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Thread Statistics | Show CCP posts - 100 post(s) |

Ganthrithor
GoonWaffe Goonswarm Federation
201
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Posted - 2012.04.03 22:51:00 -
[1] - Quote
Ugh this forum is literally the worst (or the best, depending on how you see it)-- press post, no posting happens.
Anyway, tl;dp: Given that RMTers will lie about why they want ISK, and perspective loans are usually evaluated based on the loanee's ability to repay the loan (their wealth, repayment track record, etc), how the hell are we supposed to magically know who is and who isn't an RMTer when we go to loan people ISK?
Serious question. I'm part of an alliance of 5k plus players (you may have heard of them). We have a whole sub-forum dedicated to player contracts (largely loans). I have a pile of spacebux of my own and loan some of that out to people periodically based on whether or not I think that person can and will pay me back. How is this supposed to continue to be a thing if you can find yourself permabanned not for botting or RMTing but merely for loaning isk to ONE CHARACTER of someone who does RMT (which could involve any of the accounts that person has on the books, including characters that may or may not be in your alliance at all)? |

Ganthrithor
GoonWaffe Goonswarm Federation
201
|
Posted - 2012.04.03 22:56:00 -
[2] - Quote
You can't seriously expect people to KNOW whether or not someone is involved in RMT in a game full of anonymous sociopaths.
Just cyan.
e: For clarification, is it loaning to anyone involved in RMT that will get you f##ked or just ISK sellers? I imagine there are exponentially fewer sellers than buyers. |

Ganthrithor
GoonWaffe Goonswarm Federation
201
|
Posted - 2012.04.03 23:45:00 -
[3] - Quote
I suppose if the loan market dries up-- not completely, but a large portion of it-- due to fear of bans, more people will need to turn to CCP-sanctioned RMTing to get money, right?
Personally I won't be loaning out ISK anymore. Making a few billion isn't worth jeopardizing six years of work. |

Ganthrithor
GoonWaffe Goonswarm Federation
201
|
Posted - 2012.04.03 23:50:00 -
[4] - Quote
CCP Sreegs wrote:Ganthrithor wrote:I suppose if the loan market dries up-- not completely, but a large portion of it-- due to fear of bans, more people will need to turn to CCP-sanctioned RMTing to get money, right?
Personally I won't be loaning out ISK anymore. Making a few billion isn't worth jeopardizing six years of work. People are paranoid enough ok 
:tinfoil: |

Ganthrithor
GoonWaffe Goonswarm Federation
201
|
Posted - 2012.04.03 23:51:00 -
[5] - Quote
Good job banning bots, though. It's just a pity this wasn't done before the whole bot-fueled supercap armsrace. |

Ganthrithor
GoonWaffe Goonswarm Federation
201
|
Posted - 2012.04.04 00:21:00 -
[6] - Quote
CCP Sreegs wrote: We do not nor will we ever secure a loan. From our perspective if you make a loan you may as well be giving it away regardless of whether the guy's an rmter or not.
If the guy's an RMTer you do run a slight risk of being flagged but it's a discussion we'd have to have when all the pieces came together.
In other words "loan" can mean a lot of things and I can't judge a case that hasn't happened as I've been saying. The case itself would be judged on its own merits and likely no two would be the same. You will NOT get a blanket answer from me on this question other than "We do not secure loans ever".
This already sounds a lot better than the "unwittingly loan isk to RMTer, get permabanned" thing everyone thought was going on.
I think I see what you meant now when you said "CCP doesn't secure your loans." People (ok, maybe I speak for myself here) aren't worried about losing the loaned isk, they're worried about "hey I loaned a guy isk, now all my accounts are perma'd." If you're accidentally flagged and you can explain the situation to a GM and get the ban reversed, that's not nearly as big of a deal. |
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