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EBANK Amarr155	Posted - 2010.07.29 07:16:00 - [1] I'll skip any sort of introduction or opening and get right to the "meat" of this announcement. There will be another update in the next 1-2 weeks regarding the opening of % withdraws. Support Site The EBANK support site is online and should be utilized to alert EBANK staff of any account related issues. You can access the support site by going to the following link. http://support.eve-bank.net. As a reminder, if you do not specify the character name that owns the account (the character that sent the initial deposit to create the account) it is very difficult to provide support. The support site is great for handling issues such as forgotten passwords. One last point regarding the support site, due to issues with the database all old tickets were lost so if you had a ticket and the issue has not been resolved you need to create a new one. Pre Account Freeze Withdrawals The pre account freeze withdrawals will be explained in the next announcement. Please do not request a withdrawal if your isk was deposited before the accounts were frozen, it will only be canceled. /me waves his hand This is not the announcement section you are looking for. Post Account Freeze Withdrawals If you deposited isk AFTER the account freeze (8/25/2009) and wish to withdraw your isk (you are not obligated to), please submit a support ticket with the pertinent details of the deposit. If you wait to request a withdrawal during the pre account freeze withdrawal period you will forfeit all but the current account %. Basically, if you deposited isk after the freeze you need to either go through the procedure of withdrawing it now or wait until after the pre account freeze withdrawal period ends. EBANK Loan Requests If you wish to request a loan please create an account and submit your request using the EBANK account management page. Details on creating an account and requesting a loan can be found in the "Frequently Asked Questions" section of the EBANK website. EBANK Website, Terms & Conditions, FAQ, etc. Please keep in mind that certain parts of the EBANK website are WAY out of date. We are in the process of updating some of the sections as time permits but currently it is impossible for us to update the site as a whole and continue with the more important EBANK operations. Sorry for the inconvenience but at the same time, this isn't exactly new news. Errors and Omissions Any spelling/grammar errors found within were put there on purpose and should not be mentioned henceforth. I'm human and make mistakes but I'm also Amarrian and will crush those that point out my flaws.
Ji Sama Caldari Tash-Murkon Prime Industries manufacturing disaster	Posted - 2010.07.29 07:17:00 - [2] First!
EBANK Amarr155	Posted - 2010.07.29 07:18:00 - [3] Reserved for whatever reason, and because I've seen others do this so it must be important.
Shar Tegral	Posted - 2010.07.29 07:31:00 - [4] Originally by: Ji Sama First! Reported. Congrats on a real announcement AC. Is there any more information on this? (I.e. some forward progress?) Wealth, howsoever got, in Eve makes Lords of morons and gentlemen of thieves; Aptitude and intellect are needless here; 'Tis impudence and money that grants fame.
enterprisePSI Gallente Unimatrix 0.1	Posted - 2010.07.29 07:56:00 - [5] tl;dr Tears, or the titan dies!
Patri Andari Caldari Thukker Tribe Antiquities Importer	Posted - 2010.07.29 08:08:00 - [6] Originally by: Shar Tegral [justify] Originally by: Ji Sama First! Reported. Patri I'll Roshambo You For That Titan!

CCP Applebabe	Posted - 2010.07.29 09:06:00 - [7] Thread has been cleaned up. Please refrain from spamming the forums. Applebabe Community Representative CCP Hf, EVE Online Contact us

Sugar Jugs Juggalicious	Posted - 2010.07.29 15:14:00 - [8] Sorry for being the dumbarse out of the loop nub, but someones gotta do it. What does this mean? Is Ebank solvent? I thought they said they weren't going to pay out isk until they were, so either thats changed, or they made a crapload of money in record time. What % is expected to be paid out? I only read MD semi regularly so if this is all in another thread, please direct me. :) Can we get a recap of whats happened at Ebank in the last say, 6 months, and what plans are going forward? Even ballpark is fine, we don't need the specifics. Regards, Sugar
Thrasymachus TheSophist	Posted - 2010.07.29 15:55:00 - [9] Edited by: Thrasymachus TheSophist on 29/07/2010 15:57:54 I don't think it even implies that Eve Bank is now solvent. My guess (emphasize: Guess) is that Eve Bank just got a 225 billion line of credit that it intends to use to retire some existing post-freeze obligations (deposits) and to make new loans to hopefully make some money off of. Why do I think they got a 225Bill LOC? Because the timing of this thread and the parties involved just screams at me ... Anonymous party seeking (and obtaining) 225Bill Line of Credit ... .
EBANK Amarr155	Posted - 2010.07.29 17:02:00 - [10] Originally by: Thrasymachus TheSophist Edited by: Thrasymachus TheSophist on 29/07/2010 15:57:54 I don't think it even implies that Eve Bank is now solvent. My guess (emphasize: Guess) is that Eve Bank just got a 225 billion line of credit that it intends to use to retire some existing post-freeze obligations (deposits) and to make new loans to hopefully make some money off of. Why do I think they got a 225Bill LOC? Because the timing of this thread and the parties involved just screams at me ... Anonymous party seeking (and obtaining) 225Bill Line of Credit ... . Actually we've done well lately getting rid of Titan stuff and have the isk available. But to be honest we weren't sitting around waiting for isk to become available, we've been busy working on other things.
Lecherito	Posted - 2010.07.29 19:02:00 - [11] erm, so what's the announcement, exactly? -L
Varo Jan Caravanserai Consulting	Posted - 2010.07.29 19:28:00 - [12] Originally by: Lecherito erm, so what's the announcement, exactly? -L 1. They're confirming that depositors have lost at least 70% of their deposits. 2. They're announcing that they don't like having their devoid-of-any-substance posts locked by CCP.
Vahdrok Nyrus OX Syndicate Shipyards	Posted - 2010.07.29 21:22:00 - [13] Edited by: Vahdrok Nyrus on 29/07/2010 21:23:09 Originally by: Lecherito erm, so what's the announcement, exactly? If you deposited money after the accounts were frozen you are dumb but EBANK rewards stupidity and will return this ISK. Previous depositers? Thanks for the donations. We now offer loans with said money and you can apply to pay interest on using the money you gave us if you wish. ----------------------------- Phey OnatSaehta
Amarr Citizen 155 Nordar Innovations.	Posted - 2010.07.30 00:17:00 - [14] Originally by: Varo Jan Originally by: Lecherito erm, so what's the announcement, exactly? -L 1. They're confirming that depositors have lost at least 70% of their deposits. 2. They're announcing that they don't like having their devoid-of-any-substance posts locked by CCP. I just love your 'greater than thou' attitude, probably why I can't stand you or your posts and try to avoid your threads or talking to you in general(the whole if you don't have anything nice to say don't say anything at all concept). Too bad you can't put your big boy hat on and stop trolling. Also, I reported my last thread for lacking any content as it was about 90% a joke on Hexxx's behalf. If you would like to engage in mature conversations please feel free, but stooping to the levels that you so often have a problem with makes you nothing more than a hypocrite. -----------------/finger I only post on MD when I'm too drunk too give a ****.
Breaker77 Gallente Reclamation Industries	Posted - 2010.07.30 00:34:00 - [15] Originally by: Amarr Citizen 155 Too bad you can't put your big boy hat on and stop trolling. So AC, but since you did mention Quote: regarding the opening of % withdraws. One can only say that you will begin allowing withdrawls based on a percentage of the ISK they have in their accounts. Which, as much as I hate giving Vero credit, does sounds like you are acknowledging the majority of depositors ISK is gone forever.
Taram Caldar Royal Black Watch Highlanders Warped Aggression	Posted - 2010.07.30 00:41:00 - [16] /me posts long post /me deletes long post Nevermind, my views on e-bank are well known. It's not a bank as long as you aren't giving all depositors the ability to withdraw the same % of their money that ebank has remaining of total deposits. Market Alerts Mailing List
Amarr Citizen 155 Nordar Innovations.	Posted - 2010.07.30 01:16:00 - [17] Originally by: Breaker77 One can only say that you will begin allowing withdrawls based on a percentage of the ISK they have in their accounts. Which, as much as I hate giving Vero credit, does sounds like you are acknowledging the majority of depositors ISK is gone forever. IF people want to get some isk out now. This is not a liquidation and forced withdrawal process. This is in response to those individuals that say they want the % of their isk now versus having to wait until some date in the future to get it all. So no, Varo is wrong. The only small way in which he is right is if people choose to withdrawal their isk at the current % and forfeit the rest. That is a choice they have to make and one that people have been ***ing about wanting to be given to them. -----------------/finger I only post on MD when I'm too drunk too give a **.
Varo Jan Caravanserai Consulting	Posted - 2010.07.30 02:41:00 - [18] Originally by: Amarr Citizen 155 Originally by: Varo Jan 1. They're confirming that depositors have lost at least 70% of their deposits. 2. They're announcing that they don't like having their devoid-of-any-substance posts locked by CCP. Whine, whinge, bleat. Originally by: Amarr Citizen 155 So no, Varo is wrong. The only small way in which he is right is if people choose to withdrawal their isk at the current % and forfeit the rest. That is a choice they have to make and one that people have been *****ing about wanting to be given to them. Damn, I laughed so hard at your two posts. Congratulations. You took the bait and reacted exactly as I expected. Thank you for confirming that absolutely nothing has changed at EBank.
Amarr Citizen 155 Nordar Innovations.	Posted - 2010.07.30 02:45:00 - [19] Originally by: Varo Jan Damn, I laughed so hard at your two posts. Congratulations. You took the bait and reacted exactly as I expected. Thank you for confirming that absolutely nothing has changed at EBank. Thank you for confirming that you are a troll and nothing more and for showing your maturity level with your last post. -----------------/finger I only post on MD when I'm too drunk too give a ****.
Menkaure Amarr LEM0N	Posted - 2010.07.30 03:10:00 - [20] \o/ I can finally stop *****ing about this and getting annoyed by a lack of response. I will be intrigued as to how you go about it % and rate wise... could probably plug it into the spreadsheet I linked onto your forums months ago. I wonder if any of you ever looked at it. :/ Don't stuff this up and maybe you can start clawing back at your reputation. I wish you luck. Ofc, Ebank time is much like valve-time. 1-2 weeks I'm estimating at 1-2 months.
Varo Jan Caravanserai Consulting	Posted - 2010.07.30 03:17:00 - [21] And you continue to amuse me. You're the last person on earth who should be talking about trolling and maturity levels. Here's the thing. Your two threads are devoid of any substance. They say absolutely nothing new. They continue the tradition of smokescreens and delaying tactics. The bank had already said people wanting to withdraw would only get x on the ISK - sometime. The bank had already said it intended to "work towards full solvency" - sometime. So nothing has changed. Now why don't you bugger off, make some real money for the bank for a change, and only open a new EBank thread when you are ready to take action, and not just jaw about taking action at some point in the future.
Sugar Jugs Juggalicious	Posted - 2010.07.30 03:39:00 - [22] Were my questions trollish? Illigitimate? Not worth adressing? Sorry to harp but I see you replying to other questions, just not mine. :(
Amarr Citizen 155 Nordar Innovations.	Posted - 2010.07.30 04:36:00 - [23] Originally by: Varo Jan And you continue to amuse me. You're the last person on earth who should be talking about trolling and maturity levels. The difference between you and I is that I publicly admit to being an *-hole whereas you act as though you are without flaws and point fingers in all directions. Originally by:** Varo Jan Here's the thing. Your two threads are devoid of any substance. They say absolutely nothing new. They continue the tradition of smokescreens and delaying tactics. The bank had already said people wanting to withdraw would only get x on the ISK - sometime. The bank had already said it intended to "work towards full solvency" - sometime. If you have a specific question, please feel free to ask rather than troll. Originally by: Varo Jan So nothing has changed. Now why don't you bugger off, make some real money for the bank for a change, and only open a new EBank thread when you are ready to take action, and not just jaw about taking action at some point in the future. So making threads about intent to do something or to provide updates is wrong? I apologize to everyone else for giving you this much attention and overlooking their comments. I'd be more than happy to answer legitimate questions but I don't think anyone else cares to watch us go back and forth. Originally by: Sugar Jugs Were my questions trollish? Illigitimate? Not worth adressing? Sorry to harp but I see you replying to other questions, just not mine. :( My apologies Sugar, I went to bed when you posted then got sidetracked. No EBANK is not solvent, we are simply moving through our plan to the next phase. I don't know the exact % that will be offered to those that wish to cut and run but I believe it to be in the neighborhood of 40%. As far as the past 6 months of activity, there will be more information provided in the % withdrawals update but to summarize: -some people have left -we continue to wade through the accounting mess and automate the reporting process -we've also had to deal with some website/forum issues -people asked to be able to withdraw their isk at the current account value % so we've decided to let them using some idle isk. -some people continue to tell us what we should do then when we go along with it they *** about it, but they suck and don't matter I know I've missed something but as always, I'm drinking and posting so there's likely to be omissions. I'm sure someone is likely to "set a trap" for me! -----------------/finger I only post on MD when I'm too drunk too give a **.
Lecherito	Posted - 2010.07.30 04:59:00 - [24] Originally by: Amarr Citizen 155 Originally by: Varo Jan Originally by: Lecherito erm, so what's the announcement, exactly? -L 1. They're confirming that depositors have lost at least 70% of their deposits. 2. They're announcing that they don't like having their devoid-of-any-substance posts locked by CCP. I just love your 'greater than thou' attitude, probably why I can't stand you or your posts and try to avoid your threads or talking to you in general(the whole if you don't have anything nice to say don't say anything at all concept). Too bad you can't put your big boy hat on and stop trolling. Also, I reported my last thread for lacking any content as it was about 90% a joke on Hexxx's behalf. If you would like to engage in mature conversations please feel free, but stooping to the levels that you so often have a problem with makes you nothing more than a hypocrite. Don't see anything in V's post that could be described as "greater than thou," much less as one that instills such hostility as is expressed towards him by yourself. You're losing your edge mate, shape the **** up. -L
Ray McCormack Nordar Innovations.	Posted - 2010.07.30 05:42:00 - [25] VJ, you're being disingenuous and you know it, stop it. An update has been requested multiple times by multiple parties over the past few months, this is it. And while minimal in content it is what has been requested of us to abate the fears of those that feel we have disappeared. Follow My EBANK Chatter
Varo Jan Caravanserai Consulting	Posted - 2010.07.30 06:10:00 - [26] Originally by: Ray McCormack VJ, you're being disingenuous and you know it, stop it. An update has been requested multiple times by multiple parties over the past few months, this is it. And while minimal in content it is what has been requested of us to abate the fears of those that feel we have disappeared. You're right, Ray. I was being disingenuous - for a purpose. But honestly, you guys suck so bad at PR it's... amazing. I am honestly delighted to hear that you expect to be able to repay 40%, not 30%. But AC just slipped that in as an aside! You'd have made far more impact if you'd just waited a bit longer until you were in a position to actually pay the 40%. Here's the difference: "We're announcing that we intend to make an announcement about stuff soon." "With immediate effect all depositors can draw 40% of their deposits." See what I mean? You guys are not going to disappear. I have my differences with you and AC especially, but I don't see either of you as runners. Misguided, certainly, but not runners. And that is probably a commonly held view. So I don't agree with you about the need for an announcement about an announcement now. Keep your gunpowder dry, don't draw your dirk unless you intend to use it, yadeyade.
Cista2 Hydra Investment Fund	Posted - 2010.07.30 06:56:00 - [27] Edited by: Cista2 on 30/07/2010 07:01:14 Since everyone are now commenting on VJ it made me want to chip in: Varo, I used to read your comments with interest when you started out and had ideas, actually you were one of the more inspiring persons here. But now it seems you only strived to achieve elite status so you could have the status to cut anyone else down and be a true b****. Or to be more lenient, you don't wear succes well. It's not a pretty sight either way. Example from my own LLSE idea thread (since I generally don't read your posts anymore): "In-game shares are useless for all purposes, barring a few exceptions. This isn't one of them." Not exactly constructive criticism, more the comment from someone who wants to be the #1 troll on the board. Well good luck with that although you have some competitors. And in general, to all the trollers out there I raise my finger: if you want to be critical there are more constructive ways. Cosmoray is a person that has attempted to run several of my ventures into the ground, but I always read what Cosmoray writes in any thread I see. Because he has good points, eve constructive ideas, as well as a tough attitude. Watch, and learn! ----------------------- "Signatures" chatroom for traders / Hydra Investment Fund
Cobalt Sixty Caldari Genos Occidere	Posted - 2010.07.30 07:05:00 - [28] Originally by: EBANK Amarr155 Post Account Freeze Withdrawals If you deposited isk AFTER the account freeze (8/25/2009) and wish to withdraw your isk (you are not obligated to), please submit a support ticket with the pertinent details of the deposit. If you wait to request a withdrawal during the pre account freeze withdrawal period you will forfeit all but the current account %. Basically, if you deposited isk after the freeze you need to either go through the procedure of withdrawing it now or wait until after the pre account freeze withdrawal period ends. Wasn't this always the case? I've been under the impression that anyone who deposited after the freeze (often by accident) could request withdrawal of their funds without a penalty. If my perception is indeed the case, then this part of your announcement appears to read: "Hi, (in maybe as soon as two weeks time) we're keeping most of your money if you deposited it after EBANK failed - for another indeterminate period, the current one approaching a year.". If I'm wrong, then ... well, pretty much the same statement again anyway. It feels like you're trying to excuse yourselves for keeping more money in whatever is left of EBANK. Is it unfeasible to action withdrawals on all post-freeze deposits? If so, why?
Amarr Citizen 155 Nordar Innovations.	Posted - 2010.07.30 07:17:00 - [29] Originally by: Cobalt Sixty Originally by: EBANK Amarr155 Post Account Freeze Withdrawals If you deposited isk AFTER the account freeze (8/25/2009) and wish to withdraw your isk (you are not obligated to), please submit a support ticket with the pertinent details of the deposit. If you wait to request a withdrawal during the pre account freeze withdrawal period you will forfeit all but the current account %. Basically, if you deposited isk after the freeze you need to either go through the procedure of withdrawing it now or wait until after the pre account freeze withdrawal period ends. Wasn't this always the case? I've been under the impression that anyone who deposited after the freeze (often by accident) could request withdrawal of their funds without a penalty. If my perception is indeed the case, then this part of your announcement appears to read: "Hi, (in maybe as soon as two weeks time) we're keeping most of your money if you deposited it after EBANK failed - for another indeterminate period, the current one approaching a year.". If I'm wrong, then ... well, pretty much the same statement again anyway. It feels like you're trying to excuse yourselves for keeping more money in whatever is left of EBANK. Is it unfeasible to action withdrawals on all post-freeze deposits? If so, why? You are both correct and incorrect. Isk deposited after the freeze has always been available to be withdrawn. The point I was trying to make is that if you deposited isk AFTER the freeze and you wait to request a withdraw DURING the % withdraw period, you will forfeit all but the % that pre-freeze withdraws are going to get. It sounds confusing and is confusing. I'm not saying we are keeping your isk if you don't withdraw it, I'm saying either withdraw it before the % withdraw period or after the % withdraw period but not during. The most important part of this whole announcement was to notify post-freeze depositors about the coming change so they could decide if they want 100% of their isk out now, or that they have to wait until after the % withdraw period to get 100%. I just don't want them requesting withdrawals during the % withdraw period and not getting the 100% that we have always agreed to pay them. Clear as mud or? -----------------/finger I only post on MD when I'm too drunk too give a ****.
Shar Tegral	Posted - 2010.07.30 07:25:00 - [30] Originally by: Ray McCormack An update has been requested multiple times by multiple parties over the past few months, this is it. And while minimal in content it is what has been requested of us to abate the fears of those that feel we have disappeared. I disagree with your statement Ray. This announcement contains quite a major bit of content and Varo is only partially right: Saying it is minor is a bad PR move. This is a major shift in eBank policy. Especially after many months of stubborness and "black box" appearance, you guys are bending to the needs of your customers and doing so in an open forum. There should be kudos and gratitude expressed and instead you have people continuing their habit of hate. Only a fool goes on and on about devaluation and isk run off. Of course isk ran off, Ricdic admitted it. Ran around making sure there was enough stink about it to make the news, with Hexxx's help I might add. If someone wants to continue the lynch mobbing on this issue I'd suggest flying to Australia and looking for Ric as a more effective use of their personal animus. As I see it there are three (3) general kinds of eBank customers: Confident: Supportive and willing to continue with their deposits in eBank's hands. Annoyed: They no longer have any confidence in eBank and what as much of their isk back as they can get. Disgusted: Many are hostile as well but essentially have given up on receiving any isk back thinking that eBank has robbed them. This action by eBank is the start of satisfying all three customer types. Those who are annoyed can start getting their what they can back, those who say eBank are thieves can get some isk back. As for those who are supportive, this actually makes it so that eBank can take in deposits from supporters and cash out non-supporters. Most importantly, it returns choice to the customer. Not a perfect solution but then perfection went bye bye when Ricdic decided to be a complete waste of space. So, in all honesty, thank you Ray, thank you AC. This action restores some of my confidence in eBank. PS: Might I suggest the "exchange rate" be proportionally tied to the ratio of liquid isk to institutional debt. This would allow those who say, "I want even a small portion of my isk back now", the chance to prove their words. Equally, as debt decreases in relation to available isk, the increasing ratio of exchange rewards those who "stick it out" the longest. Wealth, howsoever got, in Eve makes Lords of morons and gentlemen of thieves; Aptitude and intellect are needless here; 'Tis impudence and money that grants fame.
Companion Trollin You are going too fast	Posted - 2010.07.30 10:32:00 - [31] Originally by: Shar Tegral So, in all honesty, thank you Ray, thank you AC. This action restores some of my confidence in eBank. If you're confident in EBank then put your money where your mouth is and start making significant deposits at publicly available interest rates. ♥ Originally by: CCP Shadow Off-topic posts dealing with sexual orientation have been removed. Please keep this discussion on-topic. Thanks. -- Shadow
Ray McCormack Nordar Innovations.	Posted - 2010.07.30 13:34:00 - [32] Originally by: Varo Jan See what I mean? /me shrugs. Is this even worth an argument? You may not like it, but this world is not yours alone and others will appreciate the post - that fact is undeniable. If you don't like it, move on and ignore it. Getting into a debate on issues such as this is truly scraping the bottom of the lolbank hate barrel, there's bigger fish in there (and honestly it just comes across as you disagreeing with whatever we do regardless of relevance). Follow My EBANK Chatter
Menkaure Amarr LEM0N	Posted - 2010.07.30 14:14:00 - [33] Originally by: Shar Tegral PS: Might I suggest the "exchange rate" be proportionally tied to the ratio of liquid isk to institutional debt. This would allow those who say, "I want even a small portion of my isk back now", the chance to prove their words. Equally, as debt decreases in relation to available isk, the increasing ratio of exchange rewards those who "stick it out" the longest. Not liquid ISK. I imagine that Ebank is still running pretty illiquid still, and given their last public financials had about 100b to hand if memory serves to 1.7t debt. Thats much to low a ratio to base any form of withdrawal on. (5.7% thereabouts) Base it on NAV, ratio is about 37% or 38% as of a month or two ago. Out of interests sake I put together a spreadsheet to figure out what they'd have to do to stay solvent a few months back. If you lock the monthly payout at a certain rate and they still earn a certain % profit on all assets then they can actually give out x isk and not suffer a net loss in NAV. Examples... (740b Assets, 1.9b Liabilities) 3% Profit per month, 15b Payout, 0% Withdrawal fee - 100% Asset/Liability ratio in March 2013 3% Profit, 15b, 10% - January 2013 2%, 10b, 0% - July 2014 5%, 15b, 10% - Feb 2012 Etc. All the above values show no reduction in NAV at any stage (infact show an increase). They just have to get the ratio right and keep earning profit on what they have got. Strangely enough they have to earn more than they're giving out per month, ofc. About 2% on 740b if they went with 15b payout a month.
Grozen Caldari Titan Core	Posted - 2010.07.30 14:22:00 - [34] Edited by: Grozen on 30/07/2010 14:22:19 Hmm i can't say that this restores any of my trust in e-bank, but its a step in the right direction.There are still many things to be done but the fact that people have finally a way to get some of their isk back in their wallets is encouraging. knowledge is power
Dzil Caldari Caldari Independent Navy Reserve OWN Alliance	Posted - 2010.07.30 14:38:00 - [35] I'm glad to hear you're moving in the right direction. o7 Retired from corp sales. Time to spend some of this on pretty explosions :)
Cobalt Sixty Caldari Genos Occidere	Posted - 2010.07.30 16:11:00 - [36] Originally by: Amarr Citizen 155 The most important part of this whole announcement was to notify post-freeze depositors about the coming change so they could decide if they want 100% of their isk out now, or that they have to wait until after the % withdraw period to get 100%. I just don't want them requesting withdrawals during the % withdraw period and not getting the 100% that we have always agreed to pay them. Clear as mud or? Actually clearer, thank you. That being said, why not ID and gather up the incoming transactions from the post-freeze period onward and return them anyway - so they don't get in the way of the % withdrawals. Then you wouldn't have a somewhat confusing statement for those people about when and when not they should try to get a withdrawal from EBANK.
Shar Tegral	Posted - 2010.07.30 17:00:00 - [37] Originally by: Shar Tegral This action restores some of my confidence in eBank. Originally by: Companion Trollin If you're confident in EBank then put your money where your mouth is and start making significant deposits at publicly available interest rates. Ironic, that you think this is some comeuppance response to me whereas I am actually thinking about doing so. I truly believe that the only way to be properly supportive is to step up to the plate. Though I doubt such "character" is within you given that you troll with an alt. (See I've already been discussing about a new wave of deposits with AC so pbbbttttt.) Wealth, howsoever got, in Eve makes Lords of morons and gentlemen of thieves; Aptitude and intellect are needless here; 'Tis impudence and money that grants fame.
Dasola Minmatar	Posted - 2010.07.31 07:53:00 - [38] Edited by: Dasola on 31/07/2010 07:54:55 Hmm so theyre finally come to realise they cant get ebank to solvent again. Nice to see reality starting to sink in instead those grand illusions of greatness. and when it comes to loans, im sure none in their right mind wll take loan from "Bank" that has reputation of dishonoring its contracts anyways.
Ray McCormack Nordar Innovations.	Posted - 2010.07.31 13:11:00 - [39] We're on EVE-Gate (at least EBANK SencneS and EBANK Ray are), so please hit us up there for some candid communication. It's a bit sporadic, but some bi-directional activity might spruce that up. Follow My EBANK Chatter
Amarr Citizen 155 Nordar Innovations.	Posted - 2010.08.03 23:48:00 - [40] Again I want to remind everyone that if you submit a support ticket without a character name, it becomes nearly impossible to help you. Please remember to provide enough details to make it possible to help you. Thanks. http://support.eve-bank.net -----------------/finger I only post on MD when I'm too drunk too give a ****.
Vaerah Vahrokha Minmatar Vahrokh Consulting	Posted - 2010.08.04 08:56:00 - [41] Edited by: Vaerah Vahrokha on 04/08/2010 08:57:05 Quote: But honestly, you guys suck so bad at PR it's... amazing. I am honestly delighted to hear that you expect to be able to repay 40%, not 30%. But AC just slipped that in as an aside! You'd have made far more impact if you'd just waited a bit longer until you were in a position to actually pay the 40%. Here's the difference: Well, bad PR is a common trait you (and me and also CCP) share as well. Quote: "We're announcing that we intend to make an announcement about stuff soon." Sometimes even just stating something as little as "hey, we still exist" is a signal for their account holders that maybe - just maybe - everything is not lost. Of course this is EBANK's public stated intention and it does not necessarily have to become true. I mean: EBANK really digged their own grave, but there's no need to continue pis_sing in their shoes like an unconstructive broken record. - Auditing & consulting When looking for investors, please read http://tinyurl.com/n5ys4h + http://tinyurl.com/lrg4oz
Leneerra Minmatar Sebiestor tribe	Posted - 2010.08.04 13:33:00 - [42] Congratulations on making this step towards restoring choice to your customers. Am eagarly awaiting your next announcement (And hoping it appears soon)
Amarr Citizen 155 Nordar Innovations.	Posted - 2010.08.07 04:59:00 - [43] I received an interesting evemail today that I thought I would share. Quote: From: XXXXXXXXX Sent: 2010.08.06 22:56 To: EBANK Amarr155, Hail. I am writing an article at the moment about another bank that is set to open called EOBT and I would like if possible a short statement from EBANK on their thoughts about the new competition. If you could provide me with a statement, I would much appreciate it. Thank you, XXXXXXXXX I've been trying to decide how to respond and I've come up with a few ideas, let me know which one you like and I'll send it. Or post your own short response. 1. Competition? So they are going to be open for a year then the CEO is going to steal most of the isk and leave the game.... and they are somehow going to do it better than EBANK did? How unoriginal. 2. You're writing an article about a bank opening in Eve? God, the game must have really gotten boring when there's nothing better to report on. 3. Technically, we aren't really a bank right now. We're more of a holding company.... we hold a lot of debt and a little bit of isk and people can't really have it right now. 4. They're opening a bank in Eve? Tell them I've got a bridge for sale. 5. You should really do your homework next time. If you had, you would already know our statement about this new "competition".... /finger. -----------------/finger I only post on MD when I'm too drunk too give a ****.
Ray McCormack Nordar Innovations.	Posted - 2010.08.07 11:34:00 - [44] Originally by: Official lolbank announcement to any and all competitors We shall crush you with our inadequacy. Not to mention our hubris. And self-loathing. Follow My EBANK Chatter
Hexxx Minmatar	Posted - 2010.08.07 13:15:00 - [45] http://www.thebankofeve.com/ I believe that's the bank, I also believe the person who reached out to EBANK was from ISD. Projects Blog
Ji Sama Caldari Tash-Murkon Prime Industries manufacturing disaster	Posted - 2010.08.07 13:16:00 - [46] Edited by: Ji Sama on 07/08/2010 13:20:27 Poasting after AC, Ray and Hexxx. Thats a hatroll :) EDIT: Bank of EVE - BOE - Bind On Equip? What a fail bank, not once do they mention on any of their pages, WHO is behind the bank!
Ray McCormack Nordar Innovations.	Posted - 2010.08.07 14:20:00 - [47] Originally by: Ji Sama Poasting after AC, Ray and Hexxx. Thats a hatroll :) Yo Ji, want a job? We need a loan officer. Follow My EBANK Chatter
Ji Sama Caldari Tash-Murkon Prime Industries manufacturing disaster	Posted - 2010.08.07 15:21:00 - [48] Originally by: Ray McCormack Originally by: Ji Sama Poasting after AC, Ray and Hexxx. Thats a hatroll :) Yo Ji, want a job? We need a loan officer. Only if it means I can become an elitist pretentious asshat like you guys, hated and scorned by the community!
Ray McCormack Nordar Innovations.	Posted - 2010.08.07 15:27:00 - [49] Originally by: Ji Sama Only if it means I can become an elitist pretentious asshat like you guys, hated and scorned by the community! **** yeah, that's one of the perks of the job. There's also no pay. Follow My EBANK Chatter
Ji Sama Caldari Tash-Murkon Prime Industries manufacturing disaster	Posted - 2010.08.07 15:28:00 - [50] Originally by: Ray McCormack Originally by: Ji Sama Only if it means I can become an elitist pretentious asshat like you guys, hated and scorned by the community! **** yeah, that's one of the perks of the job. There's also no pay. Great im in, where do I sign up?
Ray McCormack Nordar Innovations.	Posted - 2010.08.07 15:50:00 - [51] Originally by: Ji Sama Great im in, where do I sign up? Email the text of a post advertising the loan service lolbank is offering to me ([email protected]) and we can go from there. You won't handle actual collateral or funds, just act as the middleman slash broker between the client and the bank. PS, you better not be joking, I know where you hang out. Follow My EBANK Chatter
Tavusii	Posted - 2010.08.07 21:30:00 - [52] Frist, I'd like to say that I think this is a great move in the right direction for EBANK. Secondly, I'd like to suggest that you hire a dedicated PR officer, and that Ray and AC refrain from replying to trolls in public threads. To put my money where my mouth is, I'll offer myself for this position. I'd offer you a challenge similar to the need for CCP to commit to excellence. EBANK - Please commit yourselves to clearer communication and professional attitude in official communications.
Ray McCormack Nordar Innovations.	Posted - 2010.08.08 06:41:00 - [53] Originally by: Tavusii To put my money where my mouth is, I'll offer myself for this position. Send an email to myself ([email protected]) detailing why you feel you are suited to this position, I will respond with a brief questionnaire and we can take it from there. Just a hint, comparing your potential performance against AC and I doesn't make you suited to the position, a monkey throwing pooh at a tea party could do better than us, we're looking for something more. Follow My EBANK Chatter
leona starfire LS Trading and Production Inc.	Posted - 2010.08.08 12:34:00 - [54] At the current rate how long does E-bank expect it will take to pay out accounts at 100%? With this information people can make a decision on if they want 40% now or 100% in 5-10 years time.
cosmoray Bella Vista Holdings Corp	Posted - 2010.08.10 20:10:00 - [55] 2 days left from the time frame quoted for the BIG ANNOUNCEMENT! Not gonna miss another deadline?
Breaker77 Gallente Reclamation Industries	Posted - 2010.08.10 20:13:00 - [56] Originally by: cosmoray Not gonna miss another deadline? Now you know that EBank is as accurate as our economist is when it comes to releasing information.
Rada Ionesco Caldari Club a Seal	Posted - 2010.08.10 23:40:00 - [57] And the scam machine starts up again.
Ray McCormack Nordar Innovations.	Posted - 2010.08.15 10:11:00 - [58] BLEEP authentication is now active from the Profile page, please let me know if you have any issues with it. Follow My EBANK Chatter
TornSoul BIG Majesta Empire	Posted - 2010.08.17 14:02:00 - [59] Edited by: TornSoul on 17/08/2010 14:03:48 Originally by: Ray McCormack BLEEP authentication is now active from the Profile page, please let me know if you have any issues with it. Confirmed to be working. Note that you need to supply the BLEEP code "All info" (the top most BLEEP code), else the EBANK website will complain that the info has been filtered. Thats fine with me personally. That particular BLEEP code simply gives access to the http://api.eve-online.com/account/Characters.xml.aspx page and nothing else (like an API key would) I.e. the BLEEP code will work with that page, and that page only (again - unlike an API key) As you can see (if you follow the link) this reveals all your other characters (that's the purpose of that page...) and also which corporation those characters are members of. EBANK has stated that they wan't this extra info (other chars and corp affiliations) for various reasons I'll not bother repeating here. Personally I don't particular like that, and would prefer to be able to simply supply the BLEEP code for the char that has an account with EBANK... In my case it has no practical implications either way so I've obliged them... --- This's simply a heads up to people about what info the BLEEP code will supply, and not least what it won't supply (everything else) to EBANK. It's in my opinion a far better alternative than simply handing over your actual (limited) API code - So thanks for (finally) implementing this. Again - Just a heads up, nothing more. --- EDIT : A link to BLEEP would seem in order BIG Lottery
Ray McCormack Nordar Innovations.	Posted - 2010.08.17 15:04:00 - [60] TS, can you return a more informative error when the BLEEP key has expired? At the moment it returns "Authorization Failure". Follow My EBANK Chatter
TornSoul BIG Majesta Empire	Posted - 2010.08.17 15:52:00 - [61] I'm simply returning what the EVE API returns. BIG Lottery
Ray McCormack Nordar Innovations.	Posted - 2010.08.17 16:25:00 - [62] Originally by: TornSoul I'm simply returning what the EVE API returns. When the BLEEP key is expired? Follow My EBANK Chatter
TornSoul BIG Majesta Empire	Posted - 2010.08.17 16:57:00 - [63] Yeah. I'm returning what you'd get if someone changed their API key (when the BLEEP key expires). As thats essentially the same thing. I do this by simply feeding the EVE API a fake key, and then feeding back the reply. Should the EVE API error message ever change, BLEEP will reflect that automatically that way. BIG Lottery
Cordin Hamir	Posted - 2010.08.21 21:23:00 - [64] Just for information was the Bleep thing the promised (1-2 weeks) update or is that still to come?
Ray McCormack Nordar Innovations.	Posted - 2010.08.22 07:17:00 - [65] No, the announcement will be made when we are ready to start issuing liquidation withdrawals. In order to do that we first need to accomplish the following: BLEEP Balance Sheet Withdrawal Fee and Warning One of three has been achieved, two was scheduled for this weekend but had to take a back seat for a few real life commitments and the long overdue AATP report, three is literally a half hour coding session of change, test, implement. Follow My EBANK Chatter
Dagny Bronstein	Posted - 2010.08.22 07:43:00 - [66] Originally by: Ray McCormack three is literally a half hour coding session of change, test, implement. lol, you're doing it wrong if you think a task will take 30m - double that number -> 1h (to account for testing) - move the result up one time unit -> 1 day (cause during testing you'll realize that you're still in prototype stage and nowhere near a finished product; if you feel lazy: ~ -> 60 hours) Originally by: fixed three will take us at least one day/between 2 and 3 days to change, test and implement. ... if you think that time estimate is too long, remember that according to Hofstadter's law it still is not long enough
Ray McCormack Nordar Innovations.	Posted - 2010.08.22 07:56:00 - [67] Now assume that the actual task is really 5 minutes and I've already done all that extrapolation. Follow My EBANK Chatter
Estel Arador	Posted - 2010.08.22 09:43:00 - [68] I saw EBANK now has a thread in Sell Orders advertising their loans. I think this is the first time EBANK has had a thread in Sell Orders (correct me if I'm wrong). Could someone elaborate on why this action was taken? Free jumpclone service\|1092 stations!
Ray McCormack Nordar Innovations.	Posted - 2010.08.22 11:14:00 - [69] Originally by: Estel Arador I saw EBANK now has a thread in Sell Orders advertising their loans. I think this is the first time EBANK has had a thread in Sell Orders (correct me if I'm wrong). Could someone elaborate on why this action was taken? There have definitely been loan threads from EBANK in the sales forum before, but this is the first one from the current management. The reason for doing so is quite simple, we need to boost our loan portfolio. It has waned over the past few months and we're taking action to increase it. You'll see that thread expanded over the next few weeks to highlight some of the benefits we offer (such as POS manufacturing and research of BPO collateral), but like most things it needs to pick up a bit of momentum first. Follow My EBANK Chatter
Ray McCormack Nordar Innovations.	Posted - 2010.08.26 18:29:00 - [70] Originally by: Ray McCormack Originally by: Tavusii To put my money where my mouth is, I'll offer myself for this position. Send an email to myself ([email protected]) detailing why you feel you are suited to this position, I will respond with a brief questionnaire and we can take it from there. /me shrugs. I followed up with an ingame mail last weekend, but am yet to receive a reply. Anyone else that feels they are up to the job, or indeed any other job at the bank, please feel free to fire off a mail to me. Follow My EBANK Chatter
Khamerernebty	Posted - 2010.09.03 14:12:00 - [71] Originally by: EBANK Amarr155 I'll skip any sort of introduction or opening and get right to the "meat" of this announcement. There will be another update in the next 1-2 weeks regarding the opening of % withdraws. Posted - 29/07/2010 07:16:00 2 weeks my arse!
Dzil Caldari Caldari Independent Navy Reserve OWN Alliance	Posted - 2010.09.03 14:45:00 - [72] Originally by: Khamerernebty Originally by: EBANK Amarr155 I'll skip any sort of introduction or opening and get right to the "meat" of this announcement. There will be another update in the next 1-2 weeks regarding the opening of % withdraws. Posted - 29/07/2010 07:16:00 2 weeks my arse! Ebank: Minmitar robustness with Amarr speed, and a touch of Gallente thing for boys. Retired from corp sales. Time to spend some of this on pretty explosions :)
Jovialmadness	Posted - 2010.09.03 15:06:00 - [73] sigh Gets popcorn. Why are we attempting the same ** over and over and over again. Why dont you blowhards just give me the isk now and let me ** it away on something nice like vodka for our future overlords. The tears will always flow from these no matter the attempts at people to make them work. NOTHING and i mean NOTHING is trustworthy enough to work....except maybe chribba cause he rocks. All this other BS is pure drama bomb waiting to happen. Just dissolve it ffs.
Ray McCormack Nordar Innovations.	Posted - 2010.09.03 17:23:00 - [74] AC155 is waiting on me to update the balance sheet. Once that is done we will know what the liquidation withdrawal percentage will be. If someone reputable is volunteering to take on this task then please email me at [email protected] and I can sort you out with what has been done already (it's an excel sheet, specifically the AATP one, that needs to be updated to pull from the lolbank API proxy and adjusted accordingly). Follow My EBANK Chatter
Pandorianna	Posted - 2010.09.03 17:56:00 - [75] Hmm, so as a potential new costumer... EBANK offers me a place to send my money for them to use and I can't withdraw it or if I manage to I receive no interest and have to go through a huge hassle to do that. Why would anyone do that??? Why not keep my money, put it in trade and wait for the products to eventually sell... I get to keep my money that way. In the meantime every one not using ebank.. please send me money for some reason you'll get it back.
Ray McCormack Nordar Innovations.	Posted - 2010.09.03 18:01:00 - [76] Originally by: Pandorianna Hmm, so as a potential new costumer... Follow My EBANK Chatter
Amarr Citizen 155 Nordar Innovations.	Posted - 2010.09.03 22:11:00 - [77] Originally by: Pandorianna Hmm, so as a potential new costumer... EBANK offers me a place to send my money for them to use and I can't withdraw it or if I manage to I receive no interest and have to go through a huge hassle to do that. Why would anyone do that??? Why not keep my money, put it in trade and wait for the products to eventually sell... I get to keep my money that way. In the meantime every one not using ebank.. please send me money for some reason you'll get it back. No thanks, we don't want you as a customer...your ability to state the obvious is way to obvious for us. In case anyone else missed the last year, we aren't seeking new depositors. We don't like the ones we already have so why would we want more? -----------------/finger I only post on MD when I'm too drunk too give a ****.
Grozen Caldari Titan Core	Posted - 2010.09.03 22:55:00 - [78] Originally by: Khamerernebty Originally by: EBANK Amarr155 I'll skip any sort of introduction or opening and get right to the "meat" of this announcement. There will be another update in the next 1-2 weeks regarding the opening of % withdraws. Posted - 29/07/2010 07:16:00 2 weeks my arse! So what happened with this^ i thought the new management would keep their promises. knowledge is power
Yendor Widdershins Gallente University of Caille	Posted - 2010.09.04 05:04:00 - [79] Originally by: Grozen [ So what happened with this^ i thought the new management would keep their promises. The new managers have not once followed through their promises, or allowed any depositors to have the fair value % of their ISK.
MasterChief351	Posted - 2010.09.04 12:47:00 - [80] Out of the 3Banks [its been 3 right?] id say EBank is the most "advanced" out of them there systems are very efficent like you can see your ISK in your account in no time at all which is also good by now i just hope they do come out of it cause they are very good even if there former CEO basicly got rid of 1.2tril ISK [1.2 right?] I dont care what trolls/"evil" people will say to me after this but all i can say is Keep up the good work if it is good work.

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PS, you better not be joking, I know where you hang out.