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[ECR] EVE Central Reserve - Introductory Thread

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Selene D'Celeste Caldari The D'Celeste Trading Company ISK Six	Posted - 2009.08.11 00:23:00 - [91] Looking for a couple of known, capable MDers to check out and help us develop the auditor section. We've had one private discussion as to filling one of the three slots, so we will need at least two more seriously interested parties. Please let me know so we can hook you up with access.
Vaerah Vahrokha Minmatar Dark-Rising	Posted - 2009.08.11 07:54:00 - [92] Quote: VV, you haven't made an account in ECR yet, so you might want to make an account on the forums and get flagged so you can see the account-making instructions. I had my account created by the developer, on the main site, why should I register twice? I don't know about Ruby but with PHP I always managed to integrate the various sub-softwares I installed and avoided a tedious chain of registrations to the users... Quote: Looking for a couple of known, capable MDers to check out and help us develop the auditor section. I'd suggest inquiring with one of the 2-3 remaining active auditors. Being a "capable MDer" does not make an auditor imho. Too many babies and finer details to be thrown with the wash water. - Auditing and consulting Before asking for investors, please read http://tinyurl.com/n5ys4h and http://tinyurl.com/lrg4oz
Niraia Gallente Clown Punchers Syndicate	Posted - 2009.08.11 19:06:00 - [93] Originally by: Vaerah Vahrokha I had my account created by the developer, on the main site, why should I register twice? I don't know about Ruby but with PHP I always managed to integrate the various sub-softwares I installed and avoided a tedious chain of registrations to the users... Security. We don't have the time to invest into developing our own forums at this stage, so we're relying on third party software. If anyone actually managed to compromise those forums, they still wouldn't have access to your bank account. We don't use Ruby, by the way. Eww :p
Selene D'Celeste Caldari The D'Celeste Trading Company ISK Six	Posted - 2009.08.12 01:56:00 - [94] I don't see VV with an account in ECR, which means it never existed since I don't think any have been wiped yet. And we need 3 auditors, so and I have already spoken to the regular suspects at least a little bit, or they've at least posted here. At this point I'm interested in knowing if anyone else who knows their way around public business and reporting from experience has any interest.
Selene D'Celeste Caldari The D'Celeste Trading Company ISK Six	Posted - 2009.08.15 13:50:00 - [95] Still looking for auditors =D Also, a lot of updates to the banking side of things, so if any closed beta folks haven't checked in this week, please check the forums for updates and give the site another once-over since the list of changes from all of your feedback is about done. The stock market change list will begin shortly, once we give you guys a day or two for feedback on this stuff. If you need any enticements, the updates include gems such as notes that you can add/edit on any transaction entry on any account, and some enhancements to shared account functionality!
Selene D'Celeste Caldari The D'Celeste Trading Company ISK Six	Posted - 2009.08.16 13:48:00 - [96] For clarification, we need auditors to help us develop the auditor interface -- you don't necessarily have to end up being one of our auditors post launch. Additionally, you also don't have to be a paid auditor in MD, you just have to be familiar with business reporting so that you can suggest additions and changes that are useful. Also, we need some more closed beta testers for the bank part. So if another 5 people or so are interested, please post here and register on the forums, and we can flag you =)
Nemi Lethal Gallente DarkStar Armada One Stop Research	Posted - 2009.08.16 20:15:00 - [97] Ill help out if you need an extra body, just registered on your forums. o7
Selene D'Celeste Caldari The D'Celeste Trading Company ISK Six	Posted - 2009.08.17 01:13:00 - [98] Originally by: Nemi Lethal Ill help out if you need an extra body, just registered on your forums. Thanks, added. Just play around with accounts and such, and post in the forums letting us know what could be improved.
Hel O'Ween Academy of Truth	Posted - 2009.08.17 16:30:00 - [99] Originally by: Selene D'Celeste Also, we need some more closed beta testers for the bank part. So if another 5 people or so are interested, please post here and register on the forums, and we can flag you =) Would give it a try, if you still need testers. Registered on the forum. -- EVEWalletAware - an offline wallet manager
Vaerah Vahrokha Minmatar Dark-Rising	Posted - 2009.08.17 16:46:00 - [100] Might try and check the auditor part if I get invited before I go for surgery (2 weeks) - Auditing and consulting Before asking for investors, please read http://tinyurl.com/n5ys4h and http://tinyurl.com/lrg4oz
ECR Grendell	Posted - 2009.08.17 18:14:00 - [101] Originally by: Hel O'Ween Originally by: Selene D'Celeste Also, we need some more closed beta testers for the bank part. So if another 5 people or so are interested, please post here and register on the forums, and we can flag you =) Would give it a try, if you still need testers. Registered on the forum. Added you. Originally by: Vaerah Vahrokha Might try and check the auditor part if I get invited before I go for surgery (2 weeks) Go ahead and register, we will get you sorted.
Selene D'Celeste Caldari The D'Celeste Trading Company ISK Six	Posted - 2009.08.18 02:59:00 - [102] Edited by: Selene D''Celeste on 18/08/2009 03:04:48 Yep VV, just sign up on the forum and we can flag you, and point you towards making an ECR account. And Kazzac, I never got that evemail =P I also updated the second post in this thread. Expect the first few posts to get rewritten soon, right after I also rewrite a bunch of our website pages to reflect recent changes.
General Skystrider	Posted - 2009.08.18 03:05:00 - [103] i also would like to check you guys out/help if you need another
Selene D'Celeste Caldari The D'Celeste Trading Company ISK Six	Posted - 2009.08.18 03:08:00 - [104] Originally by: General Skystrider i also would like to check you guys out/help if you need another Sure, just register on the forum and I'll flag you for access. Since we're getting close to open beta, we'll probably flag anyone who takes the time to apply to the forum so they can poke around and give feedback, unless we get like 30 signups a day =D
General Skystrider	Posted - 2009.08.18 03:10:00 - [105] im up on the forums will post there also same name as here
Selene D'Celeste Caldari The D'Celeste Trading Company ISK Six	Posted - 2009.08.19 02:35:00 - [106] Updated the https://www.evecr.com/ site's static pages with up to date information. Details in the post below the OP in this thread.
Prodigal Caldari New Genesis Project	Posted - 2009.08.19 19:14:00 - [107] Good luck with the exchange. Personally I have stayed away from any IPOs or opportunities of this type in the past few years as there is NO ACCEPTABLE standard for reporting Financial Statements in Eve. More to come on that statement at another time.
Selene D'Celeste Caldari The D'Celeste Trading Company ISK Six	Posted - 2009.08.20 01:53:00 - [108] Just a quick daily update, but it looks like we're on track for Open Beta this weekend, and a full launch the week after that.
Grendell Technologies Unlimited	Posted - 2009.08.23 16:16:00 - [109] Will have more updates posted here shortly, and for those who don't already know from another thread. EVECR has merged with EVE-Trade, in a common effort to provide the best possible stock exchange.
Selene D'Celeste Caldari The D'Celeste Trading Company ISK Six	Posted - 2009.08.24 12:37:00 - [110] Second post updated with new happenings.
Gabriel Virtus hirr	Posted - 2009.08.24 18:37:00 - [111] Edited by: Gabriel Virtus on 24/08/2009 18:43:14 1.5% interest is just ridiculous. There is no security for us. Names and reputations might be the only thing we really have in EVE, but don't try and convince me that I have no or little risk by loaning you my money. You are paying 1.5% to use my money and then requiring 110% collateral for you to loan that isk to someone else on top of the interest you are charging? Interest rate is way too low for a new bank and not worth the risk. The financial services seem very worthwhile though and I would suggest you just roll out a financial services institution if you are not sure you can cover more than 1.5% interest. Good luck with the new "bank". -GV
Selene D'Celeste Caldari The D'Celeste Trading Company ISK Six	Posted - 2009.08.24 21:44:00 - [112] Originally by: Gabriel Virtus 1.5% interest is just ridiculous. For some, for others not so much. EBANK has over 1.5 Trillion in 1.5% accounts. It may not be for you, but it is a very useful service for others. Originally by: Gabriel Virtus There is no security for us. Names and reputations might be the only thing we really have in EVE, but don't try and convince me that I have no or little risk by loaning you my money. Actually there is far more security in this venture than in almost any other venture or business proposed in MD to date. All of the details of which are available on the "Why Use ECR?" page on our website. Such things as locked down collateral by board and staff, no single point of failure in technology, staff, or decision making, and lots of transparency and controls to prevent the bank from losing money. Reputation has always been a big part in public money handling in EVE, but this is an attempt to go beyond that and make a system that works without even taking reputation into account. Originally by: Gabriel Virtus You are paying 1.5% to use my money and then requiring 110% collateral for you to loan that isk to someone else on top of the interest you are charging? Interest rate is way too low for a new bank and not worth the risk. The financial services seem very worthwhile though and I would suggest you just roll out a financial services institution if you are not sure you can cover more than 1.5% interest. Thanks for the feedback, but anyone who thinks that a new institution has to offer high rates to succeed is mistaken in what the priorities of an EVE bank should be. High rates paid out simply lure people in as investors, and actually hurt the ability to make money and to be a stable business. No collateral on loans is simply inviting people to steal from you, when dealing with the general public. Having growth for growth's sake is useless unless that growth is as safe as possible, otherwise both customers and bank owners will just suffer later. Would you rather have a business that is stable and successful, or one that grows until it collapses? We've had plenty of the latter, and need more of the former.
Grendell Technologies Unlimited	Posted - 2009.08.25 17:44:00 - [113] Currently looking for another auditor or 2. Post your interest here or on our forums.
Jin Nib	Posted - 2009.08.25 18:16:00 - [114] Originally by: Selene D'Celeste Originally by: Gabriel Virtus 1.5% interest is just ridiculous. For some, for others not so much. EBANK has over 1.5 Trillion in 1.5% accounts. It may not be for you, but it is a very useful service for others. TBH, given the problems running banks in EVE 1.5% is not at all tempting. Low rates are what kept me from depositing in E-Bank (not that they needed small ISK's at that point). It's a rate where you can take it or leave it for a personal account, but at least if the ISK is sitting in ones own wallet its relatively secure. Given the low returns on most bonds it's hard to compete I would think, and while no one expects bond rates from a bank it needs to be at least worth while to deal with the hassle and risk of keeping ones money off character. Still I wish you success in your venture. Good, strong, banks can only enrich the financial futures of EVE. -Jin Nib Trading on behalf of Opera Noir since: 2009.03.02 03:53:00
Xelios Xarxes	Posted - 2009.08.25 18:19:00 - [115] Originally by: Selene D'Celeste EBANK has over 1.5 Trillion in 1.5% accounts. It may not be for you, but it is a very useful service for others. Had. Well maybe still has, but now there's a freeze on all withdrawals. Good luck earning trust at this time.
Trustworthy Joe	Posted - 2009.08.26 02:40:00 - [116] Originally by: Xelios Xarxes Originally by: Selene D'Celeste EBANK has over 1.5 Trillion in 1.5% accounts. It may not be for you, but it is a very useful service for others. Had. Well maybe still has, but now there's a freeze on all withdrawals. Good luck earning trust at this time. this is a very interesting development tbh, as there is little competition with you now selene. also, xelios, arent you that guy spamming ravens in jita local all day? _______________________ want a sig? thats great! post it in response to my posts!
Brock Nelson Caldari Flux Technologies Inc	Posted - 2009.08.26 02:44:00 - [117] Originally by: Grendell Currently looking for another auditor or 2. Post your interest here or on our forums. Grendell, I'm interested. Could you message me ingame as to what's involved. Thanks
Scotia ovBurnhaven	Posted - 2009.08.26 03:05:00 - [118] I am intrested in helping out with the Audits I've eve-mailed Selene D'Celeste. Feel free to eve-mail me back if you would like my help.
Selene D'Celeste Caldari The D'Celeste Trading Company ISK Six	Posted - 2009.08.26 12:07:00 - [119] Edited by: Selene D''Celeste on 26/08/2009 12:07:14 I will try to get together with Grendell tonight and we will contact you guys to chat if we can. Also, given the EBANK announcement, if there are any questions, concerns, or really anything that wants to be said on the topic of ECR in light of this announcements (i.e. how will ECR prevent X, did you consider Y, how will Z affect you?) then please post here for discussion! Edit: I don't think anyone will be available to reply until tonight, but feel free to post anyway.
Marcus Baltar	Posted - 2009.08.26 12:17:00 - [120] Originally by: Selene D'Celeste Also, given the EBANK announcement, if there are any questions, concerns, or really anything that wants to be said on the topic of ECR in light of this announcements (i.e. how will ECR prevent X, did you consider Y, how will Z affect you?) then please post here for discussion! Originally by: https://www.evecr.com/info/whyuseecr.aspx ... Internal Theft or Disappearance ... For BoD members, access to the main wallet of liquid ISK is only done by those directors who have secured some of their personal BPO collections via ECR to the tune of 100 B + per person, making it unprofitable and unwise to attempt any kind of theft. Additionally, all BoD members will have varying amounts of liquid invested into ECR and more or less locked down via the CoD accounts. While this may not cover any loss at 100%, especially if ECR becomes very large, this is a particularly large hedge against theft or disappearance by a core member. I hope that these securities and deposits will be validated regularly by independent auditors. Or maybe a real-time system like AATP/Ray's iCEO page here. (Hopefully with better uptime ). -- --

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