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Manalapan
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Posted - 2008.03.14 04:11:00 -
[1]
Bond sale will end on 03.28.2008 or when all bonds have been sold. There are 1000 Bonds available at 3 Million each. Total Bond Sale 3 Billion. Bonds will be issued and distributed 03.28.2008 through 04.01.2008. Bonds will mature 06.01.2008. Bond will have a 5% 30 day interest rate (10% total of Bond). There will be an interest payment on 05.01.2008.
Reasons and Intentions for Bond Release. 1) Gain an increased NAV for Dynasty Banking. In turn this will lead to a greater reserve on deposits so as to keep ahead of interest payments and withdrawal. This will also allow Dynasty Banking to keep current interest rates and possibly begin to reissue Credits of Deposit. 2) Increase Dynasty Banking market share and buying power. After the first month of public operation going well Dynasty Banking is looking to take advantage of its position to maximize growth potential and solidify its operations. The bond will give Dynasty Banking more liqudity and begin to issue more and larger loans. With the results anticipated from reason one this will lead to stronger commercial banking situation.
How Interest Payments will be made. 1) Issued loans. With the increase in funds resulting from the bond Dynasty Banking will be able to meet current loan requests that are just outside of capacity. Creating a much increased cash flow for Dynasty Banking leading to a more secured and stabilized interest rate. 2) Capitilization of Market Escrow. Currently Dynasty Banking is making all interest payments on market trading. With the increase in loans issued from above and a small injection of Dynasty Banking escrow we estimate a growth in corporate profitablity.
Bonds will be represented by DB Bond Corporation shares maintaining the bonds as tradable securities. All interest and repayments will performed using the dividend feature. The character being used to handle the bond will post below.
Dynasty Banking |

Stella Lambert
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Posted - 2008.03.14 04:14:00 -
[2]
This is the character handling the payment and distribution for this bond.
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Shadarle
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Posted - 2008.03.14 05:11:00 -
[3]
Hmmm... I can get more than 5% from Fury Bank who I trust quite a bit. Why would I take a bit less from you who I don't know or trust at all? You don't even have the ability to post in other threads to express your opinion on matters so I can try to gauge your personality / intelligence / skill / trustworthiness.
So, honestly, until you start posting here regularly or somehow secure 100% of everything you get I would rather make 0% interest in my own wallet then 5% in yours. Good luck finding someone who feels differently, I'm sure there are a few suckers / desperate people around here willing to "give you a shot".
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Amarr Citizen 155
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Posted - 2008.03.14 05:18:00 -
[4]
Originally by: Shadarle Hmmm... I can get more than 5% from Fury Bank who I trust quite a bit. Why would I take a bit less from you who I don't know or trust at all? You don't even have the ability to post in other threads to express your opinion on matters so I can try to gauge your personality / intelligence / skill / trustworthiness.
So, honestly, until you start posting here regularly or somehow secure 100% of everything you get I would rather make 0% interest in my own wallet then 5% in yours. Good luck finding someone who feels differently, I'm sure there are a few suckers / desperate people around here willing to "give you a shot".
I agree with the above posting.
---------------------------------------------- Why do it the hard way when you can do it the AMARR way. |

Ricdic's Hoe
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Posted - 2008.03.14 05:23:00 -
[5]
Originally by: Shadarle Hmmm... I can get more than 5% from Fury Bank who I trust quite a bit. Why would I take a bit less from you who I don't know or trust at all? You don't even have the ability to post in other threads to express your opinion on matters so I can try to gauge your personality / intelligence / skill / trustworthiness.
I think this hit the nail on the head. I hate seeing people only ever post when they want something. It makes me feel that they don't care about anything else but themselves and their own operations. I would like to see you posting around, getting a feel for the people and providing input on discussions. This is a far better way to try and get to know someone's true persona.
A perfect example was Kyrial. People were considering investing in him until they found out how messed up he was (regarding his "i have cancer" thread that sparked a lot of emotion by the public. He had already messed up prior but it gave us a perfect inclination into his character and showed without a shred of doubt how dangerous it was to invest in him.
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Kylar Renpurs
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Posted - 2008.03.14 05:54:00 -
[6]
To follow up on that a bit more, I think I hung round here for about 2 months, maybe 3, just posting here, throwing up ideas and my opinions, whether it was agreed with or not.
On the back of that when I finally launched Dusk Blade as a (semi) public corp, I do recall some people mentioning that they invested more because I sounded vaugely intelligent/reasonable in my posts. That's definately not to say you can get very far just on a kind word and a smile though.
Please visit your user settings to re-enable images. Improve Market Competition! |

Ambo
2nd Outcasters
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Posted - 2008.03.14 08:52:00 -
[7]
Edited by: Ambo on 14/03/2008 08:52:24 In your original Dynasty Banking post you have 2 month 'Certificate of Deposit' which pays 7% per month. Your limited access account pays 6% per month, even your basic account pays 5% per month. Why on earth would I buy these bonds when I can use any of those methods?
That's ignoring the fact that you are still essentially unknown here.
(Edited to put the link in..)
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Trader? Investor? Just want to track your finances? Check out EMMA |

Hexxx
Sebiestor tribe
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Posted - 2008.03.14 12:03:00 -
[8]
Originally by: Ambo Edited by: Ambo on 14/03/2008 08:52:24 In your original Dynasty Banking post you have 2 month 'Certificate of Deposit' which pays 7% per month. Your limited access account pays 6% per month, even your basic account pays 5% per month. Why on earth would I buy these bonds when I can use any of those methods?
That's ignoring the fact that you are still essentially unknown here.
(Edited to put the link in..)
I believe he's suspended the CD's he was issueing. I consulted with these guys for a bit and recommended they launch this Bond in order to solve the obvious liquidity issues they face as a new Bank.
It's a modest smaller amount that let's them get a handle on whether they can run the Bank properly or not; my opinion was that their initial intentions were overly ambitious (we can't all be FuryBank).
This is by no means an endorsement of any kind. I am not vouching or advocating for Dynasty Banking.
To Dynasty Banking; perhaps you could discuss your current customer situation, how you earn your isk to pay interest, and current/future plans in relation to this Bond issue?
Director | www.eve-bank.net
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LaVista Vista
Conservative Shenanigans Party
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Posted - 2008.03.14 12:06:00 -
[9]
If i was a customer, id like to hear more about you first. For instance, what happend to the whole BoD thing? Last time i heard, there was 3. One being you, second one being either an alt or a person affiliated with you in a high degree, and a third-party person, whos name i dont remember off the top of my head.
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cosmoray
School of Applied Knowledge
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Posted - 2008.03.14 14:08:00 -
[10]
I am continually amazed that people with no reputation think they can offer returns lower than that you can get with Furybank.
Furybank rates have to be the minimum return requirements for new IPO/bonds from un-established players.
In fact I would rather buy the Ebank bond at 3.5% a month than a complete unkown.
If I am taking a larger risk, I expect a larger return!
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Dr Clark
Universal Transportation Solutions
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Posted - 2008.03.14 14:21:00 -
[11]
Hello, As some of you know, and it was said in a previous thread that I accepted a postion on the Dysanty Bored of Directors. I will try to answer some of your questions before I leave to get married. I am sure that Manalapan will answer the questions that I am unable to when he comes on.
Originally by: Shadarle -------------------------------------------------------------------------------- So, honestly, until you start posting here regularly or somehow secure 100% of everything you get I would rather make 0% interest in my own wallet then 5% in yours. Good luck finding someone who feels differently, I'm sure there are a few suckers / desperate people around here willing to "give you a shot". --------------------------------------------------------------------------------
Security- 800 Million isk was put in 2 Ebank accounts by Manalpan as security. I have another 200 million in which I will also be putting up as security if needed. We have spoken to Hexxx and he has agreed to "lock" the accounts where we would be able to pull no isk out in less he authorized it.
Originally by: Ricdic's Hoe --------------------------------------------------------------------------------
Originally by: Shadarle -------------------------------------------------------------------------------- Hmmm... I can get more than 5% from Fury Bank who I trust quite a bit. Why would I take a bit less from you who I don't know or trust at all? You don't even have the ability to post in other threads to express your opinion on matters so I can try to gauge your personality / intelligence / skill / trustworthiness. --------------------------------------------------------------------------------
I think this hit the nail on the head. I hate seeing people only ever post when they want something. It makes me feel that they don't care about anything else but themselves and their own operations. I would like to see you posting around, getting a feel for the people and providing input on discussions. This is a far better way to try and get to know someone's true persona. --------------------------------------------------------------------------------
I agree with that, and have spoken to him about it.
Originally by: Ambo -------------------------------------------------------------------------------- Edited by: Ambo on 14/03/2008 08:52:24 In your original Dynasty Banking post you have 2 month 'Certificate of Deposit' which pays 7% per month. Your limited access account pays 6% per month, even your basic account pays 5% per month. Why on earth would I buy these bonds when I can use any of those methods?
That's ignoring the fact that you are still essentially unknown here.
(Edited to put the link in..) --------------------------------------------------------------------------------
If you check the web site, you will see Dynasty Banking is temporarily not permitting any new Certificates of Deposit (CD) to be opened. This was done by the bored, as I personally thought the interest rate was far above what was needed. All deposits have been checked by me, and Manalapan has also offered to give his API key to Hexxx or Ricdic to verify what is coming in and/or going out.
Originally by: LaVista Vista -------------------------------------------------------------------------------- If i was a customer, id like to hear more about you first. For instance, what happened to the whole BoD thing? Last time i heard, there was 3. One being you, second one being either an alt or a person affiliated with you in a high degree, and a third-party person, whos name i dont remember off the top of my head.
--------------------------------------------------------------------------------
<------- That was me
Originally by: cosmoray -------------------------------------------------------------------------------- I am continually amazed that people with no reputation think they can offer returns
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Dr Clark
Universal Transportation Solutions
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Posted - 2008.03.14 14:23:00 -
[12]
We belive in making isk in the end. To offer an high interest rate in which we would take a loss would be counter productive.
In the end, again I am just a member of the board. I posted and answered the questions or statements to the best of my ability. If you have more please post and I am sure Man will answer them all.
Dr Clark
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Hexxx
Sebiestor tribe
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Posted - 2008.03.14 14:32:00 -
[13]
Originally by: cosmoray I am continually amazed that people with no reputation think they can offer returns lower than that you can get with Furybank.
Furybank rates have to be the minimum return requirements for new IPO/bonds from un-established players.
In fact I would rather buy the Ebank bond at 3.5% a month than a complete unkown.
If I am taking a larger risk, I expect a larger return!
I will disagree and offer my opinion; I do not believe that passing FuryBank on interest rates will make or break any Bank.
With that said, they do face more challenges from the percieved higher risk nature of their startup.
Director | www.eve-bank.net
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Ambo
2nd Outcasters
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Posted - 2008.03.14 14:35:00 -
[14]
Originally by: Dr Clark
Originally by: Ambo -------------------------------------------------------------------------------- Edited by: Ambo on 14/03/2008 08:52:24 In your original Dynasty Banking post you have 2 month 'Certificate of Deposit' which pays 7% per month. Your limited access account pays 6% per month, even your basic account pays 5% per month. Why on earth would I buy these bonds when I can use any of those methods?
That's ignoring the fact that you are still essentially unknown here.
(Edited to put the link in..) --------------------------------------------------------------------------------
If you check the web site, you will see Dynasty Banking is temporarily not permitting any new Certificates of Deposit (CD) to be opened. This was done by the bored, as I personally thought the interest rate was far above what was needed. All deposits have been checked by me, and Manalapan has also offered to give his API key to Hexxx or Ricdic to verify what is coming in and/or going out.
Ok, and I see standard accounts are now 4% so that takes care of them. However that still leaves the limited access accounts, these pay higher interest (6%) and allow me to get my money out quicker. I suppose there is the 500 mil/month limitation that does not apply to the bond but it still seems a little strange.
--------------------------------------
Trader? Investor? Just want to track your finances? Check out EMMA |

cosmoray
School of Applied Knowledge
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Posted - 2008.03.14 15:31:00 -
[15]
Originally by: Hexxx
Originally by: cosmoray I am continually amazed that people with no reputation think they can offer returns lower than that you can get with Furybank.
Furybank rates have to be the minimum return requirements for new IPO/bonds from un-established players.
In fact I would rather buy the Ebank bond at 3.5% a month than a complete unkown.
If I am taking a larger risk, I expect a larger return!
I will disagree and offer my opinion; I do not believe that passing FuryBank on interest rates will make or break any Bank.
With that said, they do face more challenges from the percieved higher risk nature of their startup.
I don't think this is just an issue for a bank. It counts for any IPO/bank/bond.
Why should anyone invest in a scheme (IPO/bond/bank) when the returns are better elsewhere. Especially when the elsewhere is well respected and carries lower risk.
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Hexxx
Sebiestor tribe
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Posted - 2008.03.14 16:17:00 -
[16]
I've stated this elsewhere...
The current situation is that investor demand is not being met with a proper supply of investments. Because of this; investments are highly sought after, even ones with low rates of return.
Case in point; EBANK. It's not just the trust issue...it's that they can't invest their money anywhere else...there just aren't enough options for investors right now, which means low rates are completely viable.
Director | www.eve-bank.net
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LaVista Vista
Conservative Shenanigans Party
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Posted - 2008.03.14 16:51:00 -
[17]
Originally by: cosmoray
Why should anyone invest in a scheme (IPO/bond/bank) when the returns are better elsewhere.
Your wrong. Case in point, LVM.
LVM is a 5% bond, which is less than FRPB, which is 7%.
First of all, we have to consider that theres a lot of liquid isk in the market, which people want to tie up in a bond/ipo/whatever. This is why EBank is so successful, they fill the gap to a degree.
But the second issue is trust. You always have to think risk vs. award. One bank might have great rewards, but it carries an even bigger risk. EBank is, as i see it, a low-risk bank, but it has a small-medium reward.
Compared to Dynasty banking, which as i see it, have high-risk, medium reward.
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cosmoray
School of Applied Knowledge
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Posted - 2008.03.14 17:18:00 -
[18]
Originally by: LaVista Vista
Originally by: cosmoray
Why should anyone invest in a scheme (IPO/bond/bank) when the returns are better elsewhere.
Your wrong. Case in point, LVM.
LVM is a 5% bond, which is less than FRPB, which is 7%.
First of all, we have to consider that theres a lot of liquid isk in the market, which people want to tie up in a bond/ipo/whatever. This is why EBank is so successful, they fill the gap to a degree.
But the second issue is trust. You always have to think risk vs. award. One bank might have great rewards, but it carries an even bigger risk. EBank is, as i see it, a low-risk bank, but it has a small-medium reward.
Compared to Dynasty banking, which as i see it, have high-risk, medium reward.
If a DIRECTOR ON THE BOARD OF EBANK is stating they think that Dynasty Bank is high risk why should we accept 5%
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LaVista Vista
Conservative Shenanigans Party
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Posted - 2008.03.14 17:29:00 -
[19]
Originally by: cosmoray
Originally by: LaVista Vista
Originally by: cosmoray
Why should anyone invest in a scheme (IPO/bond/bank) when the returns are better elsewhere.
Your wrong. Case in point, LVM.
LVM is a 5% bond, which is less than FRPB, which is 7%.
First of all, we have to consider that theres a lot of liquid isk in the market, which people want to tie up in a bond/ipo/whatever. This is why EBank is so successful, they fill the gap to a degree.
But the second issue is trust. You always have to think risk vs. award. One bank might have great rewards, but it carries an even bigger risk. EBank is, as i see it, a low-risk bank, but it has a small-medium reward.
Compared to Dynasty banking, which as i see it, have high-risk, medium reward.
If a DIRECTOR ON THE BOARD OF EBANK is stating they think that Dynasty Bank is high risk why should we accept 5%
Im not a director on the board. What makes you think so? Im not listed as a BoD on the website, and my signature also states otherwise.
Its inevitable in my eyes for ANY new bank not to be high-risk, that goes for bonds and ipo's too.
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cosmoray
School of Applied Knowledge
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Posted - 2008.03.14 17:36:00 -
[20]
Ok checked the website, sorry bro. What is your involvement?
Still don't like the statement "high-risk, medium reward"
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EBANK Ricdic
Eve-Tech Savings n Loans Zzz
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Posted - 2008.03.14 17:37:00 -
[21]
Originally by: cosmoray Ok checked the website, sorry bro. What is your involvement?
Still don't like the statement "high-risk, medium reward"
He is a coder 
I consider high risk a fair statement considering the char running the bank only finished his eve trial a few months ago.
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LaVista Vista
Conservative Shenanigans Party
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Posted - 2008.03.14 17:42:00 -
[22]
Originally by: cosmoray Ok checked the website, sorry bro. What is your involvement?
Still don't like the statement "high-risk, medium reward"
I pointed out exactly why i think its high-risk a few posts above, aswell as in the BoD thread.
And medium reward is by no means bad.
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Shadarle
LI0NS Industries
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Posted - 2008.03.14 17:44:00 -
[23]
Originally by: Kylar Renpurs To follow up on that a bit more, I think I hung round here for about 2 months, maybe 3, just posting here, throwing up ideas and my opinions, whether it was agreed with or not.
On the back of that when I finally launched Dusk Blade as a (semi) public corp, I do recall some people mentioning that they invested more because I sounded vaugely intelligent/reasonable in my posts. That's definately not to say you can get very far just on a kind word and a smile though.
This is exactly why I invested in you. I knew you from a few posts in particular in which you were willing to argue against some establishment figures because you believed in a particular issue. You argued very intelligently on the topic.
That was the main reason I invested in you and I was proven to be very right. I just wish I bought you out completely myself as you have done better than almost every other IPO in the last year, though your smaller size initially made that a little bit easier to accomplish I'm sure.
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Kwint Sommer
Lothian Quay Industries Otaku Invasion
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Posted - 2008.03.14 17:51:00 -
[24]
Originally by: EBANK Ricdic
I consider high risk a fair statement considering the char running the bank only finished his eve trial a few months ago.
I consider this high risk more because he doesn't have a business plan, doesn't have any security, has never given any proof of skills or previous experience and was originally naive/cocky enough to claim that he could sustain much higher returns than this on any sum of money we could throw at him. That said, the fact that he's completely unknown, never posts except to ask for money and is using a character younger than any of my alts is also a pretty strong strike against him. Personally I put more weight on the former than the latter but since he fails pretty much every standard we usually hold someone's first IPO to it really doesn't matter which of them you put more stock in. 
Purchasing and Shipping Moon Minerals |

cosmoray
School of Applied Knowledge
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Posted - 2008.03.14 17:54:00 -
[25]
Originally by: LaVista Vista
Originally by: cosmoray Ok checked the website, sorry bro. What is your involvement?
Still don't like the statement "high-risk, medium reward"
I pointed out exactly why i think its high-risk a few posts above, aswell as in the BoD thread.
And medium reward is by no means bad.
I agree about the high risk. I don't like the statement because high-risk should mean high reward.
low risk, low reward medium risk, medium reward high risk, high reward
These are good investing rules. IMO the return on the bond is too low. I won't invest. Plenty of people will probably.
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LaVista Vista
Conservative Shenanigans Party
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Posted - 2008.03.14 18:07:00 -
[26]
Originally by: cosmoray
IMO the return on the bond is too low. I won't invest. Plenty of people will probably.
Why should you anyways? I assume your talking about LVM, since it was the bond i mentioned. If thats the case, its sold out anyways.
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Dr Clark
Universal Transportation Solutions
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Posted - 2008.03.14 18:25:00 -
[27]
Originally by: Kwint Sommer
Originally by: EBANK Ricdic
I consider high risk a fair statement considering the char running the bank only finished his eve trial a few months ago.
I consider this high risk more because he doesn't have a business plan, doesn't have any security, has never given any proof of skills or previous experience and was originally naive/cocky enough to claim that he could sustain much higher returns than this on any sum of money we could throw at him. That said, the fact that he's completely unknown, never posts except to ask for money and is using a character younger than any of my alts is also a pretty strong strike against him. Personally I put more weight on the former than the latter but since he fails pretty much every standard we usually hold someone's first IPO to it really doesn't matter which of them you put more stock in. 
Originally by: Dr Clark Hello,
Security- 800 Million isk was put in 2 Ebank accounts by Manalpan as security. I have another 200 million in which I will also be putting up as security if needed. We have spoken to Hexxx and he has agreed to "lock" the accounts where we would be able to pull no isk out in less he authorized it. Originally by: Dr Clark Hello, As some of you know, and it was said in a previous thread that I accepted a postion on the Dysanty Bored of Directors. I will try to answer some of your questions before I leave to get married. I am sure that Manalapan will answer the questions that I am unable to when he comes on.
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Daallie
Dynasty Corporation
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Posted - 2008.03.14 18:42:00 -
[28]
Quote: I consider high risk a fair statement considering the char running the bank only finished his eve trial a few months ago.
This is the main of the character running the bank, I was in a trial account mid-summer of 2006.
Quote: I consider this high risk more because he doesn't have a business plan, doesn't have any security, has never given any proof of skills or previous experience and was originally naive/cocky enough to claim that he could sustain much higher returns than this on any sum of money wecould throw at him. That said, the fact that he's completely unknown, never posts except to ask for money and is using a character younger than any of my alts is also a pretty strong strike against him.
Firstly, we have posted security with EBank in the amount of 1 Billion isk. Business plan and ideology was posted in the original Dynasty Banking thread. I will admit that original plan was a little naive hence the suspension of further CD so we could analyze cash flow and prevent losses. In terms of proving my skill at making money that is something that will have to come with time and Dynasty Banking success. If you look at my post history any reference to asking for money has been under Dynasty Banking and there have been several posts independent of my business ventures.
Quote: Ok, and I see standard accounts are now 4% so that takes care of them. However that still leaves the limited access accounts, these pay higher interest (6%) and allow me to get my money out quicker. I suppose there is the 500 mil/month limitation that does not apply to the bond but it still seems a little strange.
Firstly, standard accounts were always at a 4% interest rate. Yes limited accounts do have higher rate, but the purpose of this bond rate is provide an optimized cash flow and to operate within known rates of profitability. Also the purpose of an intermediate bond rate is also to fill any issues with comfort levels and simply to provide more room to understand how Dynasty Banking runs and give more exposure to how I am insuring interest rates.
Quote: I agree about the high risk. I don't like the statement because high-risk should mean high reward.
low risk, low reward medium risk, medium reward high risk, high reward
These are good investing rules. IMO the return on the bond is too low. I won't invest. Plenty of people will probably.
I understand entirely risk and reward and that I am viewed by several as a high risk investment. This is why I am not providing interest rates near Ebank. However, it would very foolish of me to think (as i had originally) that I would be able to compete with Fury rates at the present time if ever. I understand that there might be better options but as Hexxx was saying there is more money to be invested than there are investments. An investment of this level has plenty of demand as it is as we have seen with several other Bonds and IPO offering the same and even lower interest rates with not quite comparable risks. Dynasty Corporation |

EBANK Ricdic
Eve-Tech Savings n Loans Zzz
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Posted - 2008.03.14 18:48:00 -
[29]
Originally by: Daallie Firstly, we have posted security with EBank in the amount of 1 Billion isk.
Your webpage shows the following in the stats section:
Total in Bank: 4,755,063,700.00 ISK
Does this mean in the event of a scam, your customers understand they will recieve 20% of their investment back?
However, they won't really recieve 20% back as EBANK has no way of knowing who your customers actually are, and who is allowed what. If Hexxx is helping you with this security thing you need to give him some sort of admin clearance to your site in order to see customers on board.
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Daallie
Dynasty Corporation
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Posted - 2008.03.14 18:55:00 -
[30]
Understood Ricdic I will get on that immediately and also that is just third party security you are referencing. In the OP for Dynasty Banking I explain that all investments are guaranteed by my own personal assets and Dynasty Corporation currently there is enough reserves to cover the total investment in the event that somehow all the money in the bank is lost due to a default or failed investment (would be very foolish of me to put all of my eggs in one basket like that anyways). Dynasty Corporation |
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