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A Real EBANK Announcement

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Author	Thread Statistics \| Show CCP posts - 1 post(s)
Companion Trollin You are going too fast	Posted - 2010.07.30 10:32:00 - [31] Originally by: Shar Tegral So, in all honesty, thank you Ray, thank you AC. This action restores some of my confidence in eBank. If you're confident in EBank then put your money where your mouth is and start making significant deposits at publicly available interest rates. ♥ Originally by: CCP Shadow Off-topic posts dealing with sexual orientation have been removed. Please keep this discussion on-topic. Thanks. -- Shadow
Ray McCormack Nordar Innovations.	Posted - 2010.07.30 13:34:00 - [32] Originally by: Varo Jan See what I mean? /me shrugs. Is this even worth an argument? You may not like it, but this world is not yours alone and others will appreciate the post - that fact is undeniable. If you don't like it, move on and ignore it. Getting into a debate on issues such as this is truly scraping the bottom of the lolbank hate barrel, there's bigger fish in there (and honestly it just comes across as you disagreeing with whatever we do regardless of relevance). Follow My EBANK Chatter
Menkaure Amarr LEM0N	Posted - 2010.07.30 14:14:00 - [33] Originally by: Shar Tegral PS: Might I suggest the "exchange rate" be proportionally tied to the ratio of liquid isk to institutional debt. This would allow those who say, "I want even a small portion of my isk back now", the chance to prove their words. Equally, as debt decreases in relation to available isk, the increasing ratio of exchange rewards those who "stick it out" the longest. Not liquid ISK. I imagine that Ebank is still running pretty illiquid still, and given their last public financials had about 100b to hand if memory serves to 1.7t debt. Thats much to low a ratio to base any form of withdrawal on. (5.7% thereabouts) Base it on NAV, ratio is about 37% or 38% as of a month or two ago. Out of interests sake I put together a spreadsheet to figure out what they'd have to do to stay solvent a few months back. If you lock the monthly payout at a certain rate and they still earn a certain % profit on all assets then they can actually give out x isk and not suffer a net loss in NAV. Examples... (740b Assets, 1.9b Liabilities) 3% Profit per month, 15b Payout, 0% Withdrawal fee - 100% Asset/Liability ratio in March 2013 3% Profit, 15b, 10% - January 2013 2%, 10b, 0% - July 2014 5%, 15b, 10% - Feb 2012 Etc. All the above values show no reduction in NAV at any stage (infact show an increase). They just have to get the ratio right and keep earning profit on what they have got. Strangely enough they have to earn more than they're giving out per month, ofc. About 2% on 740b if they went with 15b payout a month.
Grozen Caldari Titan Core	Posted - 2010.07.30 14:22:00 - [34] Edited by: Grozen on 30/07/2010 14:22:19 Hmm i can't say that this restores any of my trust in e-bank, but its a step in the right direction.There are still many things to be done but the fact that people have finally a way to get some of their isk back in their wallets is encouraging. knowledge is power
Dzil Caldari Caldari Independent Navy Reserve OWN Alliance	Posted - 2010.07.30 14:38:00 - [35] I'm glad to hear you're moving in the right direction. o7 Retired from corp sales. Time to spend some of this on pretty explosions :)
Cobalt Sixty Caldari Genos Occidere	Posted - 2010.07.30 16:11:00 - [36] Originally by: Amarr Citizen 155 The most important part of this whole announcement was to notify post-freeze depositors about the coming change so they could decide if they want 100% of their isk out now, or that they have to wait until after the % withdraw period to get 100%. I just don't want them requesting withdrawals during the % withdraw period and not getting the 100% that we have always agreed to pay them. Clear as mud or? Actually clearer, thank you. That being said, why not ID and gather up the incoming transactions from the post-freeze period onward and return them anyway - so they don't get in the way of the % withdrawals. Then you wouldn't have a somewhat confusing statement for those people about when and when not they should try to get a withdrawal from EBANK.
Shar Tegral	Posted - 2010.07.30 17:00:00 - [37] Originally by: Shar Tegral This action restores some of my confidence in eBank. Originally by: Companion Trollin If you're confident in EBank then put your money where your mouth is and start making significant deposits at publicly available interest rates. Ironic, that you think this is some comeuppance response to me whereas I am actually thinking about doing so. I truly believe that the only way to be properly supportive is to step up to the plate. Though I doubt such "character" is within you given that you troll with an alt. (See I've already been discussing about a new wave of deposits with AC so pbbbttttt.) Wealth, howsoever got, in Eve makes Lords of morons and gentlemen of thieves; Aptitude and intellect are needless here; 'Tis impudence and money that grants fame.
Dasola Minmatar	Posted - 2010.07.31 07:53:00 - [38] Edited by: Dasola on 31/07/2010 07:54:55 Hmm so theyre finally come to realise they cant get ebank to solvent again. Nice to see reality starting to sink in instead those grand illusions of greatness. and when it comes to loans, im sure none in their right mind wll take loan from "Bank" that has reputation of dishonoring its contracts anyways.
Ray McCormack Nordar Innovations.	Posted - 2010.07.31 13:11:00 - [39] We're on EVE-Gate (at least EBANK SencneS and EBANK Ray are), so please hit us up there for some candid communication. It's a bit sporadic, but some bi-directional activity might spruce that up. Follow My EBANK Chatter
Amarr Citizen 155 Nordar Innovations.	Posted - 2010.08.03 23:48:00 - [40] Again I want to remind everyone that if you submit a support ticket without a character name, it becomes nearly impossible to help you. Please remember to provide enough details to make it possible to help you. Thanks. http://support.eve-bank.net -----------------/finger I only post on MD when I'm too drunk too give a ****.

Vaerah Vahrokha Minmatar Vahrokh Consulting	Posted - 2010.08.04 08:56:00 - [41] Edited by: Vaerah Vahrokha on 04/08/2010 08:57:05 Quote: But honestly, you guys suck so bad at PR it's... amazing. I am honestly delighted to hear that you expect to be able to repay 40%, not 30%. But AC just slipped that in as an aside! You'd have made far more impact if you'd just waited a bit longer until you were in a position to actually pay the 40%. Here's the difference: Well, bad PR is a common trait you (and me and also CCP) share as well. Quote: "We're announcing that we intend to make an announcement about stuff soon." Sometimes even just stating something as little as "hey, we still exist" is a signal for their account holders that maybe - just maybe - everything is not lost. Of course this is EBANK's public stated intention and it does not necessarily have to become true. I mean: EBANK really digged their own grave, but there's no need to continue pis_sing in their shoes like an unconstructive broken record. - Auditing & consulting When looking for investors, please read http://tinyurl.com/n5ys4h + http://tinyurl.com/lrg4oz
Leneerra Minmatar Sebiestor tribe	Posted - 2010.08.04 13:33:00 - [42] Congratulations on making this step towards restoring choice to your customers. Am eagarly awaiting your next announcement (And hoping it appears soon)
Amarr Citizen 155 Nordar Innovations.	Posted - 2010.08.07 04:59:00 - [43] I received an interesting evemail today that I thought I would share. Quote: From: XXXXXXXXX Sent: 2010.08.06 22:56 To: EBANK Amarr155, Hail. I am writing an article at the moment about another bank that is set to open called EOBT and I would like if possible a short statement from EBANK on their thoughts about the new competition. If you could provide me with a statement, I would much appreciate it. Thank you, XXXXXXXXX I've been trying to decide how to respond and I've come up with a few ideas, let me know which one you like and I'll send it. Or post your own short response. 1. Competition? So they are going to be open for a year then the CEO is going to steal most of the isk and leave the game.... and they are somehow going to do it better than EBANK did? How unoriginal. 2. You're writing an article about a bank opening in Eve? God, the game must have really gotten boring when there's nothing better to report on. 3. Technically, we aren't really a bank right now. We're more of a holding company.... we hold a lot of debt and a little bit of isk and people can't really have it right now. 4. They're opening a bank in Eve? Tell them I've got a bridge for sale. 5. You should really do your homework next time. If you had, you would already know our statement about this new "competition".... /finger. -----------------/finger I only post on MD when I'm too drunk too give a ****.
Ray McCormack Nordar Innovations.	Posted - 2010.08.07 11:34:00 - [44] Originally by: Official lolbank announcement to any and all competitors We shall crush you with our inadequacy. Not to mention our hubris. And self-loathing. Follow My EBANK Chatter
Hexxx Minmatar	Posted - 2010.08.07 13:15:00 - [45] http://www.thebankofeve.com/ I believe that's the bank, I also believe the person who reached out to EBANK was from ISD. Projects Blog
Ji Sama Caldari Tash-Murkon Prime Industries manufacturing disaster	Posted - 2010.08.07 13:16:00 - [46] Edited by: Ji Sama on 07/08/2010 13:20:27 Poasting after AC, Ray and Hexxx. Thats a hatroll :) EDIT: Bank of EVE - BOE - Bind On Equip? What a fail bank, not once do they mention on any of their pages, WHO is behind the bank!
Ray McCormack Nordar Innovations.	Posted - 2010.08.07 14:20:00 - [47] Originally by: Ji Sama Poasting after AC, Ray and Hexxx. Thats a hatroll :) Yo Ji, want a job? We need a loan officer. Follow My EBANK Chatter
Ji Sama Caldari Tash-Murkon Prime Industries manufacturing disaster	Posted - 2010.08.07 15:21:00 - [48] Originally by: Ray McCormack Originally by: Ji Sama Poasting after AC, Ray and Hexxx. Thats a hatroll :) Yo Ji, want a job? We need a loan officer. Only if it means I can become an elitist pretentious asshat like you guys, hated and scorned by the community!
Ray McCormack Nordar Innovations.	Posted - 2010.08.07 15:27:00 - [49] Originally by: Ji Sama Only if it means I can become an elitist pretentious asshat like you guys, hated and scorned by the community! **** yeah, that's one of the perks of the job. There's also no pay. Follow My EBANK Chatter
Ji Sama Caldari Tash-Murkon Prime Industries manufacturing disaster	Posted - 2010.08.07 15:28:00 - [50] Originally by: Ray McCormack Originally by: Ji Sama Only if it means I can become an elitist pretentious asshat like you guys, hated and scorned by the community! **** yeah, that's one of the perks of the job. There's also no pay. Great im in, where do I sign up?

Ray McCormack Nordar Innovations.	Posted - 2010.08.07 15:50:00 - [51] Originally by: Ji Sama Great im in, where do I sign up? Email the text of a post advertising the loan service lolbank is offering to me ([email protected]) and we can go from there. You won't handle actual collateral or funds, just act as the middleman slash broker between the client and the bank. PS, you better not be joking, I know where you hang out. Follow My EBANK Chatter
Tavusii	Posted - 2010.08.07 21:30:00 - [52] Frist, I'd like to say that I think this is a great move in the right direction for EBANK. Secondly, I'd like to suggest that you hire a dedicated PR officer, and that Ray and AC refrain from replying to trolls in public threads. To put my money where my mouth is, I'll offer myself for this position. I'd offer you a challenge similar to the need for CCP to commit to excellence. EBANK - Please commit yourselves to clearer communication and professional attitude in official communications.
Ray McCormack Nordar Innovations.	Posted - 2010.08.08 06:41:00 - [53] Originally by: Tavusii To put my money where my mouth is, I'll offer myself for this position. Send an email to myself ([email protected]) detailing why you feel you are suited to this position, I will respond with a brief questionnaire and we can take it from there. Just a hint, comparing your potential performance against AC and I doesn't make you suited to the position, a monkey throwing pooh at a tea party could do better than us, we're looking for something more. Follow My EBANK Chatter
leona starfire LS Trading and Production Inc.	Posted - 2010.08.08 12:34:00 - [54] At the current rate how long does E-bank expect it will take to pay out accounts at 100%? With this information people can make a decision on if they want 40% now or 100% in 5-10 years time.
cosmoray Bella Vista Holdings Corp	Posted - 2010.08.10 20:10:00 - [55] 2 days left from the time frame quoted for the BIG ANNOUNCEMENT! Not gonna miss another deadline?
Breaker77 Gallente Reclamation Industries	Posted - 2010.08.10 20:13:00 - [56] Originally by: cosmoray Not gonna miss another deadline? Now you know that EBank is as accurate as our economist is when it comes to releasing information.
Rada Ionesco Caldari Club a Seal	Posted - 2010.08.10 23:40:00 - [57] And the scam machine starts up again.
Ray McCormack Nordar Innovations.	Posted - 2010.08.15 10:11:00 - [58] BLEEP authentication is now active from the Profile page, please let me know if you have any issues with it. Follow My EBANK Chatter
TornSoul BIG Majesta Empire	Posted - 2010.08.17 14:02:00 - [59] Edited by: TornSoul on 17/08/2010 14:03:48 Originally by: Ray McCormack BLEEP authentication is now active from the Profile page, please let me know if you have any issues with it. Confirmed to be working. Note that you need to supply the BLEEP code "All info" (the top most BLEEP code), else the EBANK website will complain that the info has been filtered. Thats fine with me personally. That particular BLEEP code simply gives access to the http://api.eve-online.com/account/Characters.xml.aspx page and nothing else (like an API key would) I.e. the BLEEP code will work with that page, and that page only (again - unlike an API key) As you can see (if you follow the link) this reveals all your other characters (that's the purpose of that page...) and also which corporation those characters are members of. EBANK has stated that they wan't this extra info (other chars and corp affiliations) for various reasons I'll not bother repeating here. Personally I don't particular like that, and would prefer to be able to simply supply the BLEEP code for the char that has an account with EBANK... In my case it has no practical implications either way so I've obliged them... --- This's simply a heads up to people about what info the BLEEP code will supply, and not least what it won't supply (everything else) to EBANK. It's in my opinion a far better alternative than simply handing over your actual (limited) API code - So thanks for (finally) implementing this. Again - Just a heads up, nothing more. --- EDIT : A link to BLEEP would seem in order BIG Lottery
Ray McCormack Nordar Innovations.	Posted - 2010.08.17 15:04:00 - [60] TS, can you return a more informative error when the BLEEP key has expired? At the moment it returns "Authorization Failure". Follow My EBANK Chatter



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PS, you better not be joking, I know where you hang out.