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Othran
Brutor Tribe
Minmatar Republic
163
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Posted - 2012.02.06 13:30:00 -
[31] - Quote
Ahahaha priceless 
I'd say that 75% of the time I've used a CC in the USA it is handed back to me before I sign.
The #1 country in the world for CC fraud is the USA. The reason for that is bloody obvious to anyone who isn't merkin. |
Sasha Azala
Blood and Decay
11
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Posted - 2012.02.06 13:51:00 -
[32] - Quote
Only time my credit card company would worry is if I spent a lot overseas.
You don't have to notify them that you will be out of the country using your credit card, but if you do it can save a lot of hassle. |
Henry Haphorn
Aliastra
Gallente Federation
179
|
Posted - 2012.02.06 14:01:00 -
[33] - Quote
I never had problems with my bank. Not even a phone call. Although, I think it has more to do with the fact that I used a debit card rather than a credit card. |
Jarnis McPieksu
Aliastra
Gallente Federation
330
|
Posted - 2012.02.06 14:21:00 -
[34] - Quote
Henry Haphorn wrote:I never had problems with my bank. Not even a phone call. Although, I think it has more to do with the fact that I used a debit card rather than a credit card.
Of course.
Credit card, bank is on the hook for any disputed charge (they have to prove it was you).
Debit card, you are on the hook for any disputed charge (you have to prove it wasn't you... good luck with that)
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Ad'Hakim Tahous
Science and Trade Institute
Caldari State
27
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Posted - 2012.02.06 15:35:00 -
[35] - Quote
Wot I Think wrote:So yes... I got a e-mail, text message, and phone call all simultaneously today, as I tried to buy a year-long subscription to EVE.
The Text Reads:
SUSPICIOUS TRANSACTION ACTIVITY, "EVE ONLINE " HALTED FOR #INTEGRITY1. CONTACT FOLLOWING.
After verifying half a dozen of tidbits of information with my bank, they determined that I am actually me, but they warned me that :
"Europe is a dangerous place for credit card users".
Certainly you EU folks have heard of credit cards?
Anyway, just wanted to tell ya, my personal, if alarming experience with trying to pay for EVE on a card.
EDIT: Just went through! yay!
Our apologies sir! Since you are active in European transactions, might you be interested in taking a position in Greek Sovereign Debt, from our Italian partners? All activity fully secured by our Nigerian clearinghouse.... hello? Sir, are you there?
It might be a bit of a PITA, true enuf.... but if you've ever been hammered by identity theft < ahem  > you may begin to look more kindly on these confirmation calls.
Fly fierce. |
Serene Repose
Perkone
Caldari State
218
|
Posted - 2012.02.06 15:39:00 -
[36] - Quote
I thought the EU was still trading goats for gametime.
Smokestack lightnin' shinin' just like gold. |
Henry Haphorn
Aliastra
Gallente Federation
179
|
Posted - 2012.02.06 16:30:00 -
[37] - Quote
Jarnis McPieksu wrote:Henry Haphorn wrote:I never had problems with my bank. Not even a phone call. Although, I think it has more to do with the fact that I used a debit card rather than a credit card. Of course. Credit card, bank is on the hook for any disputed charge (they have to prove it was you). Debit card, you are on the hook for any disputed charge (you have to prove it wasn't you... good luck with that)
It's not that hard, for my bank at least (BoA).
I had an unexpected charge from Microsoft for the Xbox Live account I still had (I forgot it was still active). So I told Microsoft to cancel the subscription and refund the charge amount. Thankfully I was still within the 30-day grace period. I then called my bank and told them that the charge was unauthorized and had them refund the overdraft fee they imposed on me. Pretty easy for me. Once the charged amounts have been refunded, I proceeded to remove my debit card information from my Xbox Live account and stuck with time cards since then.
EDIT:
PS: BoA also has a grace period for reporting unexpected charges. |
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