| Pages: [1] :: one page |
|
|
| Author |
Thread Statistics | Show CCP posts - 0 post(s) |
Brother Agenos
Radioactive Battle Bunnies
   |
Posted - 2009.03.30 10:02:00 -
[1]
ok so I have a little cash that I want to invest and keep safe. Have looked at Eve Bank and was wondering if anyone has experience with this and if it is legit and safe?
Any other reputable bankers out there that you guys have had good experience with?
Thanks
Bro
|
Ix Forres
Caldari
Vanguard Frontiers
Sc0rched Earth
|
Posted - 2009.03.30 10:04:00 -
[2]
 Originally by: Brother Agenos
ok so I have a little cash that I want to invest and keep safe. Have looked at Eve Bank and was wondering if anyone has experience with this and if it is legit and safe?
Any other reputable bankers out there that you guys have had good experience with?
Thanks
Bro
EBANK are about as reputable and safe as they come. Of course, there's an element of risk involved in any banking provider, but this is EVE after all.
--
Ix Forres
EVE Application Developer
ISKsense | EVE Metrics (NEW) | I Tweet |
Zaraki KenpachiSan
|
Posted - 2009.03.30 10:19:00 -
[3]
Edited by: Zaraki KenpachiSan on 30/03/2009 10:21:13
I was just thinking about when they will end their service...
Becaue you know they'll do, it's just a matter of time, nothing stay forever.
Someone will be so ridiculously rich, omg. 
|
LaVista Vista
Conservative Shenanigans Party
|
Posted - 2009.03.30 10:22:00 -
[4]
Disclaimer: I'm biased because I helped started EBANK.
EBANk is the biggest out there. One could argue that, that makes it the least safe one. However there's also DBANK. They are a little less flexible but they offer better returns. They have been a bit shaky, as a fund manager scammed ISK out of them.
But I think either works. DBANK is a bit less secure but offers best return if you buy in for a longer duration of time. But EBANK offers a decent rate with a lot of flexibility.
|
Gneeznow
North Eastern Swat
Pandemic Legion
|
Posted - 2009.03.30 10:49:00 -
[5]
every bank in eve, just like every bank in RL, is an elaborate scam
|
SentryRaven
KIA Corp
KIA Alliance
|
Posted - 2009.03.30 11:26:00 -
[6]
You should read some of the Market Discussion forum. EBANK and DBANK are the biggest banks out there, take your pick.
--------
EBANK Forum Manager | KIA Recruiting Director |
Yakia TovilToba
Halliburton Inc.
|
Posted - 2009.03.30 11:38:00 -
[7]
I can confirm it is legit and safe (up to that point in time where they decide to run away with all the isk).
|
Shidhe
Minmatar
The Babylon5 Consortuim
|
Posted - 2009.03.30 11:42:00 -
[8]
An interesting time to talk about banking... But that aside, it would be good to get the largely out of game finance part back into the game.
Contracts were introduced a while back, and there is the possibility of inventing new contracts.
Can some banking experts figure out a way to use the contract system* to put ingame banking on a firmer (and easier) basis?
* With maybe some modification, but the whole way that corps are managed needs updating.
|
Kazacy
Caldari
Invicta.
Advocated Destruction
|
Posted - 2009.03.30 11:47:00 -
[9]
Originally by: Gneeznow
every bank in eve, just like every bank in RL, is an elaborate scam
this
|
Seth Ruin
Minmatar
Ominous Corp
Ethereal Dawn
|
Posted - 2009.03.30 12:26:00 -
[10]
Originally by: Gneeznow
every bank in eve, just like every bank in RL, is an elaborate scam
Honestly, with the world economy the way it is these days, I'd trust EBANK before I'd trust a real bank. 
Like LaVista Vista, I'm a bit biased however. I have some money in EBANK. It's actually been sitting there for a while, since I took a short break from EVE.
I can tell you I've put a "substantial" amount of isk in their coffers, kept my own records to double check, and have absolutely satisfied with their service.
Keep in mind, however, that getting your isk back out of the bank can (and sometimes WILL) take up to 24 hours. Unfortunately, there's no real easy way to automate that process, so if you need isk, you'll have to wait for the following day usually.
(Side note: That has actually SAVED me isk... I can sometimes be an impulse buyer, and not having the isk readily available makes it harder for me to buy things I don't need  )
|
|
|
Brother Agenos
Radioactive Battle Bunnies
|
Posted - 2009.03.31 08:53:00 -
[11]
Originally by: Seth Ruin
Originally by: Gneeznow
(Side note: That has actually SAVED me isk... I can sometimes be an impulse buyer, and not having the isk readily available makes it harder for me to buy things I don't need )
Yeah, my main concern is that I buy one of those heavily overpriced mods for a few billion buy accident...sometimes I am buying a mod on automatic and am now paranoid that i lose all my cash on a 2bn isk armor rep mod :P
Thanks for all the feedback guys, gonna look into the market channel as recommended.
|
Ranik Sandaris
Caldari
The Centurions
Eternus Imperium Alliance
|
Posted - 2009.03.31 09:51:00 -
[12]
Confirming Eve bank is totally legit.
i have an account with them. Very good service, and fast transfers.
Havne not had a problem. |
EBANK Ricdic
Eve-Tech Savings n Loans
|
Posted - 2009.03.31 11:47:00 -
[13]
Thanks for the props guys.
Just remember there is never any such thing as "totally" legit. Don't get me wrong, we love hearing that you guys are enjoying the service but I don't want anyone thinking anything in the secondary markets in Eve is totally foolproof.
|
Kwint Sommer
Caldari
XERCORE
|
Posted - 2009.03.31 16:54:00 -
[14]
There is always an element of risk, period. However, EBANK is the standard against which all other offerings are compared. It is the safest large investment in EvE. In fact, it is not uncommon for them to hold securities to ensure other offerings. The downside to this security is that they can get away with abysmally low rates and even worse, having reached a 2 trillion cap, they are not presently accepting new interest bearing accounts.
Your other banking option is DBANK. They are much younger, much less diversified both in terms of investment and fund managers and have been embroiled in controversy lately after a bank member absconded with substantial funds. However, a highly respected member of the community and former member of EBANK has recently joined them and all deposits are apparently still safe so they seem to be recovering well. Their rates are accordingly much better than EBANK's and they are presently accepting new interest baring accounts.
The only other true bank in EvE is BMBE and they only do loans, not deposits.
|
LaVista Vista
Conservative Shenanigans Party
|
Posted - 2009.03.31 18:25:00 -
[15]
Originally by: Kwint Sommer
There is always an element of risk, period. However, EBANK is the standard against which all other offerings are compared. It is the safest large investment in EvE.
I just had a dejavu.
This could be said about Ionia too! 
|
charnea
|
Posted - 2009.03.31 18:32:00 -
[16]
I have isk in with both EBANK and DBANK. I fell EBANK is the most reputable and "safest", while DBANK is a bit riskier but offers better returns especially with their cd's which I like.(can't wait till ebank offers something similar). I think there are good, passionate players with each bank but like evreything, don't put all your eggs in one basket.
|
Kevin Kenobi
|
Posted - 2009.03.31 18:40:00 -
[17]
Originally by: Gneeznow
every bank in eve, just like every bank in RL, is an elaborate scam
Except in RL we are insured by the FDIC.
|
eVaLF
Delivery Luck
|
Posted - 2009.03.31 18:44:00 -
[18]
If you want to have a little hands on approach to your isk while it still gains value, I suggest BSAC Mineral Funds. You choose the minerals you want to invest in, meaning you buy low sell high just like the real stock market. Plus with trade he creates more minerals that go straight to your pocket.
If you dont' want any hands on approach I would go with EBANK, but I am a bit biased.
-----
POS FUEL DELIVERY & HIGH & LOW SEC FREIGHTER SERVICES |
Kwint Sommer
Caldari
XERCORE
|
Posted - 2009.03.31 19:34:00 -
[19]
Originally by: LaVista Vista
Originally by: Kwint Sommer
There is always an element of risk, period. However, EBANK is the standard against which all other offerings are compared. It is the safest large investment in EvE.
I just had a dejavu.
This could be said about Ionia too!
It does sound familiar and that's why Ray and I were asking about who holds what in EBANK. As it turns out, the funds within EBANK are well distributed and even if a teller were to scam or, god forbid, Ricdic were to get hit by a bus, the bank would not be sunk, unlike FRPB or to a lesser extent, DBANK which relies almost completely on Manalapan.
|
EBANK Athre
|
Posted - 2009.03.31 20:38:00 -
[20]
The vote to turn back on new checking accounts at EBANK is set to complete April 1st, thus far the votes have all be aye.
|
|
|
Hexxx
Minmatar
|
Posted - 2009.03.31 21:06:00 -
[21]
Originally by: EBANK Athre
The vote to turn back on new checking accounts at EBANK is set to complete April 1st, thus far the votes have all be aye.
If/when the vote passes, EBANK will be moving towards 2.25 Trillion I believe.
This a nearly ridiculous number. I hope in the next 6 months we can really get a concrete foundation in place for 3 Trillion, which is even more ridiculous.
Does anyone have any idea how much wealth the average large alliance might control?
EBANK - Chairman of the Board | www.eve-bank.net
|
Kitchie
Gallente
Kitchie's Logistics and Marketing Corp
|
Posted - 2009.03.31 22:22:00 -
[22]
In terms of banks, EBANK and DBANK are the only options at the moment.
I'm an employee of DBANK so this will be focussed on them.
DBANK was stress tested at the beginning of the year when a reasonably respected IPO issuer and contributor to the MD community joined DBANK to run an investment fund. Sadly his business failed, due to alliance collapse, and he decided to run with all investor and DBANK funds - about 85 billion from DBANK.
However. although DBANK did suffer from the loss, it never threatened the bank, its liquidity or ability to function. (Financial details can be seen in the DBANK Jan/Feb Report.
However, a complete review of security did leave the bank with only Manalapan able to process withdrawals, which caused some delays.
That is the history. DBANK now has four tellers capable of processing withdrawals. As mentioned, we have a Rottweiler for an internal auditor, Shar Tegral, who although not universally loved, is very well respected, and there are several new products and features in the pipeline.
Nothing is guaranteed in Eve but I feel very comfortable with DBANK and, for what it's worth, am more than happy to be associated with them.
Kitchie
|
Amarr Citizen 155
Alternative Methods Research Group
|
Posted - 2009.04.01 02:46:00 -
[23]
Originally by: Kitchie
In terms of banks, EBANK and DBANK are the only options at the moment.
I'm an employee of DBANK so this will be focussed on them.
DBANK was stress tested at the beginning of the year when a reasonably respected IPO issuer and contributor to the MD community joined DBANK to run an investment fund. Sadly his business failed, due to alliance collapse, and he decided to run with a small yet significant portion of DBANK funds - about 85 billion from DBANK.
However. although DBANK did suffer from the loss, it never threatened the bank, its liquidity or ability to function. (Financial details can be seen in the DBANK Jan/Feb Report. Just avoid the section written by Salpad as its a waste of time.
However, a complete review of security did leave the bank with only Manalapan able to process withdrawals, which caused some delays.
That is the history. DBANK now has four tellers capable of processing withdrawals. As mentioned, we have a Rottweiler for an internal auditor, Shar Tegral, who although not universally loved, is very well respected, and there are several new products and features in the pipeline. Shar likes pancakes! Invest in pancakes!!
Nothing is guaranteed in Eve but I feel very comfortable with DBANK and, for what it's worth, am more than happy to be associated with them.
Kitchie
I DON'T work for DBANK (actually I work for ebank), but I felt the need to fix this for you. Corrections/additions in bold.
Quote:
Ricdic (about starting ebank, July 2007): Think of it as a miniature EIB done right. I cannot see this getting anywhere near 700b any time in the future tbh.
|
Ricdic
Caldari
|
Posted - 2009.04.01 03:46:00 -
[24]
Above post is a waste of forum space 
Kitchie's post was fine |
Ama Kiana
Noneuclidean Logistical Investigation
|
Posted - 2009.04.01 05:18:00 -
[25]
Originally by: Gneeznow
every bank in eve, just like every bank in RL, is an elaborate scam
A lot them aren't that elaborate.
|
CrestoftheStars
Caldari
Recreation Of The World
|
Posted - 2009.04.02 14:13:00 -
[26]
Originally by: Amarr Citizen 155
Originally by: Kitchie
In terms of banks, EBANK and DBANK are the only options at the moment.
I'm an employee of DBANK so this will be focussed on them.
DBANK was stress tested at the beginning of the year when a reasonably respected IPO issuer and contributor to the MD community joined DBANK to run an investment fund. Sadly his business failed, due to alliance collapse, and he decided to run with a small yet significant portion of DBANK funds - about 85 billion from DBANK.
However. although DBANK did suffer from the loss, it never threatened the bank, its liquidity or ability to function. (Financial details can be seen in the DBANK Jan/Feb Report. Just avoid the section written by Salpad as its a waste of time.
However, a complete review of security did leave the bank with only Manalapan able to process withdrawals, which caused some delays.
That is the history. DBANK now has four tellers capable of processing withdrawals. As mentioned, we have a Rottweiler for an internal auditor, Shar Tegral, who although not universally loved, is very well respected, and there are several new products and features in the pipeline. Shar likes pancakes! Invest in pancakes!!
Nothing is guaranteed in Eve but I feel very comfortable with DBANK and, for what it's worth, am more than happy to be associated with them.
Kitchie
I DON'T work for DBANK (actually I work for ebank), but I felt the need to fix this for you. Corrections/additions in bold.
wouldn't go with Dbank, they seem to be very slow at redrawels and don't give any notice of IF or when you will get the isk..
have a bill there waiting to get it back and starting to get nervus about if i am getting it back, or if i have been scammed, have been unable to get contact with manalapan :/
___________________________________________
Whoever appeals to the law against his fellow man is either a fool or a coward. Whoever cannot take care of himself without that law is both. For a wounded |
flakeys
Tier 3 Technologies Inc
Lazy is our middle name
|
Posted - 2009.04.02 14:21:00 -
[27]
Opened myself an account with both Ebank and Dbank yesterday.
Dbank gives better interest rates specially with the CD option.Ebank is better known for security.It's a bit of both and one never has a 100% security guarantee in my opinion.I made both accounts to place 'excess isk' there.I view it more as a compensation on the transaction taxes i pay ingame then to get wealth out of it.
|
|
|
| |
|
| Pages: [1] :: one page |
| First page | Previous page | Next page | Last page |