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rhamka	Posted - 2010.03.29 03:03:00 - [1] Xibalba Technologies [-XBT-] looks for a 10b loan, we offer to pay 3% monthly interest. We'll pay in 1 month or 2 months. The loan is for my corp do NOT send it to my char. Payment We offer to pay in 2 months or in one. We offer to pay 3% interest per month. About us My corp is new and small one but we we are players with more than 2 years playing the game, actually we are focusing on industry, we have our labs, etc. We want the loan to begin capital ships construction, so as you may know it requieres lots of BPOs, each one of about 1b isk. Currently, we have invested many isk in bpos and POS's, but we need some more isk. Guaranty We have collateral... but we prefer not to give it, we are mining everything to begin capital construction as soon as possible and we'll need that mineral. Ships we have are those for mining, atm we only have the ships we need to make more isk. Really selling everything to get things work. So, we only can offer pics of what we are capable, for example, mining capabilities; this is in order to show you we are no alters corps or some other thing, this a real corp, this is not a scamm. I'm posting with my main character to show we are serious, you may talk to me or any other director of my corp (see in-game corp information). What stops us from taking your isk and running? Actually nothing, but we play from 2006, we are few people and we can get good recomendations from people who has loaned us some money in the past (and yes, they actually they loaned us some money). The reason you loan us some money is based on trust to us (yes, I know how it sounds)and a sure profit. The only thing we can offer is our good reputation. We are not really allowing a scan on our corp or members (like the api key), as we really take care of privat information. We are not beginning to scam just after 2 or 3 years later in the game, we do not need it to get ISK. We can pay in one month or two if it takes more time of what is planned; you may think, what if we CAN'T pay... no worries, the isk you loan is for bpo, as soon as we buy it we research it, if we do not get the isk on time we can pay you with the improved bpo (our gain in this case is that we take some good bpc); this last thing is NOT what we look for as it takes to much time to research bpos and making copies... and is not the best for our reputation. We are open to negotiate this arrangement in-game and give some extra info that investors may need. Feel free to make any question.
Iva Posavec Posavec Innovations Takhar Matari	Posted - 2010.03.29 05:23:00 - [2] Edited by: Iva Posavec on 29/03/2010 05:23:33 First of all you should probably post this in the Market Discussion forum section as that is where the Investors hang out. Secondly, you should be prepared for negative comments. Finally, if anyone is vaguely interested then they will want a full audit carried out at the very least, details about audits and auditors can be found again in the Market Discussion forums. That is a very large amount of isk for a loan, especially when it's a loan to someone who isn't known to the investors. I suggest reading other loan threads in Market Discussion, see what threads work and what don't work and do a little research, then make a thread there asking for a loan if you feel you still want to. Hope that helps, and I hope this isn't a scam. Good luck. edit: Link for the Market Discussion forum section. . Alliance Creation Service
rhamka	Posted - 2010.03.29 05:49:00 - [3] Thanks for the advise, I thought it was just the proper place for this thread. We know it is a lot of isk, so we do not expect one single player interested but several; and an audit is not something we agree to do, even if it's harder to find someone interested.
Tetragammatron Prime	Posted - 2010.03.29 13:12:00 - [4] 10 bil sent to rhamka
rhamka	Posted - 2010.03.29 18:21:00 - [5] Originally by: Tetragammatron Prime 10 bil sent to rhamka No isk received... ppl be serious, WE are serious. And money should be sent to the CORP, "Xibalba Technologies".
Mr Profitt	Posted - 2010.03.29 19:16:00 - [6] So.....you wont agree to an audit and are not prepared to put up collateral? Wow you really know how to drum up business lol. You really need to get real, nobody and I mean nobody will give you anything with no cooperation from you, i.e. audit etc.
rhamka	Posted - 2010.03.29 22:35:00 - [7] Originally by: Mr Profitt So.....you wont agree to an audit and are not prepared to put up collateral? Wow you really know how to drum up business lol. You really need to get real, nobody and I mean nobody will give you anything with no cooperation from you, i.e. audit etc. We are able to cooperate, collateral is just something that won't helps us pay on time. Audit is not really no very important from our point of view, as logs do not guarantee payment and only reveal privat information. About collateral, I said "we prefer not to give it", we are open to negotiations about terms and conditions. We still looking for investors.
Min Li Caldari	Posted - 2010.03.29 22:41:00 - [8] First off If you can't afford it on your own, chances are, you don't need it. Not trying to flame or be rude, just giving some advice. I would suggest either join a bigger alliance, or you got a lot of mining to do. Also, about all of your personal info bullcrap. I went to the bank earlier this morning and asked if I could borrow $10,000, but they wanted to know my name and see my social security number. So I told them to forget it, if they can't just hand me $10k and let me pay them back then i don't want it. ^True Story...Loans are serious Love
rhamka	Posted - 2010.03.29 22:47:00 - [9] Giving API key to show we have the skills to do the job can be, but I think skills do not make ISK by themselves... that's why we can show by other means that we really are able to pay on time. If someone needs more information about this matter contact us in game. Eventhoug, we've bought some characters in the past so you may see their skills. About audit, well as that information we really do not want to risk we prefer not, if you log in and look at our corps profile, you can get an idea of what we do and why we prefer not to show such kind of information. By the way, sorry if my corp name does not appears in the forum but it is as stated at the beginning "Xibalba Technologies", you can see my info and my corp's info in-game.
rhamka	Posted - 2010.03.29 22:56:00 - [10] Originally by: Min Li First off If you can't afford it on your own, chances are, you don't need it. Not trying to flame or be rude, just giving some advice. I would suggest either join a bigger alliance, or you got a lot of mining to do. Also, about all of your personal info bullcrap. I went to the bank earlier this morning and asked if I could borrow $10,000, but they wanted to know my name and see my social security number. So I told them to forget it, if they can't just hand me $10k and let me pay them back then i don't want it. ^True Story...Loans are serious Thanks for your comment. We can afford at least 3b per month and we don't need to play all the day, just getting this loan we'll help us get our objectives faster. As you say loans are serious, so we are open to negotiate it in-game.
KlaNDesTino	Posted - 2010.03.29 23:52:00 - [11] In the past I loan them some isk, And they pay me on time just FYI
Darth A30NZ Amarr Altus Provisio	Posted - 2010.03.30 09:12:00 - [12] I are making good typing? We loan you isk and you pay back sound good deal to us. Contact us in game and we send isk for loan, many people we loan give back to us we trust you lots.
Jovialmadness	Posted - 2010.03.30 17:52:00 - [13] Quote: First of all you should probably post this in the Market Discussion forum Hahaha
Craven Rein	Posted - 2010.03.30 17:57:00 - [14] Me so horny me love you long time.

CCP Adida	Posted - 2010.03.30 19:37:00 - [15] moved from Want Ads & Trades Adida Community Rep CCP Hf, EVE Online

Bad Bobby The Dirty Rotten Scoundrels	Posted - 2010.03.30 20:06:00 - [16] People can easily get 3% or higher returns from investments that are a lot more secure than this loan. For a person like you most people would expect a 6% return and 110% collateral. I think you need to re-evaluate your rate as it is not in line with the market, it takes an exceptional public record to get 3%. You will also need to let us know what is available for collateral so we can decide on it's value. Without higher return and collateral or a much higher return without collateral you are unlikely to catch any fish here. Personally, I wouldn't touch this without 110% collateral for any rate of interest.
flakeys DRAMA Inc OWN Alliance	Posted - 2010.03.30 20:23:00 - [17] Ok you can't be serious really you can't. If you are serious you are as ignorant as they come.Also as said a thousand times people vouching for you with no post history what so ever only makes it worse. 3% to an unknown with no security ... REALLY you can't be serious.
Estel Arador Minmatar Estel Arador Corp Services	Posted - 2010.03.30 20:38:00 - [18] BPOs are perfect collateral. A third party could hold and research them for you. Even then the interest rate should be a lot higher, and an audit would help a lot. Free jumpclone service\|924 stations - 6300+ users
cosmoray Bella Vista Holdings Corp	Posted - 2010.03.30 21:09:00 - [19] I can provide the loan. For a 10B ISK loan, you would: 1. Need to provide 11B ISK in collateral. All collateral HAS to be in high sec, and agreed with me. 2. Pay interest of 6% per month (600M ISK). If payment is 10 days late the loan is defaulted. 3. Loan would have to be completed before patch or collateral would have to be reviewed for longer term loan If you can do better, I advise you to take it.
Jeep Rubicon	Posted - 2010.03.30 21:09:00 - [20] Wasnt' there someone who gave out billions of isk to loan requesters just to test if they were scamming? Maybe rhamka is looking for that person.
coeira	Posted - 2010.03.30 22:46:00 - [21] you say an audit will show the skills but not if you have the means to pay back, I think your are misinformed as to what an audit is. when you are audited they will look at all your trading history see what you have been buying and selling so they would be able to tell if you have a history in production. secondly your rate of return is below par. for the market. 4-5 months ago maybe you'd get away with a 5-6% return with no collateral 3% with, given there where a lot of investors at the time looking for places to put there money after the banks falling apart but now people are once again starting to get a little more cautious with there money and without putting up any collateral you need to be looking at 15-20 return. but even with that sort of return promised even mining the minerals yourselves you wont make 11.5-12 billion in 2 months from producing from the bpo's you buy you'll be lucky if you make 3-4 billion in that time frame given you will have to research them. which makes it all the more important for an audit to see if you have the ability to turn that sort of money around in the time which is doubtful given your here looking for a loan. for a final point cosmoray has offered you the money its a good offer. but consider for a second that he's asking for 110% collateral and he wants it paid back before patch day. reason being there could be a huge change coming in the insurance of ships so the mineral values could be able to fall apart which given your mining back ground could seriously hamper your ability either pay off this loan or make any money from your bpo's after patch
Dethmourne Silvermane Gallente SRS Industries SRS.	Posted - 2010.03.30 23:58:00 - [22] I have 17m and an iteron, how can I help? ----- Regarding high-sec mining: Originally by: AmarrettoDiAmarr 3-4 million ISK/hr is perhaps .15 0r .20 US$/hr; not quite prison wages and you are around less honest people.
Kazuo Ishiguro House of Marbles	Posted - 2010.03.31 09:10:00 - [23] I would be prepared to lock down BPOs for you within my corp, where you would be able to do research on them at a high-sec POS. I would accept all the invested isk and use it to buy the BPOs, then you could buy them from me after finishing the research. I think this is probably the only way you'll get a loan without any additional collateral or audit. It would be better if you paid for at least 1 BPO yourselves and let me lock that down as well, as it would increase the level of collateral available to investors. --- 34.4:1 mineral compression
Tekota legion industries ltd Veni Vidi Vici	Posted - 2010.03.31 12:50:00 - [24] I know this really doesn't need any more nails, but just to add one more. Pay back in one or two months? Think you really need to look at your plan here - how much profit do you expect to make off each cap ship sale, how many cap ships do you expect to make per month? Now I'm at work so plucking figures out of thin air, but lets say you make 100mil profit per cap ship - that's 100 cap ships you need to make to pay back your 10b loan. That'd be 3.3 cap ships per day rolling off your lines to pay off in one month, or 1.6 cap ships per day to pay off in two months. What's the build time on these ships? Again, out of thin air but I think you're looking at about 5 days for the ship itself - so to be churning out 1.6 ships per day you'll need 8 production lines each with their own print (multiple originals or copies - what's the copy time if copies) continuously building cap ships - and that doesn't even account for the cap component build lines. Now this is all achievable but I see little evidence that it's been considered, from a standing start, producing 100 cap ships in 60 days is a significant undertaking with a huge logistical challenge you make no mention of. Unless you're thinking that each ship you build is pure profit because your corp mines all the minerals......?
Ji Sama Caldari Tash-Murkon Prime Industries United Corporations Of Modern Eve	Posted - 2010.03.31 13:46:00 - [25] Originally by: Tekota I know this really doesn't need any more nails, but just to add one more. Pay back in one or two months? Think you really need to look at your plan here - how much profit do you expect to make off each cap ship sale, how many cap ships do you expect to make per month? Now I'm at work so plucking figures out of thin air, but lets say you make 100mil profit per cap ship - that's 100 cap ships you need to make to pay back your 10b loan. That'd be 3.3 cap ships per day rolling off your lines to pay off in one month, or 1.6 cap ships per day to pay off in two months. What's the build time on these ships? Again, out of thin air but I think you're looking at about 5 days for the ship itself - so to be churning out 1.6 ships per day you'll need 8 production lines each with their own print (multiple originals or copies - what's the copy time if copies) continuously building cap ships - and that doesn't even account for the cap component build lines. Now this is all achievable but I see little evidence that it's been considered, from a standing start, producing 100 cap ships in 60 days is a significant undertaking with a huge logistical challenge you make no mention of. Unless you're thinking that each ship you build is pure profit because your corp mines all the minerals......? So you can only use profit to pay back a loan? So if i have like a 10% margin on a 1B ship, i only get 100M out of it? and not 1.1B? (where the 100M is profit ie. what i get after expenses)
Estel Arador Minmatar Estel Arador Corp Services	Posted - 2010.03.31 13:59:00 - [26] To be fair, it's not a requirement to use only profit to pay back a loan; you can use money earned from other activities (such as mining or missioning) to pay it back, as long as you're clear on that. Free jumpclone service\|924 stations - 6300+ users
Dzil Caldari SafeHouse Investments of Tautology	Posted - 2010.03.31 17:01:00 - [27] Originally by: Estel Arador To be fair, it's not a requirement to use only profit to pay back a loan; you can use money earned from other activities (such as mining or missioning) to pay it back, as long as you're clear on that. That's true. The activity enabled by the loan should be at least enough to pay the interest on the money, plus enough extra to make it worth your while. If you're borrowing 10 bil at 6%, that's 600 mil/month. If that enables you to generate a billion each month in cap sales (subtracting out the market price of the minerals, which is mining income), it's probably worth it to go that route now and start generating the extra 400 mil/month profit, which in addition to your mining proceeds helps you reach total self ownership faster. Assuming at some point you want to own your cap ship prints and mineral reserves outright (not have them on bond). Dzil's Corp Sales - 200m
Tekota legion industries ltd Veni Vidi Vici	Posted - 2010.03.31 17:56:00 - [28] Originally by: Ji Sama So you can only use profit to pay back a loan? So if i have like a 10% margin on a 1B ship, i only get 100M out of it? and not 1.1B? (where the 100M is profit ie. what i get after expenses) Only reason I saw it like this was because this is not a trading loan - the funds are being used to buy BPOs, then research them (time?), then build (more time), then sell, then repay capital + interest whilst keeping the BPOs. How long is it going to take to research and build? How many cap ships will they produce in 60 days, if they were given 10bil today and went out and bought NPC prints today? So the principal of the loan is effectively tied up beyond the term of the loan. Unless minerals are free then they must have (eg) 10bil worth of minerals on hand already to make 11bil worth of ships, from which they can pay 600 mill interest and the 10bil principal - so if already have 10bil NAV, convert that into BPOs which are easily collateralised and they're set - or use the 10bil NAV they must already have to get set, use mining/missioning/lucky heather income to start small runs and test the process and logistics and then ask for a liquidity loan using some or all BPOs as working collateral as necessary.
Ji Sama Caldari Tash-Murkon Prime Industries United Corporations Of Modern Eve	Posted - 2010.03.31 18:22:00 - [29] Edited by: Ji Sama on 31/03/2010 18:22:17 Originally by: Tekota Originally by: Ji Sama So you can only use profit to pay back a loan? So if i have like a 10% margin on a 1B ship, i only get 100M out of it? and not 1.1B? (where the 100M is profit ie. what i get after expenses) Only reason I saw it like this was because this is not a trading loan - the funds are being used to buy BPOs, then research them (time?), then build (more time), then sell, then repay capital + interest whilst keeping the BPOs. How long is it going to take to research and build? How many cap ships will they produce in 60 days, if they were given 10bil today and went out and bought NPC prints today? So the principal of the loan is effectively tied up beyond the term of the loan. Unless minerals are free then they must have (eg) 10bil worth of minerals on hand already to make 11bil worth of ships, from which they can pay 600 mill interest and the 10bil principal - so if already have 10bil NAV, convert that into BPOs which are easily collateralised and they're set - or use the 10bil NAV they must already have to get set, use mining/missioning/lucky heather income to start small runs and test the process and logistics and then ask for a liquidity loan using some or all BPOs as working collateral as necessary. well then we are in agreement :) edit: also this Quote: after reading the actual offer, just wanted to reiterate that no audit + no collateral + no reputation = no loan. No offense. BPOs are probably the easiest thing to collateralize in the game, there's no reason investors should accept the security risks of handing 10 bil to a newcomer for 3% on an uncollateralized loan..
Ruddy Rax	Posted - 2010.03.31 21:41:00 - [30] think you guys are missing something here in the fact that 10 billion if you are just starting out on capital production doesn't get you very far. your talking the ship blue prints then all the capital component bpo's if they have to buy all them and i'd think they would given thats where most of the cost goes in buying the bpo's they will be producing at best 6-7 caps a month and thats on an orca's
rhamka	Posted - 2010.03.31 22:43:00 - [31] Originally by: cosmoray I can provide the loan. For a 10B ISK loan, you would: 1. Need to provide 11B ISK in collateral. All collateral HAS to be in high sec, and agreed with me. 2. Pay interest of 6% per month (600M ISK). If payment is 10 days late the loan is defaulted. 3. Loan would have to be completed before patch or collateral would have to be reviewed for longer term loan If you can do better, I advise you to take it. We can pay 6%, collaterl is in high sec but not 110%, I'll contact u in-game. We prefer not to pay a 100% collateral as we do not see then why we would ask for that amount if we already have it, but we can afford a important percentage of collateral. We have no problem with the 3rd condition. We have about 9b in collateral things atm and we do not consider them to help us pay on time, some things we have: carrier and a 1b bpo researched me5 and some other stuff. Originally by: Kazuo Ishiguro I would be prepared to lock down BPOs for you within my corp, where you would be able to do research on them at a high-sec POS. I would accept all the invested isk and use it to buy the BPOs, then you could buy them from me after finishing the research. I think this is probably the only way you'll get a loan without any additional collateral or audit. It would be better if you paid for at least 1 BPO yourselves and let me lock that down as well, as it would increase the level of collateral available to investors. We are considering ur offer. To pay back the loan we'll do it by means of our income not only capital ships production. And as u may know 10 bpo to build, let's say a dread, it is not enough as they need 12 or 13 components plus the dread bpo. So this is just a step. We consider to get a loan, afford a % of collateral but not 100% so we can invest more isk. We do not consider to pay all the loan with the profit of construction, but with our daily activities too. That is why I say one or two months, we are very sure we can pay in one month, if not all almost all, so interest is not a problem. We can really wait one or two month more to get that amount without having to leave our current investments (I mean to save 10b isk), but we want to do things a little faster. And about audit, you may give a try to pics we can show, so you can see we really can afford that payment, also we've bought characters, that should say something of our financial status.
Ruddy Rax	Posted - 2010.03.31 22:57:00 - [32] problem is mate without an audit to verify you have the means to make the money and without collateral this is a none starter really. there may be people willing to invest without 110% collateral but they'd need an audit to show you have the means to make the money
Dethmourne Silvermane Gallente SRS Industries SRS.	Posted - 2010.03.31 22:59:00 - [33] There is no reasonable method of you getting the loan without 100% collateral, as you have no MD 1337 rep points. Please stop expecting differently. Thanks. ----- Regarding high-sec mining: Originally by: AmarrettoDiAmarr 3-4 million ISK/hr is perhaps .15 0r .20 US$/hr; not quite prison wages and you are around less honest people.
Shar Tegral	Posted - 2010.03.31 23:13:00 - [34] Originally by: Dethmourne Silvermane There is no reasonable method of you getting the loan without 100% collateral, as you have no MD 1337 rep points. Please stop expecting differently. The accusation that there is some elitism in this forum is not without merit. The often overlooked thing is that with merit you are allowed to have some elitist opinion(s) about those who don't even try. This is in part why I eve mailed you in game. Your stance demonstrates one of two things: a - You don't understand how to seek public funds in Eve or b - You are seeking them but not to return them back. I'd wish you well but doing so could be encouraging bad things to happen. In fact, even if you are not planning to scam you could still botch this up royally by not understanding your own business... so nix any potential well wishing. PS: This is what privileged discussion with an auditor brings about. Wealth, howsoever got, in Eve makes Lords of morons and gentlemen of thieves; Aptitude and intellect are needless here; 'Tis impudence and money that grants fame.
Estel Arador Minmatar Estel Arador Corp Services	Posted - 2010.03.31 23:26:00 - [35] Edited by: Estel Arador on 31/03/2010 23:26:40 Originally by: rhamka We can really wait one or two month more to get that amount without having to leave our current investments (I mean to save 10b isk), but we want to do things a little faster. So you want do things a little faster but you don't want to do what's required to do things a little faster? You basically expect people to just give you money for no other reason than that you'd like to have money now, and you offer nothing in return. Free jumpclone service\|924 stations - 6300+ users
Dzil Caldari SafeHouse Investments of Tautology	Posted - 2010.04.01 03:08:00 - [36] I'll at least give you props that your alts aren't investing. Dzil's Corp Sales - 200m
Dethmourne Silvermane Gallente SRS Industries SRS.	Posted - 2010.04.01 03:20:00 - [37] Originally by: Shar Tegral Originally by: Dethmourne Silvermane There is no reasonable method of you getting the loan without 100% collateral, as you have no MD 1337 rep points. Please stop expecting differently. The accusation that there is some elitism in this forum is not without merit. The often overlooked thing is that with merit you are allowed to have some elitist opinion(s) about those who don't even try. This is in part why I eve mailed you in game. Your stance demonstrates one of two things: a - You don't understand how to seek public funds in Eve or b - You are seeking them but not to return them back. I'd wish you well but doing so could be encouraging bad things to happen. In fact, even if you are not planning to scam you could still botch this up royally by not understanding your own business... so nix any potential well wishing. PS: This is what privileged discussion with an auditor brings about. Should I assume the rest of the post (post-quote) was directed at OP? Note that I have nothing against people getting audited etc etc and getting loans without collateral (I have quite a bit of no-collateral loans going right now myself, and I'd like to think that at least so far my lenders have been satisfied with my performance as a borrower) but OP is obviously shooting themselves in the foot and on the nonexistent MD rep points game has been steadily attempting to drive themselves into the negatives. I still look forward to the possibility that OP can arrange a loan and successfully negotiates repayment; I simply don't consider it plausible without the collateralization option, given OP's initial stances. ----- Regarding high-sec mining: Originally by: AmarrettoDiAmarr 3-4 million ISK/hr is perhaps .15 0r .20 US$/hr; not quite prison wages and you are around less honest people.
rhamka	Posted - 2010.04.01 06:48:00 - [38] Originally by: Dethmourne Silvermane There is no reasonable method of you getting the loan without 100% collateral, as you have no MD 1337 rep points. Please stop expecting differently. Thanks. I never said we refuse to give collateral, just that we don't see point in giving 100%, that means a lower %. Maybe, I'm not good enough typing in English, but I think it is pretty clear what I wrote. Originally by: Estel Arador Edited by: Estel Arador on 31/03/2010 23:26:40 Originally by: rhamka We can really wait one or two month more to get that amount without having to leave our current investments (I mean to save 10b isk), but we want to do things a little faster. So you want do things a little faster but you don't want to do what's required to do things a little faster? You basically expect people to just give you money for no other reason than that you'd like to have money now, and you offer nothing in return. Again, I said we're offering collateral but not 100%, it is easy to assume about 50% collateral at least, is that nothing to you? Originally by: Shar Tegral [justify] Originally by: Dethmourne Silvermane There is no reasonable method of you getting the loan without 100% collateral, as you have no MD 1337 rep points. Please stop expecting differently. The accusation that there is some elitism in this forum is not without merit. The often overlooked thing is that with merit you are allowed to have some elitist opinion(s) about those who don't even try. Completely agree. I eve-mailed you in-game. Just to say, if someone is interested in collaterall contact me in-game or my corp mate Iternum, then we can tell u more.
Shar Tegral	Posted - 2010.04.01 10:34:00 - [39] Originally by: Dethmourne Silvermane Should I assume the rest of the post (post-quote) was directed at OP? Yeah, pretty much. I was quoting you for the truth and accuracy of your statement. Wealth, howsoever got, in Eve makes Lords of morons and gentlemen of thieves; Aptitude and intellect are needless here; 'Tis impudence and money that grants fame.
Estel Arador Minmatar Estel Arador Corp Services	Posted - 2010.04.01 10:41:00 - [40] Originally by: rhamka Again, I said we're offering collateral but not 100%, it is easy to assume about 50% collateral at least, is that nothing to you? There was a guy offering loans for partial collateral a couple of months ago. He was bankrupt in no time. So yeah, 50% is equal to nothing for all intents and purposes. Free jumpclone service\|924 stations - 6300+ users
Leshdaddy	Posted - 2010.04.01 11:26:00 - [41] japanese people make funny in this thread
flakeys DRAMA Inc OWN Alliance	Posted - 2010.04.01 12:34:00 - [42] Originally by: rhamka Originally by: Dethmourne Silvermane There is no reasonable method of you getting the loan without 100% collateral, as you have no MD 1337 rep points. Please stop expecting differently. Thanks. I never said we refuse to give collateral, just that we don't see point in giving 100%, that means a lower %. As i allready pointed out your 3% allready is not worth much as a monthly return.Usually for newcomers like yourself it is 100% collateral with at least 5% return a month.I'd advice actually reading the comments made in here and change the plan according to it or don't even bother looking for funding on MD.
Taram Caldar Royal Black Watch Highlanders	Posted - 2010.04.01 12:41:00 - [43] I can get 3% return on 10bil by sticking my finger in a light socket. There's really no point to give you an uncollateralized loan for 3% return, even if you put collateral up I wouldn't touch this for under 5%. Market Alerts Mailing List
Derelicht	Posted - 2010.04.01 12:47:00 - [44] lol
rhamka	Posted - 2010.04.01 21:06:00 - [45] I edited details of the article yesterday, so I'm offering 6% of interest.
Shar Tegral	Posted - 2010.04.01 21:49:00 - [46] Originally by: rhamka I edited details of the article yesterday, so I'm offering 6% of interest. You are not listening. Interest rate is a secondary concern. You are not addressing the primary concern: No collateral, No audit. No go. PS: Not my call to make nor is it my rules. Its simple reality. Wealth, howsoever got, in Eve makes Lords of morons and gentlemen of thieves; Aptitude and intellect are needless here; 'Tis impudence and money that grants fame.
cosmoray Bella Vista Holdings Corp	Posted - 2010.04.01 22:10:00 - [47] I mean I could start reducing my collateral requirements on loans and begin to trust people, as long as we all agree to sit in a circle in the sun making daisy chains. Back to reality. A person tried to run a loan business (10B ISK) based on 50% collateral and trust. Guess what he went bankrupt in 1 month. To the OP, the only way you will get 10B ISK is if you can hand over 11B in collateral. If you want more help roll out your entire business plan. State exactly where the ISK is going and what it will be spent on. Then detail how the profits will be made. If the plan is really good, maybe I can talk more.

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