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Capsups
Requiem Knowledge
Stella Nova
28
   |
Posted - 2015.09.24 15:59:20 -
[1] - Quote
Hey MD,
I just finished a recent loan and I'm left with a lot of collateral that I'd like to put forward for a loan. The loan will be used to kickstart my recent business going into full-scale marketeering and I've been doing fairly well so far, hence this request for a bigger loan.
Loan info
Size: 70b in total
Duration: 2 months
Collateral: Yes, held by Chribba and worth about 74.3b.
Interest: 3%
Payout: After 1 and 2 months respectively, from the date where I have the ISK in my possession.
Additionally I reserve the right to pay the full loan + full interest for 2 months back at any time should the need arise.
I've reached out to Chribba and I'm hoping he will confirm the collateral as soon as possible.
Previous activity
1B collaterised loan @ 10% for 1 month (defaulted)
10B Collaterised loan @ 10% for 2 months (finished)
18B Collaterised loan @ 4% for 2 months (finished)
If there's any questions, don't hesitate to ask. |
Capsups
Requiem Knowledge
Stella Nova
28
|
Posted - 2015.09.24 16:36:57 -
[2] - Quote
Bumblefck wrote:Just an observation, your disappearance from that first bond thread did look mighty suspicious (even though you're not hiding the default and did forfeit the collateral with good grace :) ).
Why did you not return to that thread?
To be blatantly honest, I was 6 years younger and it was the first time I had finally come into some ISK.
What I was doing at the time was setting up a smaller reaction farm in some NPC null-sec systems that I was living in at the time with my alliance. It was very close to Jita and at the time I was borrowing a corp mate's JF as I didn't have the ISK to buy my own. I was doing very well at the time, as the reaction market was VERY different back then as opposed to today. I think I had 4 towers running nanotransistors and the monthly profits as far as I remember was something like 2b per tower. All in all, a fairly profitable venture.
One late night while selling nanotransistors for several billions (which was all of my liquid ISK at the time), this one guy convoed me and told me he was trying to manipulate the nanotransistors market or something like that. I was 100% sure it was a scam at the time, but he offered me a price for the nano transistors slightly below the sell order price, but on the other hand he was guaranteeing me that he would be interested in buying all the nanotransistors that I was producing.
However, I remember there being something suddenly happening that I had to attend to immediality IRL and I decided to setup the contract to the guy right away before leaving. Alas, younger me had forgotten to put in a price for the nanotransistors and thus when I got back later I had no ISK anymore and I lost my nanotransistors.
The following day, I wake up to my towers having been reinforced by some capital fleet during the night and for some ungodly reason I don't remember, they ended up being killed after their timer was up. I was left with exactly 0 ISK, the collateral that I had given and a single Hulk (only relevant for my later EVE career).
I rage quit the game instantly but returned 2 months later because I couldn't get enough of the game. That's the story of how I defaulted my first loan and lost everything I owned in one fatal night.
Needless to say, it was probably the best learning experience for my EVE career ever, as it taught me everything about risk mitigation and a backup plan. Unfortunately, I'll also have to live with the stain of that decision of rage quitting forever... 
Bad Bobby wrote:I'd consider filling this completely, but I'm concerned about the collateral. Can you give me more details?
See my mail. |
Capsups
Requiem Knowledge
Stella Nova
28
|
Posted - 2015.09.24 17:04:57 -
[3] - Quote
Cista2 wrote:If you got 6 years older since 2010, I feel you should be able to pay at least 20% interest rate as well.
Anyway, carry on :)
Math is hard Cista, mkay?
Updated interest rate on recommendation, we'll see how it goes. |
Capsups
Requiem Knowledge
Stella Nova
29
|
Posted - 2015.09.26 17:25:47 -
[4] - Quote
Still working with Chribba to get him to confirm the collateral, so hang in there. |
Capsups
Requiem Knowledge
Stella Nova
32
|
Posted - 2015.09.28 20:59:30 -
[5] - Quote
Ended up changing to Grendell instead as Chribba was being way too slow to work with. Droodid was fine with it, I have yet to hear from Ulisse.
Assuming Ulisse doesn't get back to me within the next day, I'm going to open up whatever Droodid doesn't want to cover to other investors.
Thanks for your interest. |
Capsups
Requiem Knowledge
Stella Nova
32
|
Posted - 2015.09.29 15:33:51 -
[6] - Quote
Alright then, confirming the following then:
Grendell now holds the collateral.
Ulisse Kromm has 50b
Droodid has 20b
Send your ISK to Grendell and lets get this show on the road.
Maxamilia N'Graves wrote:Anything left on this?
I can do 5-7b.
Lando Antilles wrote:And I am ready for any more scraps. Could do up to 15 bil if available.
I'm sorry, but the loan's all filled now. Thanks a lot for your interest however. |
Capsups
Requiem Knowledge
Stella Nova
32
|
Posted - 2015.09.30 05:56:43 -
[7] - Quote
Alright, cool, ISK in my possession. See you in a month for the first interest payout. |
Capsups
Requiem Knowledge
Mortum Ravagers
38
|
Posted - 2015.10.30 16:59:43 -
[8] - Quote
2015.10.30 16:58:51Player Donation-1.000.000.000 ISKxxx ISKCapsups deposited cash into Ulisse Kromm's account
2015.10.30 16:58:41Player Donation-400.000.000 ISK xxx ISKCapsups deposited cash into Droodid's account
See you both in a month for final interest payment + investment. |
Capsups
Requiem Knowledge
Mortum Ravagers
48
|
Posted - 2015.11.30 17:54:56 -
[9] - Quote
Returned principal + interest. Please doing business to both of you and thanks for everyone's interest. |
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