:00 -
[8]
Originally by: trimdonite
why not? Its the ship thats covered. My car is fully comprehensive cover, if i'm stupid enough to wrap it round a tree i still get the money.
If you willingly destroy your car, your insurance company will pretty much tell you to **** off.
Not to mention it's a felony to destroy something you own IRL for insurance money.
TBH, I think it'd be rather interesting if you weren't paid insurance if you're destroyed by CONCORD.
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Deja Thoris
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Posted - 2006.05.09 04:15:00 -
[9]
And it makes sense that a 2 month old noob in a raven goes ratting in lowsec in a raven sporting heavy missiles. When he gets ganked by an assault frigate the insurance company pays?????
The whole insurance system is in place to stop losses being catastrophic. Thats losses through stupidity or malicious acts.
I hope one day you shoot at what you thought was a war target in highsec that turns out to be a neutral. I'll come waving this topic infront of your face when it happens.
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Nikolai Nuvolari
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Posted - 2006.05.09 04:15:00 -
[10]
Nice sig, Malthros 
--------
Tom Thumb > for a nut case you rawk
[04:21:15] Mebrithiel Ju'wien > Nik's bio 4tw btw
[07:38:53] Graelyn > Nikolai for Dev 108!
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Dhin Xar
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Posted - 2006.05.09 04:17:00 -
[11]
Insurance is really just a game mechanic. If you start treating it like a real insurance company then it has to also start turning a profit. |
w0rmy
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Posted - 2006.05.09 04:21:00 -
[12]
Originally by: Malthros Zenobia
If you willingly destroy your car, your insurance company will pretty much tell you to **** off.
Not to mention it's a felony to destroy something you own IRL for insurance money.
But isnt it also a felony to mount big kickarse guns and rocket launchers on the front of your car?
Eve is not real life, making comparrisons between the two doesnt really work.
Of course people whine, its cause your sig sucks
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Tuhc Nem
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Posted - 2006.05.09 04:44:00 -
[13]
How could the insurence mechinism tell the difference between a hostile act and an honest mistake.
Don't tell me you don't know plenty of people who've accidently webbed a gate or NPC in high sec and got eaten by CONCORD ships of dh00m.
Pirates are a fact of life. High security doesn't and shouldn't make you immune from attacks, as nothing in EVE is certain. You also have to remember that this is just a game. Bringing a real life system of insurence into the game would make things painfully complicated and reduce the level of fun considerably.
Besides, if someone is suicide ganking in a battleship, they probably have the money to cover that thing even without insurence. Hell, they have to cover the cost of the modules anyway...
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trimdonite
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Posted - 2006.05.09 04:47:00 -
[14]
meh if i wanted to destroy my car for insurance purposes my insurers wouldn't know it was intentional, but thats besides the point.
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Danton Marcellus
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Posted - 2006.05.09 04:55:00 -
[15]
One accidental shot at an NPC structure shouldn't envoke Concord wrath but rather just a warning and a fine.
Remind me about The Maze.
I'm Danton Marcellus and I approve of this message. |
Vegetto Ichikai
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Posted - 2006.05.09 05:01:00 -
[16]
My mate and i had a wipe out on the M42, totalling the car and all the barriers/signs. Although it was his fault (He was under the weather and lost concentration in fast lane), it would be harsh if he didn't get insurance money even though it was something stupid (I still travel 40 mins to work with him each day, how's that for stress :)).
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Ernest Graefenberg
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Posted - 2006.05.09 05:03:00 -
[17]
Originally by: w0rmy
Originally by: Malthros Zenobia
If you willingly destroy your car, your insurance company will pretty much tell you to **** off.
Not to mention it's a felony to destroy something you own IRL for insurance money.
But isnt it also a felony to mount big kickarse guns and rocket launchers on the front of your car?
No, thats just awesome.
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Telemicus Thrace
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Posted - 2006.05.09 05:16:00 -
[18]
Originally by: Mr Crowley
...If you have life insurance and you commit suicide nobody gets paid....
Actually in Japan they do. Suicide is an acceptable way of solving debt problems there. Could explain the high suicide rate.
More to the point the only time RL comparisons will hold any real weight in an Eve related argument is when we discover a wormhole thousands of years from now and send colony ships through into some sort of strange 'liquid space' dimension. Then after the worm hole collapses and .... you get the point.
What applies on Earth, 2006 AD in suburban Texas or wherever else you are does not apply in Eve. Insurance works in Eve the way it does. Who is to say they don't insure their ships with a Gallente pirate group who want to encourage this activity?
Bottom line it is a game mechanic like courier missions or armour resistances. Learn how to play the game as it was designed, don't try to have the game redesigned to fit your abilities. Aside from everything else it won't happen.
>> RECRUITING << |
Nyabinghi
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Posted - 2006.05.09 05:33:00 -
[19]
Essentially if you are low sec rated your insurance rate should go up as you are considered high risk. If you purposely engage in high sec ganking and Concord blows you up you should get a fraction of the insurance payout and as stated above your insurance rate increased.
On the flip, Concord should fine you for things like blowing up cans and other minor offenses. Fine you some ISK and give you a warning. Blowing up your ship cause you blew up a can is stupid, especially considering all the cans littered across EVE space.
I make cool banners for ISK. |
Lonectzn
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Posted - 2006.05.09 06:07:00 -
[20]
Sorry I don't have a whole lot to add to this thread, just one thing drives me crazy:
It is an outrage.
Ok I'm done.
Oh but one thing, I'll cancel my sub the second I can't SD shuttles for profit 
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Ann Mari
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Posted - 2006.05.09 06:13:00 -
[21]
Originally by: Lonectzn
Sorry I don't have a whole lot to add to this thread, just one thing drives me crazy:
It is an outrage.
Ok I'm done.
Oh but one thing, I'll cancel my sub the second I can't SD shuttles for profit
That was the first thing that caught my eye aswell 
If Eve Insurance was anything like RL insurance, I wouldn't get any! Or the insurance premium will be the exact replacement value of my ship. I'm a very very very high risk customer! I know the people in the claims department by name now!
So just treat it like a game mechanic, as others said.
///End
"There can be no justice, if rules are absolute"
"The enemy of my enemy, is my friend"
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Vanamonde
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Posted - 2006.05.09 06:49:00 -
[22]
I don't think you can insure your clone... hence, it's not suicide. 
[Read the Rules!] | [[email protected]]
Vanamonde: by Arthur C. Clarke |
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Jim McGregor
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Posted - 2006.05.09 06:54:00 -
[23]
Edited by: Jim McGregor on 09/05/2006 06:54:20
Originally by: Vanamonde
I don't think you can insure your clone... hence, it's not suicide.
That reminds me.. i want to insure my clone!
And my implants. Please. Risks are bad for my health.
---
The Eve Wiki Project |
Nyabinghi
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Posted - 2006.05.09 06:56:00 -
[24]
Originally by: Vanamonde
I don't think you can insure your clone... hence, it's not suicide.
Oui but alts are a dime a dozen.
I make cool banners for ISK. |
Greenwing
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Posted - 2006.05.09 07:00:00 -
[25]
If in rl you accidently hit another car and you have the right insurance you are insured. If in Eve you accidently damage anybody else your ship will be destroyed by Concord. How can you differentiate between people accidently getting Concordokened and people doing it on purpose ?
I do think though that self-destruction should not be insured and somebody getting killed a lot should pay more insurance.
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lansha
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Posted - 2006.05.09 14:45:00 -
[26]
how about altering the cost of insurance to reflect the 'risk'? eg you lose 2-3 bs, the cost to insure the next increases by 20-30%?
an enemy of an enemy is a friend |
Lisento Slaven
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Posted - 2006.05.09 14:54:00 -
[27]
I think they should still give the payout simply becaus I know people who have really screwed up early in the game (have you ever tried using a smartbomb in high security?) =P
If you screw up and die because of concord when you weren't even trying to do something illegal, just let them get their money.
---
Lisento Slaven wants to be a Space Whaler in EVE.
Put in space whales! |
Sovy Kurosei
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Posted - 2006.05.09 14:55:00 -
[28]
Originally by: lansha
how about altering the cost of insurance to reflect the 'risk'? eg you lose 2-3 bs, the cost to insure the next increases by 20-30%?
It is expensive enough to PvP in large ships like battleships, no point in trying to increase the costs even more.
___________________
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RedPhoenix
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Posted - 2006.05.09 14:57:00 -
[29]
Hi, this is not real life, its a game.
Now move on please.
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Twilight Moon
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Posted - 2006.05.09 15:03:00 -
[30]
Originally by: Ernest Graefenberg
Originally by: w0rmy
Originally by: Malthros Zenobia
If you willingly destroy your car, your insurance company will pretty much tell you to **** off.
Not to mention it's a felony to destroy something you own IRL for insurance money.
But isnt it also a felony to mount big kickarse guns and rocket launchers on the front of your car?
No, thats just awesome.
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