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buzzy
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Posted - 2004.02.03 10:10:00 -
[1]
Finance...
Most people who have been playing for a while realises that in Eve to make money you need money. If I have 10M I can hope to earn 1M a day trading ... If I have a 10M Moa setup I can earn 100's killing NPC and selling the booty ... If I start with 0isk I *have* to mine to make money or join a corp when I don't know which one I should join !
Eve finances are stuck in the dark ages (literally) - the markets are lacking liquidity. If there were Eve banks - then I think we'd see the entire economy boost ... people would be able to buy bigger ships ... buy more weapons ... which would feed back into the market ... creating more money ...
so - who wants to lend me 10M !!! ?
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buzzy
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Posted - 2004.02.03 13:40:00 -
[2]
 Quote:
I think that's a fine idea for a new corporation. If a bunch of us got together and mined and took courier missions for a week, we ought to be able to raise a few million between us, and then advertise loans at exorbitant rates or we'll break your legs :-)
that is the general idea - and you have credit ratings on players so you don't go bankrupt .... I think it would work ! And charge 5-10% interest per day ... for a couple of noobs getting some mining equip together that would be no problem !
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buzzy
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Posted - 2004.02.03 14:07:00 -
[3]
Quote:
Quote:
If I have a 10M Moa setup I can earn 100's killing NPC and selling the booty
What is a 10M Moa?
And by 100's killing NPC... do you mean 100 K isk?
Sorry for the annoying questions, ya, I'm a noob.
a MOA is a caldari cruiser - it cost 7.2Million ISK to buy, another 2 Million ISK to insure and the rest of the 10M ISK goes to buying weapons - a grand total of 10Million for a space-worthy Moa !
the 100's == 100,000's ISK killing the bigger NPC ( they fetch 10-15K each and drop a lot of expensive kit that you can sell on the market)
and good luck !
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buzzy
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Posted - 2004.02.04 10:13:00 -
[4]
Quote:
Would be a great idea. The ability to loan and charge interest on money. In fact I believe a corp tried that. Here are a few issues that would need working out:
1) Ability to create a contract.
2) Ability to enforce a contract.
2a) Putting a lein on someone's wallet (when money flows through the wallet and someone is delinquent on payments, money is automatically deducted.
2b) Ability to track down and put a hold on the item that was used as collateral ie new ship etc...
2c) Ability to detain delinquent customers even in empire space without concord interfering.
I'm sure there are other considerations to make something like this work. But as it stands with the rules in place as they are this would be a scam-fest waiting to happen.
do you know the name of the corp that attempted it ? I would be interested in finding out what happened.
The only way to get around being scamed would be to have a credit rating db for all players that apply for loans => they only get small loans at frist and work their way up to higher value loans. Maintain a db of known-good players, get screen shots of skill, get references from Corps ... it could be an interesting experiment. When I get a spare 10M or so I may attempt it !
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