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EVE Banker
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Posted - 2004.02.12 00:59:00 -
[1]
Edited by: EVE Banker on 12/02/2004 01:01:12
I am running a bank to provide a variety of services for customers. Mainly providing loans and saving accounts.
There is a credit rating system for players to help protect the bank from scammers. Players can deposit cash into their saving account in wich they would earn interest. They can also take out loans for an amount that is based off their credit.
For more information
EVE Banker
And sorry for the Angel Fire site, I'll move the site to an add free location as soon as the wife can be convinced lol.
For all your banking needs
EVE Banker |
Enraku Reynolt
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Posted - 2004.02.12 01:34:00 -
[2]
and what assurances can you provide this isnt just another scam
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Do not let the world change you.
Change the world
Here's everything I know about war: somebody wins, somebody loses, and nothing is ever the sa |
Amin
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Posted - 2004.02.12 01:54:00 -
[3]
An interesting read but as already stated you need to provide some solid assurances. It would be quite easy for you, to just diseapear as u are an alt. You need to prove your not just a Morbor mark II.
Drink StarsiÖ Relation Co-ordinator
Caldari State Citizen
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EVE Banker
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Posted - 2004.02.12 02:19:00 -
[4]
Edited by: EVE Banker on 12/02/2004 02:37:28
Well unfortunately I can't give any information that would prove that this is legit as no matter what I might state, some would consider it still part of a scam or lie.
But all I can say is that I am an honest, and am trying to provide a unique service to players. Who knows perhaps in the future they may implement game mechanics to better protect player base from scams and this would be a boon as people would not be so hesitant to try.
All I can hope is that some try, and hopefully build a customer base.
As to making this an alt; it's for ease of keeping funds seperated. I also don't want to disclose information of my other character as it's the character I use for manufacturing and trade. The bank uses some of the money to invest in trade and manufacturing to provide the interest for the savings accounts. (Thats where the % on hand stat comes in, its a guarantee that I won't have that amount of cash tied up in investment.)
So you could see where if I gave the information on my main, it would jepordize my customers savings by making that char and even the corp I'm in a target.
For all your banking needs
EVE Banker |
Arud
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Posted - 2004.02.12 03:22:00 -
[5]
interesting idea that definetly fits in the eve universe
one question, if you loan someone lets say 50m isk, how are you going to get people to pay you?
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Almondriel
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Posted - 2004.02.12 03:27:00 -
[6]
Yeah.. i need to load 1 billion thx. u can get it back later promise... 
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Ly'sol
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Posted - 2004.02.12 03:27:00 -
[7]
To do this you need to be able to bill people.
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Enraku Reynolt
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Posted - 2004.02.12 03:35:00 -
[8]
bills would only truelly work if they applied to the account as a whole
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Do not let the world change you.
Change the world
Here's everything I know about war: somebody wins, somebody loses, and nothing is ever the sa |
FZappa
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Posted - 2004.02.12 07:45:00 -
[9]
 Quote:
But all I can say is that I am an honest, and am trying to provide a unique service to players... bla bla bla.
oh ANOTHER honest guy wanting to provide
a unique service to players. 
hello morbor :)
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Baldour Ngarr
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Posted - 2004.02.12 09:43:00 -
[10]
All banks have to start somewhere ... if you are honest, good luck to you. But frankly, it's impossible to prove you are honest, we've all had our fingers burnt before, and not many people will take you on trust *regardless* of how many recommendations you get. Morbor had loads of them - Ponzi schemes always do, until they go fizzle.
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"Soon" is an ancient Icelandic word meaning "some time before the next Ice Age." |
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Gan Ning
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Posted - 2004.02.12 10:31:00 -
[11]
Of course he's a Morbor MKII. I would only trust it if he was setting this up with an established character in an established corp who has been playing since launch.
Ok EVE Banker, if you are legit, i'd like to borrow 70 million ISK over 4 months. Oh whats that, you only take money?
Bah Morbor MKII most definately.
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Azhu
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Posted - 2004.02.12 11:06:00 -
[12]
was thinking of robbing ppl on the same way 
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Cell Satimo
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Posted - 2004.02.12 11:15:00 -
[13]
Yeah Morbor was a laugh. I was lucky and got out early at a 100% profit :) . I guess with other peoples money :(
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Join eve-webring.com to promote your site. |
Arleonenis
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Posted - 2004.02.12 11:17:00 -
[14]
Another alt, ccp should disable the possibility to create more than one char on one account
Oh btw this is a scam nothing more
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Bain
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Posted - 2004.02.12 11:31:00 -
[15]
It is unlikely that the ability to have more than one character per account will ever be done away with, there are many legitimate reasons for having multiple characters.
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Busko Moonwalker
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Posted - 2004.02.12 14:09:00 -
[16]
There should be a way to see what other alts that player have :D.
Also a cool thing would be if you could check when a person LAST logged in.
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the bigbrowncow
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Posted - 2004.02.12 14:09:00 -
[17]
The first real-world banks started out as "added services" from the largest and most widely trusted corporations at the time...
Bigbrowncow.
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EVE Banker
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Posted - 2004.02.12 14:28:00 -
[18]
Well I'm sorry that so many have indeed been burnt before and I understand everyone's hesitation to participate.
As stated before there really isn't anything that I can say that will change the mind of all the nay sayers.
To those whom wish to borrow billions, I guess you didn't read the part about haveing to build a credit score before any significant loans will be offered. The credit score will be raised by either haveing a savings account or by paying back smaller loans on time. This is just for the safety of other's money whom would be invested in said loans.
All that being said, this response was expected and its something that will be overcome over time. I believe that once some people find that this is legit they'll inform others.
For all your banking needs
EVE Banker |
DeathBunny
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Posted - 2004.02.12 14:45:00 -
[19]
Well never been burnt before by this type of business "scam", but you sound exactly like other scammers. If it was a fool proof idea then sure its good but until then its not.
Key word was establish a player base because thats what happened last time. Take a little while gain people's intrest investing millions then dogde the bullet on outta there. Whats your main characters name, corporation, how you think you can afford to take peoples money for returns etc. We want info plain and simple if you want us to belive yea.
Fear The Bunny
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Durin
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Posted - 2004.02.12 16:33:00 -
[20]
It would be an interesting service ofcourse, but it can be hard for someone who is actually honest to start something off like this. But it might be worth a try. I'd invest a bit in it, see if it works out. If it doesn't, you loose a couple of mil isk, if it does work, all the better for everyone i guess
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Don ZOLA
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Posted - 2004.02.12 16:48:00 -
[21]
Edited by: Don ZOLA on 12/02/2004 16:56:20
i dont think u could efficently earn money to pay out in the end. lets say i put 500 mils on morphite plan. interest - 4% = 20 mils daily. if i put it on 3 months that makes 1.8 bill isk from interest + 500 mil i deposited = 2.3 bil isk to pay out ^^. i doubt u have time and organisation to make that much money. btw another important thing is to guarantee ppl for theirs money. if u could give me something for garantee i would put money in bank just to check is it working :P
There are 2 rules in a successful life: 1. Don't tell people everything you know |
DeathBunny
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Posted - 2004.02.12 16:56:00 -
[22]
You can delete your own post man if you catch it right away. Don't know if someone posts after it, it will delete or not but I've deleted many of my posts before.
Fear The Bunny
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Shoopy
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Posted - 2004.02.12 17:25:00 -
[23]
EVE Banker...i honestly believe you. Therefor i would like to take a 1 billion isk loan. Can you transfer the isk directly to my accounts.
Thank you :)
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EVE Banker
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Posted - 2004.02.12 17:45:00 -
[24]
Quote:
Edited by: Don ZOLA on 12/02/2004 16:56:20
i dont think u could efficently earn money to pay out in the end. lets say i put 500 mils on morphite plan. interest - 4% = 20 mils daily. if i put it on 3 months that makes 1.8 bill isk from interest + 500 mil i deposited = 2.3 bil isk to pay out ^^. i doubt u have time and organisation to make that much money. btw another important thing is to guarantee ppl for theirs money. if u could give me something for garantee i would put money in bank just to check is it working :P
In regards to the morphite payout with interest, please remember that the upfront fee is 40%. Leaving your balance of 300m wich collects the 4% daily interest. The thing about all the higher plans is that they are truly long term plans and don't start surpassing the other plans until a month worth of time.
After the point they start surpassing the other plans though they really pay off by making 2x the basic rate. (These extra funds of course compound upon themselves so you really are gaining cash faster than 2x.)
The biggest point of the upfront fees is to discourage someone from putting in money then taking cash out the next day with 1 days interest. While someone may do so, they would lose some of their initial deposit.
For all your banking needs
EVE Banker |
DeathBunny
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Posted - 2004.02.12 18:43:00 -
[25]
Well with that being said for intrest and all that, what about a database with a customer number we get??
So we can look how much we are making and such per day/week so we can tell when we want to pull money out or when we start to gain intrest and how much money we've invested in this.
Saying also if someone drops 100mil in a longer term plan. Could he/she add money to it without getting penitilized the inital transaction fee?
Fear The Bunny
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Maud Dib
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Posted - 2004.02.12 19:01:00 -
[26]
I remember a long time ago before Morbor there was a corp that tried to sell some bonds. Did that workout and if so did the people who bought them get paid back?
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EVE Banker
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Posted - 2004.02.12 19:23:00 -
[27]
Edited by: EVE Banker on 12/02/2004 19:35:15
Edited by: EVE Banker on 12/02/2004 19:34:42
If I knew enough about databasing and implementing it over a website I would surely do that.
I am keeping all information on an excel sheet and can give people their information via EVE-mail upon request.
As for depositing money into a pre-existing savings account. Each deposit is addressed the fee. The reason for this is that someone might only make an initial deposit of say 1m to open the account. Then deposit say 100m at a later date as a way of skipping the charge for the plan. The charge again is something that is used as an investment. Its money used to earn the interest.
For all your banking needs
EVE Banker |
Desper
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Posted - 2004.02.12 20:47:00 -
[28]
If you're serious about doing this EVE Banker, contact me using both your main AND this character and I might be able to make you an offer on hosting and a site.
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EVE Banker
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Posted - 2004.02.13 02:52:00 -
[29]
I went ahead and sent you Eve mails from both my main and EVE banker Desper. I'm interested in whatever you may be offering.
For all your banking needs
EVE Banker |
BloodWolv
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Posted - 2004.02.13 03:22:00 -
[30]
Banking requires trust. But, in real life, trust is also reinforced with the threat of bodily harm and/or loss/destruction of property to the banker. In modern times, jail time keeps people in check.
In eve, with no checks and balances, you take zero risk and all profit. With this inbalance, only fools would participate. Granted there are a lot of fools in Eve so you could make yourself rich in a month without offering any service or goods.
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