EVE Search - EBANK BOND - 50B @ 7% Yield, 60 Day Maturity, Min 1 Bil, No Max

All Channels

Market Discussions

EBANK BOND - 50B @ 7% Yield, 60 Day Maturity, Min 1 Bil, No Max

» Click here to find additional results for this topic using Google

Monitor this thread via RSS [?]

Pages: 1 2 3 4 5 :: [one page]
Author	Thread Statistics \| Show CCP posts - 1 post(s)
Hexxx Minmatar	Posted - 2008.02.12 19:45:00 - [1] For information related to our previous Bond, please take a look here. I'll address the details of this and then tackle the "why" right after. First off, this is a Bond which will yield 7% + principle at the date of maturity. The maturity date will be 60 days from when this Bond is completely sold out. No money will be taken from any accounts untill the "start" of this Bond. You must have an EBANK account to purchase this Bond, all Bonds will be held within EBANK (Bonds are not tradeable within EBANK at this time). This is essentially a virtualized Bond, however, it will show up on your accounts page if you buy into it. The money must be in your "sweep" account!It's a pain in the butt otherwise. The interest rate per 30 days is 3.5% and 7% for 60 days. This is a shorter term Bond intended to inject cash into EBANK for the purposes of meeting loan demand. The return is slightly less than our first Bond, but the term of the Bond is shorter as well, which lessens the amount of time your cash is tied up within the Bond. We do encourage Bond purchases in excess of 1 billion obviously. Now then....why are we doing this? EBANK has experienced a rather unexpected and heavy demand for loans. These loans (for the most part) are good quality loans that EBANK is unable to properly provide at this time due to two factors: 1) Liquidity concerns. We recently experienced a "run on the bank" scenario which ended with us seeing a total of 8 billion isk in withdraws within a single day. Normally this is how much we handle in a week. As a result, we have shifted to a more conservative percent of funds held in cash. To date; we have always met a withdraw request within 24 hours...the goal is to keep it that way. This does however limit our ability to provide loans as we end up with less cash set aside for that. 2) Recent stagnation in fund growth through deposits. This is partially linked to #1. EBANK's profits are as healthy as ever...but our growth is not quite what we'd like it to be. We're offering these Bonds as a way to accelerate the process of injecting capital in order for us to take advantage of these quality loan opportunities. Consulting, IPO Template, and Stock/Bond definitions.
Won Swunglow Caldari Dead By Dawn	Posted - 2008.02.12 20:30:00 - [2] I would like to reserve 1 bond Isk will be deposited within 48hrs Regards
Shar Tegral	Posted - 2008.02.12 21:24:00 - [3] I will take 2 bonds. Will there be an announcement prior to the start? (Would like to have a day or two to get the isk deposited.) To Shar -verb: 1 - To say what you mean. 2 - To say what it means. 3 - To say something mean.
Hexxx Minmatar	Posted - 2008.02.12 21:28:00 - [4] Originally by: Shar Tegral I will take 2 bonds. Will there be an announcement prior to the start? (Would like to have a day or two to get the isk deposited.) Once we reach the amount I will both update the OP and reply to the thread as a notification. Start date and maturity date will be posted in both cases. Consulting, IPO Template, and Stock/Bond definitions.
Tachypnea Blue Moon Rising Blood and Steel	Posted - 2008.02.12 21:44:00 - [5] Out of curiosity, why is the buy in for the bond so high?
Hexxx Minmatar	Posted - 2008.02.12 21:56:00 - [6] Originally by: Tachypnea Out of curiosity, why is the buy in for the bond so high? Honestly? Administrative purposes. Until the Bond system is completed we have to process these manually. I'll speak on this a bit since I really can't keep this in the dark much longer now that we're doing more of these... Bonds are EBANK's solution to CD's. The big goal here is to reduce the volatility of EBANK's liquid assets (cash) by finding ways to motivate people to keep their money "in the system". Now, this of course leads to fixed investments where money is "locked up" for a period of time...hence the natural CD (Certificate of Deposit) solution. However, what happens if you REALLY need your isk out of it? The answer to this is a way to sell Bonds to other people...that way the money stays in EBANK (it's only shifting between "owners") and reduces cash fund volatility. This still allows people to "get their money" out of the Bond (keeping EBANK's focus on fund availability for the customer in mind) without taking the money out of the "system" as it were. Now; where is this going? A Bond Exchange. Well, to be specific, a Stock Exchange that trades Bonds to begin with. This is part of a larger system that I'm building for EBANK but unfortunately it's not yet finished enough to begin automate Bond purchases....hence....we do it manually. Again, for now, Bonds are a manual exercise. In the future, it should be automated. Consulting, IPO Template, and Stock/Bond definitions.
Banni Vinda The Ninja Coalition	Posted - 2008.02.12 21:57:00 - [7] Edited by: Banni Vinda on 12/02/2008 21:57:48 Originally by: Tachypnea Out of curiosity, why is the buy in for the bond so high? Since these are done in a slightly manual method, through EBank's website, it would help to cut down the logisitics of having to deal with numerous small investors. Also, the interest rate is only slightly higher than an EBank Savings account (approx 3% per month). Those accounts have a 500mil cap. So, really the buy-in level only affects those who fall between the 500m savings maximum, and the 1bil bond buy-in minimum. (No offence is intended by calling anyone with less than 1bil in their accounts 'small' btw. It's all relative after all.) If there's enough interest in people grouping together who might not be able to otherwise afford a bond on their own, I'd offer to handle that on your behalf. However if I wasn't feeling generous, I might take a small fee for doing so, which means the return is little better than you'd get in a maxed-out savings account. Edit to add: What Hexxx said above!
Tachypnea Blue Moon Rising Blood and Steel	Posted - 2008.02.12 22:06:00 - [8] Ah thank you for that information. I will look into these savings accounts, as I always seem to arrive after IPOs are sold out, or don't have enough isk to invest in the big ones.
Hexxx Minmatar	Posted - 2008.02.12 22:12:00 - [9] Originally by: Tachypnea Ah thank you for that information. I will look into these savings accounts, as I always seem to arrive after IPOs are sold out, or don't have enough isk to invest in the big ones. EBANK understands that investor demand for investments typically exceeds supply of investments. To this end we extended our overall balance cap to 250 billion. (and are currently allowing new accounts to have both checking and savings the moment they are created) Issueing Bonds such as these and exploring other alternatives serve to further satisfy this demand. Consulting, IPO Template, and Stock/Bond definitions.
B00YAH Caldari Caldari Provisions	Posted - 2008.02.13 00:40:00 - [10] ebank starting 2 smell like a scam there asking 4 2 much isk in a very short space of time TBH
Red Metal	Posted - 2008.02.13 00:52:00 - [11] I also would like to reserve 1 bond . I just opened an EBANK account , but I don't think it's active yet . When does the 1 billion need to be in the 'sweep' account ?
Shadarle	Posted - 2008.02.13 01:03:00 - [12] Originally by: B00YAH ebank starting 2 smell like a scam there asking 4 2 much isk in a very short space of time TBH Then don't invest in them. I put the chance of them scamming at less than 1%, if you think it's higher then you shouldn't invest, plain and simple. Stacking Penalty / Resists Explained
Ricdic Caldari Corporate Research And Production Pty Ltd Zzz	Posted - 2008.02.13 01:20:00 - [13] Originally by: Red Metal I also would like to reserve 1 bond . I just opened an EBANK account , but I don't think it's active yet . When does the 1 billion need to be in the 'sweep' account ? Asap please http://oldforums.eveonline.com/?a=topic&threadID=500043 Largest Empire Research Alliance in EVE!
Kwint Sommer Incoherent Inc Otaku Invasion	Posted - 2008.02.13 01:33:00 - [14] Originally by: B00YAH ebank starting 2 smell like a scam there asking 4 2 much isk in a very short space of time TBH You're an idiot. Why are you an idiot? Because several of the individuals running Ebank could each sell out 100B bonds and have between them easily 500B so why the **** would they ruin their reputations over this small amount? The answer is, they wouldn't and anyone that thinks they would is an idiot. There collective reputations are worth easily 10x this amount and even if they were scammers they aren't stupid enough to waste it on this trifling amount or even the some total of funds in Ebank, not that they have access to all of them as a significant portion is on loan, hence the issuance of this bond. If the people running Ebank were to run off with all the money presently available in it, it would be one of, if not the worst scams on an ISK/hour basis. BTW, at least have balls to troll with your main Ufl. 5% Mining & Manufacturing Implants
Selene D'Celeste Caldari The D'Celeste Estate	Posted - 2008.02.13 01:38:00 - [15] Originally by: Kwint Sommer Originally by: B00YAH ebank starting 2 smell like a scam there asking 4 2 much isk in a very short space of time TBH You're an idiot. As a courtesy and a general practice in MD, it would benefit all of us to politely respond to obvious trolls or poorly stated critiques or to simply ignore them outright. Aggressive responses only cause the reactions meant to be created, or to cause an offensive situation where there was none before.
Hexxx Minmatar	Posted - 2008.02.13 02:09:00 - [16] Originally by: Red Metal I also would like to reserve 1 bond . I just opened an EBANK account , but I don't think it's active yet . When does the 1 billion need to be in the 'sweep' account ? Your account is generally created within 60 minutes of your deposit or less, this is because we are limited to one API query per hour. Remember, only deposit funds with "EBANK Ricdic". Consulting, IPO Template, and Stock/Bond definitions.
Iminyour Markets	Posted - 2008.02.13 04:09:00 - [17] Originally by: Kwint Sommer You're an idiot. Why are you an idiot? Because several of the individuals running Ebank could each sell out 100B bonds and have between them easily 500B so why the **** would they ruin their reputations over this small amount? The answer is, they wouldn't and anyone that thinks they would is an idiot. There collective reputations are worth easily 10x this amount and even if they were scammers they aren't stupid enough to waste it on this trifling amount or even the sum-total of funds in Ebank, not that they have access to all of them as a significant portion is on loan, hence the issuance of this bond. If the people running Ebank were to run off with all the money presently available in it, it would be one of, if not the worst scams on an ISK/hour basis. BTW, at least have the balls to troll with your main Ufl. Your post has been reported. Personal attacks on the forums are not welcome.
GeraldRatner	Posted - 2008.02.13 04:13:00 - [18] There doesnt seem to be the usual rush to throw money at this. Is Ebank having a 'Ratner' moment?
GeraldRatner	Posted - 2008.02.13 04:16:00 - [19] Originally by: Kwint Sommer Edited by: Kwint Sommer on 13/02/2008 01:40:12 Originally by: B00YAH ebank starting 2 smell like a scam there asking 4 2 much isk in a very short space of time TBH You're an idiot. Why are you an idiot? Because several of the individuals running Ebank could each sell out 100B bonds and have between them easily 500B so why the ** would they ruin their reputations over this small amount? The answer is, they wouldn't and anyone that thinks they would is an idiot. There collective reputations are worth easily 10x this amount and even if they were scammers they aren't stupid enough to waste it on this trifling amount or even the sum-total of funds in Ebank, not that they have access to all of them as a significant portion is on loan, hence the issuance of this bond. If the people running Ebank were to run off with all the money presently available in it, it would be one of, if not the worst scams on an ISK/hour basis. BTW, at least have the balls to troll with your main Ufl. I really wish they would run of with all the money just to prove what an illtempered illmannered overbearing **** you are
Amarr Citizen 155 Alternative Methods Research Group	Posted - 2008.02.13 04:41:00 - [20] Let's keep things on-topic and stop with the trolling and name calling. Invest or get out. If you don't like the offering, move along. ---------------------------------------------- Why do it the hard way when you can do it the AMARR way.
GeraldRatner	Posted - 2008.02.13 05:05:00 - [21] Originally by: Amarr Citizen 155 Let's keep things on-topic and stop with the trolling and name calling. Invest or get out. If you don't like the offering, move along. Ricdics recent behaviour and how it has impacted on ebanks operations and reputation is entirely on topic.
Raskor	Posted - 2008.02.13 05:22:00 - [22] Originally by: GeraldRatner There doesnt seem to be the usual rush to throw money at this. Is Ebank having a 'Ratner' moment? Having just started dabbling in the trading arena with about 500-600m in play, I just can't get excited about 3-4% for a month. While I have the free isk to purchase a few of these bonds, I don't have enough to consider myself well diversified if doing so. That's just too large a cut of my assets in one pocket for my taste, no matter what the general perception of their risk is. Plus there is the event I suspect you refer to, and while I don't personally believe a scam will arise of it, it does create turmoil and that (in my opinion) alters the risk / reward equation to where 3-4% just isn't enough, especially for such a large amount. Maybe in a few weeks after this all blows over and nothing bad comes of it, I will change my mind and put money back into my account.
Hexxx Minmatar	Posted - 2008.02.13 05:33:00 - [23] Originally by: GeraldRatner Originally by: Amarr Citizen 155 Let's keep things on-topic and stop with the trolling and name calling. Invest or get out. If you don't like the offering, move along. Ricdics recent behaviour and how it has impacted on ebanks operations and reputation is entirely on topic. There are other threads focusing on this, if you feel it's that important and isn't being addressed elsewhere, feel free to start your own. This thread is for the sale and discussion of this paticular Bond. Consulting, IPO Template, and Stock/Bond definitions.
Hexxx Minmatar	Posted - 2008.02.13 05:42:00 - [24] Originally by: Raskor Originally by: GeraldRatner There doesnt seem to be the usual rush to throw money at this. Is Ebank having a 'Ratner' moment? Having just started dabbling in the trading arena with about 500-600m in play, I just can't get excited about 3-4% for a month. While I have the free isk to purchase a few of these bonds, I don't have enough to consider myself well diversified if doing so. That's just too large a cut of my assets in one pocket for my taste, no matter what the general perception of their risk is. Plus there is the event I suspect you refer to, and while I don't personally believe a scam will arise of it, it does create turmoil and that (in my opinion) alters the risk / reward equation to where 3-4% just isn't enough, especially for such a large amount. Maybe in a few weeks after this all blows over and nothing bad comes of it, I will change my mind and put money back into my account. I wish you luck. EBANK has a variety of options for investors, Bonds are simply one option for people who have more than 500 million to put into a Savings account. It is an option that may not appeal to everyone. If we were in a bigger hurry to attract funds we'd offer a higher rate...but we aren't, so we didn't. As I've mentioned before, EBANK does not intend to compete with IPO's in terms of returns, which is why the rates are always low comparitively. In terms of turmoil....I've addressed this about as bluntly as I can; we've had no problems meeting our liquidity levels or even getting paticularly low on cash. We do have the ability to shift around liquidity for moments such as this, just as we did when the Trinity patch was rolled out (we had somewhere around 40% of funds in cash...just to prepare for massive withdraws). None the less, if you really feel that way there's not much else I can say about it. Additionally there are many, many other Stock/Bond options and of course, FuryBank. You can also try EGSEx or RESX where the total sum of all market capitalization is on the order of 3.2 trillion isk. Plenty of investments. Or you could just trade on the markets....that's always an option too. Consulting, IPO Template, and Stock/Bond definitions.
GeraldRatner	Posted - 2008.02.13 05:54:00 - [25] Originally by: Hexxx Originally by: GeraldRatner Originally by: Amarr Citizen 155 Let's keep things on-topic and stop with the trolling and name calling. Invest or get out. If you don't like the offering, move along. Ricdics recent behaviour and how it has impacted on ebanks operations and reputation is entirely on topic. There are other threads focusing on this, if you feel it's that important and isn't being addressed elsewhere, feel free to start your own. This thread is for the sale and discussion of this paticular Bond. This is what you said in your op :- "1) Liquidity concerns. We recently experienced a "run on the bank" scenario which ended with us seeing a total of 8 billion isk in withdraws within a single day. Normally this is how much we handle in a week. As a result, we have shifted to a more conservative percent of funds held in cash. To date; we have always met a withdraw request within 24 hours...the goal is to keep it that way. This does however limit our ability to provide loans as we end up with less cash set aside for that. 2) Recent stagnation in fund growth through deposits. This is partially linked to #1." Basically what you are saying is that Ricdics recent behaviour has caused a run on your bank and a reduction in your deposits. You are also saying that this has caused liquidity ratios to be adversely affected and that this bond is being issued to address those issues. Anybody thinking of investing in this bond should be FULLY aware of ALL the issues surrounding it.
Hexxx Minmatar	Posted - 2008.02.13 06:01:00 - [26] Originally by: GeraldRatner This is what you said in your op :- "1) Liquidity concerns. We recently experienced a "run on the bank" scenario which ended with us seeing a total of 8 billion isk in withdraws within a single day. Normally this is how much we handle in a week. As a result, we have shifted to a more conservative percent of funds held in cash. To date; we have always met a withdraw request within 24 hours...the goal is to keep it that way. This does however limit our ability to provide loans as we end up with less cash set aside for that. 2) Recent stagnation in fund growth through deposits. This is partially linked to #1." Basically what you are saying is that Ricdics recent behaviour has caused a run on your bank and a reduction in your deposits. You are also saying that this has caused liquidity ratios to be adversely affected and that this bond is being issued to address those issues. Anybody thinking of investing in this bond should be FULLY aware of ALL the issues surrounding it. Yes, that's what I said. I addressed the reasons why we're issueing a Bond and you copied them (excellent work by the way) in your most recent reply. Is there some kind of additional point you're making here? Consulting, IPO Template, and Stock/Bond definitions.
Amarr Citizen 155 Alternative Methods Research Group	Posted - 2008.02.13 06:04:00 - [27] Edited by: Amarr Citizen 155 on 13/02/2008 06:05:01 Originally by: GeraldRatner This is what you said in your op :- "1) Liquidity concerns. We recently experienced a "run on the bank" scenario which ended with us seeing a total of 8 billion isk in withdraws within a single day. Normally this is how much we handle in a week. As a result, we have shifted to a more conservative percent of funds held in cash. To date; we have always met a withdraw request within 24 hours...the goal is to keep it that way. This does however limit our ability to provide loans as we end up with less cash set aside for that. 2) Recent stagnation in fund growth through deposits. This is partially linked to #1." Basically what you are saying is that Ricdics recent behaviour has caused a run on your bank and a reduction in your deposits. You are also saying that this has caused liquidity ratios to be adversely affected and that this bond is being issued to address those issues. Anybody thinking of investing in this bond should be FULLY aware of ALL the issues surrounding it. Anybody thinking of investing in this bond ALREADY KNOWS the situations that have happened recently and knows both sides of the issues not just the one side that you and others like you want to keep referencing.. Stop trolling and post with your main. Someone please clean up this thread and get rid of the trolls. Invest or gtfo. ---------------------------------------------- Why do it the hard way when you can do it the AMARR way.
Roemy Schneider BINFORD Solidus Alliance	Posted - 2008.02.13 06:09:00 - [28] hummmm can't put my finger on it but my eyebrow hasn't come down from the previous issue, yet. such a demand for loans is indeed unexpected. the general census seems to be, that there's too much money flying around - which is why you can sweep these expansions so easily and at such cheap interest rates. of course, this has nothing to do with each other but my gut just can't bring both tendancies together. probably my paranoia playing tricks on me again, but this feeling is creeping up my neck that you issue a bond here, another larger one there... but yeah - i'm no good with investing in (abstract) monetary services - i need to give money for stuff :D - happy to be proven wrong - putting the gist back into logistics
GeraldRatner	Posted - 2008.02.13 06:14:00 - [29] Originally by: Amarr Citizen 155 Edited by: Amarr Citizen 155 on 13/02/2008 06:05:01 Originally by: GeraldRatner This is what you said in your op :- "1) Liquidity concerns. We recently experienced a "run on the bank" scenario which ended with us seeing a total of 8 billion isk in withdraws within a single day. Normally this is how much we handle in a week. As a result, we have shifted to a more conservative percent of funds held in cash. To date; we have always met a withdraw request within 24 hours...the goal is to keep it that way. This does however limit our ability to provide loans as we end up with less cash set aside for that. 2) Recent stagnation in fund growth through deposits. This is partially linked to #1." Basically what you are saying is that Ricdics recent behaviour has caused a run on your bank and a reduction in your deposits. You are also saying that this has caused liquidity ratios to be adversely affected and that this bond is being issued to address those issues. Anybody thinking of investing in this bond should be FULLY aware of ALL the issues surrounding it. Anybody thinking of investing in this bond ALREADY KNOWS the situations that have happened recently and knows both sides of the issues not just the one side that you and others like you want to keep referencing.. Stop trolling and post with your main. Someone please clean up this thread and get rid of the trolls. Invest or gtfo. I suggest YOU stop trolling MY posts. Anybody NEW to this forum wouldnt know anything about the issues surrounding this bond. This is your attitude towards investors :- "Invest or gtfo" I think many will take note of that and do exactly that i.e. gtfo
Hexxx Minmatar	Posted - 2008.02.13 06:20:00 - [30] Originally by: GeraldRatner Anybody NEW to this forum wouldnt know anything about the issues surrounding this bond. This is your attitude towards investors :- "Invest or gtfo" I think many will take note of that and do exactly that i.e. gtfo Perhaps you should start your very own thread on the issue to properly warn all the new investors out there? It'd be hard to give a proper warning if it's buried in the pages of this Bond thread. Consulting, IPO Template, and Stock/Bond definitions.
Shar Tegral	Posted - 2008.02.13 06:22:00 - [31] Originally by: GeraldRatner Basically what you are saying is that Ricdics recent behaviour has caused a run on your bank and a reduction in your deposits. You are also saying that this has caused liquidity ratios to be adversely affected and that this bond is being issued to address those issues. I can tell you, quite bluntly, that Gerald is trying to put words in Hexxx's mouth. I can also honestly tell you that if Hexxx feels free to use the words "run on the bank" >shudder< he would equally feel free to say anything else he feels is true and applicable as well. And, if that wasn't blunt enough, "No"... this bond is not a sudden reaction to any kind of recent, or not so recent, drama that you may wish it to be connected to in any way shape or form. It's sole purpose was as Hexxx put it, to help fund some further loans. It was planned and voted upon by all the directors prior to this weekend. The points you quote are only proof of your attempted thread derailment not of some sort of "cause and effect" example of Forum Fu. Ebank's isk reserves have not been touched nor is this "run" a sudden thing never before encountered or never again to be encountered. In truth this could be attributed to post-weekend pvp disasters as much as it could be anything else. Not only is one as likely as the other but in fact your accusations and my suggestion might be smaller pieces of the bigger picture. Originally by: GeraldRatner Anybody thinking of investing in this bond should be FULLY aware of ALL the issues surrounding it. Further, if this so called shortage and run on the bank is because of Ric... then why would I (of all people) look to sink more into Ebank? Don't bother answering as your only intent is to rabble-rabble instead of inform others. If you had any actual concerns you would not be using your unknown alt to express them. You'd use your main so that your words would be credible. Instead, right now, you just want to play FUD. To Shar -verb: 1 - To say what you mean. 2 - To say what it means. 3 - To say something mean.
GeraldRatner	Posted - 2008.02.13 06:24:00 - [32] Edited by: GeraldRatner on 13/02/2008 06:25:31 Originally by: Hexxx Originally by: GeraldRatner This is what you said in your op :- "1) Liquidity concerns. We recently experienced a "run on the bank" scenario which ended with us seeing a total of 8 billion isk in withdraws within a single day. Normally this is how much we handle in a week. As a result, we have shifted to a more conservative percent of funds held in cash. To date; we have always met a withdraw request within 24 hours...the goal is to keep it that way. This does however limit our ability to provide loans as we end up with less cash set aside for that. 2) Recent stagnation in fund growth through deposits. This is partially linked to #1." Basically what you are saying is that Ricdics recent behaviour has caused a run on your bank and a reduction in your deposits. You are also saying that this has caused liquidity ratios to be adversely affected and that this bond is being issued to address those issues. Anybody thinking of investing in this bond should be FULLY aware of ALL the issues surrounding it. Yes, that's what I said. I addressed the reasons why we're issueing a Bond and you copied them (excellent work by the way) in your most recent reply. Is there some kind of additional point you're making here? You said you had a run on the bank What you DIDNT say is WHY you had a run on the bank The assumption that it wasnt necessary to mention why you had a run on the bank was because everybody already knew is a little disingenuous to say the least Listen Hexxx. Ricdic screwed up and as a consequence you are having to ask for 50billion off of joe public. The idea that you can quietly push this through without any in depth discussion of how all this came about is just dumb. And incidentally the next time the forum goes on an unmerciless feeding frenzy of ripping somebody to pieces you might advise your directors to stay out of it.

CCP Mitnal	Posted - 2008.02.13 06:30:00 - [33] Cleaned Please post with respect towards fellow users. Mitnal, Community Representative EVE Online CCP Games Email/Netfang

SencneS Amarr Spartan Industrial Manufacturing SMASH Alliance	Posted - 2008.02.13 06:33:00 - [34] Originally by: GeraldRatner Originally by: Amarr Citizen 155 Replied to GeraldRatner I suggest YOU stop trolling MY posts. Anybody NEW to this forum wouldn't know anything about the issues surrounding this bond. This is your attitude toward investors :- "Invest or gtfo" I think many will take note of that and do exactly that i.e. gtfo Just to clarify Amarr Citizen is not an EBank Representative, Amarr Citizen neither works for EBank or has any part of this Bond offer. The issues surrounding this bond is rather simple, we have rules set in place to have a certain amount of ISK available for withdrawals, this ISK must be available at all times. The recent transactions where many withdrew ISK from EBank has prevented us from taking on new loans. We have two choices available to us. 1) Turn down new loan applications. 2) Get more capital on a short term bases to fill the demand. In the end EBank may very well be unable to fill the demand which would be disappointing. However we still have all that other ISK loaned our collecting interest. No one can blame any corporation for trying to fill demand for a product, and looking for reasons other then filling demand is simply unwarranted. This Bond is nothing more then a chance for people outside of EBank to reap the rewards of the community joining together to loan ISK to a trusted person on a short term bases. If you do not feel you trust EBank, or want to be part of the community and reap the rewards of that community joining together for a single goal, then urge you not to purchase any EBank bonds. Amarr for Life
GeraldRatner	Posted - 2008.02.13 06:34:00 - [35] Originally by: Amarr Citizen 155 Edited by: Amarr Citizen 155 on 13/02/2008 06:21:46 Originally by: GeraldRatner I suggest YOU stop trolling MY posts. Anybody NEW to this forum wouldnt know anything about the issues surrounding this bond. This is your attitude towards investors :- "Invest or gtfo" I think many will take note of that and do exactly that i.e. gtfo Honestly, the minimum limit on this investment is going to keep the "new" players you are talking about from investing. Also, if they are new to these forums and don't take a few minutes to do research and atleast ready page 1 threads then I'm not really that concerned about them. I am not trolling your posts, you are trolling this thread. As Hexxx has stated already, if you don't want to invest he isn't forcing you to. And no, that is my attitude towards you, invest or gtfo because you make no valid points, you won't post with your main, and you are simply a troll. I'm going to bed so please feel free to not post a stupid response to me as I won't be awake to read it. Disclaimer: I am in no way, shape, or form affiliated with Ebank and I have never worked for and probably will never work for them. My opinions are MY opinions. I didnt say new players I said new to this forum Not that such a minor detail would worry you
Hexxx Minmatar	Posted - 2008.02.13 06:38:00 - [36] Edited by: Hexxx on 13/02/2008 06:41:08 Edited by: Hexxx on 13/02/2008 06:38:01 Originally by: GeraldRatner You said you had a run on the bank What you DIDNT say is WHY you had a run on the bank The assumption that it wasnt necessary to mention why you had a run on the bank was because everybody already knew is a little disingenuous to say the least Listen Hexxx. Ricdic screwed up and as a consequence you are having to ask for 50billion off of joe public. The idea that you can quietly push this through without any in depth discussion of how all this came about is just dumb. And incidentally the next time the forum goes on an unmerciless feeding frenzy of ripping somebody to pieces you might advise your directors to stay our of it. I'm not pushing anything through, this Bond has a lower rate than our first one (3.5% vs. 4%), however...it is for a shorter period and allows more people to take advantage of it. We'd like to continue to grow but if the Market doesn't respond to the Bond we'll just grow organically through additional accounts. We have almost 800 users, 94 billion isk in processed withdraws. Today alone our total account balances increased by 6 billion isk. It really doesn't matter one way or another....sorry if that sounds a bit apathetic but as I sometimes like to say, "It is, what it is." If you're sore about getting critical feedback, I am truely sorry, but dealing with the Markets isn't something that's for everyone. Consulting, IPO Template, and Stock/Bond definitions.
Shar Tegral	Posted - 2008.02.13 06:39:00 - [37] Originally by: GeraldRatner Not that such a minor detail would worry you Is your purpose to question Ebank's bond or just to get into forum fights with anyone that may post in this thread? I mean, Hexxx and other members of Ebank might feel free to discuss Ebank affairs with a concerned investor or 3rd party watchdog but to have to answer for non-Ebank statements... ... ??? I mean, Ebank is good but isn't that stretching Ebank's responsibility a tad too far? I would suggest that if you are trying to keep the uninformed public informed about what you say is going on at Ebank (which no one else says is going on at Ebank btw) that you stick with arguing with Ebank responses. Anything else is just... trolling. To Shar -verb: 1 - To say what you mean. 2 - To say what it means. 3 - To say something mean.
GeraldRatner	Posted - 2008.02.13 06:45:00 - [38] Originally by: Shar Tegral Originally by: GeraldRatner Not that such a minor detail would worry you Is your purpose to question Ebank's bond or just to get into forum fights with anyone that may post in this thread? I mean, Hexxx and other members of Ebank might feel free to discuss Ebank affairs with a concerned investor or 3rd party watchdog but to have to answer for non-Ebank statements... ... ??? I mean, Ebank is good but isn't that stretching Ebank's responsibility a tad too far? I would suggest that if you are trying to keep the uninformed public informed about what you say is going on at Ebank (which no one else says is going on at Ebank btw) that you stick with arguing with Ebank responses. Anything else is just... trolling. I think ive clearly made my point here so i think Gerald along with his decanters can now be subjected to biomass reprocessing
Hexxx Minmatar	Posted - 2008.02.13 06:50:00 - [39] Originally by: GeraldRatner Originally by: Shar Tegral Originally by: GeraldRatner Not that such a minor detail would worry you Is your purpose to question Ebank's bond or just to get into forum fights with anyone that may post in this thread? I mean, Hexxx and other members of Ebank might feel free to discuss Ebank affairs with a concerned investor or 3rd party watchdog but to have to answer for non-Ebank statements... ... ??? I mean, Ebank is good but isn't that stretching Ebank's responsibility a tad too far? I would suggest that if you are trying to keep the uninformed public informed about what you say is going on at Ebank (which no one else says is going on at Ebank btw) that you stick with arguing with Ebank responses. Anything else is just... trolling. I think ive clearly made my point here so i think Gerald along with his decanters can now be subjected to biomass reprocessing In that case, we can confirm Gerald as trolling. Moderators, can you please clear some of his more obvious trolling posts from the thread? Consulting, IPO Template, and Stock/Bond definitions.
Shar Tegral	Posted - 2008.02.13 06:52:00 - [40] Originally by: GeraldRatner I think ive clearly made my point here so i think Gerald along with his decanters can now be subjected to biomass reprocessing And that, everyone, sums up the value of everything he had to say. Disposable drama at the drop of the trial account activation. But, we shall miss you dear departed Gerald. Alas we knew you not very well but we do know your kind. You shall never be far from us even though your biomass may rot in some vat somewhere. In spirit and in main, your cowardly soul shall always be near to us ever waiting for the chance to re-emerge. We look forward to that next meeting, anon, so that we may point and laugh at your churlish tail stuck between your legs, instead of your manhood, as proof that an alt is only as brave as his main is not. And that ends my shakespearian moment of the day. Next? To Shar -verb: 1 - To say what you mean. 2 - To say what it means. 3 - To say something mean.
GeraldRatner	Posted - 2008.02.13 07:07:00 - [41] Originally by: Shar Tegral Originally by: GeraldRatner I think ive clearly made my point here so i think Gerald along with his decanters can now be subjected to biomass reprocessing And that, everyone, sums up the value of everything he had to say. Disposable drama at the drop of the trial account activation. But, we shall miss you dear departed Gerald. Alas we knew you not very well but we do know your kind. You shall never be far from us even though your biomass may rot in some vat somewhere. In spirit and in main, your cowardly soul shall always be near to us ever waiting for the chance to re-emerge. We look forward to that next meeting, anon, so that we may point and laugh at your churlish tail stuck between your legs, instead of your manhood, as proof that an alt is only as brave as his main is not. And that ends my shakespearian moment of the day. Next? Well it seems that while the biomass reprocessing is going on you can still squeak out a few last words so here goes Shar you are one of the few people in here whose integrity I respect. Theres a big difference between honesty and integrity and there are a lot of people in here who need to learn that. But having said that your idea that alts opinions are worthless is a bit dumb. think about it
EBANK Ricdic Eve-Tech Savings n Loans	Posted - 2008.02.13 07:35:00 - [42] The pending loans were already approved and this bond was in final discussion stages before the drama with the other issue began. This bond offering is first and fore mostly a way to generate capital to provide for board approved loan applications. There's no secret agenda here. You can look at the EBANK stats page to get an idea on how our isk is tied up: Total Account Balance: 128,841,944,839.72 Total (loans) Debited: 120,263,733,301.74 Having said that, the above doesn't count EBANK's retained capital which is approximately 12b at this point I believe. Now I can state (and have confirmed by the board) that 98% of all money out on loans is not by EBANK board members at all. I (Ricdic) personally have a 1b loan outstanding and (C-R-A) has 200m outstanding. The rest are loans with completely non-EBANK board entities. I know a few have questioned our fast expansions. In all honesty our scam potential is quite small. Our loan securities (usually bpo's) are to be locked down in subsidiary corporations needing multiple board member approvals and some of our loans are locked down in C-R-A. I probably have the biggest scam ability with approximately 50b I could get out of EBANK if I wanted to scam. Hexxx would be in second place at approximately 30b. The other directors collectively secure assets. To be completely honest after the whole drama bomb on the weekend (that I started) we weren't going to release this bond. In terms of profitability and security there is no risk whatsoever. We knew there would be scrutiny as a result of the issues on the weekend. However we had committed to some of these loans and felt it was in the best interests of EBANK as a corporation to continue as per normal and offer this bond as previously planned. This will be the last bond offering for a while as we refine our processes (as per other thread) and automate the bonds system internally.
Shadarle	Posted - 2008.02.13 07:37:00 - [43] I'll say it too then, Alts opinions are worthless. They mean less than the opinion of a known scammer. Basically the opinion of an alt is worth less then the time it takes to read the post from that alt. If you have anything worth saying you should have the guts to say it with your main. If I wasn't still planning my own IPO I would make an offer to loan E-Bank a larger amount of money for a higher rate to see if they'd accept. Perhaps some others here should try it if they have 10-20+ billion laying around. Stacking Penalty / Resists Explained
GeraldRatner	Posted - 2008.02.13 07:53:00 - [44] Edited by: GeraldRatner on 13/02/2008 07:54:53 Originally by: Shadarle I'll say it too then, Alts opinions are worthless. They mean less than the opinion of a known scammer. Basically the opinion of an alt is worth less then the time it takes to read the post from that alt. If you have anything worth saying you should have the guts to say it with your main. If I wasn't still planning my own IPO I would make an offer to loan E-Bank a larger amount of money for a higher rate to see if they'd accept. Perhaps some others here should try it if they have 10-20+ billion laying around. An idea, view or opinion stands or falls on its own merits. The truth is alts irritate this forum because it cant indulge in its collective frenzied attacks on them. This alt could care less what this forum thinks.
Astorothe Aperture Science Industries	Posted - 2008.02.13 07:57:00 - [45] Originally by: Shadarle If I wasn't still planning my own IPO I would make an offer to loan E-Bank a larger amount of money for a higher rate to see if they'd accept. Perhaps some others here should try it if they have 10-20+ billion laying around. Interesting idea Eve Corp Web Design \| Eve Online Addicts
Shar Tegral	Posted - 2008.02.13 07:57:00 - [46] Originally by: GeraldRatner The truth is alts irritate this forum because it cant indulge in its collective frenzied attacks on them. I don't know about everyone else's reasons for hating alt posting. I do know why I hate it: I can't fairly value the weight of your words without the context of your position. You could be raising a valid concern. You could also be engaging in FUD. Without knowing who you are I can't, I won't, go out on the limb and credit your statements as you already proved that you won't go out on the limb to make those statements. Fair trade in all things mate. Even Integrity. To Shar -verb: 1 - To say what you mean. 2 - To say what it means. 3 - To say something mean.
Hexxx Minmatar	Posted - 2008.02.13 07:59:00 - [47] Originally by: GeraldRatner An idea, view or opinion stands or falls on its own merits. The truth is alts irritate this forum because it cant indulge in its collective frenzied attacks on them. This alt could care less what this forum thinks. Unless the idea is essentially a series of "Straw Man" arguements or baseless speculation that smacks of sensationalism. You're sore about getting criticized previously; we get it. You took a few lumps and now you've got a chip on your shoulder. This really isn't of any significance or importance....you, the individual, have very little impact on a 3.2 trillion market. None of us do. Consulting, IPO Template, and Stock/Bond definitions.
Hexxx Minmatar	Posted - 2008.02.13 08:01:00 - [48] Originally by: Astorothe Originally by: Shadarle If I wasn't still planning my own IPO I would make an offer to loan E-Bank a larger amount of money for a higher rate to see if they'd accept. Perhaps some others here should try it if they have 10-20+ billion laying around. Interesting idea I would remind people that EBANK keeps it's rates low for very good reasons. That said, do feel free to approach us. Consulting, IPO Template, and Stock/Bond definitions.
GeraldRatner	Posted - 2008.02.13 08:13:00 - [49] Edited by: GeraldRatner on 13/02/2008 08:13:35 Originally by: Hexxx Originally by: GeraldRatner An idea, view or opinion stands or falls on its own merits. The truth is alts irritate this forum because it cant indulge in its collective frenzied attacks on them. This alt could care less what this forum thinks. Unless the idea is essentially a series of "Straw Man" arguements or baseless speculation that smacks of sensationalism. You're sore about getting criticized previously; we get it. You took a few lumps and now you've got a chip on your shoulder. This really isn't of any significance or importance....you, the individual, have very little impact on a 3.2 trillion market. None of us do. I havent been criticised by this forum and i dont have a chip on my shoulder. You shouldn't make baseless assumptions. Just as you say alts views are worthless so are yours and many others. Next time you direct anything in my direction please engage your brain before opening your mouth But just to help you I WILL tell you what all this is about. Ricdic owes Kyrial Tidolfas a public and unreserved apology. No more and no less. Writing it all off as a 'drama bomb' is almost worse than the original appalling and shameful behaviour. In fact a lot of you owe Kyrial an apology. Read the 2nd or 3rd post of his original ipo where La Vista calls him a scammer. Again a totally baseless and valueless opinion based on nothing more apparently than La Vista being a pretty dumb person. This isn't going to go away however much you and CCP try and sweep it under the carpet until Kyrial gets his apology. Incidentally Im not kyrial and I dont even know the guy. Never met him either in or out of the game
Deez Onit Market Jihadist Revolutionary Party	Posted - 2008.02.13 08:16:00 - [50] The Ebank drama threads are getting almost as bad as Goons Vs. BoB... Almost to the point where I'm not even gonna bother opening EBank threads as all i'm going to be subjected to is trolling and drama... ITS GETTING OLD FROM BOTH SIDES DROP IT ALREADY!
Shar Tegral	Posted - 2008.02.13 08:18:00 - [51] Originally by: GeraldRatner This isn't going to go away however much you and CCP try and sweep it under the carpet until Kyrial gets his apology. And this is why I call your posting FUD. There is no way in god's green earth that I would act in any collusion with CCP in any sort of cover up. As to the matter regarding Kyrial, please feel free to join in on one of the threads on the matter. I have opinions on it, you have opinions on it, everyone has an opinion on it... to include CCP I'd imagine. However this thread is not the place to engage in derailment for the sake of your desire for restitution or disruption. To Shar -verb: 1 - To say what you mean. 2 - To say what it means. 3 - To say something mean.
Shar Tegral	Posted - 2008.02.13 08:22:00 - [52] Originally by: Deez Onit The Ebank drama threads are getting almost as bad as Goons Vs. BoB... Almost to the point where I'm not even gonna bother opening EBank threads as all i'm going to be subjected to is trolling and drama... ITS GETTING OLD FROM BOTH SIDES DROP IT ALREADY! Wow, talking about positive reinforcement for thread trolling. WTG, trolls win Eve. PS: Sorry but it is the case here. We can't stop attempts at trolling or thread derailment. We do try to answer honestly and steer the topic back to the one at hand. I apologize if this seems like we engage in the "bad" behavior ourselves but it is either be active in the community or leave the community to the "lord of the flies" segment that never ever quits. To Shar -verb: 1 - To say what you mean. 2 - To say what it means. 3 - To say something mean.
Deez Onit Market Jihadist Revolutionary Party	Posted - 2008.02.13 08:49:00 - [53] Edited by: Deez Onit on 13/02/2008 08:51:43 yes i'm condoning the trolling shar ... get off your high horse... I'm saying its getting tiresome from both sides... Both meaning the Trolls and You(Ebank)... You're both wrong... Ebank was wrong, The trolls are wrong, etc etc et al... All you are doing is feeding their desire to troll when you respond to their boring drivel.
Shar Tegral	Posted - 2008.02.13 09:00:00 - [54] Originally by: Deez Onit get off your high horse... I'm saying its getting tiresome from both sides I agree but the difference is, from our two perspectives, that you are not the target of slander and innuendo. Of course the other difference is, mine might be called "high horse" while I call it "ideals". Your addition to this thread I'd classify as the height of irony. Expressing distaste of the drama while doing nothing more than adding to it. Lose-lose on both ends of it and, yes, you are giving positive reinforcement to trolling. You may not condone it but ... ... Of course we could try talking about the bond though? I suspect that's an almost totally derailed topic but I'm willing to give it a go. To Shar -verb: 1 - To say what you mean. 2 - To say what it means. 3 - To say something mean.
GeraldRatner	Posted - 2008.02.13 09:04:00 - [55] Ok lets get back on topic. This thread is about a bond offering from Ebank which is led by Ricdic I think the character of the banks leader is relevant to the decision making process people will have to go through in deciding whether to subscribe to this bond. This is particularly so for people new to this forum who may not be up to speed on this forums previous going ons(aside to Amarr Citizen 155 please note the distinction between new player and player new to forum) So lets discuss Ricdics character. He decided to blacken the name of one of his own account holders by revealing that said account holder was in default of a loan He forebore to mention a couple of things about this attempted character assassination 1/ The Loan was for an amount of 1 isk 2/ The Loanee didn't know about the loan since Ebank hadn't followed it's own advertised course of action in respect of this loan What is most astounding is that in support of the general merciless ripping apart of Kyrial several people SUPPORTED Ricdics decision to make this so called loan default public. This appalling behaviour is entirely relevant to this thread since Ricdic feels there is no need for an apology to Kyrial These posts are just to let potential investors know a little about the character of the person they are investing in.
EBANK Ricdic Eve-Tech Savings n Loans	Posted - 2008.02.13 09:07:00 - [56] Originally by: GeraldRatner Incidentally Im not kyrial and I dont even know the guy. Never met him either in or out of the game You were a Kyrial alt the first post you made. It's not half obvious...
EBANK Ricdic Eve-Tech Savings n Loans	Posted - 2008.02.13 09:09:00 - [57] Originally by: GeraldRatner This appalling behaviour is entirely relevant to this thread since Ricdic feels there is no need for an apology to Kyrial Actually Kyrial I apologised a few times in your thread.
GeraldRatner	Posted - 2008.02.13 09:18:00 - [58] Originally by: EBANK Ricdic Originally by: GeraldRatner Incidentally Im not kyrial and I dont even know the guy. Never met him either in or out of the game You were a Kyrial alt the first post you made. It's not half obvious... If you are unable to distinguish my style of writing from Kyrials(incidentally it will be patently obvious to the more intelligent of you who I am)its not surprising you were taken in by Riethe
GeraldRatner	Posted - 2008.02.13 09:30:00 - [59] Originally by: EBANK Ricdic Originally by: GeraldRatner This appalling behaviour is entirely relevant to this thread since Ricdic feels there is no need for an apology to Kyrial Actually Kyrial I apologised a few times in your thread. Here are some quotese from that thread :- -------------------------------------------------------------------------------- "A loan is a loan. I won't apologise over it. A default is still a default regardless of amount. And EBANK have taken on the name and shame position with talks of a public blacklisting page. Sorry Ray we don't hide our defaultor's names under the carpet. Maybe it was a little harsh but it was still a loan requested, actioned, funds transferred, and money owing to EBANK. Or, should we just look the other way if the amount isn't considered large? What amount 'is' considered large?" "Now I am quite sure I have evemailed Kyrial about this loan (overdue on repayments) about 1.5 weeks ago but not 100% certain. If I didn't do this I apologise for that. The rest still stands though. Both I and LaVista made perfectly accurate and correct statements and nothing more." A quote here from MrHorizontal(Ebank director) :- "I don't see any reason to apologise for anything, and I fully agree with Ricdic. EBANK only disclosed that the borrower was at risk of defaulting and thus protected it's own interests in light of the circumstance that the borrower is asking for public funds. If you put yourself out for public scrutiny, you better be damned sure your back yard is clean. In this case, he had a loan that hadn't been serviced. This loan has to this point not been serviced, so Kyrial is still in default." I can go on if you wish me to, or maybe you would like to open a new thread, and publicly and unreservedly apologise to Kyrial and then I can just melt away
LaVista CEO	Posted - 2008.02.13 09:58:00 - [60] Edited by: LaVista CEO on 13/02/2008 09:57:43 Wrong char
LaVista Vista Conservative Shenanigans Party	Posted - 2008.02.13 09:59:00 - [61] Edited by: LaVista Vista on 13/02/2008 10:05:10 Originally by: GeraldRatner Read the 2nd or 3rd post of his original ipo where La Vista calls him a scammer. Actually, the very first thing i did, was to get Kyrial's API. And i clearly stated that i saw nothing which assembled a scammer. And i dont remember calling Kyrial a scammer outright at that point. Later, when he went mad, it certainly have crossed my mind that he might. But unless you can prove that i actually stated he was a scammer directly, i think your mistaken. But i could be mistaken too. If i did suggest he was a scammer, it was an, at best, baseless assumption, for which im sorry :)
Treelox Amarr Market Jihadist Revolutionary Party	Posted - 2008.02.13 10:03:00 - [62] Edited by: Treelox on 13/02/2008 10:04:25 /me sighs IMO the only people with EBANK sigs who should be posting in this thread are Hexxx, SencneS and Shar, the others need muzzles, since all they keep doing is feeding trolls or sticking their feet in their mouths. Or your welcome to continue posting and lowering the publics regard for the institution as a whole, your choice. -edit had to add SencneS to the list. --
Kwint Sommer Incoherent Inc Otaku Invasion	Posted - 2008.02.13 10:12:00 - [63] Originally by: GeraldRatner You said you had a run on the bank What you DIDNT say is WHY you had a run on the bank The assumption that it wasnt necessary to mention why you had a run on the bank was because everybody already knew is a little disingenuous to say the least Listen Hexxx. Ricdic screwed up and as a consequence you are having to ask for 50billion off of joe public. The idea that you can quietly push this through without any in depth discussion of how all this came about is just dumb. Based on the numbers I was quoted the "run on the bank" was not that substantial of an amount, only 8B. That may be an unusually high amount of withdrawals for Ebank but it only represents a tiny portion of the cash they have on reserve and the cash they usually loan. Most of that 50B they're requesting is to facilitate further loaning, not to cover their current accounts so they are not asking for money because Ricdic screwed up, they're asking for money so they can operate like a Bank and issue loans. By the way, I'm in a good position to know because I was told my 5B loan request was dependent on them being able to raise more capital, aka. this bond. They could have avoided mentioning the run on the bank entirely but they're completely forth right even if it gives ammunition to trolls. I stand by my earlier, edited, comments that anyone believing Ebank is a scam at this juncture is of particularly limited mental abilities and or taking an untenable position purely to troll, which I consider one in the same. If the persons running Ebank wanted to scam several of them have the reputation such that they could issue IPO's in excess of a 100B and between them hit a tillion in capital in addition to that stored within Ebank. To suggest that a number of highly respected members of this board would collude and loose their reputations to scam 50B is quite simply idiotic. By the way, post with your main! Alt trolling is about as lame as it gets. Mitnal: if you have a problem with that statement you might as well just ban me as there's no point posting here anymore when blatant trolling is left untouched and my denunciation of it is edited away. My response may have been harsh but at least it was based in reason, unlike the trolling you left behind. At least CCP Saint bothered to lock yesterday's "lets troll Ebank" thread.... 5% Mining & Manufacturing Implants
Jackie Fisher	Posted - 2008.02.13 10:29:00 - [64] To paraphrase the guy my character is named after - Never pick a fight with a chimney sweep. Even if you win you get covered in muck. Anyway on the original purpose of this thread I'll take 1 bond. Will transfer the ISK to Ebank account with in the next 12 hours.
Roguehalo Caldari RH Ship Brokers	Posted - 2008.02.13 11:26:00 - [65] Originally by: LaVista Vista Edited by: LaVista Vista on 13/02/2008 10:05:10 Originally by: GeraldRatner Read the 2nd or 3rd post of his original ipo where La Vista calls him a scammer. Actually, the very first thing i did, was to get Kyrial's API. And i clearly stated that i saw nothing which assembled a scammer. And i dont remember calling Kyrial a scammer outright at that point. Later, when he went mad, it certainly have crossed my mind that he might. But unless you can prove that i actually stated he was a scammer directly, i think your mistaken. But i could be mistaken too. If i did suggest he was a scammer, it was an, at best, baseless assumption, for which im sorry :) ok heres some quotes from Kyrials original IPO from La Vista :- "The totally stupid high return rate, packed into a week format rather than month, makes me think its a scam." from La Vista :- "Unless you will allow someone to audit your API key, i wouldnt get my hopes high." from Kyrial :- "If someone would clarify on the nature of this auditing I will definitely be interested." from La Vista :- "Also, i got the limited key from Kyrial. There was no amount of isk or skills to speak of on the character. And there was no alts to speak of either, other than the one that posted here." "His skills were nothing to speak of. No implants as far as i remember, and it certainly didnt seem like someone who had played eve before." from Kyrial :- "I do have +3's. Anyone who might be interested have any questions?"
Roguehalo Caldari RH Ship Brokers	Posted - 2008.02.13 11:28:00 - [66] Ok now you know who GeraldRatner is
LaVista Vista Conservative Shenanigans Party	Posted - 2008.02.13 12:51:00 - [67] Edited by: LaVista Vista on 13/02/2008 12:53:11 Originally by: Roguehalo from La Vista :- "The totally stupid high return rate, packed into a week format rather than month, makes me think its a scam." from La Vista :- "Unless you will allow someone to audit your API key, i wouldnt get my hopes high." The first quote is indeed a legit concern. A lot high retuns like the one there was put forward in the original offering, just like Riethe's, turned out to be scams. I pointed this out in the thread too. Also notice i say "made me think", its a thought of mine, not something i think. There was no definate evidence, just thoughts. Based on the fact that an unknown character asked for isk, and it was kinda suspiscious, i made the last comment. Its a concern i had, that he wouldnt succeed in picking up the asked amount, unless an audit could confirm the claims he made. I did audit his API, and there was nothing "strange", at least nothing that said it was a scam.
cosmoray	Posted - 2008.02.13 13:18:00 - [68] EBank is a good product, if I had spare billions I would probably invest in the bond. One issue, you guys need to work on your PR and who should be talking on your behalf. Marketing 1. No chance of scam, but I wouldn't have posted about the "run on the bank". If the bond wasn't for that reason then you didn't need to mention it. 2. One or two people max should be the public voice of EBank. The other directors should not be making public statements on behalf of EBank or making other general opinions, because that is causing bad publicity. Stick to making EBank a professional product, everyone wants to see it succeed as it can provide a good service to EVE.
Hexxx Minmatar	Posted - 2008.02.13 17:00:00 - [69] Originally by: cosmoray EBank is a good product, if I had spare billions I would probably invest in the bond. One issue, you guys need to work on your PR and who should be talking on your behalf. Marketing 1. No chance of scam, but I wouldn't have posted about the "run on the bank". If the bond wasn't for that reason then you didn't need to mention it. 2. One or two people max should be the public voice of EBank. The other directors should not be making public statements on behalf of EBank or making other general opinions, because that is causing bad publicity. Stick to making EBank a professional product, everyone wants to see it succeed as it can provide a good service to EVE. Well we do make our statistics public, so anyone who paid attention to them would have noticed our drop in liquidity. I do tend to be more transparent than need be, old habits die hard. We may try to resolve internally what limits will be placed on transparency in the future. Consulting, IPO Template, and Stock/Bond definitions.
Skyslider Gallente Omerta Syndicate	Posted - 2008.02.13 17:29:00 - [70] Now that all of that is out of the way, I'll take 2b
Ulstan	Posted - 2008.02.13 17:49:00 - [71] I save so much time by skipping all Exclamation Point posts without a player corp name attached.
Cogwheel Legio Eterna	Posted - 2008.02.13 17:54:00 - [72] Originally by: Ulstan I save so much time by skipping all Exclamation Point posts without a player corp name attached. /me turns on his corp label...
Hexxx Minmatar	Posted - 2008.02.13 20:58:00 - [73] Originally by: Skyslider Now that all of that is out of the way, I'll take 2b Noted. We have 43 billion remaining. Remember to make sure it's in your sweep account, the amount will be deducted once reservations are complete. Consulting, IPO Template, and Stock/Bond definitions.
Ryu Kibegami Caldari State War Academy	Posted - 2008.02.14 01:47:00 - [74] Hexxx: Is it possable for Ebank to take the ISK straight from my checking account?
Kwint Sommer Incoherent Inc Otaku Invasion	Posted - 2008.02.14 02:05:00 - [75] To quote Hexxx, Originally by: Hexxx The money must be in your "sweep" account!It's a pain in the butt otherwise. 5% Mining & Manufacturing Implants
Hexxx Minmatar	Posted - 2008.02.14 02:06:00 - [76] Originally by: Kwint Sommer To quote Hexxx, Originally by: Hexxx The money must be in your "sweep" account!It's a pain in the butt otherwise. Ok...if you're only buying 1 billion, it can be in your checking. I just don't want another situation where I need to manually process from two sources on one user. Consulting, IPO Template, and Stock/Bond definitions.
GallenteDominator	Posted - 2008.02.14 02:47:00 - [77] Yes im needing a loan if someone could plese get with me ingame or evemail me that would be good i dont need much.
Kwint Sommer Incoherent Inc Otaku Invasion	Posted - 2008.02.14 03:30:00 - [78] Originally by: GallenteDominator Yes im needing a loan if someone could plese get with me ingame or evemail me that would be good i dont need much. I see you use to be Chambas but you sold your main and are trying to buy a new character. So basically you have zero reputation and yet want people to loan your faceless alt money. Oh and you have no scruples against posting in every thread with the word loan in it yet don't want to bother contacting the loaners listed in one of those threads. It's almost as though we made that thread so people wouldn't spam the forum with requests for small personal loans.... 5% Mining & Manufacturing Implants
GallenteDominator	Posted - 2008.02.14 04:10:00 - [79] yes i need a loan for a char but i have most of the isk and ive tried contacting ppl in game when i get colladeral from my new char i will give name and stuff i dont need much i have 5.2 bill right now all im looking to barrow is 3 bill if i could. could someone plz convo me ingame plz
Shadarle	Posted - 2008.02.14 04:11:00 - [80] ROFL. Good luck with that. Stacking Penalty / Resists Explained
GallenteDominator	Posted - 2008.02.14 04:14:00 - [81] well i dont know what to do ive never done this before? any help would be helpfull.
Bladian Gallente NET Profit Trading	Posted - 2008.02.14 11:30:00 - [82] I would like to take a bond please hexxx thanks
Ryu Kibegami Caldari State War Academy	Posted - 2008.02.14 12:59:00 - [83] Hexxx: There is no need to treat me different. When I decide to take the plunge, I will transfer the ISK to my sweep account. I am sorry for missing the info, and asking about what was already stated. I got overwhelmed in all the gutter sniping.
Hexxx Minmatar	Posted - 2008.02.14 16:42:00 - [84] Originally by: Ryu Kibegami Hexxx: There is no need to treat me different. When I decide to take the plunge, I will transfer the ISK to my sweep account. I am sorry for missing the info, and asking about what was already stated. I got overwhelmed in all the gutter sniping. It's alright, I just want to minimize the chances of an error ocurring...mostly because fixing errors takes alot of my time. The great thing about the EBANK system is that ANY error can be recovered from (we keep copious transaction logs) but the downside is...it takes a bit of time to get everything "fixed". Consequently, I put alot of effort into avoiding errors. Consulting, IPO Template, and Stock/Bond definitions.
Taikun Gallente Serenity Prime Frontal Impact	Posted - 2008.02.14 18:49:00 - [85] Edited by: Taikun on 14/02/2008 18:50:53 In my opinion, directors are nothing more than directors and need to keep their mouths shut. Once the board of directors give sign-off on iniatives such as this bond issue they should keep out of it and allow the fund manager to do their jobs. i.e. run the bond/IPO etc. This thread is about a particular bond offering. I personally would have taken 10 billion of it if it wasn't for my own personal concerns about the trustworthiness of individuals involved with EBank. This concern of mine is reinforced on a almost daily basis and this thread is no different. I have spoken with my investment isk. Tis a free market and I choose not to tie my isk up with operations who I feel are one temper tantum away from a signifigant scam. So, do I get involved in EBank rabble posts? Not usually because it seves me no great interest. Except this one as I believe that EBank/Ricdic could benefit from its consideration. The fund manager who is running this bond needs to get his act together and run the bond. Allowing these so-called directors to run off at the mouth and engage in a tit-for-tat abuse does nothing to enhance the name of EBank. A directors first priority is to ensure the financial well being of the company for the benefit of the shareholders. The second they drop that role and become mouth-pieces for the company without restraint yo uhave lost all the value that director(s) can bring to the organisation. Hexxx, you are running this IPO, get your ducks in a row and tell them to stop de-railing your thread. Only than can you 'report' posts from a position of strength, rather than having to shake your head all the time wondering why your compartiots don't keep their lips buttoned. That's my nickel advice for EBank. Taikun A criminal is a person with predatory instincts who has not sufficient capital to form a corporation.
Hexxx Minmatar	Posted - 2008.02.14 19:25:00 - [86] EBANK's communication policies are being worked on, we recognize there is room for improvement. We are preparing to announce a 4th Developer for EBANK in addition to a new Director to replace McRuder now that he has resigned. All developers have their own back-ups. We have a seperate test server and test database. We have daily backups of our live DB. We have multiple transaction logging mechanisms, segregation of duties (tellers can not action their own withdraws, loan officers can not approve their own loans). In fact, the only weakness would be collusion...but that's rather unlikely for obvious reasons. Obviously you're free to do as you wish, vote with your isk, etc...but I will say I do look forward to our first year anniversary (8 months off) so that I can begin to reasonably put to rest the doubts that some harbor on the longevity and stability of EBANK. There is a difference between paranoia and caution, but often the two are mixed together to various degrees. A bit of both is good, but too much of either can cloud your judgement. Consulting, IPO Template, and Stock/Bond definitions.
ElweSingollo Starlancers	Posted - 2008.02.14 19:58:00 - [87] Originally by: Taikun Edited by: Taikun on 14/02/2008 18:50:53 This thread is about a particular bond offering. I personally would have taken 10 billion of it if it wasn't for my own personal concerns about the trustworthiness of individuals involved with EBank. This concern of mine is reinforced on a almost daily basis and this thread is no different. I have spoken with my investment isk. Tis a free market and I choose not to tie my isk up with operations who I feel are one temper tantum away from a signifigant scam. So, do I get involved in EBank rabble posts? Not usually because it seves me no great interest. Except this one as I believe that EBank/Ricdic could benefit from its consideration. Thats a fairly substantial attack on the integrity of Ebank which has been made with zero reference to proof to back up those claims Taikun please either back up your claims that they are untrustworthy with proof or retract that slander (in coad terms thats known as Proof or STFU). CCP and Eve Online... It's not a bug, it's a feature *In Before I Get M* Again*
Jaarlax Ratty Corp PLC Confederation of Independent Corporations	Posted - 2008.02.14 20:12:00 - [88] deposited a bil for a bond :D /me waves to elwe
Soggybottom Gallente The Original Fancy Boys	Posted - 2008.02.14 20:17:00 - [89] I am interested in 2 bonds. I will be online in about 4 hours and will set up an EBank account and transfer the funds.
Superstar Tradesman Caldari Pro-Trade Industries Inc	Posted - 2008.02.14 21:00:00 - [90] I will buy 1 bond please. Money will be sent later tonight. Yes I realise I have a man's name
Taikun Gallente Serenity Prime Frontal Impact	Posted - 2008.02.14 21:18:00 - [91] Originally by: ElweSingollo Thats a fairly substantial attack on the integrity of Ebank which has been made with zero reference to proof to back up those claims Taikun please either back up your claims that they are untrustworthy with proof or retract that slander (in coad terms thats known as Proof or STFU). Against my better judgement I will rise to your flame bait. My comments were not a substantial attack on the integrity of Ebank in any fashion. If anyone deserves to know of my particular concerns it is Ricdic. Accordingly, both him and I have discussed my concerns on occasion streching way back to EBanks inception. He is at peace with my discomfort with doing business with EBank and knows the reasons surrounding it. I do not feel he holds any level of maliace towards me for my position and likewise I hold no malace towards Ricdic or EBank. I simply FEEL my isk is better served with other investments and institutions management for reasons of charactor. This could change in the future given the make up of those involved with EBank. As such, I do not have to justify or prove my deeply held feelings with regards to my investments, nor provide "proof or shut the **** up" just because you say so. You will find your request wanting. Taikun A criminal is a person with predatory instincts who has not sufficient capital to form a corporation.
ElweSingollo Starlancers	Posted - 2008.02.14 22:18:00 - [92] Edited by: ElweSingollo on 14/02/2008 22:21:36 Edited by: ElweSingollo on 14/02/2008 22:18:48 Originally by: Taikun Originally by: ElweSingollo stuff Against my better judgement I will rise to your flame bait. My comments were not a substantial attack on the integrity of Ebank in any fashion. If anyone deserves to know of my particular concerns it is Ricdic. Accordingly, both him and I have discussed my concerns on occasion streching way back to EBanks inception. He is at peace with my discomfort with doing business with EBank and knows the reasons surrounding it. I do not feel he holds any level of maliace towards me for my position and likewise I hold no malace towards Ricdic or EBank. I simply FEEL my isk is better served with other investments and institutions management for reasons of charactor. This could change in the future given the make up of those involved with EBank. As such, I do not have to justify or prove my deeply held feelings with regards to my investments, nor provide "proof or shut the ** up" just because you say so. You will find your request wanting. Taikun Twas not flame bait in way shape or form I merely responded to your post in which you attacked the trustworthiness of Ebank and I asked you provide proof of that untrustworthiness (your own words) here just in case you missed the bit where it was said I will quote it again and in fact bold it for you. Originally by:** Taikun Edited by: Taikun on 14/02/2008 18:50:53 This thread is about a particular bond offering. I personally would have taken 10 billion of it if it wasn't for my own personal concerns about the trustworthiness of individuals involved with EBank. This concern of mine is reinforced on a almost daily basis and this thread is no different. I have spoken with my investment isk. Tis a free market and I choose not to tie my isk up with operations who I feel are one temper tantum away from a signifigant scam. You said that you would not invest because of indivuiduals untrustworthiness in regard to E-Bank, you said that you believe E-bank is "one temper tantum away from a signifigant scam" to me that reads as significant accusations againsty a operation who hold billions since you have that belief and are free in spreading the accusation about I merely ask that you provide proof of that... which you didn't. As in your post above your resorted to emphasising your feelings are what make you write this I will take it as read you have no proof regarding the untrustworthyness of E-Bank and are relying on a form of hireheto uknown form of eve ESP that obviously the rest of us have no access too. Oh btw if you did indeed feel my post was a flame bait then I beleive you will find the report button is next to this post Oh and hello Ratty long time no see . CCP and Eve Online... It's not a bug, it's a feature *In Before I Get M* Again*
Ricdic Caldari Corporate Research And Production Pty Ltd Zzz	Posted - 2008.02.14 22:37:00 - [93] Anyway let's get back to the bond sale. I understand Taikun's views and approach in regards to his comments and I look forward to us changing Taikun's mind on EBANK in the future http://oldforums.eveonline.com/?a=topic&threadID=500043 Largest Empire Research Alliance in EVE!
Leowen Industrial Giants	Posted - 2008.02.14 23:40:00 - [94] Originally by: ElweSingollo Twas not flame bait in way shape or form ... blah You said that you would not invest because of ... blah As in your post above your resorted to ... blah Oh btw if you did indeed feel my post was a flame bait then I beleive you will find the report button is next to this post One of the worst things about this forum is the growing number of people who follow the strong opinions expressed by others, and try to adopt that style themselves. Trying to look like Billy Big B****x but really just looking more than a little silly. He didn't accuse of anything, he expressed his personal feeling. He never mentioned any proof so why ask him to show some? Jeez. Aaaanyway, while I'm here I may as well drop in my $.02 on this bond. I'm somewhat with Taikun in his post above whereby some of EBANK's publicity recently is steering me away. Not because I suspect a scam, though I am naturally a cautious person. I consider EBANK to be as safe an unsecured investment as you can get, but it is still essentially unsecured and imho the ROI on this bond doesn't reflect that. Factor 1. I also have a particularly strong distaste for bad PR, and you really need to get a handle on your outward communication. Specifically, if you see fit to have on your BoD some characters whose interpersonal skills are less than legendary, it may make sense to restrict their representation of EBANK to the boardroom. Enough said. Factor 2. Good luck with your bond, I'm out on this one, though will watch with interest as EBANK works to repair the damage incurred over the last week or so. Leo
Shar Tegral	Posted - 2008.02.15 00:40:00 - [95] Originally by: Leowen Specifically, if you see fit to have on your BoD some characters whose interpersonal skills are less than legendary, it may make sense to restrict their representation of EBANK to the boardroom. For what it is worth, membership on Ebank's BoD should not automatically be a total gagging though my innocuous advice in this thread here leads me to believe that: A: To be able to post anything on these forums I must resign from Ebank. B: If I choose to be part of Ebank I can not ever post anything again on these forums. C: Some of you just live for drama and kicking down other people's sandcastles regardless. Doesn't make a difference what I or anyone else does, someone's gonna say "ooooooh, you are so unprofessional". Well point of fact is as far as banking goes I am not professional. Banking is not my job nor am I inclined to make Eve my job. I often try to bring a sense of perspective to Ebank's deliberations by pointing out that we are trying to create what all of you think a bank should be though we have few of the same legislative recourses or regulatory hindrances. Furthermore, we are all of us not banking professionals. We do a lot of research on banking, we spend a lot of time trying to make what happens in real life possible in Ebank. (Which ain't easy.) But no one deposited because of our joy-joy customer service uber methods. Or at least no one who was the least bit aware I was on the board deposited for that reason. So, yes, I can on occasion be less than savory to some of you. I will endeavor to restrain my utter dismay at this ... ... revelation. However, truth be told, what confidence my involvement brought was not due to my winning smile in the first place. This post was not posted as an ebank director but as a person who reserves the right to have a life and, like you, a voice. Any one so dismayed may contact me in game if you wish to express a furtherance of some negative opinion regarding myself. I'd also suggest that if you have a problem with someone specific try using in game methods to resolve it before derailing and/or attempting to troll anyone's threads or posts. If you can not bring yourself to resolve this in game Ebank does have forums and I'm sure that the administrators will allow you to express your opinions even the content of that opinion might not be allowed here. To Shar -verb: 1 - To say what you mean. 2 - To say what it means. 3 - To say something mean.
Hexxx Minmatar	Posted - 2008.02.15 18:23:00 - [96] 4 days remaining on the Bond sale. After that, sale will be closed and the Bond will begin. Consulting, IPO Template, and Stock/Bond definitions.
Imperius Blackheart Caldari KIA Corp KIA Alliance	Posted - 2008.02.15 19:45:00 - [97] I'll take 3 billion worth please. Next Ebank Ricdic wallet update I will have over 3 billion in the sweep account. Always a pleasure doing business with you folks. [/url] Proud member of the Caldari Death Squad
Banni Vinda The Ninja Coalition	Posted - 2008.02.15 19:49:00 - [98] Put me down for 2 bonds please. Isk will be transferred later when I can get ingame.
Jaarlax Ratty Corp PLC Confederation of Independent Corporations	Posted - 2008.02.16 12:40:00 - [99] can you increase mine to 2 bonds please i just put in a transfer of the 2nd bil from my checking account thanks
Slain Slaughter R.P. Frizzink inc	Posted - 2008.02.16 19:51:00 - [100] 1 bond please.
Mr Horizontal Gallente KIA Corp KIA Alliance	Posted - 2008.02.17 13:40:00 - [101] Originally by: Tachypnea Im interested in investing in this, but do not have 1 billion isk worth of funds available. If there are others in the same boat as me, maybe we could get together and pool some isk and buy 1 bond? If youre interested lemme know via convo in eve or in this thread. EBANK bonds are intended to attract higher net-worth individuals who are willing and able to lock away ISK for extended periods of time. If you have 1.5b or less, I suggest you make use of the Savings and Checking accounts. This has the advantage to you of being instantly accessible should you require the ISK back in an emergency as well, as the ISK in the bond is tied up for 2 months. Before you say the bond's rate is higher than the savings account, it is, but not nearly as much as you'd think because the accounts have daily compounding. In real terms, this means that over 60 days, the bond only outperforms a savings account by 0.7%: Savings account over 60 days: 500,000,000 * ((1+0.00102)^60) = 531,539,178.23 Bond over 60 days: 500,000,000 * 1.07 = 535,000,000.00 So the question you should ask is whether the 3.46m difference in return is really worth the effort of buying a bond via a syndicate and whether that same 3.46m is worth having your ISK disappear for 2 months versus having instant access to it. Last but not least, there will be more EBANK bonds
Tachypnea Blue Moon Rising Blood and Steel	Posted - 2008.02.17 17:14:00 - [102] Thank you horizontal. I retract my previous statement.
Jaarlax Ratty Corp PLC Confederation of Independent Corporations	Posted - 2008.02.17 18:12:00 - [103] way to attract more customers Mr H lol
Mr Horizontal Gallente KIA Corp KIA Alliance	Posted - 2008.02.17 18:27:00 - [104] Well, Ratty, all I'm trying to say is the bonds are in extension to the existing savings and checking accounts! So put the first 500m in a Savings account, the next 1b in a Checking account and subsequent blocks of 1b in a bond.
Syrion1984 Gallente PezCo - Ice Services Brutally Clever Empire	Posted - 2008.02.18 15:23:00 - [105] I'd love to purchase one bond, but nowhere on the http://www.eve-bank.net/ website do I see an option to register for an account.. Any help please?
Shar Tegral	Posted - 2008.02.18 15:50:00 - [106] Originally by: Syrion1984 I'd love to purchase one bond, but nowhere on the http://www.eve-bank.net/ website do I see an option to register for an account.. Any help please? On the Ebank Faq the first paragraph describes the account creation process. To Shar -verb: 1 - To say what you mean. 2 - To say what it means. 3 - To say something mean.
Syrion1984 Gallente PezCo - Ice Services Brutally Clever Empire	Posted - 2008.02.18 15:58:00 - [107] Cheers for that
Ryu Kibegami Caldari State War Academy	Posted - 2008.02.18 20:25:00 - [108] Money transfered to sweep account for 1 bond
SencneS Amarr Spartan Industrial Manufacturing SMASH Alliance	Posted - 2008.02.18 21:19:00 - [109] I'm going to offer this one time for one person. If you are unable to come up with 1billion ISK but still wish to take part in this offer I will go half in with you. Here is how it works. You will send me 500mil ISK, Which I will deposit into my sweep account along with my 500mil ISK. I will then purchase the bond. Assuming the bond is completed by EBank, at the end of 60 days, You will get your 500mil back + your half of the interest gained on the Bond. If for whatever reason EBank choses to cancel the bond you will get your 500mil back. First person to deposit the ISK and post on this thread gets go half in a bond with me. Continuation:- If there is enough demand I will also track and purchase bonds on people's behalf, Send me (My character SencneS) the ISK in game, going from the top down I'll purchase bonds until I am unable to purchase any more. You'll get the interest of the bond depending on the part of the bond you're purchasing. Player 1 - Sends 400mil Player 2 - Sends 200mil Player 3 - Sends 500mil Player 1 gets 40% Player 2 gets 20% Player 3 gets 40% Assuming no one else send money, Player 3 would get 100mil back from me at the closing of the bond offer. At the end of 60 days player 3 would get 40% of the interest etc. This will be done manually via an excel sheet for tracking. As this is my own personal doing and not that of EBanks. I'm offering this service by myself and not as a part of EBank, Although the bond itself will be secured by EBank, this personal offer is not to be considered a part of EBank. This is all about how much you trust me, do no address questions about this offer with any other members of EBank. You can EVE-Mail me or contact me in game if you have questions. If at the request of EBanks board of directors they do not wish me to continue this offer I will stop and all ISK will be returned to their owner. Amarr for Life
Hexxx Minmatar	Posted - 2008.02.19 18:59:00 - [110] Closed. Everyone who has publically and privately contacted us about buying into this Bond will see the Bond appear in their EBANK account summary page within the next 48 hours. I'll post again once this is complete. The maturation date for the Bond will be exactly 60 days from today. This date will be displayed with the Bond when it appears in your account page. Please make sure that the funds are in your EBANK account. Preferably in your sweep, but if you're ONLY buying 1 billion worth, it can be in your checking account. That's it. Consulting, IPO Template, and Stock/Bond definitions.
Imperius Blackheart Caldari KIA Corp KIA Alliance	Posted - 2008.02.19 19:16:00 - [111] Edited by: Imperius Blackheart on 19/02/2008 19:17:06 Damn just too late :( I was gonna request a 4th bond and just deposited the money. There was apparently 25 billion of bonds left can I squeese one last one out of you? [/url] Proud member of the Caldari Death Squad
Admiral Grevious	Posted - 2008.02.19 19:29:00 - [112] Question - at the close of the bond...how will the funds be returned to investors? Into a checking account? Sweep? Thank you.
Kwint Sommer Incoherent Inc Otaku Invasion	Posted - 2008.02.19 19:34:00 - [113] Originally by: Admiral Grevious Question - at the close of the bond...how will the funds be returned to investors? Into a checking account? Sweep? Thank you. Since most people will already have money in the interest bearing accounts which are capped at 1B (the minimum value of this bond) I would assume it will be deposited into your sweeps account. Anything else would be breaking their own caps. 5% Mining & Manufacturing Implants
Imperius Blackheart Caldari KIA Corp KIA Alliance	Posted - 2008.02.19 20:43:00 - [114] Edited by: Imperius Blackheart on 19/02/2008 20:49:23 Edit wrong thread. [/url] Proud member of the Caldari Death Squad
Imperius Blackheart Caldari KIA Corp KIA Alliance	Posted - 2008.02.22 08:47:00 - [115] Whats going on with this atm? My 4 billion is still in the sweep account. [/url] Proud member of the Caldari Death Squad
Red Metal	Posted - 2008.02.22 09:41:00 - [116] Same here ,also got 1 bill. in my sweep account . Maybe it takes a bit longer to modify Ebank to show bonds.
Ricdic Caldari Corporate Research And Production Pty Ltd Zzz	Posted - 2008.02.22 12:34:00 - [117] Thanks guys. Hexxx is on a small break from Eve getting some RL issues worked out. He will be back in the next few days and finalise all this. It needs to be done manually like the first batch. Also, I do believe the clock has already started ticking for maturity so won't be much longer. Finally, all bonds are sold http://oldforums.eveonline.com/?a=topic&threadID=500043 Largest Empire Research Alliance in EVE!
Imperius Blackheart Caldari KIA Corp KIA Alliance	Posted - 2008.02.22 13:15:00 - [118] Originally by: Ricdic Edited by: Ricdic on 22/02/2008 13:13:44 Thanks guys. Hexxx is on a small break from Eve getting some RL issues worked out. He will be back in the next few days and finalise all this. It needs to be done manually like the first batch. Also, I do believe the clock has already started ticking for maturity so won't be much longer. Finally, all bonds are sold edit: I have updated our news article to advise client's who may not be following this thread. Cheers all. Thanks for the update Ricdic. And sorry I never got back to you on that evemail you sent me a couple of weeks ago, not avoiding you bloody thing didn't show up until last night though. [/url] Proud member of the Caldari Death Squad
Hexxx Minmatar	Posted - 2008.02.22 16:29:00 - [119] Originally by: Imperius Blackheart Originally by: Ricdic Edited by: Ricdic on 22/02/2008 13:13:44 Thanks guys. Hexxx is on a small break from Eve getting some RL issues worked out. He will be back in the next few days and finalise all this. It needs to be done manually like the first batch. Also, I do believe the clock has already started ticking for maturity so won't be much longer. Finally, all bonds are sold edit: I have updated our news article to advise client's who may not be following this thread. Cheers all. Thanks for the update Ricdic. And sorry I never got back to you on that evemail you sent me a couple of weeks ago, not avoiding you bloody thing didn't show up until last night though. Guys; the clock on the Bonds started the second I closed the Bond sale, so please don't worry about this aspect. I do apologize for not having your Bonds visible sooner, I'm going to try and tackle this tonight and do some other work related to EBANK. As Ricdic mentioned I'm in the middle of a semi-holiday from EVE for a few days to recharge my batteries. I'll be pretty quiet for the next few days and then get back to a more regular schedule. We've still got this Bond sale to wrap up and after that, yet ANOTHER monthly EBANK report which will be in a brand-new format! Consulting, IPO Template, and Stock/Bond definitions.
Hexxx Minmatar	Posted - 2008.02.26 03:09:00 - [120] Update: I think I've gotten Bonds to all those who reserved them. You should be able to login and view your Bond(s) on the account summary page. The maturation date is 4/19 for this one. I think we have one or two private buyers that I'll take care of shortly but other than that, if you DON'T see your Bond(s) please let me know. Lastly, yes, I know the maturation date isn't listed...but it's in the database. I'm still updating the interface on our test server, I'm hoping to release some new stuff before too long though. We have a MASSIVE monthly report/newsletter that we're releasing at the end of the week. That's it for now. Consulting, IPO Template, and Stock/Bond definitions.
Ricdic Caldari Corporate Research And Production Pty Ltd Zzz	Posted - 2008.02.26 04:51:00 - [121] Originally by: Hexxx I think we have one or two private buyers that I'll take care of shortly but other than that, if you DON'T see your Bond(s) please let me know. Yes I have a list of approximately 6 people who have privately contacted me for bonds. I will pass you (Hexxx) this list when I next see you online. http://oldforums.eveonline.com/?a=topic&threadID=500043 Largest Empire Research Alliance in EVE!
Imperius Blackheart Caldari KIA Corp KIA Alliance	Posted - 2008.02.26 08:15:00 - [122] Originally by: Hexxx Update: I think I've gotten Bonds to all those who reserved them. You should be able to login and view your Bond(s) on the account summary page. The maturation date is 4/19 for this one. I think we have one or two private buyers that I'll take care of shortly but other than that, if you DON'T see your Bond(s) please let me know. Lastly, yes, I know the maturation date isn't listed...but it's in the database. I'm still updating the interface on our test server, I'm hoping to release some new stuff before too long though. We have a MASSIVE monthly report/newsletter that we're releasing at the end of the week. That's it for now. Eeek I see my account -4billion from last time I looked and no bond listed Not a nice thing to see. [/url] Proud member of the Caldari Death Squad
Hexxx Minmatar	Posted - 2008.02.26 12:39:00 - [123] Originally by: Imperius Blackheart Originally by: Hexxx Update: I think I've gotten Bonds to all those who reserved them. You should be able to login and view your Bond(s) on the account summary page. The maturation date is 4/19 for this one. I think we have one or two private buyers that I'll take care of shortly but other than that, if you DON'T see your Bond(s) please let me know. Lastly, yes, I know the maturation date isn't listed...but it's in the database. I'm still updating the interface on our test server, I'm hoping to release some new stuff before too long though. We have a MASSIVE monthly report/newsletter that we're releasing at the end of the week. That's it for now. Eeek I see my account -4billion from last time I looked and no bond listed Not a nice thing to see. Hrm. Well, one part of it worked... I don't have time right this second (about to leave for work) but I'll review your account and everyone elses...let me explain real quick how this works by the way. We have a master securities table which describes the overall security (in this case a bond) which has a relationship to an assets table which describes the quantity, date purchased, price, etc of whatever securities a user may have purcahsed. Now, all this is linked to a person's sweep account. If you have no assets (bonds in this case) linked to your sweep account; nothing shows up. It could be that the account id in the assets table is pointing to one of your other accounts...so I'll check that first once I get to work in 2 hours. My apologies for the delay! Consulting, IPO Template, and Stock/Bond definitions.
Imperius Blackheart Caldari KIA Corp KIA Alliance	Posted - 2008.02.26 13:45:00 - [124] No probs, so long as my money hasn't fallen though a hole in the galaxy. [/url] Proud member of the Caldari Death Squad
Ricdic Caldari Corporate Research And Production Pty Ltd Zzz	Posted - 2008.02.26 14:37:00 - [125] Originally by: Imperius Blackheart No probs, so long as my money hasn't fallen though a hole in the galaxy. Which is worse, that or my new Golem fund? http://oldforums.eveonline.com/?a=topic&threadID=500043 Largest Empire Research Alliance in EVE!
Hexxx Minmatar	Posted - 2008.02.26 14:53:00 - [126] Originally by: Imperius Blackheart No probs, so long as my money hasn't fallen though a hole in the galaxy. Unlike CCP, we actually do record share transactions. Consulting, IPO Template, and Stock/Bond definitions.
Hexxx Minmatar	Posted - 2008.02.26 17:08:00 - [127] Originally by: Imperius Blackheart Originally by: Hexxx Update: I think I've gotten Bonds to all those who reserved them. You should be able to login and view your Bond(s) on the account summary page. The maturation date is 4/19 for this one. I think we have one or two private buyers that I'll take care of shortly but other than that, if you DON'T see your Bond(s) please let me know. Lastly, yes, I know the maturation date isn't listed...but it's in the database. I'm still updating the interface on our test server, I'm hoping to release some new stuff before too long though. We have a MASSIVE monthly report/newsletter that we're releasing at the end of the week. That's it for now. Eeek I see my account -4billion from last time I looked and no bond listed Not a nice thing to see. Try clicking on the "My Accounts" link and see if the Bond is listed under your "Information" header at the top. It should be showing up... Consulting, IPO Template, and Stock/Bond definitions.
Imperius Blackheart Caldari KIA Corp KIA Alliance	Posted - 2008.02.26 18:03:00 - [128] Edited by: Imperius Blackheart on 26/02/2008 18:03:40 Originally by: Hexxx Originally by: Imperius Blackheart Originally by: Hexxx Update: I think I've gotten Bonds to all those who reserved them. You should be able to login and view your Bond(s) on the account summary page. The maturation date is 4/19 for this one. I think we have one or two private buyers that I'll take care of shortly but other than that, if you DON'T see your Bond(s) please let me know. Lastly, yes, I know the maturation date isn't listed...but it's in the database. I'm still updating the interface on our test server, I'm hoping to release some new stuff before too long though. We have a MASSIVE monthly report/newsletter that we're releasing at the end of the week. That's it for now. Eeek I see my account -4billion from last time I looked and no bond listed Not a nice thing to see. Try clicking on the "My Accounts" link and see if the Bond is listed under your "Information" header at the top. It should be showing up... Nope no bond showing just got the slightly funny Information Estimated Next Deposit: 0hrs, -2m -13s [/url] Proud member of the Caldari Death Squad
DragonRiderTao	Posted - 2008.02.26 18:10:00 - [129] Do not fear. The bank is fair to you. How many dragons can you slay? You cant slay mine.
LaVista Vista Conservative Shenanigans Party	Posted - 2008.02.26 18:20:00 - [130] Originally by: DragonRiderTao Do not fear. The bank is fair to you. Excellent business! Make excellent growth! Make no fear!
Amarr Citizen 155 Alternative Methods Research Group	Posted - 2008.02.26 18:35:00 - [131] Edited by: Amarr Citizen 155 on 26/02/2008 18:36:03 Originally by: DragonRiderTao Do not fear. The bank is fair to you. Ok Hexxx, the gig is up.....take your mask off and reveal yourself! Disclaimer: Yes I know that the dragon rider guy is probably not hexxx and this was purely intended to be a joke. ---------------------------------------------- Why do it the hard way when you can do it the AMARR way.
Imperius Blackheart Caldari KIA Corp KIA Alliance	Posted - 2008.03.10 23:49:00 - [132] Incidently, my bonds are still not showing up, any idea when this will be fixed? [/url] Proud member of the Caldari Death Squad
Hexxx Minmatar	Posted - 2008.03.11 12:39:00 - [133] Originally by: Imperius Blackheart Incidently, my bonds are still not showing up, any idea when this will be fixed? Actually, let me try using your account. Could you send me your EBANK password via eve-mail? I want to try logging in as you and seeing if I can troubleshoot it from there. All my own accounts I use for testing work....so this is kind of a frustrating bug. Director \| www.eve-bank.net
Imperius Blackheart Caldari KIA Corp KIA Alliance	Posted - 2008.03.11 13:55:00 - [134] Originally by: Hexxx Originally by: Imperius Blackheart Incidently, my bonds are still not showing up, any idea when this will be fixed? Actually, let me try using your account. Could you send me your EBANK password via eve-mail? I want to try logging in as you and seeing if I can troubleshoot it from there. All my own accounts I use for testing work....so this is kind of a frustrating bug. Sure once I get ingame i'll change the password and evemail you. [/url] Proud member of the Caldari Death Squad
Imperius Blackheart Caldari KIA Corp KIA Alliance	Posted - 2008.03.11 19:05:00 - [135] You got mail, let me know when your done. [/url] Proud member of the Caldari Death Squad

Pages: 1 2 3 4 5 :: [one page]

COPYRIGHT NOTICE
EVE Online, the EVE logo, EVE and all associated logos and designs are the intellectual property of CCP hf. All artwork, screenshots, characters, vehicles, storylines, world facts or other recognizable features of the intellectual property relating to these trademarks are likewise the intellectual property of CCP hf. EVE Online and the EVE logo are the registered trademarks of CCP hf. All rights are reserved worldwide. All other trademarks are the property of their respective owners. CCP hf. has granted permission to EVE-Search.com to use EVE Online and all associated logos and designs for promotional and information purposes on its website but does not endorse, and is not in any way affiliated with, EVE-Search.com. CCP is in no way responsible for the content on or functioning of this website, nor can it be liable for any damage arising from the use of this website.