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Guillame Herschel
Gallente Cheers Restaurant and Bar Coalition Of Empires
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Posted - 2007.09.13 23:02:00 -
[1]
I logged in to update my subscription info, and found that CCP seems to no longer accept American Express cards. Is this some kind of error? -- Guile can always trump hardware -- |

JADE DRAG0NESS
Dark Scorpions Fate Weavers
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Posted - 2007.09.13 23:04:00 -
[2]
Yea CCP only accepts real credit 
"Kill one man, and you are a murderer. Kill millions of men, and you are a conqueror. Kill them all, and you are a god." -- Jean Rostand |

Guillame Herschel
Gallente Cheers Restaurant and Bar Coalition Of Empires
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Posted - 2007.09.13 23:06:00 -
[3]
It was real enough to keep my subscription active for four years. Oh well. Sayonara when the current sub ends. No you can't have my stuff.
-- Guile can always trump hardware -- |

Lucipher03
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Posted - 2007.09.13 23:08:00 -
[4]
can i pleeeaaaase have your stuff?
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Kyrall
Deep Core Mining Inc.
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Posted - 2007.09.13 23:08:00 -
[5]
Can I have your... dammit!
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Take another step back until you find you've walked away... |

Dred'Pirate Jesus
Amarr Ministry of War
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Posted - 2007.09.13 23:12:00 -
[6]
Edited by: Dred''Pirate Jesus on 13/09/2007 23:15:18
American Express charges a 3% or maybe even more addon fee per charge for the pleasure of someone(CCP) accepting it at thier place of business.. This means that CCP loses 3% of your monthly sub to AMEX for letting you use it to pay for Eve.. I'm surpised CCP ever accepted it at all..
Originally by: David Hackworth ò If you find yourself in a fair fight, you didn't plan your mission properly.
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Guillame Herschel
Gallente Cheers Restaurant and Bar Coalition Of Empires
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Posted - 2007.09.13 23:15:00 -
[7]
DO YOU THINK I GIVE A FLYING **** WHAT AMEX CHARGES THE VENDOR? NOT MY PROBLEM.
Besides, I subscribed 6-months at a time, so it's really only 0.5% per month.
-- Guile can always trump hardware -- |

Dred'Pirate Jesus
Amarr Ministry of War
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Posted - 2007.09.13 23:19:00 -
[8]
lol.. I guess not.. Just telling you why they probably quit taking it.. And CCP probably felt the same way up until the amount of AMEX users crossed the line and started cutting into thier bottom line.. Go to your local gas station and get one of those rechargable credit cards.. Works a charm and no late penaltys cause you can't ever charge more than you put on it..
Originally by: David Hackworth ò If you find yourself in a fair fight, you didn't plan your mission properly.
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Jimer Lins
Gallente Sanctuary
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Posted - 2007.09.13 23:19:00 -
[9]
Originally by: Guillame Herschel DO YOU THINK I GIVE A FLYING **** WHAT AMEX CHARGES THE VENDOR? NOT MY PROBLEM.
Besides, I subscribed 6-months at a time, so it's really only 0.5% per month.
It seems that it is a problem, however.
Maybe you can find a GTC retailer that takes Amex or use a different card.
Or you could go with plows and salt.
SEARCh- we find sites for you! |

Guillame Herschel
Gallente Cheers Restaurant and Bar Coalition Of Empires
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Posted - 2007.09.13 23:22:00 -
[10]
I'm getting tired of it anyway, the soil was already getting salty on its own. If it's too much trouble for them to take my money, then it's too much trouble for them to take my money.
-- Guile can always trump hardware -- |
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Guillame Herschel
Gallente Cheers Restaurant and Bar Coalition Of Empires
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Posted - 2007.09.13 23:27:00 -
[11]
Originally by: Dred'Pirate Jesus Go to your local gas station...
What an awesome idea: Mobil quick-pass! I;ll just wave my key fob in front of the computer screen...
-- Guile can always trump hardware -- |

Texaskidd
Caldari Zimm's Roughnecks
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Posted - 2007.09.13 23:32:00 -
[12]
Originally by: Dred'Pirate Jesus Edited by: Dred''Pirate Jesus on 13/09/2007 23:15:18
American Express charges a 3% or maybe even more addon fee per charge for the pleasure of someone(CCP) accepting it at thier place of business.. This means that CCP loses 3% of your monthly sub to AMEX for letting you use it to pay for Eve.. I'm surpised CCP ever accepted it at all..
ALL Cred Card charge 3% or more, infact you and the poor store you use them at get charged, double whammy! the thing with AmericanExpress that ****es off stores is the billing cycle. AE only pays out at end of month, so if i take your card on the 2nd day of month, I have to wait til end to get my money That is why I dont accept AE.
"I would rather be hated for who I am, than Loved for who Im not." |

Shainai
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Posted - 2007.09.13 23:32:00 -
[13]
Most quick stop type of stations carry prepaid Mastercards/visas.
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Major Stallion
Four Rings D-L
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Posted - 2007.09.13 23:37:00 -
[14]
Originally by: Guillame Herschel Edited by: Guillame Herschel on 13/09/2007 23:18:28 I subscribed 6-months at a time, so it's really only 0.5% per month. Ironically, I discovered the change when I was going to change my subscription interval to 1 month, so I have the option to bail out when the **** hits the disk controller for weeks at a time, like now.
But now CCP seems to think that less is more...
did it ever hit you that maybe theres a very small percentage of the playerbase paying via AMEX in order to make it a worthwhile investment for them? ________________________________ High Sec PvP
Originally by: "Wylker" CCP has finally mastered stupidity
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Dred'Pirate Jesus
Amarr Ministry of War
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Posted - 2007.09.13 23:38:00 -
[15]
Originally by: Guillame Herschel Edited by: Guillame Herschel on 13/09/2007 23:27:47
Originally by: Dred'Pirate Jesus Go to your local gas station...
What an awesome idea: Mobil quick-pass! I'll just wave my key fob in front of the computer screen...
Does anybody else but me see the irony in advice to go to drive to a gas station to pay for an online game?
OMFGWTFBBQAMEX
Originally by: Shainai Most quick stop type of stations carry prepaid Mastercards/visas.
That are usable everywhere unlike your AMEX.. 
Originally by: David Hackworth ò If you find yourself in a fair fight, you didn't plan your mission properly.
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Tu Madre
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Posted - 2007.09.13 23:43:00 -
[16]
i'd be happy to ummm aquire your character :)
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Tamayo
Amarr The JORG Corporation FATAL Alliance
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Posted - 2007.09.13 23:45:00 -
[17]
I do pay my monthly fee via Amex.
Has there been a formal announcement that they will no longer accept Amex for payment by CCP ? 
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Guillame Herschel
Gallente Cheers Restaurant and Bar Coalition Of Empires
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Posted - 2007.09.13 23:45:00 -
[18]
Originally by: Texaskidd AE only pays out at end of month, so if i take your card on the 2nd day of month, I have to wait til end to get my money That is why I dont accept AE.
Oh, so you run a business. No doubt out of courtesy and principle, you decline your supplier's offer of net 30 day terms, and pay for all your inventory up-front, right?
RIGHT? -- Guile can always trump hardware -- |
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GM Nova
Game Masters

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Posted - 2007.09.13 23:46:00 -
[19]
Hi Guillame Herschel. We do accept those cards. File a billing petition and we will look into this right away. Remember to put as much information into the petition as possible.
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Guillame Herschel
Gallente Cheers Restaurant and Bar Coalition Of Empires
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Posted - 2007.09.13 23:46:00 -
[20]
Originally by: Tu Madre i'd be happy to ummm aquire your character :)
I may sell him. Keep an eye on the for sale forum.
-- Guile can always trump hardware -- |
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Guillame Herschel
Gallente Cheers Restaurant and Bar Coalition Of Empires
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Posted - 2007.09.13 23:47:00 -
[21]
Originally by: GM Nova Hi Guillame Herschel. We do accept those cards. File a billing petition and we will look into this right away. Remember to put as much information into the petition as possible.
Thanks, GM Nova. I will do that. -- Guile can always trump hardware -- |

Dred'Pirate Jesus
Amarr Ministry of War
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Posted - 2007.09.13 23:48:00 -
[22]
All well that ends well.. 
Originally by: David Hackworth ò If you find yourself in a fair fight, you didn't plan your mission properly.
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smashsmash
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Posted - 2007.09.14 00:32:00 -
[23]
No, you must find a way to keep playing. Please, please, please. It warms the*****les of my heart to know that you, Guilla- or should I say Sir Guillame, are playing EVE.
Seriously, though. 9 out of 10 cashiers hate dealing with American Express shoppers more than people that write checks.
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chrisreeves
Gallente Asgard Protectorate Betrayal Under Mayhem
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Posted - 2007.09.14 00:52:00 -
[24]
dude, really. Go to shattereycrystal.com and buy time codes. they accept amex, paypal, visa, etc, etc, etc.
problem solved. -----------------
Originally by: kieron The Ibis was never intended to be a solo OMGWTF mission-farming PWNmobile.
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Queen Killerz
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Posted - 2007.09.14 01:10:00 -
[25]
Originally by: chrisreeves dude, really. Go to shattereycrystal.com and buy time codes. they accept amex, paypal, visa, etc, etc, etc.
problem solved.
Isn't that ODD? CCP wont take Amex but GTC selling site, selling for CCP is willing to cover for the loss?
Sounds like CCP merchant has changed hands and that is the reason why.
Someone should just be honest with people.
Why! Should he have to back track anyways...? OP has a point...
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Guillame Herschel
Gallente Cheers Restaurant and Bar Coalition Of Empires
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Posted - 2007.09.14 01:14:00 -
[26]
Edited by: Guillame Herschel on 14/09/2007 01:14:13
Originally by: smashsmash Seriously, though. 9 out of 10 cashiers hate dealing with American Express shoppers more than people that write checks.
It's just jealously. 9 out of 10 cashiers can't qualify for an AMEX card.

-- Guile can always trump hardware -- |

An Anarchyyt
Gallente Sublime.
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Posted - 2007.09.14 01:24:00 -
[27]
Originally by: Guillame Herschel Edited by: Guillame Herschel on 14/09/2007 01:14:13
Originally by: smashsmash Seriously, though. 9 out of 10 cashiers hate dealing with American Express shoppers more than people that write checks.
It's just jealously. 9 out of 10 cashiers can't qualify for an AMEX card.

Yea, AMEX, the card of people who wanna act like they're rich everyhwere. Maybe I can get one of those AMEX Black Cards and go shopping on Sloan St
Originally by: CCP Wrangler Second, a gentile is a non jewish person
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Guillame Herschel
Gallente Cheers Restaurant and Bar Coalition Of Empires
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Posted - 2007.09.14 01:33:00 -
[28]
Originally by: An Anarchyyt Yea, AMEX, the card of people who wanna act like they're rich everyhwere. Maybe I can get one of those AMEX Black Cards and go shopping on Sloan St
It's quite amazing the animosity people have towards a credit card. But I know just what to say to deflect that criticism: I also happen to work for Ticketmaster.
 -- Guile can always trump hardware -- |

An Anarchyyt
Gallente Sublime.
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Posted - 2007.09.14 01:36:00 -
[29]
Originally by: Guillame Herschel
Originally by: An Anarchyyt Yea, AMEX, the card of people who wanna act like they're rich everyhwere. Maybe I can get one of those AMEX Black Cards and go shopping on Sloan St
It's quite amazing the animosity people have towards a credit card. But I know just what to say to deflect that criticism: I also happen to work for Ticketmaster.

It isn't really the credit card itself, but the "idea" behind the credit card. So, I blame the marketing people, and the celebrities.
But ticketmaster, oooooh....I don't even know if I can talk to you now.
Originally by: CCP Wrangler Second, a gentile is a non jewish person
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Guillame Herschel
Gallente Cheers Restaurant and Bar Coalition Of Empires
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Posted - 2007.09.14 01:47:00 -
[30]
Edited by: Guillame Herschel on 14/09/2007 01:48:17
Originally by: An Anarchyyt
But ticketmaster, oooooh....I don't even know if I can talk to you now.
This is going a little far afield for this forum, but would it amuse you to know that one of the functions Ticketmaster performs for its clients is to take the heat from the public for the surcharges we're under contract to add to the ticket's face value? If it were up to us, we'd hide all the fees and you wouldn't know any better. 
What's going to be really interesting is next year, when LiveNation goes it alone and starts ticketing their own events. They declined to renew their contract with us. But that's cool, LiveNation is a Clear Channel spinoff, and we all know how much the public LOVES Clear Channel. This is gonna make Ticketmaster look good!
-- Guile can always trump hardware -- |
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CCP Wrangler

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Posted - 2007.09.14 01:58:00 -
[31]
Originally by: An Anarchyyt It isn't really the credit card itself, but the "idea" behind the credit card. So, I blame the marketing people, and the celebrities.
But ticketmaster, oooooh....I don't even know if I can talk to you now.
Credit cards were really invented to make payment easier and you wouldn't have to use cash. I guess the problems with them came with companies giving credit to people who can't pay it and people who really can't handle their finances. Personally I think they're a great way of paying for stuff, although I prefer to use the card that takes the money from the bank rather than credit, think it's called debit card in English. 
Wrangler Community Manager EVE Online
Contact Support - Contact Moderators - Report Bug - Submit News Leads - Knowledge Base Player Guide - Policies - Join ISD - Fan Submissions - DevFinder LiteÖ |
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Arana Tellen
Gallente The Blackguard Wolves Knights Of the Southerncross
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Posted - 2007.09.14 02:01:00 -
[32]
Originally by: CCP Wrangler
Originally by: An Anarchyyt It isn't really the credit card itself, but the "idea" behind the credit card. So, I blame the marketing people, and the celebrities.
But ticketmaster, oooooh....I don't even know if I can talk to you now.
Credit cards were really invented to make payment easier and you wouldn't have to use cash. I guess the problems with them came with companies giving credit to people who can't pay it and people who really can't handle their finances. Personally I think they're a great way of paying for stuff, although I prefer to use the card that takes the money from the bank rather than credit, think it's called debit card in English. 
I use a credit card that is linked to my debit card that auto pays off the credit. Since I know my balance I do not have to worry about payments and I get the protection of using a CC. ---------------------------------
Core 2 Duo E4300 1.8ghz @ 3ghz, 2GB Gskill DDR2 5400 @ 800mhh 4-4-4-12, Abit fatality mATX F-I90HD @ 334mhz, 8800GTS 320mb 2x250GB 7200.10s Raid 0, Vista 64 Home. |

An Anarchyyt
Gallente Sublime.
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Posted - 2007.09.14 02:14:00 -
[33]
Originally by: Arana Tellen
Originally by: CCP Wrangler
Originally by: An Anarchyyt It isn't really the credit card itself, but the "idea" behind the credit card. So, I blame the marketing people, and the celebrities.
But ticketmaster, oooooh....I don't even know if I can talk to you now.
Credit cards were really invented to make payment easier and you wouldn't have to use cash. I guess the problems with them came with companies giving credit to people who can't pay it and people who really can't handle their finances. Personally I think they're a great way of paying for stuff, although I prefer to use the card that takes the money from the bank rather than credit, think it's called debit card in English. 
I use a credit card that is linked to my debit card that auto pays off the credit. Since I know my balance I do not have to worry about payments and I get the protection of using a CC.
Ahh yes, the Check card, it is what I use. Probably the best idea the Credit Card companies and banks had. It only took them 80 years to figure it out.
And Wrangler, I suppose that would be exactly the problem. Or, people who use one credit card to pay off another. Or use something similar to that. Black Tuesday and all of that jazz.
Originally by: CCP Wrangler Second, a gentile is a non jewish person
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Hllaxiu
Shiva Morsus Mihi
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Posted - 2007.09.14 02:15:00 -
[34]
Originally by: CCP Wrangler
Originally by: An Anarchyyt It isn't really the credit card itself, but the "idea" behind the credit card. So, I blame the marketing people, and the celebrities.
But ticketmaster, oooooh....I don't even know if I can talk to you now.
Credit cards were really invented to make payment easier and you wouldn't have to use cash. I guess the problems with them came with companies giving credit to people who can't pay it and people who really can't handle their finances. Personally I think they're a great way of paying for stuff, although I prefer to use the card that takes the money from the bank rather than credit, think it's called debit card in English. 
Credit cards are isolated from your bank accounts, so if one gets stolen, you're not without any money until the problem is settled (as they don't already have your money, if they emptied your checking account, they already have your money and you're asking for it back, which takes longer). --- Our greatest glory is not in never failing, but in rising up every time we fail. - Emerson |

CherniyVolk
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Posted - 2007.09.14 02:49:00 -
[35]
Edited by: CherniyVolk on 14/09/2007 02:52:32
Originally by: Dred'Pirate Jesus Edited by: Dred''Pirate Jesus on 13/09/2007 23:15:18
American Express charges a 3% or maybe even more addon fee per charge for the pleasure of someone(CCP) accepting it at thier place of business.. This means that CCP loses 3% of your monthly sub to AMEX for letting you use it to pay for Eve.. I'm surpised CCP ever accepted it at all..
RANT MODE ON
The WHOLE idea of a CREDIT system was for MERCHANTS to PAY NECESSARY FEES TO PROMOTE CONSUMER SALES AND FOR CONSUMERS TO SPEND MORE THAN THEY ACTUALLY HAVE!
NOTHING annoys me more, than a merchant who fires all personal associated with BUSINESS MANAGEMENT, and pawns off direct BUSINESS EXPENSES to the consumer. Now, sure, the consumer pays for the bills so the business stays in business, but the consumer shall not be burdened with direct support requirements.
For those in America, this is a wide spread crime. IF a company, advertises a product price, they CAN NOT MODIFY COST at the shelf on account of payment method. The only thing a merchant can legally do, is give price reduction based on certain payment methods, usually if the consumers offers cash instead of cheque/money order/travellers cheques/credit card/debit card. If posted (and often it is), there may be a minimum sale value for credit card transactions, but if no such notice is present, they can not incur "hidden" charges at point of sale that differ from advertised prices on the shelf.
The whole Debit Card thing is a gray area crime. It defies the protections of the consumer under the Consumer Credit Protection Act, as a "debit" card isn't technically a "credit" card, yet, it will be treated as such at the business' benefit. Chiefly that benefit is the fact that the transaction is as good as cash as it's an electronic transaction based off of available funds within a chequeing account. Furthermore, I have worked on banking equipment, and it doesn't cost a bank one cent for an electronic transaction... anyone who claims different is a liar. The only people that suffer the costs of electronic transactions are the merchants and the consumers; keep this in mind next time you pay for a bank cheque or money order from your bank.
Ultimately, the merchants are supposed to gross the cost of transactions into their costs of business plan. They are supposed to spread out the costs of running a business into the price of their products and services, which will be negligable to the consumer at point of sale. The idea that a consumer should pay anything to use a debit card or credit card defies the whole purpose and essence that made the credi t system work to begin with.
Merchants are supposed to "absorb" the costs of running a business, and part of their problems are how to continue making money doing so. Not to demand that the light bill is paid in full by every customer that comes by. (And yes, it is that extreme, as I said, it doesn't cost the merchant much to conduct a transaction. Infact, consumers often have enough funds in a financial institution where they can initiate such transactions for free, or other such transactions such as chequing and ATM usage.) If a business is charging you for running a debit card or credit card, you are paying for a full month of service, however many times you run your card, and that is illegal.
The only reason why businesses in America get away with it, isn't because it's "legal", but because most people figure it would be more expensive to hire a lawyer than to pay 1.50 cents; this sentiment also snowballs to the point where people aren't even aware that the conduct is illegal, and figure that it must be legal just because so many people are doing it.
If this isn't enough, financial institutions who finance products such as cars, usually of high risk low credit persons, charge additional fees for credit card payments. Fee's, that none of them ever mention in the contract. Again, pay the 10% fee or hire a lawyer.
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Imperator Jora'h
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Posted - 2007.09.14 05:33:00 -
[36]
Originally by: CherniyVolk The WHOLE idea of a CREDIT system was for MERCHANTS to PAY NECESSARY FEES TO PROMOTE CONSUMER SALES AND FOR CONSUMERS TO SPEND MORE THAN THEY ACTUALLY HAVE!
NOTHING annoys me more, than a merchant who fires all personal associated with BUSINESS MANAGEMENT, and pawns off direct BUSINESS EXPENSES to the consumer. Now, sure, the consumer pays for the bills so the business stays in business, but the consumer shall not be burdened with direct support requirements.
For those in America, this is a wide spread crime. IF a company, advertises a product price, they CAN NOT MODIFY COST at the shelf on account of payment method. The only thing a merchant can legally do, is give price reduction based on certain payment methods, usually if the consumers offers cash instead of cheque/money order/travellers cheques/credit card/debit card. If posted (and often it is), there may be a minimum sale value for credit card transactions, but if no such notice is present, they can not incur "hidden" charges at point of sale that differ from advertised prices on the shelf.
Erm...pretty sure this is wrong. I have seen merchants charge an added fee if the customer uses a credit card. Heck, I was in the State of Illinois building just yesterday to renew my driver's license and state car sticker. They accepted cash, checks and Discover Card and if you used a Discover Card they charged a $2.00 flat fee.
Credit cards do have some nice features for the consumer. I recall my parents having to go to the bank and take out a few hundred dollars on Friday so they had what they needed for the weekend (before credit cards were ubiquitous and WAY before ATMs). You also get some fraud protection. Someone robs you of your cash you are SOL. Someone robs you of your credit card you are covered.
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Andrue
Amarr
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Posted - 2007.09.14 06:53:00 -
[37]
Originally by: Texaskidd
Originally by: Dred'Pirate Jesus Edited by: Dred''Pirate Jesus on 13/09/2007 23:15:18
American Express charges a 3% or maybe even more addon fee per charge for the pleasure of someone(CCP) accepting it at thier place of business.. This means that CCP loses 3% of your monthly sub to AMEX for letting you use it to pay for Eve.. I'm surpised CCP ever accepted it at all..
ALL Cred Card charge 3% or more, infact you and the poor store you use them at get charged, double whammy! the thing with AmericanExpress that ****es off stores is the billing cycle. AE only pays out at end of month, so if i take your card on the 2nd day of month, I have to wait til end to get my money That is why I dont accept AE.
Not all credit cards come with a fee. In fact very few available in the UK do. Of course the vendor still has to pay whatever the clearing charge is. Maybe AE has a higher charge. -- (Battle hardened industrialist)
[Brackley, UK]
My budgie can say "ploppy bottom". You have been warned. |

Andrue
Amarr
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Posted - 2007.09.14 06:59:00 -
[38]
Originally by: CCP Wrangler
Originally by: An Anarchyyt It isn't really the credit card itself, but the "idea" behind the credit card. So, I blame the marketing people, and the celebrities.
But ticketmaster, oooooh....I don't even know if I can talk to you now.
Credit cards were really invented to make payment easier and you wouldn't have to use cash. I guess the problems with them came with companies giving credit to people who can't pay it and people who really can't handle their finances. Personally I think they're a great way of paying for stuff, although I prefer to use the card that takes the money from the bank rather than credit, think it's called debit card in English. 
I rarely use cash these days (not even at pubs, lol) so it must be working.
As for debit cards..the problem there is that when they get compromised the money that is stolen is yours. You could find yourself with nothing in your bank account to pay bills. With a credit card the money that is stolen is the banks.
If someone compromises my CC and buys 10k of stuff with it it's just irritating. I have to use another CC for a couple of days while I get a new card sent out.
OTOH if someone buys 10k of stuff using my debit card I end up with an unauthorised overdraft and bills that don't get paid. Of course eventually it will get sorted but it's a magnitude higher in terms of stress, hassle and risk. -- (Battle hardened industrialist)
[Brackley, UK]
My budgie can say "ploppy bottom". You have been warned. |

Andrue
Amarr
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Posted - 2007.09.14 07:00:00 -
[39]
Originally by: Arana Tellen
Originally by: CCP Wrangler
Originally by: An Anarchyyt It isn't really the credit card itself, but the "idea" behind the credit card. So, I blame the marketing people, and the celebrities.
But ticketmaster, oooooh....I don't even know if I can talk to you now.
Credit cards were really invented to make payment easier and you wouldn't have to use cash. I guess the problems with them came with companies giving credit to people who can't pay it and people who really can't handle their finances. Personally I think they're a great way of paying for stuff, although I prefer to use the card that takes the money from the bank rather than credit, think it's called debit card in English. 
I use a credit card that is linked to my debit card that auto pays off the credit. Since I know my balance I do not have to worry about payments and I get the protection of using a CC.
Yeah I used to have a CC that gave me 1% cash back on purchases and let me pay it off by direct debit every month. Unfortuntely they withdrew the 1% cash back and the new issuer doesn't support direct debit. I guess they like to hope that one month I will forget to pay it all off  -- (Battle hardened industrialist)
[Brackley, UK]
My budgie can say "ploppy bottom". You have been warned. |

Mithrantir Ob'lontra
Gallente Ixion Defence Systems The Cyrene Initiative
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Posted - 2007.09.14 07:05:00 -
[40]
Edited by: Mithrantir Ob''lontra on 14/09/2007 07:05:49
Originally by: CCP Wrangler
Originally by: An Anarchyyt It isn't really the credit card itself, but the "idea" behind the credit card. So, I blame the marketing people, and the celebrities.
But ticketmaster, oooooh....I don't even know if I can talk to you now.
Credit cards were really invented to make payment easier and you wouldn't have to use cash. I guess the problems with them came with companies giving credit to people who can't pay it and people who really can't handle their finances. Personally I think they're a great way of paying for stuff, although I prefer to use the card that takes the money from the bank rather than credit, think it's called debit card in English. 
Can we have a confirmation if American Express is accepted or not. I pay via American Express (3 month intervals) and want to know before hand if i have to go through the trouble of having to create another credit card for paying. I have no plans of changing my subscription intervals, and i payed in August.
Wrangler please can we (I) have an answer?
------- Nobody can be exactly like me. Even I have trouble doing it. |
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ElCoCo
KIA Corp KIA Alliance
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Posted - 2007.09.14 08:32:00 -
[41]
Just a couple of things: Visa Debit (usualy "electron") cards that directly substract from your bank account balance, charge a comission because it goes through Visa's payment clearing system so it can be considered "fair". That comission is lower than the comission charged for using normal credit cards. That comission burdens the seller and it's illegal to surcharge based on that. You can however offer the equivalent comission percentage as "discount" for accepting a cash payment  And anyway, comissions for CC transactions are well under 2% nowadays, even for small companies.
While I love Visa debit cards, I now use a mastercard with only 300euros limit for most my online transactions, just to be on the safeside, since I don't have to always remember when subscriptions are renewed to keep my balance up. 
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Braaage
eXceed Inc. INVICTUS.
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Posted - 2007.09.14 10:16:00 -
[42]
Err but if CCP don't want to lose the 3% admin charge why not just increase the subscription cost by 3% and leave a nice little message explaining that on the subs page? It is then up to the user whether to use that method or not.
It's not rocket science...... -- eve-guides.com POS, Outpost and Sovereignty info
Now includes setting up POSs in Empire |

Jotan Veer
HUN Corp. HUN Reloaded
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Posted - 2007.09.14 10:30:00 -
[43]
Originally by: Texaskidd
ALL Cred Card charge 3% or more, infact you and the poor store you use them at get charged, double whammy! the thing with AmericanExpress that ****es off stores is the billing cycle. AE only pays out at end of month, so if i take your card on the 2nd day of month, I have to wait til end to get my money That is why I dont accept AE.
You know, when I go to the US on business trips I'm always puzzled by the sight of drool almost every single merchant able to secrete at the sight of my VISA.
Thanks for enlightening me about the reason! 
HUN Corp. recruitment info (Hungarian players only) |

Bacchanalian
Jericho Fraction The Star Fraction
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Posted - 2007.09.14 21:25:00 -
[44]
Originally by: Texaskidd
Originally by: Dred'Pirate Jesus Edited by: Dred''Pirate Jesus on 13/09/2007 23:15:18
American Express charges a 3% or maybe even more addon fee per charge for the pleasure of someone(CCP) accepting it at thier place of business.. This means that CCP loses 3% of your monthly sub to AMEX for letting you use it to pay for Eve.. I'm surpised CCP ever accepted it at all..
ALL Cred Card charge 3% or more, infact you and the poor store you use them at get charged, double whammy! the thing with AmericanExpress that ****es off stores is the billing cycle. AE only pays out at end of month, so if i take your card on the 2nd day of month, I have to wait til end to get my money That is why I dont accept AE.
These fees were originally to cover processing incurred by the paperwork associated with credit cards back before everything was electronic. Now the processing no longer really justifies the costs, but credit cards use these fees to pay for other benefits such as points programs.
Using a debit card rather than a credit card (so long as you enter your PIN and don't merely swipe it, which winds up processing as a credit transaction for the purposes of the fees) dodges these fees as the debit groups do not charge them.
The real kicker of the whole thing, actually, is that the prices go up across the boards for everyone. Merchants are forced to compensate for the lost profit that credit cards cause them and do so by raising all of their prices to compensate. Thus, even when you pay with cash, you're paying for everyone else's credit card transaction fees by virtue of the inflated prices.
The fees aren't a simple percentage, either. They're generally a flat amount plus a percentage. For instance, to pull numbers out of thin air, let's say the fees are 12 cents per transaction plus 5%. This means the smaller the purchase, the nastier the fee for the merchant (which is why you often see "minimum credit card purchase" amounts listed, despite that being illegal trade practice thanks to the credit card lobbies). 17 cents on a dollar is often a net loss for a merchant.
Real lovely system the credit card companies have worked out for themselves. ____________________ GM Sunshine > oops Neurotica > Hate to see a GM in your gang say 'oops' Backalley Anna > almost as bad as when your Dr. says it |

mama guru
Gallente Corp 1 Allstars Insurgency
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Posted - 2007.09.14 21:52:00 -
[45]
Originally by: CCP Wrangler
Originally by: An Anarchyyt It isn't really the credit card itself, but the "idea" behind the credit card. So, I blame the marketing people, and the celebrities.
But ticketmaster, oooooh....I don't even know if I can talk to you now.
Credit cards were really invented to make payment easier and you wouldn't have to use cash. I guess the problems with them came with companies giving credit to people who can't pay it and people who really can't handle their finances. Personally I think they're a great way of paying for stuff, although I prefer to use the card that takes the money from the bank rather than credit, think it's called debit card in English. 
Kontokort/Bankkort in swedish translates to accountcard/bankcard in english  -YOU ARE NOW READING MY SIGNATURE-
EVE is like the "Fisherman's Friend" of MMOs. If it's too hard, you are too weak. |

CherniyVolk
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Posted - 2007.09.14 21:52:00 -
[46]
Originally by: Imperator Jora'h
Erm...pretty sure this is wrong. I have seen merchants charge an added fee if the customer uses a credit card. Heck, I was in the State of Illinois building just yesterday to renew my driver's license and state car sticker. They accepted cash, checks and Discover Card and if you used a Discover Card they charged a $2.00 flat fee.
I've seen someone line up and snort a gram of ******* up their nose, doesn't mean it's legal. Infact, I've seen lots of people do this.
As I pointed out, the modification of prices at the counter is illegal but few have any economic incentive to place any business on the chopping block.
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Bacchanalian
Jericho Fraction The Star Fraction
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Posted - 2007.09.14 21:58:00 -
[47]
Originally by: CherniyVolk
Originally by: Imperator Jora'h
Erm...pretty sure this is wrong. I have seen merchants charge an added fee if the customer uses a credit card. Heck, I was in the State of Illinois building just yesterday to renew my driver's license and state car sticker. They accepted cash, checks and Discover Card and if you used a Discover Card they charged a $2.00 flat fee.
I've seen someone line up and snort a gram of ******* up their nose, doesn't mean it's legal. Infact, I've seen lots of people do this.
As I pointed out, the modification of prices at the counter is illegal but few have any economic incentive to place any business on the chopping block.
Quite so.
If anyone's interested, this is a website highlighting how these fees work. It is admittedly the website of a lobby set up by a coalition of merchants across the US, so keep that in mind while reading it, but it's a somewhat less oft heard side of the story: http://www.unfaircreditcardfees.com/ ____________________ GM Sunshine > oops Neurotica > Hate to see a GM in your gang say 'oops' Backalley Anna > almost as bad as when your Dr. says it |

Motokko
Minmatar
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Posted - 2007.09.15 03:38:00 -
[48]
Originally by: Guillame Herschel I logged in to update my subscription info, and found that CCP seems to no longer accept American Express cards. Is this some kind of error?
Ha, take that America. *Eats the star spangled banner whilst kicking a bald eagle*
Sorry you'll have to forgive me. Its 4:30 am and I cant sleep.
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Levestra
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Posted - 2007.09.15 03:50:00 -
[49]
When you're using a check card, always ALWAYS use the debit option. Take the money out of your bank account. Signing and using the fake "credit" side of the card costs the vendor more and over time just causes your prices to go up at the store.
So in effect, you're raising the prices you pay on the goods you're whining about being so expensive. Aren't banks great?
Keep in mind that tons of banks now in the US are running contests to get you to "sign instead of use pin" because they make more money every time you do, while not caring that you're paying more and more at the store for their lies and deceit.
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Nisana
No Quarter. Vae Victis.
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Posted - 2007.09.15 03:55:00 -
[50]
Ticketmaster? Ticketmaster....
Call center or Ticketcenter?
If your in the WV Call Center.. I may have a few people for you to say hi to for me :p Or, maybe even a few in Pharr...
VB.. not so much, rofl ----------
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Motokko
Minmatar
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Posted - 2007.09.15 04:19:00 -
[51]
Ticketmaster noooooo!!! I used to work there too. Drove me insane.
Customer> I'd like 4 front row seats for the Lion King next weekend please.
Me> I'm sorry sir, that's a very busy show. I receive many inquiries about it everyday and I'm certain you wont be able to get the seats you're after for at least 3 or 4 months time.
Customer> Well could you just check for me?
Me> *Sigh* Ok, give me a sec ...... nope just like I thought. Nothing available next weekend.
Customer> What about the weekend after?
Me> *Groan* Just a second sir ..... nah nothing. I really wasn't fibbing you know. I've already been through this 10 times today. I know there isn't any good seats for another 3 months.
Customer> But my daughter really really wants to go. Can you check the weekend after that please.
Me> *Grunt* Fine .... hang on a sec .... I have a couple seats near the back but they're flagged as having an obstructed view.
Customer> Obstructed view! What does that mean?
Me> *Gripes* Oh I dont know. Perhaps an opaque object, that is an object through which light can not pass, which is situated between those seats and the stage in such an orientation and position that its solid like properties prevent lights rays coming from part of the stage from reaching your eyes and hence partialy restricting your view of the play?
Customer> Eh?
Me> I'll check the weekend after then shall I? *Cries*
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Koba Kyogen
byeee Corp Hydra Alliance
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Posted - 2007.09.15 05:16:00 -
[52]
Hey,
AmEx user here too. Not pleased with this CCP. I don't generally complain here either. However I do think it a mistake to deny AmEx, I for sure would never own a non AmEx card. Great benefits, fabulous huge credit lines, and the tops in customer service. Woot, go free promo.
Anyways, keeping it a payment option would be a good thing.
Plz
KKyogen
Originally by: CCP Sharkbait we are screwed. delaying startup again.
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Koba Kyogen
byeee Corp Hydra Alliance
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Posted - 2007.09.15 05:18:00 -
[53]
Edited by: Koba Kyogen on 15/09/2007 05:19:41
Originally by: CherniyVolk
Originally by: Imperator Jora'h
blah.
I've seen someone line up and snort a gram of ******* up their nose, doesn't mean it's legal. Infact, I've seen lots of people do this.
blah.
Choo Choo, ridin' the rails. Gumby for the win. So tingly 
KKyogen
Originally by: CCP Sharkbait we are screwed. delaying startup again.
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Derovius Vaden
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Posted - 2007.09.15 05:24:00 -
[54]
Credit cards are a wonderful thing, if you understand that they are an advance of funds directly linked to your credibility with an expectation of being repaided. Moreover, one needs to realize that credit card companies are not doing this service out of the kindness of their hearts, they want you to trip up on a payment and cash in on your mistake.
Its the people who see these pieces of plastic as "free money" that get themselves into trouble. As someone stated above, some people are inherently more mature than their peers when it comes to financial matters; the rest are what keeps credit card companies in business, and offering no liability theft insurance, etc.
Its about time that stupid people started pulling their own weight. 
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Sister Impotentata
Caldari State War Academy
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Posted - 2007.09.15 11:47:00 -
[55]
Just to add some fuel to the fire:
I have house accounts at three local Lumber Yards and they knock 5% off my bill every month because of it. It costs me more if I pay cash. I don't know if my accounts are backed by national credit agencies, or I'm just on the honor system.
I'm a SBO, a general contractor, and I pass almost all of my expenses on to the customer. That's the whole point. They may be buying a finished product or they may be buying materials and my time, depending on how I write out the bill, but they end up paying for everything they get. I don't buy wood and concrete and shingles and nails out of the kindness of my heart. That much is obvious. But the customer also ends up paying for things like coffee, gas, and tools. Of course I don't come back from a coffee break and say to the customer "Hey thanks for coffee. I only charge 2/3 my hourly rate on coffee breaks." But that's the way it works.
I had a point when I started, I swear I did.  ----- TANSTAAFL
When I engage these coils normally I do about 2x10^6 dps. But I try to avoid that because people, entire populations, like die. So I try to keep it to about 4x10^3 dps. |
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