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Wot I Think
State War Academy
Caldari State
274
   |
Posted - 2012.02.05 00:45:00 -
[1] - Quote
So yes... I got a e-mail, text message, and phone call all simultaneously today, as I tried to buy a year-long subscription to EVE.
The Text Reads:
SUSPICIOUS TRANSACTION ACTIVITY, "EVE ONLINE " HALTED FOR #INTEGRITY1. CONTACT FOLLOWING.
After verifying half a dozen of tidbits of information with my bank, they determined that I am actually me, but they warned me that :
"Europe is a dangerous place for credit card users".
Certainly you EU folks have heard of credit cards?
Anyway, just wanted to tell ya, my personal, if alarming experience with trying to pay for EVE on a card.
EDIT: Just went through! yay! |
Dbars Grinding
Garoun Investment Bank
Gallente Federation
349
|
Posted - 2012.02.05 00:48:00 -
[2] - Quote
happens to me all the time with my card. |
The Apostle
The Black Knights of Destiny
28
|
Posted - 2012.02.05 00:52:00 -
[3] - Quote
Wot I Think wrote:So yes... I got a e-mail, text message, and phone call all simultaneously today, as I tried to buy a year-long subscription to EVE.
The Text Reads:
SUSPICIOUS TRANSACTION ACTIVITY, "EVE ONLINE " HALTED FOR #INTEGRITY1. CONTACT FOLLOWING.
After verifying half a dozen of tidbits of information with my bank, they determined that I am actually me, but they warned me that :
"Europe is a dangerous place for credit card users".
Certainly you EU folks have heard of credit cards?
Anyway, just wanted to tell ya, my personal, if alarming experience with trying to pay for EVE on a card.
EDIT: Just went through! yay!
Not sure about other countries laws but CC companies are liable for fraudulent activity where I am from - not the cardholder.
I've had a CC company contact me once over a large CC transaction to confirm I actually wanted it and I see this as a good way to keep "suspicious activity" off your card. It's in the banks best interests to do so.
Now if only mobile phone (cell) companies did the same when your bill goes more than double the norm. Oh wait. YOU are liable for that one 'ey? Figures.
Nullsec democracy is an oxymoron.
Bloc voting for-áalliance candidates is Democracy for Morons 101. Let them perish in their self-interest.
Bring back Eve. OUR Eve. |
Kessiaan
Greater Order Of Destruction
Happy Endings
57
|
Posted - 2012.02.05 01:17:00 -
[4] - Quote
Dbars Grinding wrote:happens to me all the time with my card.
Same. You'd think a company I've been giving money to regularly for years now would be on some kind of white list.
But no. Every single time I use my card I get an automated phone call almost instantly to confirm it. Plus a $1.00 overseas charge. It's quite annoying actually.
My killboard - http://eve.battleclinic.com/killboard/combat_record.php?type=player&name=Kessiaan |
Cindy Marco
Sebiestor Tribe
Minmatar Republic
39
|
Posted - 2012.02.05 01:31:00 -
[5] - Quote
Weird, I've never had a fraud alert with an overseas business. However I've had ~5 the last year dealing with companies in my own state. Perhaps I need to change banks lol. Because the other way makes way more sense. |
Honnete Du Decimer
27
|
Posted - 2012.02.05 01:35:00 -
[6] - Quote
Big American nation debt. Money go out country. Oh no! Stop! 
PMS |
Poetic Stanziel
Arrakis Technology
706
|
Posted - 2012.02.05 02:08:00 -
[7] - Quote
The name EVE Online probably gets flagged as a possible **** or escort business ... thus CC companies calling to verify/approve the transaction.
The STAIN Travel Bookmark Collection - 451 Bookmarks |
Wot I Think
State War Academy
Caldari State
274
|
Posted - 2012.02.05 02:10:00 -
[8] - Quote
Poetic Stanziel wrote:The name EVE Online probably gets flagged as a possible **** or escort business ... thus CC companies calling to verify/approve the transaction.
WTF?
A PS post without awkwardly trying to advert your blog?
I am impressed. |
Sarmatiko
501
|
Posted - 2012.02.05 02:36:00 -
[9] - Quote
The post you are trying to read cannot be viewed from your current country or location. |
Aiwha
101st Space Marine Force
Nulli Secunda
126
|
Posted - 2012.02.05 06:03:00 -
[10] - Quote
EU has crazy levels of identity theft. At least when compared to the US.
Regards,
LCpl. Aiwha-á
Senior Recruiter |
Valei Khurelem
258
|
Posted - 2012.02.05 06:05:00 -
[11] - Quote
Quote:"Europe is a dangerous place for credit card users".
If you are American and with an American bank I am going to fall off my chair laughing.
That said, a common tactic of MMORPG companies especially ones that are doomed to failure is to keep charging you even after you've cancelled in the hopes you won't notice, maybe this set off some flags and now all MMORPG companies look suspicious.
"don't get us wrong, we don't want to screw new players, on the contrary. The core problem here is that tech 1 frigates and cruisers should be appealing enough to be viable platforms in both PvE and PvP." -á - CCP Ytterbium |
Zleon Leigh
82
|
Posted - 2012.02.05 08:11:00 -
[12] - Quote
Since they have facilities in US, I'm surprised CCP doesn't just route US transactions to a point in the US. I'd think it would be more cost efficient and save anguish for all the parents going WTF?? when trying to sign up their kid to play.
Incarna - Newest business example of mismanaged capital.
CCP - Continuing to gank independent PI producers every day |
baltec1
539
|
Posted - 2012.02.05 08:26:00 -
[13] - Quote
To the average American banker, a place called ice land sounds made up. |
Skorpynekomimi
E.A.D Alliance
Omega Vector
110
|
Posted - 2012.02.05 08:42:00 -
[14] - Quote
I have no such issue when making transactions anywhere in the world. My bank has me down as someone with strange tastes. |
Alara IonStorm
1532
|
Posted - 2012.02.05 08:57:00 -
[15] - Quote
Wot I Think wrote:Poetic Stanziel wrote:The name EVE Online probably gets flagged as a possible **** or escort business ... thus CC companies calling to verify/approve the transaction. WTF? A PS post without awkwardly trying to advert your blog? I am impressed.
The only thing rarer is a post by Poetic Stanziel not advertising the blog followed by no posts calling attention to the fact that the Blog was not linked.
I think I have only seen that particular situation once but I may have been Hallucinating.
|
Ivana Twinkle
GoonWaffe
Goonswarm Federation
91
|
Posted - 2012.02.05 08:57:00 -
[16] - Quote
I wonder why eve could be considered fraudulent. there are no such things as scammers in eve. |
Alara IonStorm
1532
|
Posted - 2012.02.05 09:03:00 -
[17] - Quote
Ivana Twinkle wrote:I wonder why eve could be considered fraudulent. there are no such things as scammers in eve.
It might not be EVE Online they consider fraudulent but think the Card may have been stolen.
|
baltec1
539
|
Posted - 2012.02.05 09:19:00 -
[18] - Quote
Alara IonStorm wrote:Ivana Twinkle wrote:I wonder why eve could be considered fraudulent. there are no such things as scammers in eve. It might not be EVE Online they consider fraudulent but think the Card may have been stolen.
To be fair, the charges on CC are criminal so its no wonder it gets flagged all the time. |
CausticS0da
Viziam
Amarr Empire
33
|
Posted - 2012.02.05 10:58:00 -
[19] - Quote
Poetic Stanziel wrote:The name EVE Online probably gets flagged as a possible **** or escort business ... thus CC companies calling to verify/approve the transaction.
Didn't think it would happen but I've just +1ed a Poetic Stanziel post. |
Bane Loppknow
Pel Industries
39
|
Posted - 2012.02.05 14:15:00 -
[20] - Quote
My bank was suspicious the first time, but given my previous history (subscriptions to other games) they let it go through while they asked me if it was a'ight. When I confirmed, they added it to the whitelist and its been KNP ever since. |
Marcus Harikari
Room Is Empty
Enemy-Fleet
19
|
Posted - 2012.02.05 14:49:00 -
[21] - Quote
I remember trying to use a CC when I first signed up, and my bank wouldn't even let it go through. So I used PayPal. Well, ever since that first month I've been using PLEX so no worries. But if I can't make PLEX for some reason, I'm probably screwed, lol. |
admiral root
Red Galaxy
Important Internet Spaceship League
36
|
Posted - 2012.02.05 15:29:00 -
[22] - Quote
One of my US-based corpies had the same problem when they tried paying monthly. They can now phone up each time to get the transaction authorised, but that's nuts. Paypal works, so they've picked up another customer. |
Lharanai
Empyrean Guard
Home Front Coalition
94
|
Posted - 2012.02.05 15:53:00 -
[23] - Quote
no offense guys, but it was hard not to fall off my chair....
here just some facts from my own experience in regard to banking and safety (as a german living in the US):
- transfer of money germany - US = for free, uses Pin AND Tan, electronic, 2-3 days
- transfer of money US - germany = 40 $ for each transaction, needs only a password I choose myself, wired, 7-8 days
-2009 direct deposit was advertised....lol...never had a paper check in my whole life before I came to the US...and sorry I do not believe that a paper check is safer then electronic
-identity theft, sorry not such a big problem in Europe as in the US, but to be fair, in general the Identification in europe is not based on drivers license, but I am not sure if the control mechanisms in Europe are actually a good thing (in regard of too much control)
Touch my **** and I will **** your **** with an rusty **** and **** into your ****, and then I will **** your **** until you ******************** |
Obsidian Dagger
Nitrus Nine
23
|
Posted - 2012.02.05 18:32:00 -
[24] - Quote
My bank normally ***** itself at Ebay, but never yet for EvE.
American Banking the the least secure around. Especially at ATMs and paypoints, thanks to the antique magnetic strip and signature technology still used over there. Chip and Pin the the EU has virtually eliminated paypoint and ATM fraud, only really online fraud is even possible now.
In America it's still as easy as cloning the strip on a credit card and doodling a wonky scribble on a reciept.
So, in the EU, online transactions are the LEAST secure payment method around, (compared to Chip and Pin), while in the USA, online transactions might be considered the most secure, because the other methods suuuuuck.
Hence a US bank flagging the EU as risky etc.
Interestingly, Visa and Mastercard are looking to force US providers to upgrade to chip and pin, because of the huge success it's been at reducing fraud in the EU! US providers don't WANT TO because of the added cost of replacing all those crappy old CC machines and ATM's. |
Herping yourDerp
Federal Navy Academy
Gallente Federation
394
|
Posted - 2012.02.05 18:35:00 -
[25] - Quote
The Apostle wrote:Wot I Think wrote:So yes... I got a e-mail, text message, and phone call all simultaneously today, as I tried to buy a year-long subscription to EVE.
The Text Reads:
SUSPICIOUS TRANSACTION ACTIVITY, "EVE ONLINE " HALTED FOR #INTEGRITY1. CONTACT FOLLOWING.
After verifying half a dozen of tidbits of information with my bank, they determined that I am actually me, but they warned me that :
"Europe is a dangerous place for credit card users".
Certainly you EU folks have heard of credit cards?
Anyway, just wanted to tell ya, my personal, if alarming experience with trying to pay for EVE on a card.
EDIT: Just went through! yay! Not sure about other countries laws but CC companies are liable for fraudulent activity where I am from - not the cardholder. I've had a CC company contact me once over a large CC transaction to confirm I actually wanted it and I see this as a good way to keep "suspicious activity" off your card. It's in the banks best interests to do so. Now if only mobile phone (cell) companies did the same when your bill goes more than double the norm. Oh wait. YOU are liable for that one 'ey? Figures.
in america you are only liable for $50 even if someone steals your card and buys a $2000 TV. |
The Offerer
Republic University
Minmatar Republic
75
|
Posted - 2012.02.06 00:08:00 -
[26] - Quote
well, if you google "eve online scam" you'll get 1,280,000 results  |
MadMuppet
Kerguelen Station
120
|
Posted - 2012.02.06 00:19:00 -
[27] - Quote
Every month I get a call from the credit card company asking me to verify the charges I have for Eve. Its like they are in another country or something...
Why are my neocom icons so tiny? Oh, you can widen and narrow the bar. Cool.-á |
Ris Dnalor
Black Rebel Rifter Club
193
|
Posted - 2012.02.06 03:26:00 -
[28] - Quote
/emote dons tinfoil hat
I wonder what kind of lists we all get on whenever we regularly send money overseas...
/emote removes tinfoil hat
I've been called many times regarding my payments to ccp. One thing I find odd is that the description text for the charges is not always the same.
one time it was described as " a videogame arcade" there were other descriptions, at least 3,but I can't recall anymore what they were. Maybe that's part of the problem? |
Zedrah
State War Academy
Caldari State
6
|
Posted - 2012.02.06 12:29:00 -
[29] - Quote
Its all blame redistribution.
Flagging anything they like as possible fraud means they can hopefully avoid paying out if it really is fraud.
Having chip and pin transactions means you must have told someone your pin number, or had it written on a bit of paper in your wallet when it was stolen (genuine bank accusation too).
Having Verified by Visa or Mastercard Securecode is just the same, means you must have let yourself be compromised and the bank can avoid liability.
And whilst its all spun as "customer protection", its just customer inconvenience and bank greed. |
Jint Hikaru
OffWorld Exploration Inc
59
|
Posted - 2012.02.06 13:09:00 -
[30] - Quote
Obsidian Dagger wrote:My bank normally ***** itself at Ebay, but never yet for EvE.
American Banking the the least secure around. Especially at ATMs and paypoints, thanks to the antique magnetic strip and signature technology still used over there. Chip and Pin the the EU has virtually eliminated paypoint and ATM fraud, only really online fraud is even possible now.
In America it's still as easy as cloning the strip on a credit card and doodling a wonky scribble on a reciept.
So, in the EU, online transactions are the LEAST secure payment method around, (compared to Chip and Pin), while in the USA, online transactions might be considered the most secure, because the other methods suuuuuck.
Hence a US bank flagging the EU as risky etc.
Interestingly, Visa and Mastercard are looking to force US providers to upgrade to chip and pin, because of the huge success it's been at reducing fraud in the EU! US providers don't WANT TO because of the added cost of replacing all those crappy old CC machines and ATM's.
Was just about to post exactly that....
The ease of using a credit card in the US is appauling. Just swipe it and doodle on a touch screen with a plastic pen and off you go. The security involved borders on negligent.
Jint Hikaru - Miner / Salvager / Explorer / SpaceBum
In the beginning the Universe was created. This has made a lot of people very angry and been widely regarded as a bad move. |
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