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| Author |
Thread Statistics | Show CCP posts - 2 post(s) |
Parsee789
Immaterial and Missing Power
106
   |
Posted - 2012.07.25 06:15:00 -
[1] - Quote
Being Concorded no longer gives your insurance - a step in the right direction.
If you purposely self-destruct your ship you shouldn't receive insurance. It simply doesn't make sense.
Its like receiving cash for blowing up my own car.
No insurance company would even consider giving you money for that. |
MotherMoon
Blue Republic
RvB - BLUE Republic
1027
|
Posted - 2012.07.25 06:28:00 -
[2] - Quote
wow, um, a really good point.
curious what tippia will say
http://dl.eve-files.com/media/1206/scimi.jpg |
Xercodo
Disturbed Friends Of Diazepam
1250
|
Posted - 2012.07.25 06:30:00 -
[3] - Quote
What about WH caps?!
We lose all that money D:
The Drake is a Lie |
Parsee789
Immaterial and Missing Power
107
|
Posted - 2012.07.25 06:32:00 -
[4] - Quote
Xercodo wrote:What about WH caps?!
We lose all that money D:
If you live in a wormhole and worrying about a insurance payment from self-destructing capital, you are doing it wrong. |
Mag's
the united
Negative Ten.
8590
|
Posted - 2012.07.25 06:33:00 -
[5] - Quote
Parsee789 wrote:Its like receiving cash for blowing up my own car.
No insurance company would even consider giving you money for that. Happens more than you'd think, in the UK. People setting fire to their cars, for the insurance money. But I digress.
I tend to agree, but I see this as a whine about SDing more that the insurance. As in the Concord insurance situation, it won't be enough and you'll be back here complaining for more.
Ho hum.
CCP Zulu.....
Forcing players to dock at the captain's quarters is a form of what we actually wanted to get through, which is making Incarna a seamless part of the EVE Online experience. |
Masikari
State War Academy
Caldari State
44
|
Posted - 2012.07.25 06:44:00 -
[6] - Quote
Yup, people can torch their own card and claim on the insurance saying it was stolen/set on fire/etc. How can the insurance company prove that you blew up your own stuff? |
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Chribba
Otherworld Enterprises
Otherworld Empire
4254
|
Posted - 2012.07.25 07:24:00 -
[7] - Quote
In this case, the black box of the ship would record that SD was activated, so unless you have a friend that loots the black box from the wreck, the insurance company would know you activated SD.
Why not remove insurance completely... make EVE that dark harsh place it is. Also it's not fair that supercaps cannot insure their ships - and ofc even more unfair that the base payout for a titan is like 650m...
/c
|
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Shantetha
Tribal Liberation Force
Minmatar Republic
2
|
Posted - 2012.07.25 07:44:00 -
[8] - Quote
I was thinking something similar Chribba, but not quite the same. Lowsec, Null, and wormholes are suppose to be dark harsh places, empire not as much but still dark and harsh.
So ya can loose your ship in Highsec and get a refund. Lowsec you risked and lost and the insurance company is penalizing the pay out for that extra risk. Nullsec you have a corp and alliance and the insurance company isn't going to risk any money out there in the wilds.
So the actual figures might come out something like this.
- Highsec hull reimbursement at current insurance prices.
- Lowsec 50% of hull reimbursement at current insurance prices
- Nullsec/WH 0% of hull reimbursement at current insurance prices.
- no insurance on SD irrespective of location in space.
|
Mag's
the united
Negative Ten.
9000
|
Posted - 2012.07.25 07:49:00 -
[9] - Quote
Shantetha wrote:I was thinking something similar Chribba, but not quite the same. Lowsec, Null, and wormholes are suppose to be dark harsh places, empire not as much but still dark and harsh. So ya can loose your ship in Highsec and get a refund. Lowsec you risked and lost and the insurance company is penalizing the pay out for that extra risk. Nullsec you have a corp and alliance and the insurance company isn't going to risk any money out there in the wilds. So the actual figures might come out something like this.
- Highsec hull reimbursement at current insurance prices.
- Lowsec 50% of hull reimbursement at current insurance prices
- Nullsec/WH 0% of hull reimbursement at current insurance prices.
- no insurance on SD irrespective of location in space.
Because high sec needs a buff and low/null needs a nerf? I can see you have your finger on the pulse of Eve. 
Remove all or nothing.
CCP Zulu.....
Forcing players to dock at the captain's quarters is a form of what we actually wanted to get through, which is making Incarna a seamless part of the EVE Online experience. |
Malcanis
Vanishing Point.
The Initiative.
4358
|
Posted - 2012.07.25 08:15:00 -
[10] - Quote
Xercodo wrote:What about WH caps?!
We lose all that money D:
Go out in a blaze of glory?
Malcanis' Law: Any proposal justified on the basis that "it will benefit new players" is invariably to the greater advantage of older, richer players.
Things to do in EVE:-áhttp://swiftandbitter.com/eve/wtd/ |
Malcanis
Vanishing Point.
The Initiative.
4358
|
Posted - 2012.07.25 08:16:00 -
[11] - Quote
Shantetha wrote:I was thinking something similar Chribba, but not quite the same. Lowsec, Null, and wormholes are suppose to be dark harsh places, empire not as much but still dark and harsh. So ya can loose your ship in Highsec and get a refund. Lowsec you risked and lost and the insurance company is penalizing the pay out for that extra risk. Nullsec you have a corp and alliance and the insurance company isn't going to risk any money out there in the wilds. So the actual figures might come out something like this.
- Highsec hull reimbursement at current insurance prices.
- Lowsec 50% of hull reimbursement at current insurance prices
- Nullsec/WH 0% of hull reimbursement at current insurance prices.
- no insurance on SD irrespective of location in space.
Yes there's just way too much PvP going on right now. Also we need to tank mineral demand. GG
Malcanis' Law: Any proposal justified on the basis that "it will benefit new players" is invariably to the greater advantage of older, richer players.
Things to do in EVE:-áhttp://swiftandbitter.com/eve/wtd/ |
MotherMoon
Blue Republic
RvB - BLUE Republic
1029
|
Posted - 2012.07.25 09:07:00 -
[12] - Quote
Chribba wrote:In this case, the black box of the ship would record that SD was activated, so unless you have a friend that loots the black box from the wreck, the insurance company would know you activated SD.
Why not remove insurance completely... make EVE that dark harsh place it is. Also it's not fair that supercaps cannot insure their ships - and ofc even more unfair that the base payout for a titan is like 650m...
/c
true why not remove insurance. you could even lower the materials needed a slight bit so they cost a little less but have no payout anyways.
well whatever side suggestions, you've really made me think today :/
edit wait why not, for the goal of removing it as an isk creator, just lower the material cost as if all ships were insured. allit does is act like everyone uses full insurance without the isk generation that hurts the econmy.
http://dl.eve-files.com/media/1206/scimi.jpg |
Freezehunter
212
|
Posted - 2012.07.25 11:08:00 -
[13] - Quote
I totally agree, it would help with removing insurance fraud.
Inappropriate signature, CCP Phantom. |
Brewlar Kuvakei
Adeptio Gloriae
105
|
Posted - 2012.07.25 11:14:00 -
[14] - Quote
EVE insurance is an isk fountain anyway just plain remove it. Eve insurers would have gone bust one billion times over as there premiums would never cover the pay outs. CCP should remove NPC insurance company's and allow insurances company's to become player run. SO no you can't insure your combat ship any more. High sec bears in orca's and freighters would probably still be able to get insured by an other player.
Kugutsumen - My signature insures that my post is always read by an ISD or Dev, does yours? |
Rakshasa Taisab
Sane Industries Inc.
887
|
Posted - 2012.07.25 11:30:00 -
[15] - Quote
They should just gradually lower the insurance payout over a two or three years and then remove the feature completely.
Industry, players and markets should have had plenty of time to adjust.
Nyan |
DrSmegma
Smegma United
Asgard Supplies and Logistics
58
|
Posted - 2012.07.25 11:46:00 -
[16] - Quote
Supporting this.
Also give me the option to SD Jita 4-4.
I don't really want to troll you. If I trolled you anyway, I'll probably edit it out as soon as the rage fades. |
Rats
Federal Navy Academy
Gallente Federation
116
|
Posted - 2012.07.25 11:53:00 -
[17] - Quote
Brewlar Kuvakei wrote:EVE insurance is an isk fountain anyway just plain remove it. Eve insurers would have gone bust one billion times over as there premiums would never cover the pay outs. CCP should remove NPC insurance company's and allow insurances company's to become player run. SO no you can't insure your combat ship any more. High sec bears in orca's and freighters would probably still be able to get insured by an other player.
Oh I see the protection rackets in there already, oooh sir that Hulk looks extremely flamable, for a small monthley fee....etc
Tal
-áI Fought the Law, and the Law Won... -áTalon Silverhawk-á |
Two step
Aperture Harmonics
K162
2066
|
Posted - 2012.07.25 12:00:00 -
[18] - Quote
I've asked about this several times in the past. I agree that it makes no sense, especially when you don't get insurance for getting killed by CONCORD
CSM 7 Secretary
CSM 6 Alternate Delegate
@two_step_eve on Twitter
My Blog
|
Seleia O'Sinnor
Drop of Honey
245
|
Posted - 2012.07.25 12:03:00 -
[19] - Quote
It's a pity that what the insurance pays is tied to the mineral index...oh wait did I just say that?
New inventory: Please bring back the old system this is a usability nightmare. |
Lady Ayeipsia
Red Federation
RvB - RED Federation
279
|
Posted - 2012.07.25 12:25:00 -
[20] - Quote
Can I get some of these insurence agents in my indy corp? These guys go into nul, wormhiles, wherever just to verify a ship blew up, and yet we never see them. Their skills must be amazing. So must be their cloaky t3 ships. How else could they do their job?
In other words, the assumption that spaceship insurance works in a manner similar to car insurance on earth. Why assume so? Why try to force a real world concept on a game, especially when the concept doesn't match. It would be far closer to marine insurance to begin with. Or maybe a completely different system. Maybe when you purchase a ship, some of the tax is.invested in a special insurance fund at a high return rate? Or it's just a complex scam? Who knows, but it would not be comparable to car insurance. |
dexington
66
|
Posted - 2012.07.25 12:27:00 -
[21] - Quote
Seleia O'Sinnor wrote:It's a pity that what the insurance pays is tied to the mineral index...oh wait did I just say that?
So it could be exploited like the FW LP?
GÇ£The best way to keep something bad from happening is to see it ahead of time, and you can't see it if you refuse to face the possibility.GÇ¥-á |
Rakshasa Taisab
Sane Industries Inc.
887
|
Posted - 2012.07.25 12:30:00 -
[22] - Quote
dexington wrote:Seleia O'Sinnor wrote:It's a pity that what the insurance pays is tied to the mineral index...oh wait did I just say that? So it could be exploited like the FW LP?
Yes, cause blowing up ships lowers mineral demand.
Nyan |
Danny Diamonds
Science and Trade Institute
Caldari State
13
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Posted - 2012.07.25 12:33:00 -
[23] - Quote
Remove insurance entirely. |
Othran
Brutor Tribe
Minmatar Republic
219
|
Posted - 2012.07.25 12:39:00 -
[24] - Quote
Remove the ability to self-destruct would seem to be the best solution.
If self-destruct actually caused area of effect damage to other ships there might be a valid reason for retaining it but it doesn't so there isn't.
Get rid of self-destruct. |
Danny Diamonds
Science and Trade Institute
Caldari State
13
|
Posted - 2012.07.25 12:43:00 -
[25] - Quote
. |
War Kitten
Panda McLegion
952
|
Posted - 2012.07.25 13:48:00 -
[26] - Quote
Chribba wrote:
Why not remove insurance completely... make EVE that dark harsh place it is. Also it's not fair that supercaps cannot insure their ships - and ofc even more unfair that the base payout for a titan is like 650m...
/c
This.
Ship insurance is ********. The time limit where it "runs out" is a disincentive to be a competent pilot and not lose your ships.
Here's your sign... |
Alexzandvar Douglass
NUTS AND BOLTS MANUFACTURING
En Garde
50
|
Posted - 2012.07.25 13:56:00 -
[27] - Quote
Shantetha wrote:I was thinking something similar Chribba, but not quite the same. Lowsec, Null, and wormholes are suppose to be dark harsh places, empire not as much but still dark and harsh. So ya can loose your ship in Highsec and get a refund. Lowsec you risked and lost and the insurance company is penalizing the pay out for that extra risk. Nullsec you have a corp and alliance and the insurance company isn't going to risk any money out there in the wilds. So the actual figures might come out something like this.
- Highsec hull reimbursement at current insurance prices.
- Lowsec 50% of hull reimbursement at current insurance prices
- Nullsec/WH 0% of hull reimbursement at current insurance prices.
- no insurance on SD irrespective of location in space.
Null sec is about as dark and harsh as the Small World ride in Disney World. Less Ganking, Less Hostiles, and less Spam. I wish it was Darker, damn sun glare hurts my eyes. |
Sotah Osodin
Tribal Liberation Force
Minmatar Republic
0
|
Posted - 2012.07.25 15:37:00 -
[28] - Quote
Replace it with mechanics that allow player run insurance companies? |
Lyron-Baktos
Selective Pressure
Rote Kapelle
282
|
Posted - 2012.07.25 15:48:00 -
[29] - Quote
I did not know SD paid out insurance. That should be corrected
On holiday. -áIn some other world.
Where the music of the radio was a labyrinth of sonorous colours.
To a bright centre of absolute convicton where the dripping patchouli was more than scent,
It was a sun-á |
FloppieTheBanjoClown
The Skunkworks
The Marmite Collective
2031
|
Posted - 2012.07.25 15:58:00 -
[30] - Quote
I used to agree with this notion, but then I thought it through.
If you aren't self-destructing in combat, then it would likely be viable to destroy the ship by more "conventional" means (shooting it) in order to get the insurance payment. So removing the insurance payment for SD outside of combat has no practical effect.
If you self-destruct in combat, it accomplishes two things: it denies the attackers a killmail, and it denies them loot as the contents of the ship are destroyed. Were I operating an insurance company, I'd *prefer* a doomed freighter self-destruct and deny the pirates their spoils. It keeps profit out of the hands of bad men who cost me money. I think what is at issue here is the lack of a killmail.
If you generate killmails for SD, then it functions ONLY as a means to deny loot. I find that perfectly acceptable and the victim--who was losing their ship regardless--should be compensated by insurance. The knowledge that a killmail will be made regardless of SD might also encourage cap pilots to fight to the bitter end rather than hit SD as soon as things go bad.
One step at a time, guys. Let's get SD killmails, and then see how things stand.
The Skunkworks is recruiting. -áhttps://forums.eveonline.com/default.aspx?g=posts&m=1540711#post1540711 |
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